Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-12
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed
Key figures · 107
MetricValuePeriodScopeSource row
Ordinary income¥62.4bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥77.8bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥30.7bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥61.1bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥31.3bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥61.7bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥50.7bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥69.4bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥84.5bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥44.4bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥57.9bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥26.1bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥69.4bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥44.4bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥22.58Tat 2025-09-30Cons.Assets
Total assets¥20.33Tat 2025-03-31Cons.Assets
Total assets¥17.71Tat 2024-09-30Cons.Total assets (5-year summary)
Total assets¥16.05Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥14.42Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥21.55Tat 2025-09-30Cons.Liabilities
Total liabilities¥19.37Tat 2025-03-31Cons.Liabilities
Net assets / equity¥1.03Tat 2025-09-30Cons.Net assets
Net assets / equity¥959.2bnat 2025-03-31Cons.Net assets
Net assets / equity¥975.9bnat 2024-09-30Cons.Net assets
Net assets / equity¥966.7bnat 2024-03-31vCons.Net assets
Net assets / equity¥989.7bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥4.52Tat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥3.77Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥3.14Tat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥3.13Tat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥2.03Tat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥1.54T2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥1.98T2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥702.4bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥1.19T2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥38.2bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥790.8bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥1.29T2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥681.7bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥95.8bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥159.1bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥1.8bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥48.5bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥12.7bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥69.6bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥2.3bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥86.922025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥112.72024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥58.732024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥990,851,470.112023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥435,264,263.962023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,286.69at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,151.4at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,309.55at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥17,828,740,928.75at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥16,433,514,098.26at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio4.5%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio4.7%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.5%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio6.0%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio6.8%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees5,854at 2025-09-30Cons.Number of employees
Employees5,689at 2025-03-31Cons.Number of employees
Employees5,741at 2024-09-30Cons.Number of employees
Employees5,650at 2024-03-31vCons.Number of employees
Employees5,669at 2023-09-30dCons.Number of employees
Ordinary income¥34.2bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥60.9bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥41.5bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥58.3bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥22.3bn2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥33.6bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥43.3bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥30.1bn2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥50.1bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥38.1bn2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥62.9bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥25.2bn2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥20.74Tat 2025-09-30StandaloneAssets
Total assets¥18.68Tat 2025-03-31StandaloneAssets
Total assets¥16.18Tat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥14.53Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥12.94Tat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥19.84Tat 2025-09-30StandaloneLiabilities
Total liabilities¥17.81Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥901.9bnat 2025-09-30StandaloneNet assets
Net assets / equity¥865.8bnat 2025-03-31StandaloneNet assets
Net assets / equity¥911.8bnat 2024-09-30StandaloneNet assets
Net assets / equity¥888.8bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥912.1bnat 2023-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥40,000,0002024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥40,000,0002023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Equity ratio4.3%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.6%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.6%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio6.1%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio7.0%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued840,000,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued48at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued60at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued60at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued204,144,774at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees2,417at 2025-09-30StandaloneNumber of employees
Employees2,309at 2025-03-31StandaloneNumber of employees
Employees2,335at 2024-09-30StandaloneNumber of employees
Employees2,288at 2024-03-31vStandaloneNumber of employees
Employees2,322at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 52
SegmentItemPeriodValue
APLUSreportable segmentsegment assetsat 2025-09-30¥1.89T
APLUSreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥5.8bn
Institutional Businessreportable segmentsegment assetsat 2025-09-30¥5.30T
Institutional Businessreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥11.2bn
Marketsreportable segmentsegment assetsat 2025-09-30¥303.4bn
Marketsreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥1.3bn
Other Corporate Otherreportable segmentsegment assetsat 2025-09-30¥798.8bn
Other Corporate Otherreportable segmentsegment ordinary income2025-04-01 → 2025-09-30−¥1.4bn
Other Individual Consumer Finance Sub Groupreportable segmentsegment assetsat 2025-09-30¥165.5bn
Other Individual Consumer Finance Sub Groupreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥4.5bn
Overseas Businessreportable segmentsegment assetsat 2025-09-30¥516.1bn
Overseas Businessreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥3.7bn
Principal Transactionsreportable segmentsegment assetsat 2025-09-30¥200.4bn
Principal Transactionsreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥15.3bn
Retail Bankingreportable segmentsegment assetsat 2025-09-30¥1.90T
Retail Bankingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥3.1bn
Securities Investmentreportable segmentsegment assetsat 2025-09-30¥2.90T
Securities Investmentreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥3.2bn
Shinsei Financialreportable segmentsegment assetsat 2025-09-30¥516.5bn
Shinsei Financialreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥7.1bn
Showa Leasingreportable segmentsegment assetsat 2025-09-30¥648.7bn
Showa Leasingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥75m
Structured Financereportable segmentsegment assetsat 2025-09-30¥2.13T
Structured Financereportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥8.3bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥17.27T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30¥62.0bn
APLUSreportable segmentsegment assetsat 2024-09-30¥1.75T
APLUSreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥4.0bn
Institutional Businessreportable segmentsegment assetsat 2024-09-30¥3.59T
Institutional Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥6.6bn
Marketsreportable segmentsegment assetsat 2024-09-30¥198.3bn
Marketsreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥1.7bn
Other Corporate Otherreportable segmentsegment assetsat 2024-09-30¥1.07T
Other Corporate Otherreportable segmentsegment ordinary income2024-04-01 → 2024-09-30−¥3.6bn
Other Individual Consumer Finance Sub Groupreportable segmentsegment assetsat 2024-09-30¥204.1bn
Other Individual Consumer Finance Sub Groupreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥1.5bn
Overseas Businessreportable segmentsegment assetsat 2024-09-30¥529.8bn
Overseas Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥8.8bn
Principal Transactionsreportable segmentsegment assetsat 2024-09-30¥189.1bn
Principal Transactionsreportable segmentsegment ordinary income2024-04-01 → 2024-09-30−¥1.0bn
Retail Bankingreportable segmentsegment assetsat 2024-09-30¥1.39T
Retail Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥1.7bn
Securities Investmentreportable segmentsegment assetsat 2024-09-30¥1.83T
Securities Investmentreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥5.8bn
Shinsei Financialreportable segmentsegment assetsat 2024-09-30¥494.7bn
Shinsei Financialreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥6.0bn
Showa Leasingreportable segmentsegment assetsat 2024-09-30¥625.3bn
Showa Leasingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥848m
Structured Financereportable segmentsegment assetsat 2024-09-30¥2.00T
Structured Financereportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥513m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥13.87T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥33.0bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,480
ItemContextValueUnit
Purchase of premises and equipment other than leased assets inv cfbnkInterimDuration-3116000000JPY
Purchase of intangible fixed assets other than leased assets as lessor inv cfbnkPrior1InterimDuration-6331000000JPY
Purchase of intangible fixed assets other than leased assets as lessor inv cfbnkInterimDuration-5445000000JPY
Purchase of investments in subsidiaries resulting in change in scope of consolidation inv cfPrior1InterimDuration-195000000JPY
Purchase of investments in subsidiaries resulting in change in scope of consolidation inv cfInterimDuration-650000000JPY
Proceeds from sales of investments in subsidiaries resulting in change in scope of consolidation inv cfPrior1InterimDuration1100000000JPY
Proceeds from sales of investments in subsidiaries resulting in change in scope of consolidation inv cfInterimDuration266000000JPY
Other net inv cfPrior1InterimDuration-73000000JPY
Other net inv cfInterimDuration-334000000JPY
Net cash provided by used in investment activitiesPrior1InterimDuration-681694000000JPY
Net cash provided by used in investment activitiesInterimDuration-790847000000JPY
Proceeds from share issuance to non controlling shareholders fin cfPrior1InterimDuration178000000JPY
Proceeds from share issuance to non controlling shareholders fin cfInterimDuration-JPY
Cash dividends paid fin cfPrior1InterimDuration-2160000000JPY
Cash dividends paid fin cfInterimDuration-1800000000JPY
Dividends paid to non controlling interests fin cfPrior1InterimDuration-16000000JPY
Dividends paid to non controlling interests fin cfInterimDuration-7000000JPY
Purchase of treasury stock fin cfPrior1InterimDuration-32000000000JPY
Purchase of treasury stock fin cfInterimDuration-JPY
Proceeds from sales of treasury stock fin cfPrior1InterimDuration21333000000JPY
Proceeds from sales of treasury stock fin cfInterimDuration-JPY
Net cash provided by used in financing activitiesPrior1InterimDuration-12664000000JPY
Net cash provided by used in financing activitiesInterimDuration-1807000000JPY
Effect of exchange rate change on cash and cash equivalentsPrior1InterimDuration-15000000JPY
Effect of exchange rate change on cash and cash equivalentsInterimDuration-0JPY
Net increase decrease in cash and cash equivalentsPrior1InterimDuration8017000000JPY
Net increase decrease in cash and cash equivalentsInterimDuration745098000000JPY
Cash and cash equivalentsPrior2YearInstant3128045000000JPY
Cash and cash equivalentsPrior1YearInstant3771929000000JPY
Increase in cash and cash equivalents from newly consolidated subsidiary ccePrior1InterimDuration147000000JPY
Increase in cash and cash equivalents from newly consolidated subsidiary cceInterimDuration-JPY
Decrease in cash and cash equivalents resulting from exclusion of subsidiaries from consolidation ccePrior1InterimDuration-JPY
Decrease in cash and cash equivalents resulting from exclusion of subsidiaries from consolidation cceInterimDuration-120000000JPY
Cash and cash equivalentsPrior1InterimInstant3136210000000JPY
Cash and cash equivalentsInterimInstant4516908000000JPY
Number of consolidated subsidiariesInterimInstant62
Number of unconsolidated subsidiaries accounted for using equity methodInterimInstant0
Number of associates accounted for using equity methodInterimInstant45
Accumulated depreciation ppe by groupPrior1YearInstant-71857000000JPY
Accumulated depreciation ppe by groupInterimInstant-73574000000JPY
Revenue segment informationPrior1InterimDuration_jpcrp050000-ssr_E03530-000InstitutionalBusinessReportableSegmentsMember15832000000JPY
Revenue segment informationPrior1InterimDuration_jpcrp050000-ssr_E03530-000StructuredFinanceReportableSegmentsMember12845000000JPY
Revenue segment informationPrior1InterimDuration_jpcrp050000-ssr_E03530-000PrincipalTransactionsReportableSegmentsMember1755000000JPY
Revenue segment informationPrior1InterimDuration_jpcrp050000-ssr_E03530-000MarketsReportableSegmentMember2849000000JPY
Revenue segment informationPrior1InterimDuration_jpcrp050000-ssr_E03530-000ShowaLeasingReportableSegmentsMember7725000000JPY
Net interest income segment informationPrior1InterimDuration_jpcrp050000-ssr_E03530-000InstitutionalBusinessReportableSegmentsMember11447000000JPY
Net interest income segment informationPrior1InterimDuration_jpcrp050000-ssr_E03530-000StructuredFinanceReportableSegmentsMember8098000000JPY
Net interest income segment informationPrior1InterimDuration_jpcrp050000-ssr_E03530-000PrincipalTransactionsReportableSegmentsMember2072000000JPY
Net interest income segment informationPrior1InterimDuration_jpcrp050000-ssr_E03530-000MarketsReportableSegmentMember108000000JPY
Net interest income segment informationPrior1InterimDuration_jpcrp050000-ssr_E03530-000ShowaLeasingReportableSegmentsMember-71000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 22 of 22 passed
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2025-09-30pass rounding
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2025-09-30pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass