Half-year report · HY

Period2025-04-01 → 2025-09-30

Filed2025-11-21

StandardJapan GAAP

ConsolidatedYes

Data checks24 of 24 passed

Key figures · 124

Metric	Value	Period	Scope	Source row
Ordinary income	¥199.7bn	2025-04-01 → 2025-09-30	Cons.	Ordinary income
Ordinary income	¥292.2bn	2024-04-01 → 2025-03-31	Cons.	Ordinary income loss (5-year summary)
Ordinary income	¥161.5bn	2024-04-01 → 2024-09-30	Cons.	Ordinary income
Ordinary income	¥223.0bn	2023-04-01 → 2024-03-31^v	Cons.	Ordinary income loss (5-year summary)
Ordinary income	¥114.5bn	2023-04-01 → 2023-09-30^d	Cons.	Ordinary income loss (5-year summary)
Profit before tax	¥199.1bn	2025-04-01 → 2025-09-30	Cons.	Income before income taxes
Profit before tax	¥158.6bn	2024-04-01 → 2024-09-30	Cons.	Income before income taxes
Net income (owners)	¥142.9bn	2025-04-01 → 2025-09-30	Cons.	Profit loss attributable to owners of parent
Net income (owners)	¥213.3bn	2024-04-01 → 2025-03-31	Cons.	Profit loss attributable to owners of parent (5-year summary)
Net income (owners)	¥114.2bn	2024-04-01 → 2024-09-30	Cons.	Profit loss attributable to owners of parent
Net income (owners)	¥158.9bn	2023-04-01 → 2024-03-31^v	Cons.	Profit loss attributable to owners of parent (5-year summary)
Net income (owners)	¥82.5bn	2023-04-01 → 2023-09-30^d	Cons.	Profit loss attributable to owners of parent (5-year summary)
Net income	¥143.9bn	2025-04-01 → 2025-09-30	Cons.	Profit loss
Net income	¥115.3bn	2024-04-01 → 2024-09-30	Cons.	Profit loss
Total assets	¥76.32T	at 2025-09-30	Cons.	Assets
Total assets	¥77.37T	at 2025-03-31	Cons.	Assets
Total assets	¥75.01T	at 2024-09-30	Cons.	Total assets (5-year summary)
Total assets	¥76.15T	at 2024-03-31^v	Cons.	Total assets (5-year summary)
Total assets	¥73.39T	at 2023-09-30^d	Cons.	Total assets (5-year summary)
Total liabilities	¥73.41T	at 2025-09-30	Cons.	Liabilities
Total liabilities	¥74.62T	at 2025-03-31	Cons.	Liabilities
Net assets / equity	¥2.90T	at 2025-09-30	Cons.	Net assets
Net assets / equity	¥2.75T	at 2025-03-31	Cons.	Net assets
Net assets / equity	¥2.80T	at 2024-09-30	Cons.	Net assets
Net assets / equity	¥2.78T	at 2024-03-31^v	Cons.	Net assets
Net assets / equity	¥2.61T	at 2023-09-30^d	Cons.	Net assets (5-year summary)
Cash & equivalents	¥16.29T	at 2025-09-30	Cons.	Cash and cash equivalents
Cash & equivalents	¥19.32T	at 2025-03-31	Cons.	Cash and cash equivalents
Cash & equivalents	¥18.66T	at 2024-09-30	Cons.	Cash and cash equivalents
Cash & equivalents	¥20.74T	at 2024-03-31^v	Cons.	Cash and cash equivalents
Cash & equivalents	¥19.91T	at 2023-09-30^d	Cons.	Cash and cash equivalents (5-year summary)
Operating cash flow	−¥2.24T	2025-04-01 → 2025-09-30	Cons.	Net cash provided by used in operating activities
Operating cash flow	−¥293.4bn	2024-04-01 → 2025-03-31	Cons.	Net cash provided by used in operating activities (5-year summary)
Operating cash flow	−¥1.74T	2024-04-01 → 2024-09-30	Cons.	Net cash provided by used in operating activities
Operating cash flow	−¥733.8bn	2023-04-01 → 2024-03-31^v	Cons.	Net cash provided by used in operating activities (5-year summary)
Operating cash flow	−¥1.92T	2023-04-01 → 2023-09-30^d	Cons.	Net cash provided by used in operating activities (5-year summary)
Investing cash flow	−¥718.0bn	2025-04-01 → 2025-09-30	Cons.	Net cash provided by used in investment activities
Investing cash flow	−¥1.05T	2024-04-01 → 2025-03-31	Cons.	Net cash provided by used in investing activities (5-year summary)
Investing cash flow	−¥308.6bn	2024-04-01 → 2024-09-30	Cons.	Net cash provided by used in investment activities
Investing cash flow	−¥711.5bn	2023-04-01 → 2024-03-31^v	Cons.	Net cash provided by used in investing activities (5-year summary)
Investing cash flow	−¥395.4bn	2023-04-01 → 2023-09-30^d	Cons.	Net cash provided by used in investing activities (5-year summary)
Financing cash flow	−¥60.1bn	2025-04-01 → 2025-09-30	Cons.	Net cash provided by used in financing activities
Financing cash flow	−¥89.0bn	2024-04-01 → 2025-03-31	Cons.	Net cash provided by used in financing activities (5-year summary)
Financing cash flow	−¥43.4bn	2024-04-01 → 2024-09-30	Cons.	Net cash provided by used in financing activities
Financing cash flow	−¥75.0bn	2023-04-01 → 2024-03-31^v	Cons.	Net cash provided by used in financing activities (5-year summary)
Financing cash flow	−¥34.8bn	2023-04-01 → 2023-09-30^d	Cons.	Net cash provided by used in financing activities (5-year summary)
EPS (basic)	¥62.55	2025-04-01 → 2025-09-30	Cons.	Basic earnings loss per share (5-year summary)
EPS (basic)	¥92.4	2024-04-01 → 2025-03-31	Cons.	Basic earnings loss per share (5-year summary)
EPS (basic)	¥49.3	2024-04-01 → 2024-09-30	Cons.	Basic earnings loss per share (5-year summary)
EPS (basic)	¥67.78	2023-04-01 → 2024-03-31^v	Cons.	Basic earnings loss per share (5-year summary)
EPS (basic)	¥35.06	2023-04-01 → 2023-09-30^d	Cons.	Basic earnings loss per share (5-year summary)
EPS (diluted)	¥62.55	2025-04-01 → 2025-09-30	Cons.	Diluted earnings per share (5-year summary)
EPS (diluted)	¥92.39	2024-04-01 → 2025-03-31	Cons.	Diluted earnings per share (5-year summary)
EPS (diluted)	¥49.3	2024-04-01 → 2024-09-30	Cons.	Diluted earnings per share (5-year summary)
EPS (diluted)	¥67.77	2023-04-01 → 2024-03-31^v	Cons.	Diluted earnings per share (5-year summary)
EPS (diluted)	¥35.06	2023-04-01 → 2023-09-30^d	Cons.	Diluted earnings per share (5-year summary)
Net assets per share	¥1,267.53	at 2025-09-30	Cons.	Net assets per share (5-year summary)
Net assets per share	¥1,188.7	at 2025-03-31	Cons.	Net assets per share (5-year summary)
Net assets per share	¥1,199.98	at 2024-09-30	Cons.	Net assets per share (5-year summary)
Net assets per share	¥1,184.76	at 2024-03-31^v	Cons.	Net assets per share (5-year summary)
Net assets per share	¥1,102.49	at 2023-09-30^d	Cons.	Net assets per share (5-year summary)
Equity ratio	3.8%	at 2025-09-30	Cons.	Equity to asset ratio (5-year summary)
Equity ratio	3.5%	at 2025-03-31	Cons.	Equity to asset ratio (5-year summary)
Equity ratio	3.7%	at 2024-09-30	Cons.	Equity to asset ratio (5-year summary)
Equity ratio	3.6%	at 2024-03-31^v	Cons.	Equity to asset ratio (5-year summary)
Equity ratio	3.5%	at 2023-09-30^d	Cons.	Equity to asset ratio (5-year summary)
Employees	21,038	at 2025-09-30	Cons.	Number of employees
Employees	20,174	at 2025-03-31	Cons.	Number of employees
Employees	20,391	at 2024-09-30	Cons.	Number of employees
Employees	19,721	at 2024-03-31^v	Cons.	Number of employees
Employees	19,840	at 2023-09-30^d	Cons.	Number of employees
Revenue	¥84.6bn	2025-04-01 → 2025-09-30	Standalone	Operating revenue1
Revenue	¥122.1bn	2024-04-01 → 2025-03-31	Standalone	Operating revenue1 (5-year summary)
Revenue	¥66.9bn	2024-04-01 → 2024-09-30	Standalone	Operating revenue1
Revenue	¥83.9bn	2023-04-01 → 2024-03-31^v	Standalone	Operating revenue1 (5-year summary)
Revenue	¥43.5bn	2023-04-01 → 2023-09-30^d	Standalone	Operating revenue1 (5-year summary)
Operating income	¥77.0bn	2025-04-01 → 2025-09-30	Standalone	Operating income
Operating income	¥61.0bn	2024-04-01 → 2024-09-30	Standalone	Operating income
Ordinary income	¥76.9bn	2025-04-01 → 2025-09-30	Standalone	Ordinary income
Ordinary income	¥109.9bn	2024-04-01 → 2025-03-31	Standalone	Ordinary income loss (5-year summary)
Ordinary income	¥60.6bn	2024-04-01 → 2024-09-30	Standalone	Ordinary income
Ordinary income	¥76.1bn	2023-04-01 → 2024-03-31^v	Standalone	Ordinary income loss (5-year summary)
Ordinary income	¥39.8bn	2023-04-01 → 2023-09-30^d	Standalone	Ordinary income loss (5-year summary)
Profit before tax	¥76.9bn	2025-04-01 → 2025-09-30	Standalone	Income before income taxes
Profit before tax	¥212.7bn	2024-04-01 → 2024-09-30	Standalone	Income before income taxes
Net income	¥77.7bn	2025-04-01 → 2025-09-30	Standalone	Profit loss
Net income	¥263.0bn	2024-04-01 → 2025-03-31	Standalone	Net income loss (5-year summary)
Net income	¥213.3bn	2024-04-01 → 2024-09-30	Standalone	Profit loss
Net income	¥76.0bn	2023-04-01 → 2024-03-31^v	Standalone	Net income loss (5-year summary)
Net income	¥40.0bn	2023-04-01 → 2023-09-30^d	Standalone	Net income loss (5-year summary)
Total assets	¥1.59T	at 2025-09-30	Standalone	Assets
Total assets	¥1.51T	at 2025-03-31	Standalone	Assets
Total assets	¥1.50T	at 2024-09-30	Standalone	Total assets (5-year summary)
Total assets	¥1.33T	at 2024-03-31^v	Standalone	Total assets (5-year summary)
Total assets	¥1.35T	at 2023-09-30^d	Standalone	Total assets (5-year summary)
Total liabilities	¥361.7bn	at 2025-09-30	Standalone	Liabilities
Total liabilities	¥292.7bn	at 2025-03-31	Standalone	Liabilities
Net assets / equity	¥1.23T	at 2025-09-30	Standalone	Net assets
Net assets / equity	¥1.22T	at 2025-03-31	Standalone	Net assets
Net assets / equity	¥1.21T	at 2024-09-30	Standalone	Net assets
Net assets / equity	¥1.04T	at 2024-03-31^v	Standalone	Net assets
Net assets / equity	¥1.05T	at 2023-09-30^d	Standalone	Net assets (5-year summary)
Cash and deposits	¥113.7bn	at 2025-09-30	Standalone	Cash and deposits
Cash and deposits	¥77.1bn	at 2025-03-31	Standalone	Cash and deposits
Dividend per share	¥14.5	2025-04-01 → 2025-09-30	Standalone	Dividend paid per share (5-year summary)
Dividend per share	¥25	2024-04-01 → 2025-03-31	Standalone	Dividend paid per share (5-year summary)
Dividend per share	¥11.5	2024-04-01 → 2024-09-30	Standalone	Dividend paid per share (5-year summary)
Dividend per share	¥22	2023-04-01 → 2024-03-31^v	Standalone	Dividend paid per share (5-year summary)
Dividend per share	¥11	2023-04-01 → 2023-09-30^d	Standalone	Dividend paid per share (5-year summary)
Equity ratio	77.3%	at 2025-09-30	Standalone	Equity to asset ratio (5-year summary)
Equity ratio	80.6%	at 2025-03-31	Standalone	Equity to asset ratio (5-year summary)
Equity ratio	80.5%	at 2024-09-30	Standalone	Equity to asset ratio (5-year summary)
Equity ratio	78.4%	at 2024-03-31^v	Standalone	Equity to asset ratio (5-year summary)
Equity ratio	77.6%	at 2023-09-30^d	Standalone	Equity to asset ratio (5-year summary)
Shares issued	2,307,136,000	at 2025-09-30	Standalone	Total number of issued shares (5-year summary)
Shares issued	2,307,136,000	at 2025-03-31	Standalone	Total number of issued shares (5-year summary)
Shares issued	2,323,409,000	at 2024-09-30	Standalone	Total number of issued shares (5-year summary)
Shares issued	2,342,989,000	at 2024-03-31^v	Standalone	Total number of issued shares (5-year summary)
Shares issued	2,362,314,000	at 2023-09-30^d	Standalone	Total number of issued shares (5-year summary)
Employees	2,114	at 2025-09-30	Standalone	Number of employees
Employees	1,974	at 2025-03-31	Standalone	Number of employees
Employees	1,947	at 2024-09-30	Standalone	Number of employees
Employees	1,736	at 2024-03-31^v	Standalone	Number of employees
Employees	1,642	at 2023-09-30^d	Standalone	Number of employees

Periods use the dates stated in the filing. ^d = earlier-year period dated by calendar; ^v = that date confirmed by the company's own earlier filing.

All source rows · 1,137

Item	Context	Value	Unit
Net decrease increase in loans and bills discounted ope cfbnk	InterimDuration	-921302000000	JPY
Net increase decrease in deposit ope cfbnk	Prior1InterimDuration	-1206608000000	JPY
Net increase decrease in deposit ope cfbnk	InterimDuration	-698829000000	JPY
Net increase decrease in negotiable certificates of deposit ope cfbnk	Prior1InterimDuration	190700000000	JPY
Net increase decrease in negotiable certificates of deposit ope cfbnk	InterimDuration	-68180000000	JPY
Net increase decrease in borrowed money excluding subordinated borrowings ope cfbnk	Prior1InterimDuration	500919000000	JPY
Net increase decrease in borrowed money excluding subordinated borrowings ope cfbnk	InterimDuration	-430016000000	JPY
Net decrease increase in deposit excluding deposit paid to bank of japan ope cfbnk	Prior1InterimDuration	14397000000	JPY
Net decrease increase in deposit excluding deposit paid to bank of japan ope cfbnk	InterimDuration	-45840000000	JPY
Net decrease increase in call loans ope cfbnk	Prior1InterimDuration	49989000000	JPY
Net decrease increase in call loans ope cfbnk	InterimDuration	-95992000000	JPY
Net decrease increase in receivables under securities borrowing transactions ope cfbnk	Prior1InterimDuration	-30084000000	JPY
Net decrease increase in receivables under securities borrowing transactions ope cfbnk	InterimDuration	1529000000	JPY
Net increase decrease in call money ope cfbnk	Prior1InterimDuration	-607383000000	JPY
Net increase decrease in call money ope cfbnk	InterimDuration	-997833000000	JPY
Net increase decrease in payables under securities lending transactions ope cfbnk	Prior1InterimDuration	339825000000	JPY
Net increase decrease in payables under securities lending transactions ope cfbnk	InterimDuration	498961000000	JPY
Net decrease increase in foreign exchanges assets ope cfbnk	Prior1InterimDuration	-49518000000	JPY
Net decrease increase in foreign exchanges assets ope cfbnk	InterimDuration	63265000000	JPY
Net increase decrease in foreign exchanges liabilities ope cfbnk	Prior1InterimDuration	3528000000	JPY
Net increase decrease in foreign exchanges liabilities ope cfbnk	InterimDuration	-379000000	JPY
Net decrease increase in lease receivables and investment assets ope cfbnk	Prior1InterimDuration	-8801000000	JPY
Net decrease increase in lease receivables and investment assets ope cfbnk	InterimDuration	-12245000000	JPY
Increase decrease in straight bonds issuance and redemption ope cfbnk	Prior1InterimDuration	-30000000000	JPY
Increase decrease in straight bonds issuance and redemption ope cfbnk	InterimDuration	20000000000	JPY
Net increase decrease in borrowed money from trust account ope cfbnk	Prior1InterimDuration	-206068000000	JPY
Net increase decrease in borrowed money from trust account ope cfbnk	InterimDuration	351193000000	JPY
Proceeds from fund management ope cfbnk	Prior1InterimDuration	294317000000	JPY
Proceeds from fund management ope cfbnk	InterimDuration	382053000000	JPY
Payments for finance ope cfbnk	Prior1InterimDuration	-58202000000	JPY
Payments for finance ope cfbnk	InterimDuration	-94420000000	JPY
Other net ope cf	Prior1InterimDuration	38873000000	JPY
Other net ope cf	InterimDuration	-31134000000	JPY
Subtotal ope cf	Prior1InterimDuration	-1710719000000	JPY
Subtotal ope cf	InterimDuration	-2191332000000	JPY
Income taxes paid refund ope cf	Prior1InterimDuration	-27364000000	JPY
Income taxes paid refund ope cf	InterimDuration	-52389000000	JPY
Net cash provided by used in operating activities	Prior1InterimDuration	-1738084000000	JPY
Net cash provided by used in operating activities	InterimDuration	-2243721000000	JPY
Purchase of securities inv cfbnk	Prior1InterimDuration	-1994712000000	JPY
Purchase of securities inv cfbnk	InterimDuration	-1460656000000	JPY
Proceeds from sales of securities inv cfbnk	Prior1InterimDuration	1136192000000	JPY
Proceeds from sales of securities inv cfbnk	InterimDuration	488978000000	JPY
Proceeds from redemption of securities inv cfbnk	Prior1InterimDuration	561454000000	JPY
Proceeds from redemption of securities inv cfbnk	InterimDuration	315131000000	JPY
Increase in money held in trust inv cfbnk	Prior1InterimDuration	－	JPY
Increase in money held in trust inv cfbnk	InterimDuration	-1241000000	JPY
Purchase of property plant and equipment inv cf	Prior1InterimDuration	-8052000000	JPY
Purchase of property plant and equipment inv cf	InterimDuration	-5616000000	JPY
Proceeds from sales of property plant and equipment inv cf	Prior1InterimDuration	1934000000	JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed

balance sheet identity	consolidated 2025-03-31	pass rounding
balance sheet identity	consolidated 2025-09-30	pass
balance sheet identity	non_consolidated 2025-03-31	pass rounding
balance sheet identity	non_consolidated 2025-09-30	pass
dei present		pass
period resolution		pass
statement vs summary · net assets	consolidated 2024-03-31	pass
statement vs summary · net assets	consolidated 2024-09-30	pass
statement vs summary · net assets	consolidated 2025-03-31	pass
statement vs summary · net assets	consolidated 2025-09-30	pass
statement vs summary · net assets	non_consolidated 2024-03-31	pass
statement vs summary · net assets	non_consolidated 2024-09-30	pass
statement vs summary · net assets	non_consolidated 2025-03-31	pass
statement vs summary · net assets	non_consolidated 2025-09-30	pass
statement vs summary · net income attributable to parent	consolidated 2024-04-01/2024-09-30	pass
statement vs summary · net income attributable to parent	consolidated 2025-04-01/2025-09-30	pass
statement vs summary · operating cash flow	consolidated 2024-04-01/2024-09-30	pass
statement vs summary · operating cash flow	consolidated 2025-04-01/2025-09-30	pass
statement vs summary · revenue	non_consolidated 2024-04-01/2024-09-30	pass
statement vs summary · revenue	non_consolidated 2025-04-01/2025-09-30	pass
statement vs summary · total assets	consolidated 2025-03-31	pass
statement vs summary · total assets	consolidated 2025-09-30	pass
statement vs summary · total assets	non_consolidated 2025-03-31	pass
statement vs summary · total assets	non_consolidated 2025-09-30	pass