Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-21
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed

Amended by S100XP21 (2026-03-05).

Key figures · 124
MetricValuePeriodScopeSource row
Ordinary income¥27.6bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥41.7bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥19.0bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥33.0bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥18.3bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥27.8bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥19.0bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥19.2bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥31.4bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥12.9bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥25.7bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥13.5bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥19.2bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥12.9bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥7.40Tat 2025-09-30Cons.Assets
Total assets¥7.09Tat 2025-03-31Cons.Assets
Total assets¥6.79Tat 2024-09-30Cons.Total assets (5-year summary)
Total assets¥7.19Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥6.62Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥7.00Tat 2025-09-30Cons.Liabilities
Total liabilities¥6.72Tat 2025-03-31Cons.Liabilities
Net assets / equity¥398.2bnat 2025-09-30Cons.Net assets
Net assets / equity¥371.3bnat 2025-03-31Cons.Net assets
Net assets / equity¥367.0bnat 2024-09-30Cons.Net assets
Net assets / equity¥365.1bnat 2024-03-31vCons.Net assets
Net assets / equity¥335.2bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥1.13Tat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥977.8bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥757.7bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥1.15Tat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥740.2bnat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥182.5bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥237.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥380.0bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥288.2bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥232.0bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥25.6bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥65.9bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥14.6bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥63.3bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥40.1bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥2.6bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥5.5bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥2.4bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥4.2bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥2.0bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥625.572025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥1,027.692024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥422.792024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥839.62023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥442.042023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥487.242025-04-01 → 2025-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥722.732024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥309.682024-04-01 → 2024-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥610.912023-04-01 → 2024-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥260.582023-04-01 → 2023-09-30dCons.Diluted earnings per share (5-year summary)
Net assets per share¥11,318.75at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥10,458.15at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥10,313.99at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥10,244.37at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥9,253.43at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio5.4%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.2%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.4%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.1%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio5.1%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees2,812at 2025-09-30Cons.Number of employees
Employees2,780at 2025-03-31Cons.Number of employees
Employees2,868at 2024-09-30Cons.Number of employees
Employees2,831at 2024-03-31vCons.Number of employees
Employees2,742at 2023-09-30dCons.Number of employees
Revenue¥4.7bn2025-04-01 → 2025-09-30StandaloneOperating revenue1
Revenue¥12.2bn2024-04-01 → 2025-03-31StandaloneOperating revenue1 (5-year summary)
Revenue¥8.6bn2024-04-01 → 2024-09-30StandaloneOperating revenue1
Revenue¥6.7bn2023-04-01 → 2024-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥3.3bn2023-04-01 → 2023-09-30dStandaloneOperating revenue1 (5-year summary)
Operating income¥3.3bn2025-04-01 → 2025-09-30StandaloneOperating income
Operating income¥7.3bn2024-04-01 → 2024-09-30StandaloneOperating income
Ordinary income¥3.2bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥9.5bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥7.3bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥4.4bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥2.2bn2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥3.2bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥7.3bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥3.1bn2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥9.5bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥7.2bn2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥4.3bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥2.2bn2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥235.5bnat 2025-09-30StandaloneAssets
Total assets¥230.6bnat 2025-03-31StandaloneAssets
Total assets¥226.4bnat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥222.1bnat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥222.1bnat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥30.9bnat 2025-09-30StandaloneLiabilities
Total liabilities¥26.6bnat 2025-03-31StandaloneLiabilities
Net assets / equity¥204.7bnat 2025-09-30StandaloneNet assets
Net assets / equity¥204.1bnat 2025-03-31StandaloneNet assets
Net assets / equity¥204.2bnat 2024-09-30StandaloneNet assets
Net assets / equity¥199.9bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥199.9bnat 2023-09-30dStandaloneNet assets (5-year summary)
Cash and deposits¥6.4bnat 2025-09-30StandaloneCash and deposits
Cash and deposits¥6.0bnat 2025-03-31StandaloneCash and deposits
Dividend per share¥852025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥1602024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥752024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥1452023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥652023-04-01 → 2023-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio86.9%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio88.5%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio90.2%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio90.0%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio90.0%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued30,650,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued30,650,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued30,650,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued30,650,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued30,650,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees95at 2025-09-30StandaloneNumber of employees
Employees89at 2025-03-31StandaloneNumber of employees
Employees82at 2024-09-30StandaloneNumber of employees
Employees76at 2024-03-31vStandaloneNumber of employees
Employees79at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 60
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2025-04-01 → 2025-09-30¥263m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2025-04-01 → 2025-09-30¥126m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2025-09-30¥8.1bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥6.6bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-09-30¥279.2bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2025-09-30¥4.4bn
Bank Segmentreportable segmentcapex2025-04-01 → 2025-09-30¥3.9bn
Bank Segmentreportable segmentdepreciation2025-04-01 → 2025-09-30¥3.3bn
Bank Segmentreportable segmentrevenue external2025-04-01 → 2025-09-30¥73.5bn
Bank Segmentreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥193m
Bank Segmentreportable segmentsegment assetsat 2025-09-30¥7.35T
Bank Segmentreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥26.2bn
Lease Segmentreportable segmentcapex2025-04-01 → 2025-09-30¥369m
Lease Segmentreportable segmentdepreciation2025-04-01 → 2025-09-30¥178m
Lease Segmentreportable segmentrevenue external2025-04-01 → 2025-09-30¥7.7bn
Lease Segmentreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥453m
Lease Segmentreportable segmentsegment assetsat 2025-09-30¥50.9bn
Lease Segmentreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥176m
—segment totalcapex2025-04-01 → 2025-09-30¥4.3bn
—segment totaldepreciation2025-04-01 → 2025-09-30¥3.5bn
—segment totalrevenue external2025-04-01 → 2025-09-30¥81.2bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥646m
—segment totalsegment assetsat 2025-09-30¥7.41T
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥26.4bn
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2025-09-30¥4.5bn
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2025-09-30¥3.6bn
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2025-09-30¥89.3bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2025-09-30¥7.2bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥7.68T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30¥30.8bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2024-09-30¥314m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2024-09-30¥110m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥7.8bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥10.7bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥268.8bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30¥8.2bn
Bank Segmentreportable segmentcapex2024-04-01 → 2024-09-30¥7.7bn
Bank Segmentreportable segmentdepreciation2024-04-01 → 2024-09-30¥3.2bn
Bank Segmentreportable segmentrevenue external2024-04-01 → 2024-09-30¥62.4bn
Bank Segmentreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥76m
Bank Segmentreportable segmentsegment assetsat 2024-09-30¥6.74T
Bank Segmentreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥18.2bn
Lease Segmentreportable segmentcapex2024-04-01 → 2024-09-30¥494m
Lease Segmentreportable segmentdepreciation2024-04-01 → 2024-09-30¥183m
Lease Segmentreportable segmentrevenue external2024-04-01 → 2024-09-30¥7.1bn
Lease Segmentreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥439m
Lease Segmentreportable segmentsegment assetsat 2024-09-30¥46.0bn
Lease Segmentreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥228m
—segment totalcapex2024-04-01 → 2024-09-30¥8.2bn
—segment totaldepreciation2024-04-01 → 2024-09-30¥3.3bn
—segment totalrevenue external2024-04-01 → 2024-09-30¥69.5bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥516m
—segment totalsegment assetsat 2024-09-30¥6.78T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥18.4bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥8.5bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥3.4bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥77.3bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥11.2bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥7.05T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥26.6bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,275
ItemContextValueUnit
Monetary claims bought assets bnkInterimInstant65436000000JPY
Trading account securities assets bnkPrior1YearInstant1190000000JPY
Trading account securities assets bnkInterimInstant1076000000JPY
Money held in trust assets bnkPrior1YearInstant5132000000JPY
Money held in trust assets bnkInterimInstant5685000000JPY
Securities assets bnkPrior1YearInstant834771000000JPY
Securities assets bnkInterimInstant885532000000JPY
Loans and bills discounted assets bnkPrior1YearInstant4980179000000JPY
Loans and bills discounted assets bnkInterimInstant5072060000000JPY
Foreign exchanges assets bnkPrior1YearInstant5658000000JPY
Foreign exchanges assets bnkInterimInstant6652000000JPY
Lease receivables and investment assets caPrior1YearInstant31098000000JPY
Lease receivables and investment assets caInterimInstant34980000000JPY
Other assets assets bnkPrior1YearInstant71586000000JPY
Other assets assets bnkInterimInstant80108000000JPY
Property plant and equipmentPrior1YearInstant58439000000JPY
Property plant and equipmentInterimInstant58291000000JPY
Intangible assetsPrior1YearInstant16195000000JPY
Intangible assetsInterimInstant15498000000JPY
Net defined benefit assetPrior1YearInstant35812000000JPY
Net defined benefit assetInterimInstant37143000000JPY
Deferred tax assetsPrior1YearInstant8903000000JPY
Deferred tax assetsInterimInstant3474000000JPY
Customers liabilities for acceptances and guarantees assets bnkPrior1YearInstant7822000000JPY
Customers liabilities for acceptances and guarantees assets bnkInterimInstant7794000000JPY
Allowance for loan losses assets bnkPrior1YearInstant-23061000000JPY
Allowance for loan losses assets bnkInterimInstant-22753000000JPY
AssetsPrior1YearInstant7094566000000JPY
AssetsInterimInstant7396042000000JPY
Deposits liabilities bnkPrior1YearInstant6107621000000JPY
Deposits liabilities bnkInterimInstant6517001000000JPY
Negotiable certificates of deposit liabilities bnkPrior1YearInstant328200000000JPY
Negotiable certificates of deposit liabilities bnkInterimInstant162000000000JPY
Call money and bills sold liabilities bnkPrior1YearInstant27196000000JPY
Call money and bills sold liabilities bnkInterimInstant56379000000JPY
Payables under securities lending transactions liabilities bnkPrior1YearInstant128696000000JPY
Payables under securities lending transactions liabilities bnkInterimInstant123824000000JPY
Borrowed money liabilities bnkPrior1YearInstant47910000000JPY
Borrowed money liabilities bnkInterimInstant48549000000JPY
Foreign exchanges liabilities bnkPrior1YearInstant560000000JPY
Foreign exchanges liabilities bnkInterimInstant1060000000JPY
Bonds payablePrior1YearInstant4220000000JPY
Bonds payableInterimInstant3570000000JPY
Other liabilities liabilities bnkPrior1YearInstant67190000000JPY
Other liabilities liabilities bnkInterimInstant74020000000JPY
Provision for bonusesPrior1YearInstant1906000000JPY
Provision for bonusesInterimInstant2001000000JPY
Provision for directors bonusesPrior1YearInstant180000000JPY
Provision for directors bonusesInterimInstant-JPY
Provision for share based compensation liabilities bnkPrior1YearInstant395000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2025-03-31pass
balance sheet identityconsolidated 2025-09-30pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2025-09-30pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · revenuenon_consolidated 2024-04-01/2024-09-30pass
statement vs summary · revenuenon_consolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass