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Half-year report · HY

8336.TEDINET S100X77Q
Period2025-04-01 → 2025-09-30
Filed2025-11-28
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed
Key figures · 115
MetricValuePeriodScopeSource row
Ordinary income¥11.7bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥18.1bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥9.5bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥16.3bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥8.0bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥11.7bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥9.5bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥8.1bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥13.1bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥7.0bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥11.3bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥6.0bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥8.1bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥7.0bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥5.54Tat 2025-09-30Cons.Assets
Total assets¥5.47Tat 2025-03-31Cons.Assets
Total assets¥5.42Tat 2024-09-30Cons.Total assets (5-year summary)
Total assets¥5.40Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥5.33Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥5.26Tat 2025-09-30Cons.Liabilities
Total liabilities¥5.21Tat 2025-03-31Cons.Liabilities
Net assets / equity¥281.0bnat 2025-09-30Cons.Net assets
Net assets / equity¥268.0bnat 2025-03-31Cons.Net assets
Net assets / equity¥274.6bnat 2024-09-30Cons.Net assets
Net assets / equity¥274.1bnat 2024-03-31vCons.Net assets
Net assets / equity¥256.7bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥178.2bnat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥160.6bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥215.4bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥230.3bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥312.3bnat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥9.3bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥28.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥23.7bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥29.7bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥43.1bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥29.1bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥37.6bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥10.6bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥219.5bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥125.7bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥2.3bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥3.8bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥1.8bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥4.2bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥2.5bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥245.152025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥397.422024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥212.712024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥339.682023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥181.862023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥245.132025-04-01 → 2025-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥397.392024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥212.72024-04-01 → 2024-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥339.652023-04-01 → 2024-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥181.842023-04-01 → 2023-09-30dCons.Diluted earnings per share (5-year summary)
Net assets per share¥8,500.8at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥8,098.88at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥8,299.02at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥8,285.94at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥7,759.08at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio5.1%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio4.9%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.1%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.1%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio4.8%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees2,093at 2025-09-30Cons.Number of employees
Employees1,990at 2025-03-31Cons.Number of employees
Employees2,044at 2024-09-30Cons.Number of employees
Employees2,002at 2024-03-31vCons.Number of employees
Employees2,087at 2023-09-30dCons.Number of employees
Ordinary income¥11.5bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥17.1bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥9.4bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥15.2bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥8.1bn2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥11.5bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥9.4bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥8.2bn2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥12.8bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥7.2bn2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥10.7bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥6.3bn2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥5.51Tat 2025-09-30StandaloneAssets
Total assets¥5.45Tat 2025-03-31StandaloneAssets
Total assets¥5.39Tat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥5.38Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥5.31Tat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥5.24Tat 2025-09-30StandaloneLiabilities
Total liabilities¥5.20Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥265.4bnat 2025-09-30StandaloneNet assets
Net assets / equity¥252.0bnat 2025-03-31StandaloneNet assets
Net assets / equity¥258.4bnat 2024-09-30StandaloneNet assets
Net assets / equity¥257.4bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥245.6bnat 2023-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥802025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥1252024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥602024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥1052023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥502023-04-01 → 2023-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio4.8%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.6%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.8%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.8%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.6%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued33,405,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued33,405,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued33,405,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued33,405,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued33,405,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees1,959at 2025-09-30StandaloneNumber of employees
Employees1,854at 2025-03-31StandaloneNumber of employees
Employees1,911at 2024-09-30StandaloneNumber of employees
Employees1,870at 2024-03-31vStandaloneNumber of employees
Employees1,949at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 68
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2025-04-01 → 2025-09-30¥11m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2025-09-30¥943m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥346m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-09-30¥12.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2025-09-30¥237m
Bankingreportable segmentcapex2025-04-01 → 2025-09-30¥1.4bn
Bankingreportable segmentdepreciation2025-04-01 → 2025-09-30¥1.9bn
Bankingreportable segmentrevenue external2025-04-01 → 2025-09-30¥41.7bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥934m
Bankingreportable segmentsegment assetsat 2025-09-30¥5.51T
Bankingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥11.6bn
Credit Guarantee Businessreportable segmentdepreciation2025-04-01 → 2025-09-30¥3m
Credit Guarantee Businessreportable segmentrevenue external2025-04-01 → 2025-09-30¥506m
Credit Guarantee Businessreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥205m
Credit Guarantee Businessreportable segmentsegment assetsat 2025-09-30¥14.7bn
Credit Guarantee Businessreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥645m
Leasingreportable segmentcapex2025-04-01 → 2025-09-30¥5m
Leasingreportable segmentdepreciation2025-04-01 → 2025-09-30¥45m
Leasingreportable segmentrevenue external2025-04-01 → 2025-09-30¥6.0bn
Leasingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥101m
Leasingreportable segmentsegment assetsat 2025-09-30¥33.7bn
Leasingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥159m
—segment totalcapex2025-04-01 → 2025-09-30¥1.4bn
—segment totaldepreciation2025-04-01 → 2025-09-30¥2.0bn
—segment totalrevenue external2025-04-01 → 2025-09-30¥48.1bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥1.2bn
—segment totalsegment assetsat 2025-09-30¥5.56T
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥12.4bn
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2025-09-30¥1.4bn
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2025-09-30¥2.0bn
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2025-09-30¥49.1bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2025-09-30¥1.6bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥5.57T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30¥12.6bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2024-09-30¥10m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥876m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥310m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥11.0bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30¥213m
Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥1.8bn
Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥1.9bn
Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥34.1bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥1.1bn
Bankingreportable segmentsegment assetsat 2024-09-30¥5.39T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥9.4bn
Credit Guarantee Businessreportable segmentdepreciation2024-04-01 → 2024-09-30¥3m
Credit Guarantee Businessreportable segmentrevenue external2024-04-01 → 2024-09-30¥647m
Credit Guarantee Businessreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥200m
Credit Guarantee Businessreportable segmentsegment assetsat 2024-09-30¥14.9bn
Credit Guarantee Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥782m
Leasingreportable segmentcapex2024-04-01 → 2024-09-30¥1m
Leasingreportable segmentdepreciation2024-04-01 → 2024-09-30¥42m
Leasingreportable segmentrevenue external2024-04-01 → 2024-09-30¥5.6bn
Leasingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥107m
Leasingreportable segmentsegment assetsat 2024-09-30¥31.0bn
Leasingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥139m
—segment totalcapex2024-04-01 → 2024-09-30¥1.8bn
—segment totaldepreciation2024-04-01 → 2024-09-30¥2.0bn
—segment totalrevenue external2024-04-01 → 2024-09-30¥40.3bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥1.4bn
—segment totalsegment assetsat 2024-09-30¥5.44T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥10.4bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥1.8bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥2.0bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥41.2bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥1.7bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥5.45T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥10.6bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,283
ItemContextValueUnit
Deferred tax liabilitiesInterimInstant2731000000JPY
Deferred tax liabilities for land revaluationPrior1YearInstant4352000000JPY
Deferred tax liabilities for land revaluationInterimInstant4352000000JPY
Acceptances and guarantees liabilities bnkPrior1YearInstant5141000000JPY
Acceptances and guarantees liabilities bnkInterimInstant5278000000JPY
LiabilitiesPrior1YearInstant5206983000000JPY
LiabilitiesInterimInstant5255758000000JPY
Capital stockPrior1YearInstant45743000000JPY
Capital stockInterimInstant45743000000JPY
Capital surplusPrior1YearInstant38350000000JPY
Capital surplusInterimInstant38350000000JPY
Retained earningsPrior1YearInstant172537000000JPY
Retained earningsInterimInstant178490000000JPY
Treasury stockPrior1YearInstant-791000000JPY
Treasury stockInterimInstant-914000000JPY
Shareholders equityPrior1YearInstant255841000000JPY
Shareholders equityInterimInstant261671000000JPY
Valuation difference on available for sale securitiesPrior1YearInstant-4362000000JPY
Valuation difference on available for sale securitiesInterimInstant-1284000000JPY
Deferred gains or losses on hedgesPrior1YearInstant6307000000JPY
Deferred gains or losses on hedgesInterimInstant10668000000JPY
Revaluation reserve for landPrior1YearInstant8161000000JPY
Revaluation reserve for landInterimInstant8161000000JPY
Remeasurements of defined benefit plansPrior1YearInstant1971000000JPY
Remeasurements of defined benefit plansInterimInstant1722000000JPY
Valuation and translation adjustmentsPrior1YearInstant12077000000JPY
Valuation and translation adjustmentsInterimInstant19268000000JPY
Subscription rights to sharesPrior1YearInstant8000000JPY
Subscription rights to sharesInterimInstant8000000JPY
Non controlling interestsPrior1YearInstant47000000JPY
Non controlling interestsInterimInstant49000000JPY
Net assetsPrior1YearInstant267974000000JPY
Net assetsInterimInstant280997000000JPY
Liabilities and net assetsPrior1YearInstant5474957000000JPY
Liabilities and net assetsInterimInstant5536755000000JPY
Ordinary income bnkPrior1InterimDuration40989000000JPY
Ordinary income bnkInterimDuration48903000000JPY
Interest income oibnkPrior1InterimDuration25297000000JPY
Interest income oibnkInterimDuration30761000000JPY
Interest on loans and discounts oibnkPrior1InterimDuration19041000000JPY
Interest on loans and discounts oibnkInterimDuration23796000000JPY
Interest and dividends on securities oibnkPrior1InterimDuration5996000000JPY
Interest and dividends on securities oibnkInterimDuration6671000000JPY
Trust fees bnkPrior1InterimDuration9000000JPY
Trust fees bnkInterimDuration8000000JPY
Fees and commissions oibnkPrior1InterimDuration7883000000JPY
Fees and commissions oibnkInterimDuration7860000000JPY
Other ordinary income oibnkPrior1InterimDuration849000000JPY
Other ordinary income oibnkInterimDuration1345000000JPY
Other income oibnkPrior1InterimDuration6949000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 22 of 22 passed
balance sheet identityconsolidated 2025-03-31pass
balance sheet identityconsolidated 2025-09-30pass
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2025-09-30pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass