Half-year report · HY

Period2025-04-01 → 2025-09-30

Filed2025-11-21

StandardJapan GAAP

ConsolidatedYes

Data checks24 of 24 passed

Key figures · 124

Metric	Value	Period	Scope	Source row
Ordinary income	¥199.7bn	2025-04-01 → 2025-09-30	Cons.	Ordinary income
Ordinary income	¥292.2bn	2024-04-01 → 2025-03-31	Cons.	Ordinary income loss (5-year summary)
Ordinary income	¥161.5bn	2024-04-01 → 2024-09-30	Cons.	Ordinary income
Ordinary income	¥223.0bn	2023-04-01 → 2024-03-31^v	Cons.	Ordinary income loss (5-year summary)
Ordinary income	¥114.5bn	2023-04-01 → 2023-09-30^d	Cons.	Ordinary income loss (5-year summary)
Profit before tax	¥199.1bn	2025-04-01 → 2025-09-30	Cons.	Income before income taxes
Profit before tax	¥158.6bn	2024-04-01 → 2024-09-30	Cons.	Income before income taxes
Net income (owners)	¥142.9bn	2025-04-01 → 2025-09-30	Cons.	Profit loss attributable to owners of parent
Net income (owners)	¥213.3bn	2024-04-01 → 2025-03-31	Cons.	Profit loss attributable to owners of parent (5-year summary)
Net income (owners)	¥114.2bn	2024-04-01 → 2024-09-30	Cons.	Profit loss attributable to owners of parent
Net income (owners)	¥158.9bn	2023-04-01 → 2024-03-31^v	Cons.	Profit loss attributable to owners of parent (5-year summary)
Net income (owners)	¥82.5bn	2023-04-01 → 2023-09-30^d	Cons.	Profit loss attributable to owners of parent (5-year summary)
Net income	¥143.9bn	2025-04-01 → 2025-09-30	Cons.	Profit loss
Net income	¥115.3bn	2024-04-01 → 2024-09-30	Cons.	Profit loss
Total assets	¥76.32T	at 2025-09-30	Cons.	Assets
Total assets	¥77.37T	at 2025-03-31	Cons.	Assets
Total assets	¥75.01T	at 2024-09-30	Cons.	Total assets (5-year summary)
Total assets	¥76.15T	at 2024-03-31^v	Cons.	Total assets (5-year summary)
Total assets	¥73.39T	at 2023-09-30^d	Cons.	Total assets (5-year summary)
Total liabilities	¥73.41T	at 2025-09-30	Cons.	Liabilities
Total liabilities	¥74.62T	at 2025-03-31	Cons.	Liabilities
Net assets / equity	¥2.90T	at 2025-09-30	Cons.	Net assets
Net assets / equity	¥2.75T	at 2025-03-31	Cons.	Net assets
Net assets / equity	¥2.80T	at 2024-09-30	Cons.	Net assets
Net assets / equity	¥2.78T	at 2024-03-31^v	Cons.	Net assets
Net assets / equity	¥2.61T	at 2023-09-30^d	Cons.	Net assets (5-year summary)
Cash & equivalents	¥16.29T	at 2025-09-30	Cons.	Cash and cash equivalents
Cash & equivalents	¥19.32T	at 2025-03-31	Cons.	Cash and cash equivalents
Cash & equivalents	¥18.66T	at 2024-09-30	Cons.	Cash and cash equivalents
Cash & equivalents	¥20.74T	at 2024-03-31^v	Cons.	Cash and cash equivalents
Cash & equivalents	¥19.91T	at 2023-09-30^d	Cons.	Cash and cash equivalents (5-year summary)
Operating cash flow	−¥2.24T	2025-04-01 → 2025-09-30	Cons.	Net cash provided by used in operating activities
Operating cash flow	−¥293.4bn	2024-04-01 → 2025-03-31	Cons.	Net cash provided by used in operating activities (5-year summary)
Operating cash flow	−¥1.74T	2024-04-01 → 2024-09-30	Cons.	Net cash provided by used in operating activities
Operating cash flow	−¥733.8bn	2023-04-01 → 2024-03-31^v	Cons.	Net cash provided by used in operating activities (5-year summary)
Operating cash flow	−¥1.92T	2023-04-01 → 2023-09-30^d	Cons.	Net cash provided by used in operating activities (5-year summary)
Investing cash flow	−¥718.0bn	2025-04-01 → 2025-09-30	Cons.	Net cash provided by used in investment activities
Investing cash flow	−¥1.05T	2024-04-01 → 2025-03-31	Cons.	Net cash provided by used in investing activities (5-year summary)
Investing cash flow	−¥308.6bn	2024-04-01 → 2024-09-30	Cons.	Net cash provided by used in investment activities
Investing cash flow	−¥711.5bn	2023-04-01 → 2024-03-31^v	Cons.	Net cash provided by used in investing activities (5-year summary)
Investing cash flow	−¥395.4bn	2023-04-01 → 2023-09-30^d	Cons.	Net cash provided by used in investing activities (5-year summary)
Financing cash flow	−¥60.1bn	2025-04-01 → 2025-09-30	Cons.	Net cash provided by used in financing activities
Financing cash flow	−¥89.0bn	2024-04-01 → 2025-03-31	Cons.	Net cash provided by used in financing activities (5-year summary)
Financing cash flow	−¥43.4bn	2024-04-01 → 2024-09-30	Cons.	Net cash provided by used in financing activities
Financing cash flow	−¥75.0bn	2023-04-01 → 2024-03-31^v	Cons.	Net cash provided by used in financing activities (5-year summary)
Financing cash flow	−¥34.8bn	2023-04-01 → 2023-09-30^d	Cons.	Net cash provided by used in financing activities (5-year summary)
EPS (basic)	¥62.55	2025-04-01 → 2025-09-30	Cons.	Basic earnings loss per share (5-year summary)
EPS (basic)	¥92.4	2024-04-01 → 2025-03-31	Cons.	Basic earnings loss per share (5-year summary)
EPS (basic)	¥49.3	2024-04-01 → 2024-09-30	Cons.	Basic earnings loss per share (5-year summary)
EPS (basic)	¥67.78	2023-04-01 → 2024-03-31^v	Cons.	Basic earnings loss per share (5-year summary)
EPS (basic)	¥35.06	2023-04-01 → 2023-09-30^d	Cons.	Basic earnings loss per share (5-year summary)
EPS (diluted)	¥62.55	2025-04-01 → 2025-09-30	Cons.	Diluted earnings per share (5-year summary)
EPS (diluted)	¥92.39	2024-04-01 → 2025-03-31	Cons.	Diluted earnings per share (5-year summary)
EPS (diluted)	¥49.3	2024-04-01 → 2024-09-30	Cons.	Diluted earnings per share (5-year summary)
EPS (diluted)	¥67.77	2023-04-01 → 2024-03-31^v	Cons.	Diluted earnings per share (5-year summary)
EPS (diluted)	¥35.06	2023-04-01 → 2023-09-30^d	Cons.	Diluted earnings per share (5-year summary)
Net assets per share	¥1,267.53	at 2025-09-30	Cons.	Net assets per share (5-year summary)
Net assets per share	¥1,188.7	at 2025-03-31	Cons.	Net assets per share (5-year summary)
Net assets per share	¥1,199.98	at 2024-09-30	Cons.	Net assets per share (5-year summary)
Net assets per share	¥1,184.76	at 2024-03-31^v	Cons.	Net assets per share (5-year summary)
Net assets per share	¥1,102.49	at 2023-09-30^d	Cons.	Net assets per share (5-year summary)
Equity ratio	3.8%	at 2025-09-30	Cons.	Equity to asset ratio (5-year summary)
Equity ratio	3.5%	at 2025-03-31	Cons.	Equity to asset ratio (5-year summary)
Equity ratio	3.7%	at 2024-09-30	Cons.	Equity to asset ratio (5-year summary)
Equity ratio	3.6%	at 2024-03-31^v	Cons.	Equity to asset ratio (5-year summary)
Equity ratio	3.5%	at 2023-09-30^d	Cons.	Equity to asset ratio (5-year summary)
Employees	21,038	at 2025-09-30	Cons.	Number of employees
Employees	20,174	at 2025-03-31	Cons.	Number of employees
Employees	20,391	at 2024-09-30	Cons.	Number of employees
Employees	19,721	at 2024-03-31^v	Cons.	Number of employees
Employees	19,840	at 2023-09-30^d	Cons.	Number of employees
Revenue	¥84.6bn	2025-04-01 → 2025-09-30	Standalone	Operating revenue1
Revenue	¥122.1bn	2024-04-01 → 2025-03-31	Standalone	Operating revenue1 (5-year summary)
Revenue	¥66.9bn	2024-04-01 → 2024-09-30	Standalone	Operating revenue1
Revenue	¥83.9bn	2023-04-01 → 2024-03-31^v	Standalone	Operating revenue1 (5-year summary)
Revenue	¥43.5bn	2023-04-01 → 2023-09-30^d	Standalone	Operating revenue1 (5-year summary)
Operating income	¥77.0bn	2025-04-01 → 2025-09-30	Standalone	Operating income
Operating income	¥61.0bn	2024-04-01 → 2024-09-30	Standalone	Operating income
Ordinary income	¥76.9bn	2025-04-01 → 2025-09-30	Standalone	Ordinary income
Ordinary income	¥109.9bn	2024-04-01 → 2025-03-31	Standalone	Ordinary income loss (5-year summary)
Ordinary income	¥60.6bn	2024-04-01 → 2024-09-30	Standalone	Ordinary income
Ordinary income	¥76.1bn	2023-04-01 → 2024-03-31^v	Standalone	Ordinary income loss (5-year summary)
Ordinary income	¥39.8bn	2023-04-01 → 2023-09-30^d	Standalone	Ordinary income loss (5-year summary)
Profit before tax	¥76.9bn	2025-04-01 → 2025-09-30	Standalone	Income before income taxes
Profit before tax	¥212.7bn	2024-04-01 → 2024-09-30	Standalone	Income before income taxes
Net income	¥77.7bn	2025-04-01 → 2025-09-30	Standalone	Profit loss
Net income	¥263.0bn	2024-04-01 → 2025-03-31	Standalone	Net income loss (5-year summary)
Net income	¥213.3bn	2024-04-01 → 2024-09-30	Standalone	Profit loss
Net income	¥76.0bn	2023-04-01 → 2024-03-31^v	Standalone	Net income loss (5-year summary)
Net income	¥40.0bn	2023-04-01 → 2023-09-30^d	Standalone	Net income loss (5-year summary)
Total assets	¥1.59T	at 2025-09-30	Standalone	Assets
Total assets	¥1.51T	at 2025-03-31	Standalone	Assets
Total assets	¥1.50T	at 2024-09-30	Standalone	Total assets (5-year summary)
Total assets	¥1.33T	at 2024-03-31^v	Standalone	Total assets (5-year summary)
Total assets	¥1.35T	at 2023-09-30^d	Standalone	Total assets (5-year summary)
Total liabilities	¥361.7bn	at 2025-09-30	Standalone	Liabilities
Total liabilities	¥292.7bn	at 2025-03-31	Standalone	Liabilities
Net assets / equity	¥1.23T	at 2025-09-30	Standalone	Net assets
Net assets / equity	¥1.22T	at 2025-03-31	Standalone	Net assets
Net assets / equity	¥1.21T	at 2024-09-30	Standalone	Net assets
Net assets / equity	¥1.04T	at 2024-03-31^v	Standalone	Net assets
Net assets / equity	¥1.05T	at 2023-09-30^d	Standalone	Net assets (5-year summary)
Cash and deposits	¥113.7bn	at 2025-09-30	Standalone	Cash and deposits
Cash and deposits	¥77.1bn	at 2025-03-31	Standalone	Cash and deposits
Dividend per share	¥14.5	2025-04-01 → 2025-09-30	Standalone	Dividend paid per share (5-year summary)
Dividend per share	¥25	2024-04-01 → 2025-03-31	Standalone	Dividend paid per share (5-year summary)
Dividend per share	¥11.5	2024-04-01 → 2024-09-30	Standalone	Dividend paid per share (5-year summary)
Dividend per share	¥22	2023-04-01 → 2024-03-31^v	Standalone	Dividend paid per share (5-year summary)
Dividend per share	¥11	2023-04-01 → 2023-09-30^d	Standalone	Dividend paid per share (5-year summary)
Equity ratio	77.3%	at 2025-09-30	Standalone	Equity to asset ratio (5-year summary)
Equity ratio	80.6%	at 2025-03-31	Standalone	Equity to asset ratio (5-year summary)
Equity ratio	80.5%	at 2024-09-30	Standalone	Equity to asset ratio (5-year summary)
Equity ratio	78.4%	at 2024-03-31^v	Standalone	Equity to asset ratio (5-year summary)
Equity ratio	77.6%	at 2023-09-30^d	Standalone	Equity to asset ratio (5-year summary)
Shares issued	2,307,136,000	at 2025-09-30	Standalone	Total number of issued shares (5-year summary)
Shares issued	2,307,136,000	at 2025-03-31	Standalone	Total number of issued shares (5-year summary)
Shares issued	2,323,409,000	at 2024-09-30	Standalone	Total number of issued shares (5-year summary)
Shares issued	2,342,989,000	at 2024-03-31^v	Standalone	Total number of issued shares (5-year summary)
Shares issued	2,362,314,000	at 2023-09-30^d	Standalone	Total number of issued shares (5-year summary)
Employees	2,114	at 2025-09-30	Standalone	Number of employees
Employees	1,974	at 2025-03-31	Standalone	Number of employees
Employees	1,947	at 2024-09-30	Standalone	Number of employees
Employees	1,736	at 2024-03-31^v	Standalone	Number of employees
Employees	1,642	at 2023-09-30^d	Standalone	Number of employees

Periods use the dates stated in the filing. ^d = earlier-year period dated by calendar; ^v = that date confirmed by the company's own earlier filing.

All source rows · 1,137

Item	Context	Value	Unit
Net changes of items other than shareholders equity	InterimDuration	69439000000	JPY
Total changes of items during the period	InterimDuration_RevaluationReserveForLandMember	-208000000	JPY
Total changes of items during the period	InterimDuration_ForeignCurrencyTranslationAdjustmentMember	-3440000000	JPY
Total changes of items during the period	InterimDuration_RemeasurementsOfDefinedBenefitPlansMember	-214000000	JPY
Total changes of items during the period	InterimDuration_ValuationAndTranslationAdjustmentsMember	70520000000	JPY
Total changes of items during the period	InterimDuration_SubscriptionRightsToSharesMember	-13000000	JPY
Total changes of items during the period	InterimDuration_NonControllingInterestsMember	-1067000000	JPY
Total changes of items during the period	InterimDuration	151986000000	JPY
Net assets	InterimInstant_RevaluationReserveForLandMember	32405000000	JPY
Net assets	InterimInstant_ForeignCurrencyTranslationAdjustmentMember	3065000000	JPY
Net assets	InterimInstant_RemeasurementsOfDefinedBenefitPlansMember	25518000000	JPY
Net assets	InterimInstant_ValuationAndTranslationAdjustmentsMember	447173000000	JPY
Net assets	InterimInstant_SubscriptionRightsToSharesMember	112000000	JPY
Net assets	InterimInstant_NonControllingInterestsMember	22464000000	JPY
Net assets	InterimInstant	2904802000000	JPY
Income before income taxes	Prior1InterimDuration	158570000000	JPY
Income before income taxes	InterimDuration	199128000000	JPY
Depreciation and amortization ope cf	Prior1InterimDuration	19459000000	JPY
Depreciation and amortization ope cf	InterimDuration	18421000000	JPY
Impairment loss ope cf	Prior1InterimDuration	3165000000	JPY
Impairment loss ope cf	InterimDuration	297000000	JPY
Equity in earnings losses of affiliates ope cf	Prior1InterimDuration	-412000000	JPY
Equity in earnings losses of affiliates ope cf	InterimDuration	-221000000	JPY
Increase decrease in allowance for loan losses ope cfbnk	Prior1InterimDuration	-7673000000	JPY
Increase decrease in allowance for loan losses ope cfbnk	InterimDuration	-14281000000	JPY
Increase decrease in allowance for investment loss ope cf	Prior1InterimDuration	-4000000	JPY
Increase decrease in allowance for investment loss ope cf	InterimDuration	-0	JPY
Increase decrease in provision for bonuses ope cf	Prior1InterimDuration	-3306000000	JPY
Increase decrease in provision for bonuses ope cf	InterimDuration	-3579000000	JPY
Increase decrease in net defined benefit asset ope cf	Prior1InterimDuration	-4110000000	JPY
Increase decrease in net defined benefit asset ope cf	InterimDuration	-2740000000	JPY
Increase decrease in net defined benefit liability ope cf	Prior1InterimDuration	-684000000	JPY
Increase decrease in net defined benefit liability ope cf	InterimDuration	-578000000	JPY
Gain on fund management ope cfbnk	Prior1InterimDuration	-289966000000	JPY
Gain on fund management ope cfbnk	InterimDuration	-387093000000	JPY
Financing expenses ope cfbnk	Prior1InterimDuration	60886000000	JPY
Financing expenses ope cfbnk	InterimDuration	105252000000	JPY
Loss gain related to securities ope cfbnk	Prior1InterimDuration	-40750000000	JPY
Loss gain related to securities ope cfbnk	InterimDuration	-34613000000	JPY
Loss gain on money held in trust ope cfbnk	Prior1InterimDuration	－	JPY
Loss gain on money held in trust ope cfbnk	InterimDuration	-17000000	JPY
Foreign exchange losses gains ope cf	Prior1InterimDuration	34399000000	JPY
Foreign exchange losses gains ope cf	InterimDuration	29884000000	JPY
Loss gain on disposal of noncurrent assets ope cf	Prior1InterimDuration	-249000000	JPY
Loss gain on disposal of noncurrent assets ope cf	InterimDuration	230000000	JPY
Net decrease increase in trading assets ope cfbnk	Prior1InterimDuration	40989000000	JPY
Net decrease increase in trading assets ope cfbnk	InterimDuration	-62897000000	JPY
Net increase decrease in trading liabilities ope cfbnk	Prior1InterimDuration	24048000000	JPY
Net increase decrease in trading liabilities ope cfbnk	InterimDuration	40648000000	JPY
Net decrease increase in loans and bills discounted ope cfbnk	Prior1InterimDuration	-940966000000	JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed

balance sheet identity	consolidated 2025-03-31	pass rounding
balance sheet identity	consolidated 2025-09-30	pass
balance sheet identity	non_consolidated 2025-03-31	pass rounding
balance sheet identity	non_consolidated 2025-09-30	pass
dei present		pass
period resolution		pass
statement vs summary · net assets	consolidated 2024-03-31	pass
statement vs summary · net assets	consolidated 2024-09-30	pass
statement vs summary · net assets	consolidated 2025-03-31	pass
statement vs summary · net assets	consolidated 2025-09-30	pass
statement vs summary · net assets	non_consolidated 2024-03-31	pass
statement vs summary · net assets	non_consolidated 2024-09-30	pass
statement vs summary · net assets	non_consolidated 2025-03-31	pass
statement vs summary · net assets	non_consolidated 2025-09-30	pass
statement vs summary · net income attributable to parent	consolidated 2024-04-01/2024-09-30	pass
statement vs summary · net income attributable to parent	consolidated 2025-04-01/2025-09-30	pass
statement vs summary · operating cash flow	consolidated 2024-04-01/2024-09-30	pass
statement vs summary · operating cash flow	consolidated 2025-04-01/2025-09-30	pass
statement vs summary · revenue	non_consolidated 2024-04-01/2024-09-30	pass
statement vs summary · revenue	non_consolidated 2025-04-01/2025-09-30	pass
statement vs summary · total assets	consolidated 2025-03-31	pass
statement vs summary · total assets	consolidated 2025-09-30	pass
statement vs summary · total assets	non_consolidated 2025-03-31	pass
statement vs summary · total assets	non_consolidated 2025-09-30	pass