Annual report

Period2025-04-01 → 2026-03-31
Filed2026-06-12
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed
Key figures · 146
MetricValuePeriodScopeSource row
Ordinary income¥19.8bn2025-04-01 → 2026-03-31Cons.Ordinary income
Ordinary income¥12.3bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥14.5bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥16.0bn2022-04-01 → 2023-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥19.2bn2021-04-01 → 2022-03-31vCons.Ordinary income loss (5-year summary)
Profit before tax¥17.8bn2025-04-01 → 2026-03-31Cons.Income before income taxes
Profit before tax¥11.6bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Net income (owners)¥12.6bn2025-04-01 → 2026-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥8.1bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥9.1bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥8.7bn2022-04-01 → 2023-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥9.4bn2021-04-01 → 2022-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥12.9bn2025-04-01 → 2026-03-31Cons.Profit loss
Net income¥8.4bn2024-04-01 → 2025-03-31Cons.Profit loss
Total assets¥6.54Tat 2026-03-31Cons.Assets
Total assets¥6.39Tat 2025-03-31Cons.Assets
Total assets¥5.76Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥5.60Tat 2023-03-31vCons.Total assets (5-year summary)
Total assets¥5.71Tat 2022-03-31vCons.Total assets (5-year summary)
Total liabilities¥6.28Tat 2026-03-31Cons.Liabilities
Total liabilities¥6.17Tat 2025-03-31Cons.Liabilities
Net assets / equity¥253.8bnat 2026-03-31Cons.Net assets
Net assets / equity¥220.9bnat 2025-03-31Cons.Net assets
Net assets / equity¥253.0bnat 2024-03-31vCons.Net assets
Net assets / equity¥237.7bnat 2023-03-31vCons.Net assets (5-year summary)
Net assets / equity¥264.3bnat 2022-03-31vCons.Net assets (5-year summary)
Cash & equivalents¥1.37Tat 2026-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.64Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.57Tat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥1.35Tat 2023-03-31vCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥1.60Tat 2022-03-31vCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥255.8bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥490.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥183.7bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥128.9bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥294.1bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥9.4bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥413.0bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥51.4bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥117.4bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥149.1bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥27.9bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥5.7bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥12.5bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥10.4bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥5.7bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥55.982025-04-01 → 2026-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥35.52024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥378.342023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥336.062022-04-01 → 2023-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥340.642021-04-01 → 2022-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥55.962025-04-01 → 2026-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥35.482024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥378.232023-04-01 → 2024-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥336.052022-04-01 → 2023-03-31vCons.Diluted earnings per share (5-year summary)
Net assets per share¥1,095.51at 2026-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥933.85at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥10,533.34at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥9,149.42at 2023-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥9,576.53at 2022-03-31vCons.Net assets per share (5-year summary)
Equity ratio3.7%at 2026-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio3.3%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.2%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio4.1%at 2023-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio4.5%at 2022-03-31vCons.Equity to asset ratio (5-year summary)
ROE5.5%2025-04-01 → 2026-03-31Cons.Rate of return on equity (5-year summary)
ROE3.5%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE3.8%2023-04-01 → 2024-03-31vCons.Rate of return on equity (5-year summary)
ROE3.6%2022-04-01 → 2023-03-31vCons.Rate of return on equity (5-year summary)
ROE3.5%2021-04-01 → 2022-03-31vCons.Rate of return on equity (5-year summary)
Employees1,950at 2026-03-31Cons.Number of employees
Employees1,967at 2025-03-31Cons.Number of employees
Employees1,951at 2024-03-31vCons.Number of employees
Employees1,938at 2023-03-31vCons.Number of employees
Employees1,927at 2022-03-31vCons.Number of employees
Revenue¥9.2bn2025-04-01 → 2026-03-31StandaloneOperating revenue1
Revenue¥8.1bn2024-04-01 → 2025-03-31StandaloneOperating revenue1
Revenue¥2.2bn2023-04-01 → 2024-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥10.0bn2022-04-01 → 2023-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥1.9bn2021-04-01 → 2022-03-31vStandaloneOperating revenue1 (5-year summary)
Operating income¥4.3bn2025-04-01 → 2026-03-31StandaloneOperating income
Operating income¥4.9bn2024-04-01 → 2025-03-31StandaloneOperating income
Ordinary income¥4.3bn2025-04-01 → 2026-03-31StandaloneOrdinary income
Ordinary income¥5.0bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income−¥962m2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥8.0bn2022-04-01 → 2023-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥1.6bn2021-04-01 → 2022-03-31vStandaloneOrdinary income loss (5-year summary)
Profit before tax¥3.4bn2025-04-01 → 2026-03-31StandaloneIncome before income taxes
Profit before tax¥4.5bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Net income¥3.4bn2025-04-01 → 2026-03-31StandaloneProfit loss
Net income¥4.4bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income−¥903m2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥8.0bn2022-04-01 → 2023-03-31vStandaloneNet income loss (5-year summary)
Net income¥1.5bn2021-04-01 → 2022-03-31vStandaloneNet income loss (5-year summary)
Total assets¥194.3bnat 2026-03-31StandaloneAssets
Total assets¥197.6bnat 2025-03-31StandaloneAssets
Total assets¥198.5bnat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥210.9bnat 2023-03-31vStandaloneTotal assets (5-year summary)
Total assets¥213.0bnat 2022-03-31vStandaloneTotal assets (5-year summary)
Total liabilities¥1.2bnat 2026-03-31StandaloneLiabilities
Total liabilities¥902mat 2025-03-31StandaloneLiabilities
Net assets / equity¥193.1bnat 2026-03-31StandaloneNet assets
Net assets / equity¥196.7bnat 2025-03-31StandaloneNet assets
Net assets / equity¥197.4bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥210.3bnat 2023-03-31vStandaloneNet assets (5-year summary)
Net assets / equity¥212.7bnat 2022-03-31vStandaloneNet assets (5-year summary)
Cash and deposits¥10.0bnat 2026-03-31StandaloneCash and deposits
Cash and deposits¥15.2bnat 2025-03-31StandaloneCash and deposits
EPS (basic)¥15.182025-04-01 → 2026-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥19.192024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥-37.562023-04-01 → 2024-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥306.852022-04-01 → 2023-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥56.382021-04-01 → 2022-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥15.172025-04-01 → 2026-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥19.082024-04-01 → 2025-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥306.842022-04-01 → 2023-03-31vStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥232025-04-01 → 2026-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥1202024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥1102023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥1002022-04-01 → 2023-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥502021-04-01 → 2022-03-31vStandaloneDividend paid per share (5-year summary)
Net assets per share¥862.38at 2026-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥863.04at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥8,477.75at 2024-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥8,342.79at 2023-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥7,903.67at 2022-03-31vStandaloneNet assets per share (5-year summary)
Equity ratio99.4%at 2026-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.5%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.4%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2023-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio99.8%at 2022-03-31vStandaloneEquity to asset ratio (5-year summary)
ROE1.8%2025-04-01 → 2026-03-31StandaloneRate of return on equity (5-year summary)
ROE2.2%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE-0.4%2023-04-01 → 2024-03-31vStandaloneRate of return on equity (5-year summary)
ROE3.8%2022-04-01 → 2023-03-31vStandaloneRate of return on equity (5-year summary)
ROE0.7%2021-04-01 → 2022-03-31vStandaloneRate of return on equity (5-year summary)
Shares issued229,085,000at 2026-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued23,408,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued25,208,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued26,908,000at 2023-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued27,908,000at 2022-03-31vStandaloneTotal number of issued shares (5-year summary)
Employees107at 2026-03-31StandaloneNumber of employees
Employees127at 2025-03-31StandaloneNumber of employees
Employees111at 2024-03-31vStandaloneNumber of employees
Employees226at 2023-03-31vStandaloneNumber of employees
Employees306at 2022-03-31vStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 44
SegmentItemPeriodValue
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2026-03-31−¥545m
Reconciling Itemsreconcilingsegment assetsat 2026-03-31−¥41.1bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2026-03-31¥8m
Bankingreportable segmentcapex2025-04-01 → 2026-03-31¥21.4bn
Bankingreportable segmentdepreciation2025-04-01 → 2026-03-31¥5.2bn
Bankingreportable segmentemployeesat 2026-03-311909 pure
Bankingreportable segmentrevenue external2025-04-01 → 2026-03-31¥151.8bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2026-03-31¥543m
Bankingreportable segmentsegment assetsat 2026-03-31¥6.53T
Bankingreportable segmentsegment ordinary income2025-04-01 → 2026-03-31¥19.2bn
Leasingreportable segmentcapex2025-04-01 → 2026-03-31¥4m
Leasingreportable segmentdepreciation2025-04-01 → 2026-03-31¥1m
Leasingreportable segmentemployeesat 2026-03-3141 pure
Leasingreportable segmentrevenue external2025-04-01 → 2026-03-31¥15.3bn
Leasingreportable segmentrevenue intersegment2025-04-01 → 2026-03-31¥1m
Leasingreportable segmentsegment assetsat 2026-03-31¥46.7bn
Leasingreportable segmentsegment ordinary income2025-04-01 → 2026-03-31¥564m
—segment totalcapex2025-04-01 → 2026-03-31¥21.4bn
—segment totaldepreciation2025-04-01 → 2026-03-31¥5.2bn
—segment totalrevenue external2025-04-01 → 2026-03-31¥167.1bn
—segment totalrevenue intersegment2025-04-01 → 2026-03-31¥545m
—segment totalsegment assetsat 2026-03-31¥6.58T
—segment totalsegment ordinary income2025-04-01 → 2026-03-31¥19.7bn
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2025-03-31−¥352m
Reconciling Itemsreconcilingsegment assetsat 2025-03-31−¥39.2bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2025-03-31−¥25m
Bankingreportable segmentcapex2024-04-01 → 2025-03-31¥15.3bn
Bankingreportable segmentdepreciation2024-04-01 → 2025-03-31¥4.5bn
Bankingreportable segmentrevenue external2024-04-01 → 2025-03-31¥75.7bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥351m
Bankingreportable segmentsegment assetsat 2025-03-31¥6.39T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥11.9bn
Leasingreportable segmentcapex2024-04-01 → 2025-03-31¥3m
Leasingreportable segmentdepreciation2024-04-01 → 2025-03-31¥5m
Leasingreportable segmentrevenue external2024-04-01 → 2025-03-31¥13.9bn
Leasingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥1m
Leasingreportable segmentsegment assetsat 2025-03-31¥46.0bn
Leasingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥445m
—segment totalcapex2024-04-01 → 2025-03-31¥15.3bn
—segment totaldepreciation2024-04-01 → 2025-03-31¥4.5bn
—segment totalrevenue external2024-04-01 → 2025-03-31¥89.6bn
—segment totalrevenue intersegment2024-04-01 → 2025-03-31¥352m
—segment totalsegment assetsat 2025-03-31¥6.43T
—segment totalsegment ordinary income2024-04-01 → 2025-03-31¥12.3bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,751
ItemContextValueUnit
Other income oibnkCurrentYearDuration67372000000JPY
Recoveries of written off claims oibnkPrior1YearDuration419000000JPY
Recoveries of written off claims oibnkCurrentYearDuration2262000000JPY
Other other income oibnkPrior1YearDuration14414000000JPY
Other other income oibnkCurrentYearDuration65109000000JPY
Ordinary expenses bnkPrior1YearDuration77277000000JPY
Ordinary expenses bnkCurrentYearDuration147345000000JPY
Interest expenses oebnkPrior1YearDuration9851000000JPY
Interest expenses oebnkCurrentYearDuration18086000000JPY
Interest on deposits oebnkPrior1YearDuration2364000000JPY
Interest on deposits oebnkCurrentYearDuration7891000000JPY
Interest on negotiable certificates of deposit oebnkPrior1YearDuration11000000JPY
Interest on negotiable certificates of deposit oebnkCurrentYearDuration56000000JPY
Interest on call money and bills sold oebnkPrior1YearDuration1555000000JPY
Interest on call money and bills sold oebnkCurrentYearDuration2538000000JPY
Interest on payables under securities lending transactions oebnkPrior1YearDuration5398000000JPY
Interest on payables under securities lending transactions oebnkCurrentYearDuration6428000000JPY
Interest on borrowings and rediscounts oebnkPrior1YearDuration36000000JPY
Interest on borrowings and rediscounts oebnkCurrentYearDuration37000000JPY
Interest on bonds noePrior1YearDuration179000000JPY
Interest on bonds noeCurrentYearDuration110000000JPY
Other interest expenses oebnkPrior1YearDuration305000000JPY
Other interest expenses oebnkCurrentYearDuration1023000000JPY
Fees and commissions payments oebnkPrior1YearDuration3908000000JPY
Fees and commissions payments oebnkCurrentYearDuration4144000000JPY
Other ordinary expenses oebnkPrior1YearDuration20101000000JPY
Other ordinary expenses oebnkCurrentYearDuration74708000000JPY
General and administrative expenses oebnkPrior1YearDuration34274000000JPY
General and administrative expenses oebnkCurrentYearDuration40781000000JPY
Other expenses oebnkPrior1YearDuration9141000000JPY
Other expenses oebnkCurrentYearDuration9623000000JPY
Provision of allowance for loan losses oebnkPrior1YearDuration6007000000JPY
Provision of allowance for loan losses oebnkCurrentYearDuration6459000000JPY
Other other expenses oebnkPrior1YearDuration3133000000JPY
Other other expenses oebnkCurrentYearDuration3163000000JPY
Ordinary incomePrior1YearDuration12298000000JPY
Ordinary incomeCurrentYearDuration19756000000JPY
Extraordinary incomePrior1YearDuration17000000JPY
Extraordinary incomeCurrentYearDuration7000000JPY
Gain on disposal of noncurrent assets eiPrior1YearDuration17000000JPY
Gain on disposal of noncurrent assets eiCurrentYearDuration7000000JPY
Extraordinary lossPrior1YearDuration677000000JPY
Extraordinary lossCurrentYearDuration1917000000JPY
Loss on disposal of noncurrent assets elPrior1YearDuration323000000JPY
Loss on disposal of noncurrent assets elCurrentYearDuration283000000JPY
Impairment loss elPrior1YearDuration354000000JPY
Impairment loss elCurrentYearDuration724000000JPY
Amortization of goodwill elPrior1YearDuration-JPY
Amortization of goodwill elCurrentYearDuration909000000JPY
Income before income taxesPrior1YearDuration11638000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 22 of 22 passed
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2026-03-31pass
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2026-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2026-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2026-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2026-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2026-03-31pass
statement vs summary · revenuenon_consolidated 2024-04-01/2025-03-31pass
statement vs summary · revenuenon_consolidated 2025-04-01/2026-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2026-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2026-03-31pass