Half-year report · HY
8515.TEDINET S100X0CM
Period2025-04-01 → 2025-09-30
Filed2025-11-13
StandardJapan GAAP
ConsolidatedYes
Data checks14 of 14 passed
Key figures · 44
| Metric | Value | Period | Scope | Source row |
|---|---|---|---|---|
| Revenue | ¥104.5bn | 2025-04-01 → 2025-09-30 | Cons. | Operating revenue1 |
| Revenue | ¥189.1bn | 2024-04-01 → 2025-03-31 | Cons. | Operating revenue1 (5-year summary) |
| Revenue | ¥91.3bn | 2024-04-01 → 2024-09-30 | Cons. | Operating revenue1 |
| Operating income | ¥16.7bn | 2025-04-01 → 2025-09-30 | Cons. | Operating income |
| Operating income | ¥9.0bn | 2024-04-01 → 2024-09-30 | Cons. | Operating income |
| Ordinary income | ¥16.5bn | 2025-04-01 → 2025-09-30 | Cons. | Ordinary income |
| Ordinary income | ¥26.8bn | 2024-04-01 → 2025-03-31 | Cons. | Ordinary income loss (5-year summary) |
| Ordinary income | ¥9.7bn | 2024-04-01 → 2024-09-30 | Cons. | Ordinary income |
| Profit before tax | ¥16.3bn | 2025-04-01 → 2025-09-30 | Cons. | Income before income taxes |
| Profit before tax | ¥8.1bn | 2024-04-01 → 2024-09-30 | Cons. | Income before income taxes |
| Net income (owners) | ¥12.7bn | 2025-04-01 → 2025-09-30 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥22.5bn | 2024-04-01 → 2025-03-31 | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income (owners) | ¥7.2bn | 2024-04-01 → 2024-09-30 | Cons. | Profit loss attributable to owners of parent |
| Net income | ¥12.6bn | 2025-04-01 → 2025-09-30 | Cons. | Profit loss |
| Net income | ¥6.9bn | 2024-04-01 → 2024-09-30 | Cons. | Profit loss |
| Total assets | ¥1.52T | at 2025-09-30 | Cons. | Assets |
| Total assets | ¥1.45T | at 2025-03-31 | Cons. | Assets |
| Total assets | ¥1.33T | at 2024-09-30 | Cons. | Total assets (5-year summary) |
| Total liabilities | ¥1.29T | at 2025-09-30 | Cons. | Liabilities |
| Total liabilities | ¥1.23T | at 2025-03-31 | Cons. | Liabilities |
| Net assets / equity | ¥233.0bn | at 2025-09-30 | Cons. | Net assets |
| Net assets / equity | ¥221.4bn | at 2025-03-31 | Cons. | Net assets |
| Net assets / equity | ¥206.1bn | at 2024-09-30 | Cons. | Net assets (5-year summary) |
| Cash and deposits | ¥44.3bn | at 2025-09-30 | Cons. | Cash and deposits |
| Cash and deposits | ¥60.6bn | at 2025-03-31 | Cons. | Cash and deposits |
| Cash & equivalents | ¥44.2bn | at 2025-09-30 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥55.9bn | at 2025-03-31 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥43.9bn | at 2024-09-30 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥51.9bn | at 2024-03-31v | Cons. | Cash and cash equivalents |
| Operating cash flow | −¥35.6bn | 2025-04-01 → 2025-09-30 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | −¥82.9bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Operating cash flow | −¥51.5bn | 2024-04-01 → 2024-09-30 | Cons. | Net cash provided by used in operating activities |
| Investing cash flow | −¥634m | 2025-04-01 → 2025-09-30 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | −¥35.1bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Investing cash flow | −¥13.1bn | 2024-04-01 → 2024-09-30 | Cons. | Net cash provided by used in investment activities |
| Financing cash flow | ¥23.8bn | 2025-04-01 → 2025-09-30 | Cons. | Net cash provided by used in financing activities |
| Financing cash flow | ¥119.8bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in financing activities (5-year summary) |
| Financing cash flow | ¥54.4bn | 2024-04-01 → 2024-09-30 | Cons. | Net cash provided by used in financing activities |
| EPS (basic) | ¥26.44 | 2025-04-01 → 2025-09-30 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥46.91 | 2024-04-01 → 2025-03-31 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥14.94 | 2024-04-01 → 2024-09-30 | Cons. | Basic earnings loss per share (5-year summary) |
| Equity ratio | 15.1% | at 2025-09-30 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 15.0% | at 2025-03-31 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 15.2% | at 2024-09-30 | Cons. | Equity to asset ratio (5-year summary) |
Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.
Segments · 30
| Segment | Item | Period | Value |
|---|---|---|---|
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue | 2025-04-01 → 2025-09-30 | ¥25.8bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue external | 2025-04-01 → 2025-09-30 | ¥25.7bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue intersegment | 2025-04-01 → 2025-09-30 | ¥91m |
| Aifulreportable segment | revenue | 2025-04-01 → 2025-09-30 | ¥59.4bn |
| Aifulreportable segment | revenue external | 2025-04-01 → 2025-09-30 | ¥59.3bn |
| Aifulreportable segment | revenue intersegment | 2025-04-01 → 2025-09-30 | ¥26m |
| Life Cardreportable segment | revenue | 2025-04-01 → 2025-09-30 | ¥19.6bn |
| Life Cardreportable segment | revenue external | 2025-04-01 → 2025-09-30 | ¥19.4bn |
| Life Cardreportable segment | revenue intersegment | 2025-04-01 → 2025-09-30 | ¥186m |
| —segment total | revenue | 2025-04-01 → 2025-09-30 | ¥78.9bn |
| —segment total | revenue external | 2025-04-01 → 2025-09-30 | ¥78.7bn |
| —segment total | revenue intersegment | 2025-04-01 → 2025-09-30 | ¥213m |
| Total Of Reportable Segments And Otherssegment total | revenue | 2025-04-01 → 2025-09-30 | ¥104.8bn |
| Total Of Reportable Segments And Otherssegment total | revenue external | 2025-04-01 → 2025-09-30 | ¥104.5bn |
| Total Of Reportable Segments And Otherssegment total | revenue intersegment | 2025-04-01 → 2025-09-30 | ¥305m |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue | 2024-04-01 → 2024-09-30 | ¥19.1bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue external | 2024-04-01 → 2024-09-30 | ¥19.0bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue intersegment | 2024-04-01 → 2024-09-30 | ¥29m |
| Aifulreportable segment | revenue | 2024-04-01 → 2024-09-30 | ¥53.4bn |
| Aifulreportable segment | revenue external | 2024-04-01 → 2024-09-30 | ¥53.4bn |
| Aifulreportable segment | revenue intersegment | 2024-04-01 → 2024-09-30 | ¥14m |
| Life Cardreportable segment | revenue | 2024-04-01 → 2024-09-30 | ¥19.0bn |
| Life Cardreportable segment | revenue external | 2024-04-01 → 2024-09-30 | ¥18.8bn |
| Life Cardreportable segment | revenue intersegment | 2024-04-01 → 2024-09-30 | ¥175m |
| —segment total | revenue | 2024-04-01 → 2024-09-30 | ¥72.4bn |
| —segment total | revenue external | 2024-04-01 → 2024-09-30 | ¥72.3bn |
| —segment total | revenue intersegment | 2024-04-01 → 2024-09-30 | ¥190m |
| Total Of Reportable Segments And Otherssegment total | revenue | 2024-04-01 → 2024-09-30 | ¥91.5bn |
| Total Of Reportable Segments And Otherssegment total | revenue external | 2024-04-01 → 2024-09-30 | ¥91.3bn |
| Total Of Reportable Segments And Otherssegment total | revenue intersegment | 2024-04-01 → 2024-09-30 | ¥219m |
Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.
All source rows · 567
| Item | Context | Value | Unit |
|---|---|---|---|
| Equity in earnings losses of affiliates ope cf | Prior1InterimDuration | -39000000 | JPY |
| Equity in earnings losses of affiliates ope cf | InterimDuration | -49000000 | JPY |
| Decrease increase in operating loans receivable ope cf | Prior1InterimDuration | -31390000000 | JPY |
| Decrease increase in operating loans receivable ope cf | InterimDuration | -35528000000 | JPY |
| Decrease increase in accounts receivable installment ope cf | Prior1InterimDuration | -14065000000 | JPY |
| Decrease increase in accounts receivable installment ope cf | InterimDuration | -14760000000 | JPY |
| Decrease increase in other operating debentures ope cf | Prior1InterimDuration | -1364000000 | JPY |
| Decrease increase in other operating debentures ope cf | InterimDuration | -963000000 | JPY |
| Decrease increase in accounts receivable other ope cf | Prior1InterimDuration | 10642000000 | JPY |
| Decrease increase in accounts receivable other ope cf | InterimDuration | -1035000000 | JPY |
| Increase decrease in deposits received ope cf | Prior1InterimDuration | -9922000000 | JPY |
| Increase decrease in deposits received ope cf | InterimDuration | 1245000000 | JPY |
| Decrease increase in purchased receivables ope cf | Prior1InterimDuration | -998000000 | JPY |
| Decrease increase in purchased receivables ope cf | InterimDuration | -92000000 | JPY |
| Decrease increase in claims provable in bankruptcy claims provable in rehabilitation ope cf | Prior1InterimDuration | 702000000 | JPY |
| Decrease increase in claims provable in bankruptcy claims provable in rehabilitation ope cf | InterimDuration | 770000000 | JPY |
| Decrease increase in operational guarantee deposits ope cf | Prior1InterimDuration | 90000000 | JPY |
| Decrease increase in operational guarantee deposits ope cf | InterimDuration | － | JPY |
| Decrease increase in other current assets ope cf | Prior1InterimDuration | 3112000000 | JPY |
| Decrease increase in other current assets ope cf | InterimDuration | 20000000 | JPY |
| Increase decrease in other current liabilities ope cf | Prior1InterimDuration | -16664000000 | JPY |
| Increase decrease in other current liabilities ope cf | InterimDuration | -1079000000 | JPY |
| Other net ope cf | Prior1InterimDuration | -1822000000 | JPY |
| Other net ope cf | InterimDuration | 1066000000 | JPY |
| Subtotal ope cf | Prior1InterimDuration | -48477000000 | JPY |
| Subtotal ope cf | InterimDuration | -32214000000 | JPY |
| Interest and dividends income received ope cf inv cf | Prior1InterimDuration | 75000000 | JPY |
| Interest and dividends income received ope cf inv cf | InterimDuration | 107000000 | JPY |
| Income taxes refund ope cf | Prior1InterimDuration | 84000000 | JPY |
| Income taxes refund ope cf | InterimDuration | 35000000 | JPY |
| Income taxes paid ope cf | Prior1InterimDuration | -3152000000 | JPY |
| Income taxes paid ope cf | InterimDuration | -3559000000 | JPY |
| Net cash provided by used in operating activities | Prior1InterimDuration | -51469000000 | JPY |
| Net cash provided by used in operating activities | InterimDuration | -35630000000 | JPY |
| Payments into time deposits inv cf | Prior1InterimDuration | -4631000000 | JPY |
| Payments into time deposits inv cf | InterimDuration | － | JPY |
| Proceeds from withdrawal of time deposits inv cf | Prior1InterimDuration | 4949000000 | JPY |
| Proceeds from withdrawal of time deposits inv cf | InterimDuration | 4646000000 | JPY |
| Purchase of property plant and equipment inv cf | Prior1InterimDuration | -329000000 | JPY |
| Purchase of property plant and equipment inv cf | InterimDuration | -689000000 | JPY |
| Purchase of intangible assets inv cf | Prior1InterimDuration | -3951000000 | JPY |
| Purchase of intangible assets inv cf | InterimDuration | -2906000000 | JPY |
| Purchase of investment securities inv cf | Prior1InterimDuration | -909000000 | JPY |
| Purchase of investment securities inv cf | InterimDuration | -765000000 | JPY |
| Payments of long term loans receivable inv cf | Prior1InterimDuration | -2045000000 | JPY |
| Payments of long term loans receivable inv cf | InterimDuration | -1066000000 | JPY |
| Collection of long term loans receivable inv cf | Prior1InterimDuration | 150000000 | JPY |
| Collection of long term loans receivable inv cf | InterimDuration | 94000000 | JPY |
| Purchase of investments in subsidiaries resulting in change in scope of consolidation inv cf | Prior1InterimDuration | -6759000000 | JPY |
| Purchase of investments in subsidiaries resulting in change in scope of consolidation inv cf | InterimDuration | -220000000 | JPY |
Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.
Data checks · 14 of 14 passed
| balance sheet identity | pass rounding |
| balance sheet identity | pass |
| dei present | pass |
| period resolution | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net income attributable to parent | pass |
| statement vs summary · net income attributable to parent | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · revenue | pass |
| statement vs summary · revenue | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |