Annual report

Period2021-04-01 → 2022-03-31
Filed2022-06-29
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 158
MetricValuePeriodScopeSource row
Revenue¥7.9bn2021-04-01 → 2022-03-31Cons.Net sales
Revenue¥7.2bn2020-04-01 → 2021-03-31Cons.Net sales
Revenue¥6.0bn2019-04-01 → 2020-03-31dCons.Net sales (5-year summary)
Revenue¥5.6bn2018-04-01 → 2019-03-31dCons.Net sales (5-year summary)
Revenue¥5.1bn2017-04-01 → 2018-03-31dCons.Net sales (5-year summary)
Operating income¥3.7bn2021-04-01 → 2022-03-31Cons.Operating income
Operating income¥3.1bn2020-04-01 → 2021-03-31Cons.Operating income
Ordinary income¥3.8bn2021-04-01 → 2022-03-31Cons.Ordinary income
Ordinary income¥3.1bn2020-04-01 → 2021-03-31Cons.Ordinary income
Ordinary income¥2.8bn2019-04-01 → 2020-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥2.6bn2018-04-01 → 2019-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥2.3bn2017-04-01 → 2018-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥3.7bn2021-04-01 → 2022-03-31Cons.Income before income taxes
Profit before tax¥3.1bn2020-04-01 → 2021-03-31Cons.Income before income taxes
Net income (owners)¥2.5bn2021-04-01 → 2022-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥2.0bn2020-04-01 → 2021-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥2.3bn2019-04-01 → 2020-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.7bn2018-04-01 → 2019-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.5bn2017-04-01 → 2018-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥2.6bn2021-04-01 → 2022-03-31Cons.Profit loss
Net income¥2.2bn2020-04-01 → 2021-03-31Cons.Profit loss
Total assets¥25.3bnat 2022-03-31Cons.Assets
Total assets¥22.6bnat 2021-03-31Cons.Assets
Total assets¥16.4bnat 2020-03-31dCons.Total assets (5-year summary)
Total assets¥16.4bnat 2019-03-31dCons.Total assets (5-year summary)
Total assets¥14.4bnat 2018-03-31dCons.Total assets (5-year summary)
Total liabilities¥5.5bnat 2022-03-31Cons.Liabilities
Total liabilities¥5.4bnat 2021-03-31Cons.Liabilities
Net assets / equity¥19.7bnat 2022-03-31Cons.Net assets
Net assets / equity¥17.2bnat 2021-03-31Cons.Net assets
Net assets / equity¥12.8bnat 2020-03-31dCons.Net assets
Net assets / equity¥11.0bnat 2019-03-31dCons.Net assets (5-year summary)
Net assets / equity¥9.4bnat 2018-03-31dCons.Net assets (5-year summary)
Cash and deposits¥17.3bnat 2022-03-31Cons.Cash and deposits
Cash and deposits¥16.1bnat 2021-03-31Cons.Cash and deposits
Cash & equivalents¥12.4bnat 2022-03-31Cons.Cash and cash equivalents
Cash & equivalents¥11.6bnat 2021-03-31Cons.Cash and cash equivalents
Cash & equivalents¥4.8bnat 2020-03-31dCons.Cash and cash equivalents
Cash & equivalents¥6.1bnat 2019-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥6.0bnat 2018-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥2.7bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥4.7bn2020-04-01 → 2021-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥1.0bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥1.9bn2018-04-01 → 2019-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥1.8bn2017-04-01 → 2018-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥1.8bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥80m2020-04-01 → 2021-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥1.7bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥2.2bn2018-04-01 → 2019-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥684m2017-04-01 → 2018-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥88m2021-04-01 → 2022-03-31Cons.Net cash provided by used in financing activities
Financing cash flow¥2.2bn2020-04-01 → 2021-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥614m2019-04-01 → 2020-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow¥332m2018-04-01 → 2019-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow¥667m2017-04-01 → 2018-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥52.922021-04-01 → 2022-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥45.122020-04-01 → 2021-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥54.142019-04-01 → 2020-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥39.112018-04-01 → 2019-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥34.882017-04-01 → 2018-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥51.322021-04-01 → 2022-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥42.512020-04-01 → 2021-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥51.272019-04-01 → 2020-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥37.652018-04-01 → 2019-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥34.232017-04-01 → 2018-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥387.62at 2022-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥347.19at 2021-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥271.94at 2020-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥230.8at 2019-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥197.69at 2018-03-31dCons.Net assets per share (5-year summary)
Equity ratio71.9%at 2022-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio70.3%at 2021-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio70.3%at 2020-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio59.7%at 2019-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio58.0%at 2018-03-31dCons.Equity to asset ratio (5-year summary)
ROE14.5%2021-04-01 → 2022-03-31Cons.Rate of return on equity (5-year summary)
ROE14.6%2020-04-01 → 2021-03-31Cons.Rate of return on equity (5-year summary)
ROE21.5%2019-04-01 → 2020-03-31dCons.Rate of return on equity (5-year summary)
ROE18.2%2018-04-01 → 2019-03-31dCons.Rate of return on equity (5-year summary)
ROE19.0%2017-04-01 → 2018-03-31dCons.Rate of return on equity (5-year summary)
Employees170at 2022-03-31Cons.Number of employees
Employees161at 2021-03-31Cons.Number of employees
Employees142at 2020-03-31dCons.Number of employees
Employees156at 2019-03-31dCons.Number of employees
Employees149at 2018-03-31dCons.Number of employees
Revenue¥8.2bn2021-04-01 → 2022-03-31StandaloneNet sales
Revenue¥7.8bn2020-04-01 → 2021-03-31StandaloneNet sales
Revenue¥6.1bn2019-04-01 → 2020-03-31dStandaloneNet sales (5-year summary)
Revenue¥5.9bn2018-04-01 → 2019-03-31dStandaloneNet sales (5-year summary)
Revenue¥5.4bn2017-04-01 → 2018-03-31dStandaloneNet sales (5-year summary)
Operating income¥3.3bn2021-04-01 → 2022-03-31StandaloneOperating income
Operating income¥2.7bn2020-04-01 → 2021-03-31StandaloneOperating income
Ordinary income¥3.6bn2021-04-01 → 2022-03-31StandaloneOrdinary income
Ordinary income¥2.9bn2020-04-01 → 2021-03-31StandaloneOrdinary income
Ordinary income¥2.6bn2019-04-01 → 2020-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥2.4bn2018-04-01 → 2019-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥2.2bn2017-04-01 → 2018-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥3.6bn2021-04-01 → 2022-03-31StandaloneIncome before income taxes
Profit before tax¥2.9bn2020-04-01 → 2021-03-31StandaloneIncome before income taxes
Net income¥2.5bn2021-04-01 → 2022-03-31StandaloneProfit loss
Net income¥2.0bn2020-04-01 → 2021-03-31StandaloneProfit loss
Net income¥2.3bn2019-04-01 → 2020-03-31dStandaloneNet income loss (5-year summary)
Net income¥1.7bn2018-04-01 → 2019-03-31dStandaloneNet income loss (5-year summary)
Net income¥1.5bn2017-04-01 → 2018-03-31dStandaloneNet income loss (5-year summary)
Total assets¥23.9bnat 2022-03-31StandaloneAssets
Total assets¥21.5bnat 2021-03-31StandaloneAssets
Total assets¥15.5bnat 2020-03-31dStandaloneTotal assets (5-year summary)
Total assets¥15.5bnat 2019-03-31dStandaloneTotal assets (5-year summary)
Total assets¥13.4bnat 2018-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥5.5bnat 2022-03-31StandaloneLiabilities
Total liabilities¥5.5bnat 2021-03-31StandaloneLiabilities
Net assets / equity¥18.3bnat 2022-03-31StandaloneNet assets
Net assets / equity¥16.0bnat 2021-03-31StandaloneNet assets
Net assets / equity¥11.7bnat 2020-03-31dStandaloneNet assets
Net assets / equity¥9.9bnat 2019-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥8.4bnat 2018-03-31dStandaloneNet assets (5-year summary)
Cash and deposits¥13.2bnat 2022-03-31StandaloneCash and deposits
Cash and deposits¥12.9bnat 2021-03-31StandaloneCash and deposits
EPS (basic)¥52.892021-04-01 → 2022-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥45.222020-04-01 → 2021-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥54.152019-04-01 → 2020-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥39.162018-04-01 → 2019-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥34.892017-04-01 → 2018-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥51.282021-04-01 → 2022-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥42.62020-04-01 → 2021-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥51.282019-04-01 → 2020-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥37.72018-04-01 → 2019-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥34.242017-04-01 → 2018-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥262021-04-01 → 2022-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥222020-04-01 → 2021-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥142019-04-01 → 2020-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥132018-04-01 → 2019-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥22.52017-04-01 → 2018-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥387.95at 2022-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥347.56at 2021-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥272.23at 2020-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥231.08at 2019-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥197.92at 2018-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio76.2%at 2022-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio73.9%at 2021-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio74.6%at 2020-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio63.3%at 2019-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio62.2%at 2018-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE14.5%2021-04-01 → 2022-03-31StandaloneRate of return on equity (5-year summary)
ROE14.6%2020-04-01 → 2021-03-31StandaloneRate of return on equity (5-year summary)
ROE21.5%2019-04-01 → 2020-03-31dStandaloneRate of return on equity (5-year summary)
ROE18.2%2018-04-01 → 2019-03-31dStandaloneRate of return on equity (5-year summary)
ROE19.0%2017-04-01 → 2018-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued46,845,400at 2022-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued45,729,800at 2021-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued42,506,400at 2020-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued42,506,400at 2019-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued21,072,200at 2018-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees163at 2022-03-31StandaloneNumber of employees
Employees156at 2021-03-31StandaloneNumber of employees
Employees138at 2020-03-31dStandaloneNumber of employees
Employees150at 2019-03-31dStandaloneNumber of employees
Employees142at 2018-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 2
SegmentItemPeriodValue
Credit Guaranteereportable segmentemployeesat 2022-03-31170 pure
Credit Guaranteereportable segmentemployeesat 2022-03-31163 pure

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,146
ItemContextValueUnit
Purchase of property plant and equipment inv cfPrior1YearDuration-21148000JPY
Purchase of property plant and equipment inv cfCurrentYearDuration-47449000JPY
Purchase of intangible assets inv cfPrior1YearDuration-53498000JPY
Purchase of intangible assets inv cfCurrentYearDuration-58514000JPY
Proceeds from redemption of investment securities inv cfPrior1YearDuration2600000000JPY
Proceeds from redemption of investment securities inv cfCurrentYearDuration-JPY
Purchase of investment securities inv cfPrior1YearDuration-2600000000JPY
Purchase of investment securities inv cfCurrentYearDuration-1200000000JPY
Purchase of golf club memberships inv cfPrior1YearDuration-JPY
Purchase of golf club memberships inv cfCurrentYearDuration-20650000JPY
Payments for lease deposits inv cfPrior1YearDuration-6659000JPY
Payments for lease deposits inv cfCurrentYearDuration-9698000JPY
Collection of lease deposits inv cfPrior1YearDuration1139000JPY
Collection of lease deposits inv cfCurrentYearDuration25000JPY
Net cash provided by used in investment activitiesPrior1YearDuration-80167000JPY
Net cash provided by used in investment activitiesCurrentYearDuration-1824431000JPY
Proceeds from exercise of stock option fin cfPrior1YearDuration2905182000JPY
Proceeds from exercise of stock option fin cfCurrentYearDuration810012000JPY
Purchase of treasury stock fin cfPrior1YearDuration-49000JPY
Purchase of treasury stock fin cfCurrentYearDuration-53000JPY
Proceeds from issuance of subscription rights to shares fin cfPrior1YearDuration-JPY
Proceeds from issuance of subscription rights to shares fin cfCurrentYearDuration16200000JPY
Cash dividends paid fin cfPrior1YearDuration-594703000JPY
Cash dividends paid fin cfCurrentYearDuration-1005961000JPY
Dividends paid to non controlling interests fin cfPrior1YearDuration-100838000JPY
Dividends paid to non controlling interests fin cfCurrentYearDuration-152732000JPY
Proceeds from share issuance to non controlling shareholders fin cfPrior1YearDuration-JPY
Proceeds from share issuance to non controlling shareholders fin cfCurrentYearDuration245000000JPY
Net cash provided by used in financing activitiesPrior1YearDuration2209591000JPY
Net cash provided by used in financing activitiesCurrentYearDuration-87535000JPY
Net increase decrease in cash and cash equivalentsPrior1YearDuration6823517000JPY
Net increase decrease in cash and cash equivalentsCurrentYearDuration750619000JPY
Cash and cash equivalentsPrior2YearInstant4820874000JPY
Cash and cash equivalentsPrior1YearInstant11644392000JPY
Cash and cash equivalentsPrior1YearInstant11644392000JPY
Cash and cash equivalentsCurrentYearInstant12395011000JPY
Number of consolidated subsidiariesCurrentYearInstant11
Number of associates accounted for using equity methodCurrentYearInstant1
Salaries and allowances sgaPrior1YearDuration746231000JPY
Salaries and allowances sgaCurrentYearDuration773485000JPY
Rents sgaPrior1YearDuration230320000JPY
Rents sgaCurrentYearDuration235029000JPY
Provision for bonuses sgaPrior1YearDuration150000000JPY
Provision for bonuses sgaCurrentYearDuration200000000JPY
Taxes and dues sgaPrior1YearDuration237843000JPY
Taxes and dues sgaCurrentYearDuration260373000JPY
Cash and depositsPrior1YearInstant_NonConsolidatedMember12907691000JPY
Cash and depositsCurrentYearInstant_NonConsolidatedMember13209856000JPY
Accounts receivable tradePrior1YearInstant_NonConsolidatedMember64955000JPY
Accounts receivable tradeCurrentYearInstant_NonConsolidatedMember74829000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2021-03-31pass
balance sheet identityconsolidated 2022-03-31pass
balance sheet identitynon_consolidated 2021-03-31pass
balance sheet identitynon_consolidated 2022-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2020-03-31pass
statement vs summary · net assetsconsolidated 2021-03-31pass
statement vs summary · net assetsconsolidated 2022-03-31pass
statement vs summary · net assetsnon_consolidated 2020-03-31pass
statement vs summary · net assetsnon_consolidated 2021-03-31pass
statement vs summary · net assetsnon_consolidated 2022-03-31pass
statement vs summary · net income attributable to parentconsolidated 2020-04-01/2021-03-31pass
statement vs summary · net income attributable to parentconsolidated 2021-04-01/2022-03-31pass
statement vs summary · operating cash flowconsolidated 2020-04-01/2021-03-31pass
statement vs summary · operating cash flowconsolidated 2021-04-01/2022-03-31pass
statement vs summary · revenueconsolidated 2020-04-01/2021-03-31pass
statement vs summary · revenueconsolidated 2021-04-01/2022-03-31pass
statement vs summary · revenuenon_consolidated 2020-04-01/2021-03-31pass
statement vs summary · revenuenon_consolidated 2021-04-01/2022-03-31pass
statement vs summary · total assetsconsolidated 2021-03-31pass
statement vs summary · total assetsconsolidated 2022-03-31pass
statement vs summary · total assetsnon_consolidated 2021-03-31pass
statement vs summary · total assetsnon_consolidated 2022-03-31pass