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Half-year report · HY

8336.TEDINET S100X77Q
Period2025-04-01 → 2025-09-30
Filed2025-11-28
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed
Key figures · 115
MetricValuePeriodScopeSource row
Ordinary income¥11.7bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥18.1bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥9.5bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥16.3bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥8.0bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥11.7bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥9.5bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥8.1bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥13.1bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥7.0bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥11.3bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥6.0bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥8.1bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥7.0bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥5.54Tat 2025-09-30Cons.Assets
Total assets¥5.47Tat 2025-03-31Cons.Assets
Total assets¥5.42Tat 2024-09-30Cons.Total assets (5-year summary)
Total assets¥5.40Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥5.33Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥5.26Tat 2025-09-30Cons.Liabilities
Total liabilities¥5.21Tat 2025-03-31Cons.Liabilities
Net assets / equity¥281.0bnat 2025-09-30Cons.Net assets
Net assets / equity¥268.0bnat 2025-03-31Cons.Net assets
Net assets / equity¥274.6bnat 2024-09-30Cons.Net assets
Net assets / equity¥274.1bnat 2024-03-31vCons.Net assets
Net assets / equity¥256.7bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥178.2bnat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥160.6bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥215.4bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥230.3bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥312.3bnat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥9.3bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥28.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥23.7bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥29.7bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥43.1bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥29.1bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥37.6bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥10.6bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥219.5bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥125.7bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥2.3bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥3.8bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥1.8bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥4.2bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥2.5bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥245.152025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥397.422024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥212.712024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥339.682023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥181.862023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥245.132025-04-01 → 2025-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥397.392024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥212.72024-04-01 → 2024-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥339.652023-04-01 → 2024-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥181.842023-04-01 → 2023-09-30dCons.Diluted earnings per share (5-year summary)
Net assets per share¥8,500.8at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥8,098.88at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥8,299.02at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥8,285.94at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥7,759.08at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio5.1%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio4.9%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.1%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.1%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio4.8%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees2,093at 2025-09-30Cons.Number of employees
Employees1,990at 2025-03-31Cons.Number of employees
Employees2,044at 2024-09-30Cons.Number of employees
Employees2,002at 2024-03-31vCons.Number of employees
Employees2,087at 2023-09-30dCons.Number of employees
Ordinary income¥11.5bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥17.1bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥9.4bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥15.2bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥8.1bn2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥11.5bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥9.4bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥8.2bn2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥12.8bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥7.2bn2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥10.7bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥6.3bn2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥5.51Tat 2025-09-30StandaloneAssets
Total assets¥5.45Tat 2025-03-31StandaloneAssets
Total assets¥5.39Tat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥5.38Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥5.31Tat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥5.24Tat 2025-09-30StandaloneLiabilities
Total liabilities¥5.20Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥265.4bnat 2025-09-30StandaloneNet assets
Net assets / equity¥252.0bnat 2025-03-31StandaloneNet assets
Net assets / equity¥258.4bnat 2024-09-30StandaloneNet assets
Net assets / equity¥257.4bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥245.6bnat 2023-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥802025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥1252024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥602024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥1052023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥502023-04-01 → 2023-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio4.8%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.6%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.8%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.8%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.6%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued33,405,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued33,405,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued33,405,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued33,405,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued33,405,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees1,959at 2025-09-30StandaloneNumber of employees
Employees1,854at 2025-03-31StandaloneNumber of employees
Employees1,911at 2024-09-30StandaloneNumber of employees
Employees1,870at 2024-03-31vStandaloneNumber of employees
Employees1,949at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 68
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2025-04-01 → 2025-09-30¥11m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2025-09-30¥943m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥346m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-09-30¥12.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2025-09-30¥237m
Bankingreportable segmentcapex2025-04-01 → 2025-09-30¥1.4bn
Bankingreportable segmentdepreciation2025-04-01 → 2025-09-30¥1.9bn
Bankingreportable segmentrevenue external2025-04-01 → 2025-09-30¥41.7bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥934m
Bankingreportable segmentsegment assetsat 2025-09-30¥5.51T
Bankingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥11.6bn
Credit Guarantee Businessreportable segmentdepreciation2025-04-01 → 2025-09-30¥3m
Credit Guarantee Businessreportable segmentrevenue external2025-04-01 → 2025-09-30¥506m
Credit Guarantee Businessreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥205m
Credit Guarantee Businessreportable segmentsegment assetsat 2025-09-30¥14.7bn
Credit Guarantee Businessreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥645m
Leasingreportable segmentcapex2025-04-01 → 2025-09-30¥5m
Leasingreportable segmentdepreciation2025-04-01 → 2025-09-30¥45m
Leasingreportable segmentrevenue external2025-04-01 → 2025-09-30¥6.0bn
Leasingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥101m
Leasingreportable segmentsegment assetsat 2025-09-30¥33.7bn
Leasingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥159m
—segment totalcapex2025-04-01 → 2025-09-30¥1.4bn
—segment totaldepreciation2025-04-01 → 2025-09-30¥2.0bn
—segment totalrevenue external2025-04-01 → 2025-09-30¥48.1bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥1.2bn
—segment totalsegment assetsat 2025-09-30¥5.56T
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥12.4bn
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2025-09-30¥1.4bn
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2025-09-30¥2.0bn
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2025-09-30¥49.1bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2025-09-30¥1.6bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥5.57T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30¥12.6bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2024-09-30¥10m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥876m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥310m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥11.0bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30¥213m
Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥1.8bn
Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥1.9bn
Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥34.1bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥1.1bn
Bankingreportable segmentsegment assetsat 2024-09-30¥5.39T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥9.4bn
Credit Guarantee Businessreportable segmentdepreciation2024-04-01 → 2024-09-30¥3m
Credit Guarantee Businessreportable segmentrevenue external2024-04-01 → 2024-09-30¥647m
Credit Guarantee Businessreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥200m
Credit Guarantee Businessreportable segmentsegment assetsat 2024-09-30¥14.9bn
Credit Guarantee Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥782m
Leasingreportable segmentcapex2024-04-01 → 2024-09-30¥1m
Leasingreportable segmentdepreciation2024-04-01 → 2024-09-30¥42m
Leasingreportable segmentrevenue external2024-04-01 → 2024-09-30¥5.6bn
Leasingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥107m
Leasingreportable segmentsegment assetsat 2024-09-30¥31.0bn
Leasingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥139m
—segment totalcapex2024-04-01 → 2024-09-30¥1.8bn
—segment totaldepreciation2024-04-01 → 2024-09-30¥2.0bn
—segment totalrevenue external2024-04-01 → 2024-09-30¥40.3bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥1.4bn
—segment totalsegment assetsat 2024-09-30¥5.44T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥10.4bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥1.8bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥2.0bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥41.2bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥1.7bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥5.45T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥10.6bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,283
ItemContextValueUnit
Other income oibnkInterimDuration8928000000JPY
Ordinary expenses bnkPrior1InterimDuration31456000000JPY
Ordinary expenses bnkInterimDuration37206000000JPY
Interest expenses oebnkPrior1InterimDuration2885000000JPY
Interest expenses oebnkInterimDuration6189000000JPY
Interest on deposits oebnkPrior1InterimDuration922000000JPY
Interest on deposits oebnkInterimDuration4537000000JPY
Fees and commissions payments oebnkPrior1InterimDuration1677000000JPY
Fees and commissions payments oebnkInterimDuration1841000000JPY
Other ordinary expenses oebnkPrior1InterimDuration3320000000JPY
Other ordinary expenses oebnkInterimDuration3232000000JPY
General and administrative expenses oebnkPrior1InterimDuration17852000000JPY
General and administrative expenses oebnkInterimDuration19016000000JPY
Other expenses oebnkPrior1InterimDuration5720000000JPY
Other expenses oebnkInterimDuration6925000000JPY
Ordinary incomePrior1InterimDuration9533000000JPY
Ordinary incomeInterimDuration11697000000JPY
Extraordinary lossPrior1InterimDuration13000000JPY
Extraordinary lossInterimDuration0JPY
Loss on disposal of noncurrent assets elPrior1InterimDuration1000000JPY
Loss on disposal of noncurrent assets elInterimDuration0JPY
Impairment loss elPrior1InterimDuration11000000JPY
Impairment loss elInterimDuration－JPY
Income before income taxesPrior1InterimDuration9520000000JPY
Income before income taxesInterimDuration11696000000JPY
Income taxes currentPrior1InterimDuration2363000000JPY
Income taxes currentInterimDuration3049000000JPY
Income taxes deferredPrior1InterimDuration116000000JPY
Income taxes deferredInterimDuration537000000JPY
Income taxesPrior1InterimDuration2479000000JPY
Income taxesInterimDuration3587000000JPY
Profit lossPrior1InterimDuration7040000000JPY
Profit lossInterimDuration8109000000JPY
Profit loss attributable to non controlling interestsPrior1InterimDuration4000000JPY
Profit loss attributable to non controlling interestsInterimDuration2000000JPY
Profit loss attributable to owners of parentPrior1InterimDuration7036000000JPY
Profit loss attributable to owners of parentInterimDuration8107000000JPY
Profit lossPrior1InterimDuration7040000000JPY
Profit lossInterimDuration8109000000JPY
Other comprehensive incomePrior1InterimDuration-4764000000JPY
Other comprehensive incomeInterimDuration7190000000JPY
Valuation difference on available for sale securities net of tax ociPrior1InterimDuration-5012000000JPY
Valuation difference on available for sale securities net of tax ociInterimDuration3078000000JPY
Deferred gains or losses on hedges net of tax ociPrior1InterimDuration640000000JPY
Deferred gains or losses on hedges net of tax ociInterimDuration4361000000JPY
Remeasurements of defined benefit plans net of tax ociPrior1InterimDuration-393000000JPY
Remeasurements of defined benefit plans net of tax ociInterimDuration-249000000JPY
Comprehensive incomePrior1InterimDuration2275000000JPY
Comprehensive incomeInterimDuration15299000000JPY
Comprehensive income attributable to owners of the parentPrior1InterimDuration2271000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 22 of 22 passed
balance sheet identityconsolidated 2025-03-31pass
balance sheet identityconsolidated 2025-09-30pass
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2025-09-30pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass