Annual report

Period2024-04-01 → 2025-03-31
Filed2025-06-12
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed
Key figures · 119
MetricValuePeriodScopeSource row
Ordinary income¥12.3bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥14.5bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥16.0bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥19.2bn2021-04-01 → 2022-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥11.6bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax¥12.9bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥8.1bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥9.1bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥8.7bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥9.4bn2021-04-01 → 2022-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥8.4bn2024-04-01 → 2025-03-31Cons.Profit loss
Net income¥10.1bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥6.39Tat 2025-03-31Cons.Assets
Total assets¥5.76Tat 2024-03-31Cons.Assets
Total assets¥5.60Tat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥5.71Tat 2022-03-31dCons.Total assets (5-year summary)
Total liabilities¥6.17Tat 2025-03-31Cons.Liabilities
Total liabilities¥5.51Tat 2024-03-31Cons.Liabilities
Net assets / equity¥220.9bnat 2025-03-31Cons.Net assets
Net assets / equity¥253.0bnat 2024-03-31Cons.Net assets
Net assets / equity¥237.7bnat 2023-03-31dCons.Net assets
Net assets / equity¥264.3bnat 2022-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥1.64Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.57Tat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.35Tat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥1.60Tat 2022-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥490.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥183.7bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥128.9bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥294.1bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥413.0bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥51.4bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥117.4bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥149.1bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥5.7bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥12.5bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥10.4bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥5.7bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥355.052024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥378.342023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥336.062022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥340.642021-04-01 → 2022-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥354.842024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥378.232023-04-01 → 2024-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥336.052022-04-01 → 2023-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥9,338.59at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥10,533.34at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥9,149.42at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥9,576.53at 2022-03-31dCons.Net assets per share (5-year summary)
Equity ratio3.3%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.2%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.1%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio4.5%at 2022-03-31dCons.Equity to asset ratio (5-year summary)
ROE3.5%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE3.8%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE3.6%2022-04-01 → 2023-03-31dCons.Rate of return on equity (5-year summary)
ROE3.5%2021-04-01 → 2022-03-31dCons.Rate of return on equity (5-year summary)
Employees1,967at 2025-03-31Cons.Number of employees
Employees1,951at 2024-03-31Cons.Number of employees
Employees1,938at 2023-03-31dCons.Number of employees
Employees1,927at 2022-03-31dCons.Number of employees
Revenue¥8.1bn2024-04-01 → 2025-03-31StandaloneOperating revenue1
Revenue¥2.2bn2023-04-01 → 2024-03-31StandaloneOperating revenue1
Revenue¥10.0bn2022-04-01 → 2023-03-31dStandaloneOperating revenue1 (5-year summary)
Revenue¥1.9bn2021-04-01 → 2022-03-31dStandaloneOperating revenue1 (5-year summary)
Operating income¥4.9bn2024-04-01 → 2025-03-31StandaloneOperating income
Operating income−¥964m2023-04-01 → 2024-03-31StandaloneOperating income
Ordinary income¥5.0bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income−¥962m2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥8.0bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥1.6bn2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥4.5bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax−¥962m2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥4.4bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income−¥903m2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥8.0bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥1.5bn2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Total assets¥197.6bnat 2025-03-31StandaloneAssets
Total assets¥198.5bnat 2024-03-31StandaloneAssets
Total assets¥210.9bnat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥213.0bnat 2022-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥902mat 2025-03-31StandaloneLiabilities
Total liabilities¥1.1bnat 2024-03-31StandaloneLiabilities
Net assets / equity¥196.7bnat 2025-03-31StandaloneNet assets
Net assets / equity¥197.4bnat 2024-03-31StandaloneNet assets
Net assets / equity¥210.3bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥212.7bnat 2022-03-31dStandaloneNet assets (5-year summary)
Cash and deposits¥15.2bnat 2025-03-31StandaloneCash and deposits
Cash and deposits¥14.4bnat 2024-03-31StandaloneCash and deposits
EPS (basic)¥191.992024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥-37.562023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥306.852022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥56.382021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥190.882024-04-01 → 2025-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥306.842022-04-01 → 2023-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥1202024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥1102023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥1002022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥502021-04-01 → 2022-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥8,630.42at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥8,477.75at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥8,342.79at 2023-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥7,903.67at 2022-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio99.5%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.4%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio99.8%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE2.2%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE-0.4%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE3.8%2022-04-01 → 2023-03-31dStandaloneRate of return on equity (5-year summary)
ROE0.7%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued23,408,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued25,208,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued26,908,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued27,908,000at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees127at 2025-03-31StandaloneNumber of employees
Employees111at 2024-03-31StandaloneNumber of employees
Employees226at 2023-03-31dStandaloneNumber of employees
Employees306at 2022-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 43
SegmentItemPeriodValue
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2025-03-31−¥352m
Reconciling Itemsreconcilingsegment assetsat 2025-03-31−¥39.2bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2025-03-31−¥25m
Bankingreportable segmentcapex2024-04-01 → 2025-03-31¥15.3bn
Bankingreportable segmentdepreciation2024-04-01 → 2025-03-31¥4.5bn
Bankingreportable segmentemployeesat 2025-03-311924 pure
Bankingreportable segmentrevenue external2024-04-01 → 2025-03-31¥75.7bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥351m
Bankingreportable segmentsegment assetsat 2025-03-31¥6.39T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥11.9bn
Leasingreportable segmentcapex2024-04-01 → 2025-03-31¥3m
Leasingreportable segmentdepreciation2024-04-01 → 2025-03-31¥5m
Leasingreportable segmentemployeesat 2025-03-3143 pure
Leasingreportable segmentrevenue external2024-04-01 → 2025-03-31¥13.9bn
Leasingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥1m
Leasingreportable segmentsegment assetsat 2025-03-31¥46.0bn
Leasingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥445m
—segment totalcapex2024-04-01 → 2025-03-31¥15.3bn
—segment totaldepreciation2024-04-01 → 2025-03-31¥4.5bn
—segment totalrevenue external2024-04-01 → 2025-03-31¥89.6bn
—segment totalrevenue intersegment2024-04-01 → 2025-03-31¥352m
—segment totalsegment assetsat 2025-03-31¥6.43T
—segment totalsegment ordinary income2024-04-01 → 2025-03-31¥12.3bn
Reconciling Itemsreconcilingrevenue intersegment2023-04-01 → 2024-03-31−¥258m
Reconciling Itemsreconcilingsegment assetsat 2024-03-31−¥34.1bn
Reconciling Itemsreconcilingsegment ordinary income2023-04-01 → 2024-03-31¥7m
Bankingreportable segmentcapex2023-04-01 → 2024-03-31¥12.6bn
Bankingreportable segmentdepreciation2023-04-01 → 2024-03-31¥4.0bn
Bankingreportable segmentrevenue external2023-04-01 → 2024-03-31¥77.7bn
Bankingreportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥254m
Bankingreportable segmentsegment assetsat 2024-03-31¥5.75T
Bankingreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥13.9bn
Leasingreportable segmentdepreciation2023-04-01 → 2024-03-31¥20m
Leasingreportable segmentrevenue external2023-04-01 → 2024-03-31¥13.2bn
Leasingreportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥3m
Leasingreportable segmentsegment assetsat 2024-03-31¥43.1bn
Leasingreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥568m
—segment totalcapex2023-04-01 → 2024-03-31¥12.6bn
—segment totaldepreciation2023-04-01 → 2024-03-31¥4.0bn
—segment totalrevenue external2023-04-01 → 2024-03-31¥90.8bn
—segment totalrevenue intersegment2023-04-01 → 2024-03-31¥258m
—segment totalsegment assetsat 2024-03-31¥5.79T
—segment totalsegment ordinary income2023-04-01 → 2024-03-31¥14.5bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,755
ItemContextValueUnit
Deposits liabilities bnkCurrentYearInstant4884810000000JPY
Call money and bills sold liabilities bnkPrior1YearInstant423297000000JPY
Call money and bills sold liabilities bnkCurrentYearInstant559680000000JPY
Payables under securities lending transactions liabilities bnkPrior1YearInstant318639000000JPY
Payables under securities lending transactions liabilities bnkCurrentYearInstant599306000000JPY
Borrowed money liabilities bnkPrior1YearInstant5396000000JPY
Borrowed money liabilities bnkCurrentYearInstant6174000000JPY
Foreign exchanges liabilities bnkPrior1YearInstant1000000JPY
Foreign exchanges liabilities bnkCurrentYearInstant0JPY
Bonds payablePrior1YearInstant20000000000JPY
Bonds payableCurrentYearInstant20000000000JPY
Borrowed money from trust account liabilities bnkPrior1YearInstant167000000JPY
Borrowed money from trust account liabilities bnkCurrentYearInstant136000000JPY
Other liabilities liabilities bnkPrior1YearInstant32722000000JPY
Other liabilities liabilities bnkCurrentYearInstant79548000000JPY
Provision for bonusesPrior1YearInstant697000000JPY
Provision for bonusesCurrentYearInstant701000000JPY
Net defined benefit liabilityPrior1YearInstant684000000JPY
Net defined benefit liabilityCurrentYearInstant-JPY
Provision for management board incentive plan trust liabilitiesPrior1YearInstant410000000JPY
Provision for management board incentive plan trust liabilitiesCurrentYearInstant350000000JPY
Provision for reimbursement of deposits liabilities bnkPrior1YearInstant68000000JPY
Provision for reimbursement of deposits liabilities bnkCurrentYearInstant47000000JPY
Provision for loss on interest repayment liabilities bnkPrior1YearInstant0JPY
Provision for loss on interest repayment liabilities bnkCurrentYearInstant-JPY
Deferred tax liabilitiesPrior1YearInstant4506000000JPY
Deferred tax liabilitiesCurrentYearInstant1335000000JPY
Deferred tax liabilities for land revaluationPrior1YearInstant1244000000JPY
Deferred tax liabilities for land revaluationCurrentYearInstant1208000000JPY
Acceptances and guarantees liabilities bnkPrior1YearInstant18166000000JPY
Acceptances and guarantees liabilities bnkCurrentYearInstant18878000000JPY
LiabilitiesPrior1YearInstant5505697000000JPY
LiabilitiesCurrentYearInstant6172180000000JPY
Capital stockPrior1YearInstant10000000000JPY
Capital stockCurrentYearInstant10000000000JPY
Capital surplusPrior1YearInstant19507000000JPY
Capital surplusCurrentYearInstant10750000000JPY
Retained earningsPrior1YearInstant195209000000JPY
Retained earningsCurrentYearInstant200709000000JPY
Treasury stockPrior1YearInstant-9814000000JPY
Treasury stockCurrentYearInstant-3484000000JPY
Shareholders equityPrior1YearInstant214902000000JPY
Shareholders equityCurrentYearInstant217975000000JPY
Valuation difference on available for sale securitiesPrior1YearInstant28084000000JPY
Valuation difference on available for sale securitiesCurrentYearInstant-10813000000JPY
Deferred gains or losses on hedgesPrior1YearInstant-35000000JPY
Deferred gains or losses on hedgesCurrentYearInstant1539000000JPY
Revaluation reserve for landPrior1YearInstant1986000000JPY
Revaluation reserve for landCurrentYearInstant1914000000JPY
Remeasurements of defined benefit plansPrior1YearInstant-718000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 22 of 22 passed
balance sheet identityconsolidated 2024-03-31pass rounding
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2024-03-31pass
balance sheet identitynon_consolidated 2025-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · revenuenon_consolidated 2023-04-01/2024-03-31pass
statement vs summary · revenuenon_consolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass