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Annual report

7163.TEDINET S100VXGQ
Period2024-04-01 → 2025-03-31
Filed2025-06-17
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 127
MetricValuePeriodScopeSource row
Ordinary income¥38.2bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥34.8bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥29.4bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥23.3bn2021-04-01 → 2022-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥20.7bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥41.8bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax¥35.6bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥28.1bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥24.8bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥19.9bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥17.1bn2021-04-01 → 2022-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥13.9bn2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥28.1bn2024-04-01 → 2025-03-31Cons.Profit loss
Net income¥24.9bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥11.24Tat 2025-03-31Cons.Assets
Total assets¥10.68Tat 2024-03-31Cons.Assets
Total assets¥8.68Tat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥8.53Tat 2022-03-31dCons.Total assets (5-year summary)
Total assets¥7.23Tat 2021-03-31dCons.Total assets (5-year summary)
Total liabilities¥11.07Tat 2025-03-31Cons.Liabilities
Total liabilities¥10.52Tat 2024-03-31Cons.Liabilities
Net assets / equity¥169.9bnat 2025-03-31Cons.Net assets
Net assets / equity¥151.6bnat 2024-03-31Cons.Net assets
Net assets / equity¥131.7bnat 2023-03-31dCons.Net assets
Net assets / equity¥145.4bnat 2022-03-31dCons.Net assets (5-year summary)
Net assets / equity¥134.2bnat 2021-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥1.49Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.67Tat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.10Tat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥1.77Tat 2022-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥1.51Tat 2021-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥32.5bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥551.2bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥949.8bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥462.1bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥268.1bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥135.8bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥15.4bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥312.8bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥205.6bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥39.8bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥2.7bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥1.4bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥30.0bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥632m2021-04-01 → 2022-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥186.542024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥164.782023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥132.182022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥113.492021-04-01 → 2022-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥92.362020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,126.95at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,005.41at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥872.74at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥963.98at 2022-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥886.36at 2021-03-31dCons.Net assets per share (5-year summary)
Equity ratio1.5%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio1.4%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio1.5%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio1.7%at 2022-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio1.8%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
ROE17.5%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE17.5%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE14.4%2022-04-01 → 2023-03-31dCons.Rate of return on equity (5-year summary)
ROE12.3%2021-04-01 → 2022-03-31dCons.Rate of return on equity (5-year summary)
ROE11.0%2020-04-01 → 2021-03-31dCons.Rate of return on equity (5-year summary)
Employees785at 2025-03-31Cons.Number of employees
Employees746at 2024-03-31Cons.Number of employees
Employees748at 2023-03-31dCons.Number of employees
Employees657at 2022-03-31dCons.Number of employees
Employees638at 2021-03-31dCons.Number of employees
Ordinary income¥38.2bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥33.6bn2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥29.0bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥22.3bn2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥20.6bn2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥40.5bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax¥33.2bn2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥27.7bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥23.8bn2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥19.9bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥16.7bn2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Net income¥13.9bn2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Total assets¥11.24Tat 2025-03-31StandaloneAssets
Total assets¥10.67Tat 2024-03-31StandaloneAssets
Total assets¥8.68Tat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥8.53Tat 2022-03-31dStandaloneTotal assets (5-year summary)
Total assets¥7.20Tat 2021-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥11.07Tat 2025-03-31StandaloneLiabilities
Total liabilities¥10.52Tat 2024-03-31StandaloneLiabilities
Net assets / equity¥167.8bnat 2025-03-31StandaloneNet assets
Net assets / equity¥149.9bnat 2024-03-31StandaloneNet assets
Net assets / equity¥131.0bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥144.8bnat 2022-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥133.5bnat 2021-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥183.82024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥157.742023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥131.92022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥110.612021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥92.182020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
Dividend per share¥192024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥16.52023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥198.952022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥1,113.06at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥994.26at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥868.68at 2023-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥960.19at 2022-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥885.45at 2021-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio1.5%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio1.4%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio1.5%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio1.7%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio1.8%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE17.4%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE16.9%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE14.4%2022-04-01 → 2023-03-31dStandaloneRate of return on equity (5-year summary)
ROE12.0%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
ROE11.0%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued150,793,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued150,793,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued150,793,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued150,793,000at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued1,507,000at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees664at 2025-03-31StandaloneNumber of employees
Employees628at 2024-03-31StandaloneNumber of employees
Employees592at 2023-03-31dStandaloneNumber of employees
Employees527at 2022-03-31dStandaloneNumber of employees
Employees525at 2021-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 14
SegmentItemPeriodValue
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2025-03-31−¥52m
Baa S Businessreportable segmentemployeesat 2025-03-31136 pure
Baa S Businessreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥4.7bn
Digital Banking Businessreportable segmentemployeesat 2025-03-31638 pure
Digital Banking Businessreportable segmentsegment ordinary income2024-04-01 → 2025-03-31¥33.8bn
THEMIX Businessreportable segmentemployeesat 2025-03-3111 pure
THEMIX Businessreportable segmentsegment ordinary income2024-04-01 → 2025-03-31−¥265m
Reconciling Itemsreconcilingsegment ordinary income2023-04-01 → 2024-03-31¥11m
Baa S Businessreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥3.6bn
Digital Banking Businessreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥31.3bn
THEMIX Businessreportable segmentsegment ordinary income2023-04-01 → 2024-03-31−¥92m
Baa S Businessreportable segmentemployeesat 2025-03-3152 pure
Digital Banking Businessreportable segmentemployeesat 2025-03-31612 pure
THEMIX Businessreportable segmentemployeesat 2025-03-310 pure

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,637
ItemContextValueUnit
Foreign exchanges assets bnkCurrentYearInstant_NonConsolidatedMember10142000000JPY
Due from foreign banks our accounts foreign exchanges assets bnkPrior1YearInstant_NonConsolidatedMember8341000000JPY
Due from foreign banks our accounts foreign exchanges assets bnkCurrentYearInstant_NonConsolidatedMember10142000000JPY
Other assets assets bnkPrior1YearInstant_NonConsolidatedMember201486000000JPY
Other assets assets bnkCurrentYearInstant_NonConsolidatedMember113658000000JPY
Domestic exchange settlement account debit other assets assets bnkPrior1YearInstant_NonConsolidatedMember42732000000JPY
Domestic exchange settlement account debit other assets assets bnkCurrentYearInstant_NonConsolidatedMember22308000000JPY
Prepaid expensesPrior1YearInstant_NonConsolidatedMember1980000000JPY
Prepaid expensesCurrentYearInstant_NonConsolidatedMember3047000000JPY
Accrued incomePrior1YearInstant_NonConsolidatedMember10026000000JPY
Accrued incomeCurrentYearInstant_NonConsolidatedMember13140000000JPY
Initial margins of futures markets other assets assets bnkPrior1YearInstant_NonConsolidatedMember11544000000JPY
Initial margins of futures markets other assets assets bnkCurrentYearInstant_NonConsolidatedMember1288000000JPY
Derivatives other than for trading assets other assets bnkPrior1YearInstant_NonConsolidatedMember12294000000JPY
Derivatives other than for trading assets other assets bnkCurrentYearInstant_NonConsolidatedMember25775000000JPY
Cash collateral paid for financial instruments assetsPrior1YearInstant_NonConsolidatedMember109755000000JPY
Cash collateral paid for financial instruments assetsCurrentYearInstant_NonConsolidatedMember32891000000JPY
Other other assets assets bnkPrior1YearInstant_NonConsolidatedMember13152000000JPY
Other other assets assets bnkCurrentYearInstant_NonConsolidatedMember15206000000JPY
Property plant and equipmentPrior1YearInstant_NonConsolidatedMember3048000000JPY
Property plant and equipmentCurrentYearInstant_NonConsolidatedMember4194000000JPY
Buildings netPrior1YearInstant_NonConsolidatedMember265000000JPY
Buildings netCurrentYearInstant_NonConsolidatedMember1559000000JPY
Construction in progressPrior1YearInstant_NonConsolidatedMember－JPY
Construction in progressCurrentYearInstant_NonConsolidatedMember1000000JPY
Other net ppePrior1YearInstant_NonConsolidatedMember2783000000JPY
Other net ppeCurrentYearInstant_NonConsolidatedMember2634000000JPY
Intangible assetsPrior1YearInstant_NonConsolidatedMember25882000000JPY
Intangible assetsCurrentYearInstant_NonConsolidatedMember28458000000JPY
SoftwarePrior1YearInstant_NonConsolidatedMember21358000000JPY
SoftwareCurrentYearInstant_NonConsolidatedMember24736000000JPY
Software in progressPrior1YearInstant_NonConsolidatedMember4517000000JPY
Software in progressCurrentYearInstant_NonConsolidatedMember3717000000JPY
Other iaPrior1YearInstant_NonConsolidatedMember5000000JPY
Other iaCurrentYearInstant_NonConsolidatedMember5000000JPY
Deferred tax assetsPrior1YearInstant_NonConsolidatedMember8765000000JPY
Deferred tax assetsCurrentYearInstant_NonConsolidatedMember13115000000JPY
Allowance for loan losses assets bnkPrior1YearInstant_NonConsolidatedMember-2858000000JPY
Allowance for loan losses assets bnkCurrentYearInstant_NonConsolidatedMember-3438000000JPY
AssetsPrior1YearInstant_NonConsolidatedMember10674141000000JPY
AssetsCurrentYearInstant_NonConsolidatedMember11238716000000JPY
Deposits liabilities bnkPrior1YearInstant_NonConsolidatedMember9465829000000JPY
Deposits liabilities bnkCurrentYearInstant_NonConsolidatedMember9821650000000JPY
Ordinary deposits deposits liabilities bnkPrior1YearInstant_NonConsolidatedMember7197169000000JPY
Ordinary deposits deposits liabilities bnkCurrentYearInstant_NonConsolidatedMember7268181000000JPY
Time deposits deposits liabilities bnkPrior1YearInstant_NonConsolidatedMember1938492000000JPY
Time deposits deposits liabilities bnkCurrentYearInstant_NonConsolidatedMember2179920000000JPY
Other deposits deposits liabilities bnkPrior1YearInstant_NonConsolidatedMember330167000000JPY
Other deposits deposits liabilities bnkCurrentYearInstant_NonConsolidatedMember373548000000JPY
Payables under securities lending transactions liabilities bnkPrior1YearInstant_NonConsolidatedMember145284000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2024-03-31pass rounding
balance sheet identityconsolidated 2025-03-31pass
balance sheet identitynon_consolidated 2024-03-31pass
balance sheet identitynon_consolidated 2025-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass