Annual report

Period2025-04-01 → 2026-03-31
Filed2026-06-12
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed
Key figures · 146
MetricValuePeriodScopeSource row
Ordinary income¥19.8bn2025-04-01 → 2026-03-31Cons.Ordinary income
Ordinary income¥12.3bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥14.5bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥16.0bn2022-04-01 → 2023-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥19.2bn2021-04-01 → 2022-03-31vCons.Ordinary income loss (5-year summary)
Profit before tax¥17.8bn2025-04-01 → 2026-03-31Cons.Income before income taxes
Profit before tax¥11.6bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Net income (owners)¥12.6bn2025-04-01 → 2026-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥8.1bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥9.1bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥8.7bn2022-04-01 → 2023-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥9.4bn2021-04-01 → 2022-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥12.9bn2025-04-01 → 2026-03-31Cons.Profit loss
Net income¥8.4bn2024-04-01 → 2025-03-31Cons.Profit loss
Total assets¥6.54Tat 2026-03-31Cons.Assets
Total assets¥6.39Tat 2025-03-31Cons.Assets
Total assets¥5.76Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥5.60Tat 2023-03-31vCons.Total assets (5-year summary)
Total assets¥5.71Tat 2022-03-31vCons.Total assets (5-year summary)
Total liabilities¥6.28Tat 2026-03-31Cons.Liabilities
Total liabilities¥6.17Tat 2025-03-31Cons.Liabilities
Net assets / equity¥253.8bnat 2026-03-31Cons.Net assets
Net assets / equity¥220.9bnat 2025-03-31Cons.Net assets
Net assets / equity¥253.0bnat 2024-03-31vCons.Net assets
Net assets / equity¥237.7bnat 2023-03-31vCons.Net assets (5-year summary)
Net assets / equity¥264.3bnat 2022-03-31vCons.Net assets (5-year summary)
Cash & equivalents¥1.37Tat 2026-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.64Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.57Tat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥1.35Tat 2023-03-31vCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥1.60Tat 2022-03-31vCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥255.8bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥490.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥183.7bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥128.9bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥294.1bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥9.4bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥413.0bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥51.4bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥117.4bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥149.1bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥27.9bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥5.7bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥12.5bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥10.4bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥5.7bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥55.982025-04-01 → 2026-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥35.52024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥378.342023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥336.062022-04-01 → 2023-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥340.642021-04-01 → 2022-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥55.962025-04-01 → 2026-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥35.482024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥378.232023-04-01 → 2024-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥336.052022-04-01 → 2023-03-31vCons.Diluted earnings per share (5-year summary)
Net assets per share¥1,095.51at 2026-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥933.85at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥10,533.34at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥9,149.42at 2023-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥9,576.53at 2022-03-31vCons.Net assets per share (5-year summary)
Equity ratio3.7%at 2026-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio3.3%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.2%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio4.1%at 2023-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio4.5%at 2022-03-31vCons.Equity to asset ratio (5-year summary)
ROE5.5%2025-04-01 → 2026-03-31Cons.Rate of return on equity (5-year summary)
ROE3.5%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE3.8%2023-04-01 → 2024-03-31vCons.Rate of return on equity (5-year summary)
ROE3.6%2022-04-01 → 2023-03-31vCons.Rate of return on equity (5-year summary)
ROE3.5%2021-04-01 → 2022-03-31vCons.Rate of return on equity (5-year summary)
Employees1,950at 2026-03-31Cons.Number of employees
Employees1,967at 2025-03-31Cons.Number of employees
Employees1,951at 2024-03-31vCons.Number of employees
Employees1,938at 2023-03-31vCons.Number of employees
Employees1,927at 2022-03-31vCons.Number of employees
Revenue¥9.2bn2025-04-01 → 2026-03-31StandaloneOperating revenue1
Revenue¥8.1bn2024-04-01 → 2025-03-31StandaloneOperating revenue1
Revenue¥2.2bn2023-04-01 → 2024-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥10.0bn2022-04-01 → 2023-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥1.9bn2021-04-01 → 2022-03-31vStandaloneOperating revenue1 (5-year summary)
Operating income¥4.3bn2025-04-01 → 2026-03-31StandaloneOperating income
Operating income¥4.9bn2024-04-01 → 2025-03-31StandaloneOperating income
Ordinary income¥4.3bn2025-04-01 → 2026-03-31StandaloneOrdinary income
Ordinary income¥5.0bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income−¥962m2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥8.0bn2022-04-01 → 2023-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥1.6bn2021-04-01 → 2022-03-31vStandaloneOrdinary income loss (5-year summary)
Profit before tax¥3.4bn2025-04-01 → 2026-03-31StandaloneIncome before income taxes
Profit before tax¥4.5bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Net income¥3.4bn2025-04-01 → 2026-03-31StandaloneProfit loss
Net income¥4.4bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income−¥903m2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥8.0bn2022-04-01 → 2023-03-31vStandaloneNet income loss (5-year summary)
Net income¥1.5bn2021-04-01 → 2022-03-31vStandaloneNet income loss (5-year summary)
Total assets¥194.3bnat 2026-03-31StandaloneAssets
Total assets¥197.6bnat 2025-03-31StandaloneAssets
Total assets¥198.5bnat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥210.9bnat 2023-03-31vStandaloneTotal assets (5-year summary)
Total assets¥213.0bnat 2022-03-31vStandaloneTotal assets (5-year summary)
Total liabilities¥1.2bnat 2026-03-31StandaloneLiabilities
Total liabilities¥902mat 2025-03-31StandaloneLiabilities
Net assets / equity¥193.1bnat 2026-03-31StandaloneNet assets
Net assets / equity¥196.7bnat 2025-03-31StandaloneNet assets
Net assets / equity¥197.4bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥210.3bnat 2023-03-31vStandaloneNet assets (5-year summary)
Net assets / equity¥212.7bnat 2022-03-31vStandaloneNet assets (5-year summary)
Cash and deposits¥10.0bnat 2026-03-31StandaloneCash and deposits
Cash and deposits¥15.2bnat 2025-03-31StandaloneCash and deposits
EPS (basic)¥15.182025-04-01 → 2026-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥19.192024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥-37.562023-04-01 → 2024-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥306.852022-04-01 → 2023-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥56.382021-04-01 → 2022-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥15.172025-04-01 → 2026-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥19.082024-04-01 → 2025-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥306.842022-04-01 → 2023-03-31vStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥232025-04-01 → 2026-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥1202024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥1102023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥1002022-04-01 → 2023-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥502021-04-01 → 2022-03-31vStandaloneDividend paid per share (5-year summary)
Net assets per share¥862.38at 2026-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥863.04at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥8,477.75at 2024-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥8,342.79at 2023-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥7,903.67at 2022-03-31vStandaloneNet assets per share (5-year summary)
Equity ratio99.4%at 2026-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.5%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.4%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2023-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio99.8%at 2022-03-31vStandaloneEquity to asset ratio (5-year summary)
ROE1.8%2025-04-01 → 2026-03-31StandaloneRate of return on equity (5-year summary)
ROE2.2%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE-0.4%2023-04-01 → 2024-03-31vStandaloneRate of return on equity (5-year summary)
ROE3.8%2022-04-01 → 2023-03-31vStandaloneRate of return on equity (5-year summary)
ROE0.7%2021-04-01 → 2022-03-31vStandaloneRate of return on equity (5-year summary)
Shares issued229,085,000at 2026-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued23,408,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued25,208,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued26,908,000at 2023-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued27,908,000at 2022-03-31vStandaloneTotal number of issued shares (5-year summary)
Employees107at 2026-03-31StandaloneNumber of employees
Employees127at 2025-03-31StandaloneNumber of employees
Employees111at 2024-03-31vStandaloneNumber of employees
Employees226at 2023-03-31vStandaloneNumber of employees
Employees306at 2022-03-31vStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 44
SegmentItemPeriodValue
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2026-03-31−¥545m
Reconciling Itemsreconcilingsegment assetsat 2026-03-31−¥41.1bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2026-03-31¥8m
Bankingreportable segmentcapex2025-04-01 → 2026-03-31¥21.4bn
Bankingreportable segmentdepreciation2025-04-01 → 2026-03-31¥5.2bn
Bankingreportable segmentemployeesat 2026-03-311909 pure
Bankingreportable segmentrevenue external2025-04-01 → 2026-03-31¥151.8bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2026-03-31¥543m
Bankingreportable segmentsegment assetsat 2026-03-31¥6.53T
Bankingreportable segmentsegment ordinary income2025-04-01 → 2026-03-31¥19.2bn
Leasingreportable segmentcapex2025-04-01 → 2026-03-31¥4m
Leasingreportable segmentdepreciation2025-04-01 → 2026-03-31¥1m
Leasingreportable segmentemployeesat 2026-03-3141 pure
Leasingreportable segmentrevenue external2025-04-01 → 2026-03-31¥15.3bn
Leasingreportable segmentrevenue intersegment2025-04-01 → 2026-03-31¥1m
Leasingreportable segmentsegment assetsat 2026-03-31¥46.7bn
Leasingreportable segmentsegment ordinary income2025-04-01 → 2026-03-31¥564m
—segment totalcapex2025-04-01 → 2026-03-31¥21.4bn
—segment totaldepreciation2025-04-01 → 2026-03-31¥5.2bn
—segment totalrevenue external2025-04-01 → 2026-03-31¥167.1bn
—segment totalrevenue intersegment2025-04-01 → 2026-03-31¥545m
—segment totalsegment assetsat 2026-03-31¥6.58T
—segment totalsegment ordinary income2025-04-01 → 2026-03-31¥19.7bn
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2025-03-31−¥352m
Reconciling Itemsreconcilingsegment assetsat 2025-03-31−¥39.2bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2025-03-31−¥25m
Bankingreportable segmentcapex2024-04-01 → 2025-03-31¥15.3bn
Bankingreportable segmentdepreciation2024-04-01 → 2025-03-31¥4.5bn
Bankingreportable segmentrevenue external2024-04-01 → 2025-03-31¥75.7bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥351m
Bankingreportable segmentsegment assetsat 2025-03-31¥6.39T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥11.9bn
Leasingreportable segmentcapex2024-04-01 → 2025-03-31¥3m
Leasingreportable segmentdepreciation2024-04-01 → 2025-03-31¥5m
Leasingreportable segmentrevenue external2024-04-01 → 2025-03-31¥13.9bn
Leasingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥1m
Leasingreportable segmentsegment assetsat 2025-03-31¥46.0bn
Leasingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥445m
—segment totalcapex2024-04-01 → 2025-03-31¥15.3bn
—segment totaldepreciation2024-04-01 → 2025-03-31¥4.5bn
—segment totalrevenue external2024-04-01 → 2025-03-31¥89.6bn
—segment totalrevenue intersegment2024-04-01 → 2025-03-31¥352m
—segment totalsegment assetsat 2025-03-31¥6.43T
—segment totalsegment ordinary income2024-04-01 → 2025-03-31¥12.3bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,751
ItemContextValueUnit
Acceptances and guarantees liabilities bnkCurrentYearInstant19931000000JPY
LiabilitiesPrior1YearInstant6172180000000JPY
LiabilitiesCurrentYearInstant6283013000000JPY
Capital stockPrior1YearInstant10000000000JPY
Capital stockCurrentYearInstant10000000000JPY
Capital surplusPrior1YearInstant10750000000JPY
Capital surplusCurrentYearInstant8430000000JPY
Retained earningsPrior1YearInstant200709000000JPY
Retained earningsCurrentYearInstant209779000000JPY
Treasury stockPrior1YearInstant-3484000000JPY
Treasury stockCurrentYearInstant-4252000000JPY
Shareholders equityPrior1YearInstant217975000000JPY
Shareholders equityCurrentYearInstant223956000000JPY
Valuation difference on available for sale securitiesPrior1YearInstant-10813000000JPY
Valuation difference on available for sale securitiesCurrentYearInstant5368000000JPY
Deferred gains or losses on hedgesPrior1YearInstant1539000000JPY
Deferred gains or losses on hedgesCurrentYearInstant11076000000JPY
Revaluation reserve for landPrior1YearInstant1914000000JPY
Revaluation reserve for landCurrentYearInstant1616000000JPY
Remeasurements of defined benefit plansPrior1YearInstant1404000000JPY
Remeasurements of defined benefit plansCurrentYearInstant2527000000JPY
Valuation and translation adjustmentsPrior1YearInstant-5954000000JPY
Valuation and translation adjustmentsCurrentYearInstant20589000000JPY
Non controlling interestsPrior1YearInstant8869000000JPY
Non controlling interestsCurrentYearInstant9226000000JPY
Net assetsPrior1YearInstant220889000000JPY
Net assetsCurrentYearInstant253773000000JPY
Liabilities and net assetsPrior1YearInstant6393070000000JPY
Liabilities and net assetsCurrentYearInstant6536786000000JPY
Ordinary income bnkPrior1YearDuration89576000000JPY
Ordinary income bnkCurrentYearDuration167102000000JPY
Interest income oibnkPrior1YearDuration47287000000JPY
Interest income oibnkCurrentYearDuration68796000000JPY
Interest on loans and discounts oibnkPrior1YearDuration26676000000JPY
Interest on loans and discounts oibnkCurrentYearDuration35716000000JPY
Interest and dividends on securities oibnkPrior1YearDuration16964000000JPY
Interest and dividends on securities oibnkCurrentYearDuration27115000000JPY
Interest on call loans and bills bought oibnkPrior1YearDuration1395000000JPY
Interest on call loans and bills bought oibnkCurrentYearDuration2001000000JPY
Interest on deposits with banks oibnkPrior1YearDuration2134000000JPY
Interest on deposits with banks oibnkCurrentYearDuration3766000000JPY
Other interest income oibnkPrior1YearDuration116000000JPY
Other interest income oibnkCurrentYearDuration196000000JPY
Trust fees bnkPrior1YearDuration0JPY
Trust fees bnkCurrentYearDuration0JPY
Fees and commissions oibnkPrior1YearDuration11107000000JPY
Fees and commissions oibnkCurrentYearDuration12810000000JPY
Other ordinary income oibnkPrior1YearDuration16345000000JPY
Other ordinary income oibnkCurrentYearDuration18122000000JPY
Other income oibnkPrior1YearDuration14834000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 22 of 22 passed
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2026-03-31pass
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2026-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2026-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2026-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2026-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2026-03-31pass
statement vs summary · revenuenon_consolidated 2024-04-01/2025-03-31pass
statement vs summary · revenuenon_consolidated 2025-04-01/2026-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2026-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2026-03-31pass