Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-21
StandardJapan GAAP
ConsolidatedYes
Data checks23 of 23 passed
Key figures · 110
MetricValuePeriodScopeSource row
Ordinary income¥16.7bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥26.2bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥13.0bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥20.6bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥12.9bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥16.5bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥13.2bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥15.8bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥20.2bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥11.1bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥15.4bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥9.6bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥15.8bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥11.1bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥3.43Tat 2025-09-30Cons.Assets
Total assets¥3.46Tat 2025-03-31Cons.Assets
Total assets¥3.44Tat 2024-09-30Cons.Assets
Total assets¥3.56Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥3.57Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥3.13Tat 2025-09-30Cons.Liabilities
Total liabilities¥3.17Tat 2025-03-31Cons.Liabilities
Net assets / equity¥303.1bnat 2025-09-30Cons.Net assets
Net assets / equity¥295.8bnat 2025-03-31Cons.Net assets
Net assets / equity¥297.2bnat 2024-09-30Cons.Net assets
Net assets / equity¥295.1bnat 2024-03-31vCons.Net assets
Net assets / equity¥294.3bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥472.5bnat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥684.5bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥752.9bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥965.3bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥916.6bnat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥148.9bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥208.5bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥161.9bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥93.1bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥71.9bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥47.7bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥56.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥41.4bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥45.1bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥45.5bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥15.4bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥15.9bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥9.2bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥8.3bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow¥12.5bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥88.572025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥106.842024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥57.912024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥75.442023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥46.82023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,745.16at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,609.96at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,591.02at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,532.15at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,345.88at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio8.8%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio8.5%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio8.6%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio8.2%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio8.2%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees1,415at 2025-09-30Cons.Number of employees
Employees1,405at 2025-03-31Cons.Number of employees
Employees1,435at 2024-09-30Cons.Number of employees
Employees1,449at 2024-03-31vCons.Number of employees
Employees1,490at 2023-09-30dCons.Number of employees
Ordinary income¥16.4bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥25.6bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥12.9bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥20.2bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥12.6bn2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥16.6bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥13.1bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥15.7bn2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥19.8bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥11.0bn2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥15.0bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥9.3bn2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥3.41Tat 2025-09-30StandaloneAssets
Total assets¥3.44Tat 2025-03-31StandaloneAssets
Total assets¥3.42Tat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥3.54Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥3.55Tat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥3.13Tat 2025-09-30StandaloneLiabilities
Total liabilities¥3.16Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥287.5bnat 2025-09-30StandaloneNet assets
Net assets / equity¥280.5bnat 2025-03-31StandaloneNet assets
Net assets / equity¥280.2bnat 2024-09-30StandaloneNet assets
Net assets / equity¥277.8bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥278.3bnat 2023-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥222025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥292024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥14.52024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥212023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥72023-04-01 → 2023-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio8.4%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio8.1%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio8.1%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio7.8%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio7.8%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued197,139,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued197,139,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued197,139,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued232,139,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued232,139,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees1,186at 2025-09-30StandaloneNumber of employees
Employees1,172at 2025-03-31StandaloneNumber of employees
Employees1,195at 2024-09-30StandaloneNumber of employees
Employees1,209at 2024-03-31vStandaloneNumber of employees
Employees1,244at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 43
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2025-04-01 → 2025-09-30¥104m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2025-04-01 → 2025-09-30¥86m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2025-09-30¥4.5bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥438m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-09-30¥46.5bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2025-09-30¥432m
Reconciling Itemsreconcilingrevenue external2025-04-01 → 2025-09-30−¥248m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥541m
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥27.6bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2025-09-30−¥57m
Bankingreportable segmentcapex2025-04-01 → 2025-09-30¥1.0bn
Bankingreportable segmentdepreciation2025-04-01 → 2025-09-30¥1.9bn
Bankingreportable segmentrevenue external2025-04-01 → 2025-09-30¥48.1bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥102m
Bankingreportable segmentsegment assetsat 2025-09-30¥3.41T
Bankingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥16.4bn
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2025-09-30¥1.1bn
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2025-09-30¥2.0bn
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2025-09-30¥52.6bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2025-09-30¥541m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥3.46T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30¥16.8bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2024-09-30¥110m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2024-09-30¥103m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥4.1bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥496m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥41.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30¥165m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥564m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥21.9bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30−¥78m
Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥982m
Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥2.3bn
Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥38.5bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥68m
Bankingreportable segmentsegment assetsat 2024-09-30¥3.42T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥12.9bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥1.1bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥2.4bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥42.6bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥564m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥3.47T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥13.0bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,131
ItemContextValueUnit
Shareholding ratioInterimInstant_No9MajorShareholdersMember0.0231
Number of shares heldInterimInstant_No10MajorShareholdersMember3216000
Shareholding ratioInterimInstant_No10MajorShareholdersMember0.0184
Number of shares heldInterimInstant89431000
Shareholding ratioInterimInstant0.5128
Number of shares issued shares voting rightsInterimInstant_SharesWithNoVotingRightsMember-
Number of shares issued shares voting rightsInterimInstant_SharesWithRestrictedVotingRightsTreasurySharesEtcMember-
Number of shares issued shares voting rightsInterimInstant_SharesWithRestrictedVotingRightsOtherMember-
Number of voting rights issued shares voting rightsInterimInstant_SharesWithRestrictedVotingRightsOtherMember-
Number of shares issued shares voting rightsInterimInstant_OrdinarySharesTreasurySharesSharesWithFullVotingRightsTreasurySharesEtcMember22765100
Number of voting rights issued shares voting rightsInterimInstant_OrdinarySharesSharesWithFullVotingRightsOtherMember1741390
Number of shares issued shares voting rightsInterimInstant_OrdinarySharesSharesWithFullVotingRightsOtherMember174139000
Number of shares issued shares voting rightsInterimInstant_OrdinarySharesSharesLessThanOneUnitMember235148
Number of shares issued shares voting rightsInterimInstant197139248
Number of voting rights issued shares voting rightsInterimInstant1741390
Number of shares held in own name treasury shares etcInterimInstant_Row1Member22765100
Number of shares held in others names treasury shares etcInterimInstant_Row1Member-
Total number of shares held treasury shares etcInterimInstant_Row1Member22765100
Shareholding ratio treasury shares etcInterimInstant_Row1Member0.1154
Number of shares held in own name treasury shares etcInterimInstant22765100
Number of shares held in others names treasury shares etcInterimInstant-
Total number of shares held treasury shares etcInterimInstant22765100
Shareholding ratio treasury shares etcInterimInstant0.1154
Cash and due from banks assets bnkPrior1YearInstant693361000000JPY
Cash and due from banks assets bnkInterimInstant481329000000JPY
Call loans and bills bought assets bnkPrior1YearInstant125000000000JPY
Call loans and bills bought assets bnkInterimInstant170000000000JPY
Monetary claims bought assets bnkPrior1YearInstant115621000000JPY
Monetary claims bought assets bnkInterimInstant118110000000JPY
Trading account securities assets bnkPrior1YearInstant44000000JPY
Trading account securities assets bnkInterimInstant41000000JPY
Money held in trust assets bnkPrior1YearInstant99000000JPY
Money held in trust assets bnkInterimInstant99000000JPY
Securities assets bnkPrior1YearInstant328956000000JPY
Securities assets bnkInterimInstant383085000000JPY
Loans and bills discounted assets bnkPrior1YearInstant2192835000000JPY
Loans and bills discounted assets bnkInterimInstant2269389000000JPY
Foreign exchanges assets bnkPrior1YearInstant1217000000JPY
Foreign exchanges assets bnkInterimInstant1078000000JPY
Lease receivables and investment assets caPrior1YearInstant5922000000JPY
Lease receivables and investment assets caInterimInstant6273000000JPY
Other assets assets bnkPrior1YearInstant33236000000JPY
Other assets assets bnkInterimInstant34303000000JPY
Property plant and equipmentPrior1YearInstant28948000000JPY
Property plant and equipmentInterimInstant28669000000JPY
Intangible assetsPrior1YearInstant9533000000JPY
Intangible assetsInterimInstant8842000000JPY
Net defined benefit assetPrior1YearInstant21718000000JPY
Net defined benefit assetInterimInstant22585000000JPY
Deferred tax assetsPrior1YearInstant6424000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 23 of 23 passed
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2025-09-30pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2025-09-30pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass