Annual report

Period2025-04-01 → 2026-03-31
Filed2026-06-17
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 130
MetricValuePeriodScopeSource row
Ordinary income¥35.5bn2025-04-01 → 2026-03-31Cons.Ordinary income
Ordinary income¥26.2bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥20.6bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥13.3bn2022-04-01 → 2023-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥10.6bn2021-04-01 → 2022-03-31vCons.Ordinary income loss (5-year summary)
Profit before tax¥35.3bn2025-04-01 → 2026-03-31Cons.Income before income taxes
Profit before tax¥24.7bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Net income (owners)¥34.7bn2025-04-01 → 2026-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥20.2bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥15.4bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥10.6bn2022-04-01 → 2023-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥8.0bn2021-04-01 → 2022-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥34.7bn2025-04-01 → 2026-03-31Cons.Profit loss
Net income¥20.2bn2024-04-01 → 2025-03-31Cons.Profit loss
Total assets¥3.54Tat 2026-03-31Cons.Assets
Total assets¥3.46Tat 2025-03-31Cons.Assets
Total assets¥3.56Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥3.64Tat 2023-03-31vCons.Total assets (5-year summary)
Total assets¥3.59Tat 2022-03-31vCons.Total assets (5-year summary)
Total liabilities¥3.22Tat 2026-03-31Cons.Liabilities
Total liabilities¥3.17Tat 2025-03-31Cons.Liabilities
Net assets / equity¥323.4bnat 2026-03-31Cons.Net assets
Net assets / equity¥295.8bnat 2025-03-31Cons.Net assets
Net assets / equity¥295.1bnat 2024-03-31vCons.Net assets
Net assets / equity¥271.0bnat 2023-03-31vCons.Net assets (5-year summary)
Net assets / equity¥264.2bnat 2022-03-31vCons.Net assets (5-year summary)
Cash & equivalents¥430.5bnat 2026-03-31Cons.Cash and cash equivalents
Cash & equivalents¥684.5bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥965.3bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥1.02Tat 2023-03-31vCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥855.8bnat 2022-03-31vCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥148.1bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥208.5bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥93.1bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥24.5bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥142.2bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥81.7bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥56.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥45.1bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥142.3bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥210.8bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥24.1bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥15.9bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥8.3bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥1.1bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥18.8bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥198.552025-04-01 → 2026-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥106.842024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥75.442023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥56.152022-04-01 → 2023-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥34.722021-04-01 → 2022-03-31vCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,896.79at 2026-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,609.96at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,532.15at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,438.33at 2023-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,402.54at 2022-03-31vCons.Net assets per share (5-year summary)
Equity ratio9.1%at 2026-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio8.5%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio8.2%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio7.4%at 2023-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio7.3%at 2022-03-31vCons.Equity to asset ratio (5-year summary)
ROE11.2%2025-04-01 → 2026-03-31Cons.Rate of return on equity (5-year summary)
ROE6.8%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE5.4%2023-04-01 → 2024-03-31vCons.Rate of return on equity (5-year summary)
ROE4.0%2022-04-01 → 2023-03-31vCons.Rate of return on equity (5-year summary)
ROE2.9%2021-04-01 → 2022-03-31vCons.Rate of return on equity (5-year summary)
Employees1,383at 2026-03-31Cons.Number of employees
Employees1,405at 2025-03-31Cons.Number of employees
Employees1,449at 2024-03-31vCons.Number of employees
Employees1,535at 2023-03-31vCons.Number of employees
Employees1,607at 2022-03-31vCons.Number of employees
Ordinary income¥34.5bn2025-04-01 → 2026-03-31StandaloneOrdinary income
Ordinary income¥25.6bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥20.2bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥11.3bn2022-04-01 → 2023-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥10.1bn2021-04-01 → 2022-03-31vStandaloneOrdinary income loss (5-year summary)
Profit before tax¥34.7bn2025-04-01 → 2026-03-31StandaloneIncome before income taxes
Profit before tax¥24.2bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Net income¥34.0bn2025-04-01 → 2026-03-31StandaloneProfit loss
Net income¥19.8bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥15.0bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥9.5bn2022-04-01 → 2023-03-31vStandaloneNet income loss (5-year summary)
Net income¥7.9bn2021-04-01 → 2022-03-31vStandaloneNet income loss (5-year summary)
Total assets¥3.52Tat 2026-03-31StandaloneAssets
Total assets¥3.44Tat 2025-03-31StandaloneAssets
Total assets¥3.54Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥3.62Tat 2023-03-31vStandaloneTotal assets (5-year summary)
Total assets¥3.57Tat 2022-03-31vStandaloneTotal assets (5-year summary)
Total liabilities¥3.22Tat 2026-03-31StandaloneLiabilities
Total liabilities¥3.16Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥302.5bnat 2026-03-31StandaloneNet assets
Net assets / equity¥280.5bnat 2025-03-31StandaloneNet assets
Net assets / equity¥277.8bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥255.2bnat 2023-03-31vStandaloneNet assets (5-year summary)
Net assets / equity¥246.4bnat 2022-03-31vStandaloneNet assets (5-year summary)
EPS (basic)¥194.512025-04-01 → 2026-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥104.762024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥73.732023-04-01 → 2024-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥50.632022-04-01 → 2023-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥34.262021-04-01 → 2022-03-31vStandaloneBasic earnings loss per share (5-year summary)
Dividend per share¥602025-04-01 → 2026-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥292024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥212023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥92022-04-01 → 2023-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥62021-04-01 → 2022-03-31vStandaloneDividend paid per share (5-year summary)
Net assets per share¥1,774.8at 2026-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,526.91at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,442.73at 2024-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥1,354.61at 2023-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥1,308.17at 2022-03-31vStandaloneNet assets per share (5-year summary)
Equity ratio8.6%at 2026-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio8.1%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio7.8%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio7.0%at 2023-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio6.9%at 2022-03-31vStandaloneEquity to asset ratio (5-year summary)
ROE11.7%2025-04-01 → 2026-03-31StandaloneRate of return on equity (5-year summary)
ROE7.1%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE5.6%2023-04-01 → 2024-03-31vStandaloneRate of return on equity (5-year summary)
ROE3.8%2022-04-01 → 2023-03-31vStandaloneRate of return on equity (5-year summary)
ROE3.1%2021-04-01 → 2022-03-31vStandaloneRate of return on equity (5-year summary)
Shares issued197,139,000at 2026-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued197,139,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued232,139,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued232,139,000at 2023-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued232,139,000at 2022-03-31vStandaloneTotal number of issued shares (5-year summary)
Employees1,169at 2026-03-31StandaloneNumber of employees
Employees1,172at 2025-03-31StandaloneNumber of employees
Employees1,209at 2024-03-31vStandaloneNumber of employees
Employees1,283at 2023-03-31vStandaloneNumber of employees
Employees1,352at 2022-03-31vStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 46
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2025-04-01 → 2026-03-31¥233m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2025-04-01 → 2026-03-31¥177m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsemployeesat 2026-03-31214 pure
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2026-03-31¥9.1bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2026-03-31¥903m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2026-03-31¥48.0bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2026-03-31¥1.1bn
Reconciling Itemsreconcilingrevenue external2025-04-01 → 2026-03-31−¥29m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2026-03-31−¥1.1bn
Reconciling Itemsreconcilingsegment assetsat 2026-03-31−¥22.2bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2026-03-31−¥119m
Bankingreportable segmentcapex2025-04-01 → 2026-03-31¥2.8bn
Bankingreportable segmentdepreciation2025-04-01 → 2026-03-31¥3.8bn
Bankingreportable segmentemployeesat 2026-03-311169 pure
Bankingreportable segmentrevenue external2025-04-01 → 2026-03-31¥100.9bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2026-03-31¥211m
Bankingreportable segmentsegment assetsat 2026-03-31¥3.52T
Bankingreportable segmentsegment ordinary income2025-04-01 → 2026-03-31¥34.5bn
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2026-03-31¥3.0bn
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2026-03-31¥3.9bn
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2026-03-31¥109.9bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2026-03-31¥1.1bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2026-03-31¥3.57T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2026-03-31¥35.6bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2025-03-31¥306m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2025-03-31¥194m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2025-03-31¥8.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2025-03-31¥977m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-03-31¥43.8bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2025-03-31¥649m
Reconciling Itemsreconcilingrevenue external2024-04-01 → 2025-03-31−¥372m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2025-03-31−¥1.1bn
Reconciling Itemsreconcilingsegment assetsat 2025-03-31−¥25.4bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2025-03-31−¥139m
Bankingreportable segmentcapex2024-04-01 → 2025-03-31¥1.7bn
Bankingreportable segmentdepreciation2024-04-01 → 2025-03-31¥5.8bn
Bankingreportable segmentrevenue external2024-04-01 → 2025-03-31¥83.0bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥147m
Bankingreportable segmentsegment assetsat 2025-03-31¥3.44T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥25.6bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2025-03-31¥2.0bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2025-03-31¥6.0bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2025-03-31¥91.5bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2025-03-31¥1.1bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-03-31¥3.49T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2025-03-31¥26.3bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,903
ItemContextValueUnit
Provision for share based compensation liabilities bnkPrior1YearInstant738000000JPY
Provision for share based compensation liabilities bnkCurrentYearInstant988000000JPY
Provision for reimbursement of deposits liabilities bnkPrior1YearInstant114000000JPY
Provision for reimbursement of deposits liabilities bnkCurrentYearInstant90000000JPY
Provision for contingent loss liabilities bnkPrior1YearInstant62000000JPY
Provision for contingent loss liabilities bnkCurrentYearInstant47000000JPY
Deferred tax liabilitiesPrior1YearInstant206000000JPY
Deferred tax liabilitiesCurrentYearInstant2281000000JPY
Acceptances and guarantees liabilities bnkPrior1YearInstant1112000000JPY
Acceptances and guarantees liabilities bnkCurrentYearInstant1092000000JPY
LiabilitiesPrior1YearInstant3166449000000JPY
LiabilitiesCurrentYearInstant3220143000000JPY
Capital stockPrior1YearInstant30043000000JPY
Capital stockCurrentYearInstant30043000000JPY
Capital surplusPrior1YearInstant-JPY
Capital surplusCurrentYearInstant6000000JPY
Retained earningsPrior1YearInstant263807000000JPY
Retained earningsCurrentYearInstant292032000000JPY
Treasury stockPrior1YearInstant-13346000000JPY
Treasury stockCurrentYearInstant-30948000000JPY
Shareholders equityPrior1YearInstant280503000000JPY
Shareholders equityCurrentYearInstant291134000000JPY
Valuation difference on available for sale securitiesPrior1YearInstant14631000000JPY
Valuation difference on available for sale securitiesCurrentYearInstant26847000000JPY
Deferred gains or losses on hedgesPrior1YearInstant15000000JPY
Deferred gains or losses on hedgesCurrentYearInstant15000000JPY
Remeasurements of defined benefit plansPrior1YearInstant556000000JPY
Remeasurements of defined benefit plansCurrentYearInstant5336000000JPY
Valuation and translation adjustmentsPrior1YearInstant15203000000JPY
Valuation and translation adjustmentsCurrentYearInstant32198000000JPY
Non controlling interestsPrior1YearInstant111000000JPY
Non controlling interestsCurrentYearInstant108000000JPY
Net assetsPrior1YearInstant295818000000JPY
Net assetsCurrentYearInstant323441000000JPY
Liabilities and net assetsPrior1YearInstant3462268000000JPY
Liabilities and net assetsCurrentYearInstant3543585000000JPY
Ordinary income bnkPrior1YearDuration91092000000JPY
Ordinary income bnkCurrentYearDuration109912000000JPY
Interest income oibnkPrior1YearDuration68425000000JPY
Interest income oibnkCurrentYearDuration78127000000JPY
Interest on loans and discounts oibnkPrior1YearDuration60484000000JPY
Interest on loans and discounts oibnkCurrentYearDuration66866000000JPY
Interest and dividends on securities oibnkPrior1YearDuration2962000000JPY
Interest and dividends on securities oibnkCurrentYearDuration4373000000JPY
Interest on call loans and bills bought oibnkPrior1YearDuration376000000JPY
Interest on call loans and bills bought oibnkCurrentYearDuration1012000000JPY
Interest on deposits with banks oibnkPrior1YearDuration1722000000JPY
Interest on deposits with banks oibnkCurrentYearDuration2785000000JPY
Other interest income oibnkPrior1YearDuration2879000000JPY
Other interest income oibnkCurrentYearDuration3088000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2026-03-31pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2026-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2026-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2026-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2026-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2026-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2026-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2026-03-31pass