Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-12
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed
Key figures · 107
MetricValuePeriodScopeSource row
Ordinary income¥62.4bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥77.8bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥30.7bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥61.1bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥31.3bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥61.7bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥50.7bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥69.4bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥84.5bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥44.4bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥57.9bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥26.1bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥69.4bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥44.4bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥22.58Tat 2025-09-30Cons.Assets
Total assets¥20.33Tat 2025-03-31Cons.Assets
Total assets¥17.71Tat 2024-09-30Cons.Total assets (5-year summary)
Total assets¥16.05Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥14.42Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥21.55Tat 2025-09-30Cons.Liabilities
Total liabilities¥19.37Tat 2025-03-31Cons.Liabilities
Net assets / equity¥1.03Tat 2025-09-30Cons.Net assets
Net assets / equity¥959.2bnat 2025-03-31Cons.Net assets
Net assets / equity¥975.9bnat 2024-09-30Cons.Net assets
Net assets / equity¥966.7bnat 2024-03-31vCons.Net assets
Net assets / equity¥989.7bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥4.52Tat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥3.77Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥3.14Tat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥3.13Tat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥2.03Tat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥1.54T2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥1.98T2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥702.4bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥1.19T2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥38.2bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥790.8bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥1.29T2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥681.7bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥95.8bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥159.1bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥1.8bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥48.5bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥12.7bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥69.6bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥2.3bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥86.922025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥112.72024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥58.732024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥990,851,470.112023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥435,264,263.962023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,286.69at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,151.4at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,309.55at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥17,828,740,928.75at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥16,433,514,098.26at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio4.5%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio4.7%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.5%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio6.0%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio6.8%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees5,854at 2025-09-30Cons.Number of employees
Employees5,689at 2025-03-31Cons.Number of employees
Employees5,741at 2024-09-30Cons.Number of employees
Employees5,650at 2024-03-31vCons.Number of employees
Employees5,669at 2023-09-30dCons.Number of employees
Ordinary income¥34.2bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥60.9bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥41.5bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥58.3bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥22.3bn2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥33.6bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥43.3bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥30.1bn2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥50.1bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥38.1bn2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥62.9bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥25.2bn2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥20.74Tat 2025-09-30StandaloneAssets
Total assets¥18.68Tat 2025-03-31StandaloneAssets
Total assets¥16.18Tat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥14.53Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥12.94Tat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥19.84Tat 2025-09-30StandaloneLiabilities
Total liabilities¥17.81Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥901.9bnat 2025-09-30StandaloneNet assets
Net assets / equity¥865.8bnat 2025-03-31StandaloneNet assets
Net assets / equity¥911.8bnat 2024-09-30StandaloneNet assets
Net assets / equity¥888.8bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥912.1bnat 2023-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥40,000,0002024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥40,000,0002023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Equity ratio4.3%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.6%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.6%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio6.1%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio7.0%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued840,000,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued48at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued60at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued60at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued204,144,774at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees2,417at 2025-09-30StandaloneNumber of employees
Employees2,309at 2025-03-31StandaloneNumber of employees
Employees2,335at 2024-09-30StandaloneNumber of employees
Employees2,288at 2024-03-31vStandaloneNumber of employees
Employees2,322at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 52
SegmentItemPeriodValue
APLUSreportable segmentsegment assetsat 2025-09-30¥1.89T
APLUSreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥5.8bn
Institutional Businessreportable segmentsegment assetsat 2025-09-30¥5.30T
Institutional Businessreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥11.2bn
Marketsreportable segmentsegment assetsat 2025-09-30¥303.4bn
Marketsreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥1.3bn
Other Corporate Otherreportable segmentsegment assetsat 2025-09-30¥798.8bn
Other Corporate Otherreportable segmentsegment ordinary income2025-04-01 → 2025-09-30−¥1.4bn
Other Individual Consumer Finance Sub Groupreportable segmentsegment assetsat 2025-09-30¥165.5bn
Other Individual Consumer Finance Sub Groupreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥4.5bn
Overseas Businessreportable segmentsegment assetsat 2025-09-30¥516.1bn
Overseas Businessreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥3.7bn
Principal Transactionsreportable segmentsegment assetsat 2025-09-30¥200.4bn
Principal Transactionsreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥15.3bn
Retail Bankingreportable segmentsegment assetsat 2025-09-30¥1.90T
Retail Bankingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥3.1bn
Securities Investmentreportable segmentsegment assetsat 2025-09-30¥2.90T
Securities Investmentreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥3.2bn
Shinsei Financialreportable segmentsegment assetsat 2025-09-30¥516.5bn
Shinsei Financialreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥7.1bn
Showa Leasingreportable segmentsegment assetsat 2025-09-30¥648.7bn
Showa Leasingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥75m
Structured Financereportable segmentsegment assetsat 2025-09-30¥2.13T
Structured Financereportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥8.3bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥17.27T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30¥62.0bn
APLUSreportable segmentsegment assetsat 2024-09-30¥1.75T
APLUSreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥4.0bn
Institutional Businessreportable segmentsegment assetsat 2024-09-30¥3.59T
Institutional Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥6.6bn
Marketsreportable segmentsegment assetsat 2024-09-30¥198.3bn
Marketsreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥1.7bn
Other Corporate Otherreportable segmentsegment assetsat 2024-09-30¥1.07T
Other Corporate Otherreportable segmentsegment ordinary income2024-04-01 → 2024-09-30−¥3.6bn
Other Individual Consumer Finance Sub Groupreportable segmentsegment assetsat 2024-09-30¥204.1bn
Other Individual Consumer Finance Sub Groupreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥1.5bn
Overseas Businessreportable segmentsegment assetsat 2024-09-30¥529.8bn
Overseas Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥8.8bn
Principal Transactionsreportable segmentsegment assetsat 2024-09-30¥189.1bn
Principal Transactionsreportable segmentsegment ordinary income2024-04-01 → 2024-09-30−¥1.0bn
Retail Bankingreportable segmentsegment assetsat 2024-09-30¥1.39T
Retail Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥1.7bn
Securities Investmentreportable segmentsegment assetsat 2024-09-30¥1.83T
Securities Investmentreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥5.8bn
Shinsei Financialreportable segmentsegment assetsat 2024-09-30¥494.7bn
Shinsei Financialreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥6.0bn
Showa Leasingreportable segmentsegment assetsat 2024-09-30¥625.3bn
Showa Leasingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥848m
Structured Financereportable segmentsegment assetsat 2024-09-30¥2.00T
Structured Financereportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥513m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥13.87T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥33.0bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,480
ItemContextValueUnit
Net increase decrease in deposit ope cfbnkInterimDuration1541723000000JPY
Net increase decrease in negotiable certificates of deposit ope cfbnkPrior1InterimDuration51795000000JPY
Net increase decrease in negotiable certificates of deposit ope cfbnkInterimDuration137942000000JPY
Net increase decrease in borrowed money excluding subordinated borrowings ope cfbnkPrior1InterimDuration290316000000JPY
Net increase decrease in borrowed money excluding subordinated borrowings ope cfbnkInterimDuration54401000000JPY
Net change in corporate bonds other than subordinated bonds ope cfPrior1InterimDuration7836000000JPY
Net change in corporate bonds other than subordinated bonds ope cfInterimDuration-19044000000JPY
Net decrease increase in deposit excluding cash equivalent ope cfbnkPrior1InterimDuration42845000000JPY
Net decrease increase in deposit excluding cash equivalent ope cfbnkInterimDuration-12029000000JPY
Net decrease increase in call loans ope cfbnkPrior1InterimDuration-45928000000JPY
Net decrease increase in call loans ope cfbnkInterimDuration43503000000JPY
Net decrease increase in monetary claims bought ope cfbnkPrior1InterimDuration-28551000000JPY
Net decrease increase in monetary claims bought ope cfbnkInterimDuration3056000000JPY
Net increase decrease in call money ope cfbnkPrior1InterimDuration29904000000JPY
Net increase decrease in call money ope cfbnkInterimDuration208920000000JPY
Net increase decrease in payables under securities lending transactions ope cfbnkPrior1InterimDuration257172000000JPY
Net increase decrease in payables under securities lending transactions ope cfbnkInterimDuration140356000000JPY
Net change in foreign exchange assets and liabilities ope cfbnkPrior1InterimDuration-5799000000JPY
Net change in foreign exchange assets and liabilities ope cfbnkInterimDuration-2992000000JPY
Net increase decrease in short term corporate bonds ope cfbnkPrior1InterimDuration2000000000JPY
Net increase decrease in short term corporate bonds ope cfbnkInterimDuration61500000000JPY
Proceeds from fund management ope cfbnkPrior1InterimDuration141347000000JPY
Proceeds from fund management ope cfbnkInterimDuration157476000000JPY
Payments for finance ope cfbnkPrior1InterimDuration-60486000000JPY
Payments for finance ope cfbnkInterimDuration-87254000000JPY
Net change in monetary assets held in trust ope cfPrior1InterimDuration392000000JPY
Net change in monetary assets held in trust ope cfInterimDuration250000000JPY
Decrease increase in accounts receivable installment ope cf2Prior1InterimDuration-58256000000JPY
Decrease increase in accounts receivable installment ope cf2InterimDuration-27747000000JPY
Net decrease increase in lease receivables and investment assets ope cfbnkPrior1InterimDuration-24333000000JPY
Net decrease increase in lease receivables and investment assets ope cfbnkInterimDuration-12383000000JPY
Other net ope cfPrior1InterimDuration-41977000000JPY
Other net ope cfInterimDuration-111471000000JPY
Subtotal ope cfPrior1InterimDuration709629000000JPY
Subtotal ope cfInterimDuration1549362000000JPY
Income taxes paid ope cfPrior1InterimDuration-7238000000JPY
Income taxes paid ope cfInterimDuration-11609000000JPY
Net cash provided by used in operating activitiesPrior1InterimDuration702391000000JPY
Net cash provided by used in operating activitiesInterimDuration1537753000000JPY
Purchase of securities inv cfbnkPrior1InterimDuration-1188378000000JPY
Purchase of securities inv cfbnkInterimDuration-1560707000000JPY
Proceeds from sales of securities inv cfbnkPrior1InterimDuration216766000000JPY
Proceeds from sales of securities inv cfbnkInterimDuration201708000000JPY
Proceeds from redemption of securities inv cfbnkPrior1InterimDuration322296000000JPY
Proceeds from redemption of securities inv cfbnkInterimDuration584059000000JPY
Payments for money held in trust inv cfbnkPrior1InterimDuration-85765000000JPY
Payments for money held in trust inv cfbnkInterimDuration-151971000000JPY
Proceeds from cancellation sale and dividends of monetary assets held in trust inv cfbnkPrior1InterimDuration60996000000JPY
Proceeds from cancellation sale and dividends of monetary assets held in trust inv cfbnkInterimDuration145344000000JPY
Purchase of premises and equipment other than leased assets inv cfbnkPrior1InterimDuration-2109000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 22 of 22 passed
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2025-09-30pass rounding
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2025-09-30pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass