Annual report

Period2025-04-01 → 2026-03-31
Filed2026-06-17
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 130
MetricValuePeriodScopeSource row
Ordinary income¥35.5bn2025-04-01 → 2026-03-31Cons.Ordinary income
Ordinary income¥26.2bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥20.6bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥13.3bn2022-04-01 → 2023-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥10.6bn2021-04-01 → 2022-03-31vCons.Ordinary income loss (5-year summary)
Profit before tax¥35.3bn2025-04-01 → 2026-03-31Cons.Income before income taxes
Profit before tax¥24.7bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Net income (owners)¥34.7bn2025-04-01 → 2026-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥20.2bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥15.4bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥10.6bn2022-04-01 → 2023-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥8.0bn2021-04-01 → 2022-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥34.7bn2025-04-01 → 2026-03-31Cons.Profit loss
Net income¥20.2bn2024-04-01 → 2025-03-31Cons.Profit loss
Total assets¥3.54Tat 2026-03-31Cons.Assets
Total assets¥3.46Tat 2025-03-31Cons.Assets
Total assets¥3.56Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥3.64Tat 2023-03-31vCons.Total assets (5-year summary)
Total assets¥3.59Tat 2022-03-31vCons.Total assets (5-year summary)
Total liabilities¥3.22Tat 2026-03-31Cons.Liabilities
Total liabilities¥3.17Tat 2025-03-31Cons.Liabilities
Net assets / equity¥323.4bnat 2026-03-31Cons.Net assets
Net assets / equity¥295.8bnat 2025-03-31Cons.Net assets
Net assets / equity¥295.1bnat 2024-03-31vCons.Net assets
Net assets / equity¥271.0bnat 2023-03-31vCons.Net assets (5-year summary)
Net assets / equity¥264.2bnat 2022-03-31vCons.Net assets (5-year summary)
Cash & equivalents¥430.5bnat 2026-03-31Cons.Cash and cash equivalents
Cash & equivalents¥684.5bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥965.3bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥1.02Tat 2023-03-31vCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥855.8bnat 2022-03-31vCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥148.1bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥208.5bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥93.1bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥24.5bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥142.2bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥81.7bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥56.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥45.1bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥142.3bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥210.8bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥24.1bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥15.9bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥8.3bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥1.1bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥18.8bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥198.552025-04-01 → 2026-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥106.842024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥75.442023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥56.152022-04-01 → 2023-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥34.722021-04-01 → 2022-03-31vCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,896.79at 2026-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,609.96at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,532.15at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,438.33at 2023-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,402.54at 2022-03-31vCons.Net assets per share (5-year summary)
Equity ratio9.1%at 2026-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio8.5%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio8.2%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio7.4%at 2023-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio7.3%at 2022-03-31vCons.Equity to asset ratio (5-year summary)
ROE11.2%2025-04-01 → 2026-03-31Cons.Rate of return on equity (5-year summary)
ROE6.8%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE5.4%2023-04-01 → 2024-03-31vCons.Rate of return on equity (5-year summary)
ROE4.0%2022-04-01 → 2023-03-31vCons.Rate of return on equity (5-year summary)
ROE2.9%2021-04-01 → 2022-03-31vCons.Rate of return on equity (5-year summary)
Employees1,383at 2026-03-31Cons.Number of employees
Employees1,405at 2025-03-31Cons.Number of employees
Employees1,449at 2024-03-31vCons.Number of employees
Employees1,535at 2023-03-31vCons.Number of employees
Employees1,607at 2022-03-31vCons.Number of employees
Ordinary income¥34.5bn2025-04-01 → 2026-03-31StandaloneOrdinary income
Ordinary income¥25.6bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥20.2bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥11.3bn2022-04-01 → 2023-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥10.1bn2021-04-01 → 2022-03-31vStandaloneOrdinary income loss (5-year summary)
Profit before tax¥34.7bn2025-04-01 → 2026-03-31StandaloneIncome before income taxes
Profit before tax¥24.2bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Net income¥34.0bn2025-04-01 → 2026-03-31StandaloneProfit loss
Net income¥19.8bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥15.0bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥9.5bn2022-04-01 → 2023-03-31vStandaloneNet income loss (5-year summary)
Net income¥7.9bn2021-04-01 → 2022-03-31vStandaloneNet income loss (5-year summary)
Total assets¥3.52Tat 2026-03-31StandaloneAssets
Total assets¥3.44Tat 2025-03-31StandaloneAssets
Total assets¥3.54Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥3.62Tat 2023-03-31vStandaloneTotal assets (5-year summary)
Total assets¥3.57Tat 2022-03-31vStandaloneTotal assets (5-year summary)
Total liabilities¥3.22Tat 2026-03-31StandaloneLiabilities
Total liabilities¥3.16Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥302.5bnat 2026-03-31StandaloneNet assets
Net assets / equity¥280.5bnat 2025-03-31StandaloneNet assets
Net assets / equity¥277.8bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥255.2bnat 2023-03-31vStandaloneNet assets (5-year summary)
Net assets / equity¥246.4bnat 2022-03-31vStandaloneNet assets (5-year summary)
EPS (basic)¥194.512025-04-01 → 2026-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥104.762024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥73.732023-04-01 → 2024-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥50.632022-04-01 → 2023-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥34.262021-04-01 → 2022-03-31vStandaloneBasic earnings loss per share (5-year summary)
Dividend per share¥602025-04-01 → 2026-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥292024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥212023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥92022-04-01 → 2023-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥62021-04-01 → 2022-03-31vStandaloneDividend paid per share (5-year summary)
Net assets per share¥1,774.8at 2026-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,526.91at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,442.73at 2024-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥1,354.61at 2023-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥1,308.17at 2022-03-31vStandaloneNet assets per share (5-year summary)
Equity ratio8.6%at 2026-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio8.1%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio7.8%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio7.0%at 2023-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio6.9%at 2022-03-31vStandaloneEquity to asset ratio (5-year summary)
ROE11.7%2025-04-01 → 2026-03-31StandaloneRate of return on equity (5-year summary)
ROE7.1%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE5.6%2023-04-01 → 2024-03-31vStandaloneRate of return on equity (5-year summary)
ROE3.8%2022-04-01 → 2023-03-31vStandaloneRate of return on equity (5-year summary)
ROE3.1%2021-04-01 → 2022-03-31vStandaloneRate of return on equity (5-year summary)
Shares issued197,139,000at 2026-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued197,139,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued232,139,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued232,139,000at 2023-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued232,139,000at 2022-03-31vStandaloneTotal number of issued shares (5-year summary)
Employees1,169at 2026-03-31StandaloneNumber of employees
Employees1,172at 2025-03-31StandaloneNumber of employees
Employees1,209at 2024-03-31vStandaloneNumber of employees
Employees1,283at 2023-03-31vStandaloneNumber of employees
Employees1,352at 2022-03-31vStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 46
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2025-04-01 → 2026-03-31¥233m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2025-04-01 → 2026-03-31¥177m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsemployeesat 2026-03-31214 pure
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2026-03-31¥9.1bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2026-03-31¥903m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2026-03-31¥48.0bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2026-03-31¥1.1bn
Reconciling Itemsreconcilingrevenue external2025-04-01 → 2026-03-31−¥29m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2026-03-31−¥1.1bn
Reconciling Itemsreconcilingsegment assetsat 2026-03-31−¥22.2bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2026-03-31−¥119m
Bankingreportable segmentcapex2025-04-01 → 2026-03-31¥2.8bn
Bankingreportable segmentdepreciation2025-04-01 → 2026-03-31¥3.8bn
Bankingreportable segmentemployeesat 2026-03-311169 pure
Bankingreportable segmentrevenue external2025-04-01 → 2026-03-31¥100.9bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2026-03-31¥211m
Bankingreportable segmentsegment assetsat 2026-03-31¥3.52T
Bankingreportable segmentsegment ordinary income2025-04-01 → 2026-03-31¥34.5bn
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2026-03-31¥3.0bn
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2026-03-31¥3.9bn
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2026-03-31¥109.9bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2026-03-31¥1.1bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2026-03-31¥3.57T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2026-03-31¥35.6bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2025-03-31¥306m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2025-03-31¥194m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2025-03-31¥8.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2025-03-31¥977m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-03-31¥43.8bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2025-03-31¥649m
Reconciling Itemsreconcilingrevenue external2024-04-01 → 2025-03-31−¥372m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2025-03-31−¥1.1bn
Reconciling Itemsreconcilingsegment assetsat 2025-03-31−¥25.4bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2025-03-31−¥139m
Bankingreportable segmentcapex2024-04-01 → 2025-03-31¥1.7bn
Bankingreportable segmentdepreciation2024-04-01 → 2025-03-31¥5.8bn
Bankingreportable segmentrevenue external2024-04-01 → 2025-03-31¥83.0bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥147m
Bankingreportable segmentsegment assetsat 2025-03-31¥3.44T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥25.6bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2025-03-31¥2.0bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2025-03-31¥6.0bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2025-03-31¥91.5bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2025-03-31¥1.1bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-03-31¥3.49T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2025-03-31¥26.3bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,903
ItemContextValueUnit
Fees and commissions oibnkPrior1YearDuration8650000000JPY
Fees and commissions oibnkCurrentYearDuration9246000000JPY
Other ordinary income oibnkPrior1YearDuration4133000000JPY
Other ordinary income oibnkCurrentYearDuration3642000000JPY
Gains on sales of bonds oibnkPrior1YearDuration3000000JPY
Gains on sales of bonds oibnkCurrentYearDuration3000000JPY
Gains on redemption of bonds oibnkPrior1YearDuration1123000000JPY
Gains on redemption of bonds oibnkCurrentYearDuration160000000JPY
Other other ordinary income oibnkPrior1YearDuration3007000000JPY
Other other ordinary income oibnkCurrentYearDuration3479000000JPY
Other income oibnkPrior1YearDuration9882000000JPY
Other income oibnkCurrentYearDuration18895000000JPY
Reversal of allowance for loan losses oibnkPrior1YearDuration3246000000JPY
Reversal of allowance for loan losses oibnkCurrentYearDuration8080000000JPY
Recoveries of written off claims oibnkPrior1YearDuration5968000000JPY
Recoveries of written off claims oibnkCurrentYearDuration7829000000JPY
Gain on sales of stocks and other securities oibnkPrior1YearDuration1000000JPY
Gain on sales of stocks and other securities oibnkCurrentYearDuration1430000000JPY
Other other income oibnkPrior1YearDuration666000000JPY
Other other income oibnkCurrentYearDuration1554000000JPY
Ordinary expenses bnkPrior1YearDuration64932000000JPY
Ordinary expenses bnkCurrentYearDuration74393000000JPY
Interest expenses oebnkPrior1YearDuration2551000000JPY
Interest expenses oebnkCurrentYearDuration7700000000JPY
Interest on deposits oebnkPrior1YearDuration2543000000JPY
Interest on deposits oebnkCurrentYearDuration7685000000JPY
Interest on call money and bills sold oebnkPrior1YearDuration-JPY
Interest on call money and bills sold oebnkCurrentYearDuration5000000JPY
Interest on payables under securities lending transactions oebnkPrior1YearDuration-JPY
Interest on payables under securities lending transactions oebnkCurrentYearDuration5000000JPY
Other interest expenses oebnkPrior1YearDuration8000000JPY
Other interest expenses oebnkCurrentYearDuration3000000JPY
Fees and commissions payments oebnkPrior1YearDuration9867000000JPY
Fees and commissions payments oebnkCurrentYearDuration9447000000JPY
Other ordinary expenses oebnkPrior1YearDuration5533000000JPY
Other ordinary expenses oebnkCurrentYearDuration11847000000JPY
Loss on sales of bonds oebnkPrior1YearDuration1249000000JPY
Loss on sales of bonds oebnkCurrentYearDuration5931000000JPY
Loss on redemption of bonds oebnkPrior1YearDuration1525000000JPY
Loss on redemption of bonds oebnkCurrentYearDuration2697000000JPY
Other other operating expenses oebnkPrior1YearDuration2758000000JPY
Other other operating expenses oebnkCurrentYearDuration3218000000JPY
General and administrative expenses oebnkPrior1YearDuration37708000000JPY
General and administrative expenses oebnkCurrentYearDuration36539000000JPY
Other expenses oebnkPrior1YearDuration9271000000JPY
Other expenses oebnkCurrentYearDuration8859000000JPY
Written off of loans oebnkPrior1YearDuration6971000000JPY
Written off of loans oebnkCurrentYearDuration6615000000JPY
Losses on devaluation of stocks and other securities oebnkPrior1YearDuration0JPY
Losses on devaluation of stocks and other securities oebnkCurrentYearDuration0JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2026-03-31pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2026-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2026-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2026-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2026-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2026-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2026-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2026-03-31pass