Annual report

Period2024-04-01 → 2025-03-31
Filed2025-06-12
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed
Key figures · 119
MetricValuePeriodScopeSource row
Ordinary income¥12.3bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥14.5bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥16.0bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥19.2bn2021-04-01 → 2022-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥11.6bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax¥12.9bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥8.1bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥9.1bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥8.7bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥9.4bn2021-04-01 → 2022-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥8.4bn2024-04-01 → 2025-03-31Cons.Profit loss
Net income¥10.1bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥6.39Tat 2025-03-31Cons.Assets
Total assets¥5.76Tat 2024-03-31Cons.Assets
Total assets¥5.60Tat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥5.71Tat 2022-03-31dCons.Total assets (5-year summary)
Total liabilities¥6.17Tat 2025-03-31Cons.Liabilities
Total liabilities¥5.51Tat 2024-03-31Cons.Liabilities
Net assets / equity¥220.9bnat 2025-03-31Cons.Net assets
Net assets / equity¥253.0bnat 2024-03-31Cons.Net assets
Net assets / equity¥237.7bnat 2023-03-31dCons.Net assets
Net assets / equity¥264.3bnat 2022-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥1.64Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.57Tat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.35Tat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥1.60Tat 2022-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥490.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥183.7bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥128.9bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥294.1bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥413.0bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥51.4bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥117.4bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥149.1bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥5.7bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥12.5bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥10.4bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥5.7bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥355.052024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥378.342023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥336.062022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥340.642021-04-01 → 2022-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥354.842024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥378.232023-04-01 → 2024-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥336.052022-04-01 → 2023-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥9,338.59at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥10,533.34at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥9,149.42at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥9,576.53at 2022-03-31dCons.Net assets per share (5-year summary)
Equity ratio3.3%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.2%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.1%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio4.5%at 2022-03-31dCons.Equity to asset ratio (5-year summary)
ROE3.5%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE3.8%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE3.6%2022-04-01 → 2023-03-31dCons.Rate of return on equity (5-year summary)
ROE3.5%2021-04-01 → 2022-03-31dCons.Rate of return on equity (5-year summary)
Employees1,967at 2025-03-31Cons.Number of employees
Employees1,951at 2024-03-31Cons.Number of employees
Employees1,938at 2023-03-31dCons.Number of employees
Employees1,927at 2022-03-31dCons.Number of employees
Revenue¥8.1bn2024-04-01 → 2025-03-31StandaloneOperating revenue1
Revenue¥2.2bn2023-04-01 → 2024-03-31StandaloneOperating revenue1
Revenue¥10.0bn2022-04-01 → 2023-03-31dStandaloneOperating revenue1 (5-year summary)
Revenue¥1.9bn2021-04-01 → 2022-03-31dStandaloneOperating revenue1 (5-year summary)
Operating income¥4.9bn2024-04-01 → 2025-03-31StandaloneOperating income
Operating income−¥964m2023-04-01 → 2024-03-31StandaloneOperating income
Ordinary income¥5.0bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income−¥962m2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥8.0bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥1.6bn2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥4.5bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax−¥962m2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥4.4bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income−¥903m2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥8.0bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥1.5bn2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Total assets¥197.6bnat 2025-03-31StandaloneAssets
Total assets¥198.5bnat 2024-03-31StandaloneAssets
Total assets¥210.9bnat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥213.0bnat 2022-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥902mat 2025-03-31StandaloneLiabilities
Total liabilities¥1.1bnat 2024-03-31StandaloneLiabilities
Net assets / equity¥196.7bnat 2025-03-31StandaloneNet assets
Net assets / equity¥197.4bnat 2024-03-31StandaloneNet assets
Net assets / equity¥210.3bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥212.7bnat 2022-03-31dStandaloneNet assets (5-year summary)
Cash and deposits¥15.2bnat 2025-03-31StandaloneCash and deposits
Cash and deposits¥14.4bnat 2024-03-31StandaloneCash and deposits
EPS (basic)¥191.992024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥-37.562023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥306.852022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥56.382021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥190.882024-04-01 → 2025-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥306.842022-04-01 → 2023-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥1202024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥1102023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥1002022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥502021-04-01 → 2022-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥8,630.42at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥8,477.75at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥8,342.79at 2023-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥7,903.67at 2022-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio99.5%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.4%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio99.7%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio99.8%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE2.2%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE-0.4%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE3.8%2022-04-01 → 2023-03-31dStandaloneRate of return on equity (5-year summary)
ROE0.7%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued23,408,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued25,208,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued26,908,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued27,908,000at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees127at 2025-03-31StandaloneNumber of employees
Employees111at 2024-03-31StandaloneNumber of employees
Employees226at 2023-03-31dStandaloneNumber of employees
Employees306at 2022-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 43
SegmentItemPeriodValue
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2025-03-31−¥352m
Reconciling Itemsreconcilingsegment assetsat 2025-03-31−¥39.2bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2025-03-31−¥25m
Bankingreportable segmentcapex2024-04-01 → 2025-03-31¥15.3bn
Bankingreportable segmentdepreciation2024-04-01 → 2025-03-31¥4.5bn
Bankingreportable segmentemployeesat 2025-03-311924 pure
Bankingreportable segmentrevenue external2024-04-01 → 2025-03-31¥75.7bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥351m
Bankingreportable segmentsegment assetsat 2025-03-31¥6.39T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥11.9bn
Leasingreportable segmentcapex2024-04-01 → 2025-03-31¥3m
Leasingreportable segmentdepreciation2024-04-01 → 2025-03-31¥5m
Leasingreportable segmentemployeesat 2025-03-3143 pure
Leasingreportable segmentrevenue external2024-04-01 → 2025-03-31¥13.9bn
Leasingreportable segmentrevenue intersegment2024-04-01 → 2025-03-31¥1m
Leasingreportable segmentsegment assetsat 2025-03-31¥46.0bn
Leasingreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥445m
—segment totalcapex2024-04-01 → 2025-03-31¥15.3bn
—segment totaldepreciation2024-04-01 → 2025-03-31¥4.5bn
—segment totalrevenue external2024-04-01 → 2025-03-31¥89.6bn
—segment totalrevenue intersegment2024-04-01 → 2025-03-31¥352m
—segment totalsegment assetsat 2025-03-31¥6.43T
—segment totalsegment ordinary income2024-04-01 → 2025-03-31¥12.3bn
Reconciling Itemsreconcilingrevenue intersegment2023-04-01 → 2024-03-31−¥258m
Reconciling Itemsreconcilingsegment assetsat 2024-03-31−¥34.1bn
Reconciling Itemsreconcilingsegment ordinary income2023-04-01 → 2024-03-31¥7m
Bankingreportable segmentcapex2023-04-01 → 2024-03-31¥12.6bn
Bankingreportable segmentdepreciation2023-04-01 → 2024-03-31¥4.0bn
Bankingreportable segmentrevenue external2023-04-01 → 2024-03-31¥77.7bn
Bankingreportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥254m
Bankingreportable segmentsegment assetsat 2024-03-31¥5.75T
Bankingreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥13.9bn
Leasingreportable segmentdepreciation2023-04-01 → 2024-03-31¥20m
Leasingreportable segmentrevenue external2023-04-01 → 2024-03-31¥13.2bn
Leasingreportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥3m
Leasingreportable segmentsegment assetsat 2024-03-31¥43.1bn
Leasingreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥568m
—segment totalcapex2023-04-01 → 2024-03-31¥12.6bn
—segment totaldepreciation2023-04-01 → 2024-03-31¥4.0bn
—segment totalrevenue external2023-04-01 → 2024-03-31¥90.8bn
—segment totalrevenue intersegment2023-04-01 → 2024-03-31¥258m
—segment totalsegment assetsat 2024-03-31¥5.79T
—segment totalsegment ordinary income2023-04-01 → 2024-03-31¥14.5bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,755
ItemContextValueUnit
Book value investment equity securities reclassified from held for purposes other than pure investment to held for pure investment largest holding companyCurrentYearInstant_Row6Member36000000JPY
Number of shares held investment equity securities reclassified from held for purposes other than pure investment to held for pure investment largest holding companyCurrentYearInstant_Row7Member13480
Book value investment equity securities reclassified from held for purposes other than pure investment to held for pure investment largest holding companyCurrentYearInstant_Row7Member29000000JPY
Cash and due from banks assets bnkPrior1YearInstant1576763000000JPY
Cash and due from banks assets bnkCurrentYearInstant1653620000000JPY
Call loans and bills bought assets bnkPrior1YearInstant166000000000JPY
Call loans and bills bought assets bnkCurrentYearInstant152000000000JPY
Monetary claims bought assets bnkPrior1YearInstant3195000000JPY
Monetary claims bought assets bnkCurrentYearInstant3133000000JPY
Money held in trust assets bnkPrior1YearInstant13532000000JPY
Money held in trust assets bnkCurrentYearInstant13508000000JPY
Securities assets bnkPrior1YearInstant1488459000000JPY
Securities assets bnkCurrentYearInstant1872071000000JPY
Loans and bills discounted assets bnkPrior1YearInstant2418522000000JPY
Loans and bills discounted assets bnkCurrentYearInstant2599491000000JPY
Foreign exchanges assets bnkPrior1YearInstant6344000000JPY
Foreign exchanges assets bnkCurrentYearInstant5485000000JPY
Lease receivables and investment assets assetsPrior1YearInstant39329000000JPY
Lease receivables and investment assets assetsCurrentYearInstant42223000000JPY
Other assets assets bnkPrior1YearInstant39046000000JPY
Other assets assets bnkCurrentYearInstant19950000000JPY
Property plant and equipmentPrior1YearInstant37903000000JPY
Property plant and equipmentCurrentYearInstant45089000000JPY
Buildings netPrior1YearInstant12437000000JPY
Buildings netCurrentYearInstant11787000000JPY
LandPrior1YearInstant15691000000JPY
LandCurrentYearInstant16212000000JPY
Construction in progressPrior1YearInstant5994000000JPY
Construction in progressCurrentYearInstant12429000000JPY
Other net ppePrior1YearInstant3779000000JPY
Other net ppeCurrentYearInstant4660000000JPY
Intangible assetsPrior1YearInstant10269000000JPY
Intangible assetsCurrentYearInstant13250000000JPY
SoftwarePrior1YearInstant8925000000JPY
SoftwareCurrentYearInstant11963000000JPY
GoodwillPrior1YearInstant1016000000JPY
GoodwillCurrentYearInstant963000000JPY
Other iaPrior1YearInstant327000000JPY
Other iaCurrentYearInstant324000000JPY
Net defined benefit assetPrior1YearInstant-JPY
Net defined benefit assetCurrentYearInstant2060000000JPY
Deferred tax assetsPrior1YearInstant1061000000JPY
Deferred tax assetsCurrentYearInstant13941000000JPY
Customers liabilities for acceptances and guarantees assets bnkPrior1YearInstant18166000000JPY
Customers liabilities for acceptances and guarantees assets bnkCurrentYearInstant18878000000JPY
Allowance for loan losses assets bnkPrior1YearInstant-59943000000JPY
Allowance for loan losses assets bnkCurrentYearInstant-61634000000JPY
AssetsPrior1YearInstant5758652000000JPY
AssetsCurrentYearInstant6393070000000JPY
Deposits liabilities bnkPrior1YearInstant4679694000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 22 of 22 passed
balance sheet identityconsolidated 2024-03-31pass rounding
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2024-03-31pass
balance sheet identitynon_consolidated 2025-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · revenuenon_consolidated 2023-04-01/2024-03-31pass
statement vs summary · revenuenon_consolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass