Annual report

Period2021-04-01 → 2022-03-31
Filed2022-06-29
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 158
MetricValuePeriodScopeSource row
Revenue¥7.9bn2021-04-01 → 2022-03-31Cons.Net sales
Revenue¥7.2bn2020-04-01 → 2021-03-31Cons.Net sales
Revenue¥6.0bn2019-04-01 → 2020-03-31dCons.Net sales (5-year summary)
Revenue¥5.6bn2018-04-01 → 2019-03-31dCons.Net sales (5-year summary)
Revenue¥5.1bn2017-04-01 → 2018-03-31dCons.Net sales (5-year summary)
Operating income¥3.7bn2021-04-01 → 2022-03-31Cons.Operating income
Operating income¥3.1bn2020-04-01 → 2021-03-31Cons.Operating income
Ordinary income¥3.8bn2021-04-01 → 2022-03-31Cons.Ordinary income
Ordinary income¥3.1bn2020-04-01 → 2021-03-31Cons.Ordinary income
Ordinary income¥2.8bn2019-04-01 → 2020-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥2.6bn2018-04-01 → 2019-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥2.3bn2017-04-01 → 2018-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥3.7bn2021-04-01 → 2022-03-31Cons.Income before income taxes
Profit before tax¥3.1bn2020-04-01 → 2021-03-31Cons.Income before income taxes
Net income (owners)¥2.5bn2021-04-01 → 2022-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥2.0bn2020-04-01 → 2021-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥2.3bn2019-04-01 → 2020-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.7bn2018-04-01 → 2019-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.5bn2017-04-01 → 2018-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥2.6bn2021-04-01 → 2022-03-31Cons.Profit loss
Net income¥2.2bn2020-04-01 → 2021-03-31Cons.Profit loss
Total assets¥25.3bnat 2022-03-31Cons.Assets
Total assets¥22.6bnat 2021-03-31Cons.Assets
Total assets¥16.4bnat 2020-03-31dCons.Total assets (5-year summary)
Total assets¥16.4bnat 2019-03-31dCons.Total assets (5-year summary)
Total assets¥14.4bnat 2018-03-31dCons.Total assets (5-year summary)
Total liabilities¥5.5bnat 2022-03-31Cons.Liabilities
Total liabilities¥5.4bnat 2021-03-31Cons.Liabilities
Net assets / equity¥19.7bnat 2022-03-31Cons.Net assets
Net assets / equity¥17.2bnat 2021-03-31Cons.Net assets
Net assets / equity¥12.8bnat 2020-03-31dCons.Net assets
Net assets / equity¥11.0bnat 2019-03-31dCons.Net assets (5-year summary)
Net assets / equity¥9.4bnat 2018-03-31dCons.Net assets (5-year summary)
Cash and deposits¥17.3bnat 2022-03-31Cons.Cash and deposits
Cash and deposits¥16.1bnat 2021-03-31Cons.Cash and deposits
Cash & equivalents¥12.4bnat 2022-03-31Cons.Cash and cash equivalents
Cash & equivalents¥11.6bnat 2021-03-31Cons.Cash and cash equivalents
Cash & equivalents¥4.8bnat 2020-03-31dCons.Cash and cash equivalents
Cash & equivalents¥6.1bnat 2019-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥6.0bnat 2018-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥2.7bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥4.7bn2020-04-01 → 2021-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥1.0bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥1.9bn2018-04-01 → 2019-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥1.8bn2017-04-01 → 2018-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥1.8bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥80m2020-04-01 → 2021-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥1.7bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥2.2bn2018-04-01 → 2019-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥684m2017-04-01 → 2018-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥88m2021-04-01 → 2022-03-31Cons.Net cash provided by used in financing activities
Financing cash flow¥2.2bn2020-04-01 → 2021-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥614m2019-04-01 → 2020-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow¥332m2018-04-01 → 2019-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow¥667m2017-04-01 → 2018-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥52.922021-04-01 → 2022-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥45.122020-04-01 → 2021-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥54.142019-04-01 → 2020-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥39.112018-04-01 → 2019-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥34.882017-04-01 → 2018-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥51.322021-04-01 → 2022-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥42.512020-04-01 → 2021-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥51.272019-04-01 → 2020-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥37.652018-04-01 → 2019-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥34.232017-04-01 → 2018-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥387.62at 2022-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥347.19at 2021-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥271.94at 2020-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥230.8at 2019-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥197.69at 2018-03-31dCons.Net assets per share (5-year summary)
Equity ratio71.9%at 2022-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio70.3%at 2021-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio70.3%at 2020-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio59.7%at 2019-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio58.0%at 2018-03-31dCons.Equity to asset ratio (5-year summary)
ROE14.5%2021-04-01 → 2022-03-31Cons.Rate of return on equity (5-year summary)
ROE14.6%2020-04-01 → 2021-03-31Cons.Rate of return on equity (5-year summary)
ROE21.5%2019-04-01 → 2020-03-31dCons.Rate of return on equity (5-year summary)
ROE18.2%2018-04-01 → 2019-03-31dCons.Rate of return on equity (5-year summary)
ROE19.0%2017-04-01 → 2018-03-31dCons.Rate of return on equity (5-year summary)
Employees170at 2022-03-31Cons.Number of employees
Employees161at 2021-03-31Cons.Number of employees
Employees142at 2020-03-31dCons.Number of employees
Employees156at 2019-03-31dCons.Number of employees
Employees149at 2018-03-31dCons.Number of employees
Revenue¥8.2bn2021-04-01 → 2022-03-31StandaloneNet sales
Revenue¥7.8bn2020-04-01 → 2021-03-31StandaloneNet sales
Revenue¥6.1bn2019-04-01 → 2020-03-31dStandaloneNet sales (5-year summary)
Revenue¥5.9bn2018-04-01 → 2019-03-31dStandaloneNet sales (5-year summary)
Revenue¥5.4bn2017-04-01 → 2018-03-31dStandaloneNet sales (5-year summary)
Operating income¥3.3bn2021-04-01 → 2022-03-31StandaloneOperating income
Operating income¥2.7bn2020-04-01 → 2021-03-31StandaloneOperating income
Ordinary income¥3.6bn2021-04-01 → 2022-03-31StandaloneOrdinary income
Ordinary income¥2.9bn2020-04-01 → 2021-03-31StandaloneOrdinary income
Ordinary income¥2.6bn2019-04-01 → 2020-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥2.4bn2018-04-01 → 2019-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥2.2bn2017-04-01 → 2018-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥3.6bn2021-04-01 → 2022-03-31StandaloneIncome before income taxes
Profit before tax¥2.9bn2020-04-01 → 2021-03-31StandaloneIncome before income taxes
Net income¥2.5bn2021-04-01 → 2022-03-31StandaloneProfit loss
Net income¥2.0bn2020-04-01 → 2021-03-31StandaloneProfit loss
Net income¥2.3bn2019-04-01 → 2020-03-31dStandaloneNet income loss (5-year summary)
Net income¥1.7bn2018-04-01 → 2019-03-31dStandaloneNet income loss (5-year summary)
Net income¥1.5bn2017-04-01 → 2018-03-31dStandaloneNet income loss (5-year summary)
Total assets¥23.9bnat 2022-03-31StandaloneAssets
Total assets¥21.5bnat 2021-03-31StandaloneAssets
Total assets¥15.5bnat 2020-03-31dStandaloneTotal assets (5-year summary)
Total assets¥15.5bnat 2019-03-31dStandaloneTotal assets (5-year summary)
Total assets¥13.4bnat 2018-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥5.5bnat 2022-03-31StandaloneLiabilities
Total liabilities¥5.5bnat 2021-03-31StandaloneLiabilities
Net assets / equity¥18.3bnat 2022-03-31StandaloneNet assets
Net assets / equity¥16.0bnat 2021-03-31StandaloneNet assets
Net assets / equity¥11.7bnat 2020-03-31dStandaloneNet assets
Net assets / equity¥9.9bnat 2019-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥8.4bnat 2018-03-31dStandaloneNet assets (5-year summary)
Cash and deposits¥13.2bnat 2022-03-31StandaloneCash and deposits
Cash and deposits¥12.9bnat 2021-03-31StandaloneCash and deposits
EPS (basic)¥52.892021-04-01 → 2022-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥45.222020-04-01 → 2021-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥54.152019-04-01 → 2020-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥39.162018-04-01 → 2019-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥34.892017-04-01 → 2018-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥51.282021-04-01 → 2022-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥42.62020-04-01 → 2021-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥51.282019-04-01 → 2020-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥37.72018-04-01 → 2019-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥34.242017-04-01 → 2018-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥262021-04-01 → 2022-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥222020-04-01 → 2021-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥142019-04-01 → 2020-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥132018-04-01 → 2019-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥22.52017-04-01 → 2018-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥387.95at 2022-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥347.56at 2021-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥272.23at 2020-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥231.08at 2019-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥197.92at 2018-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio76.2%at 2022-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio73.9%at 2021-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio74.6%at 2020-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio63.3%at 2019-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio62.2%at 2018-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE14.5%2021-04-01 → 2022-03-31StandaloneRate of return on equity (5-year summary)
ROE14.6%2020-04-01 → 2021-03-31StandaloneRate of return on equity (5-year summary)
ROE21.5%2019-04-01 → 2020-03-31dStandaloneRate of return on equity (5-year summary)
ROE18.2%2018-04-01 → 2019-03-31dStandaloneRate of return on equity (5-year summary)
ROE19.0%2017-04-01 → 2018-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued46,845,400at 2022-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued45,729,800at 2021-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued42,506,400at 2020-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued42,506,400at 2019-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued21,072,200at 2018-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees163at 2022-03-31StandaloneNumber of employees
Employees156at 2021-03-31StandaloneNumber of employees
Employees138at 2020-03-31dStandaloneNumber of employees
Employees150at 2019-03-31dStandaloneNumber of employees
Employees142at 2018-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 2
SegmentItemPeriodValue
Credit Guaranteereportable segmentemployeesat 2022-03-31170 pure
Credit Guaranteereportable segmentemployeesat 2022-03-31163 pure

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,146
ItemContextValueUnit
Independent auditors report consolidated (text)FilingDateInstantText · Plus
Audit firm1 consolidatedFilingDateInstant
Original text (Japanese)有限責任監査法人トーマツ
Cpa1 audit firm1 consolidatedFilingDateInstant
Original text (Japanese)神  代     勲
Cpa2 audit firm1 consolidatedFilingDateInstant
Original text (Japanese)大  村  広  樹
Key audit matters consolidated (text)FilingDateInstantText · Plus
Overview kam consolidated (text)FilingDateInstantText · Plus
Short description kam consolidatedFilingDateInstant_Row1Member
Original text (Japanese)保証履行引当金の見積りの妥当性
Description including reason kam consolidated (text)FilingDateInstant_Row1MemberText · Plus
Reference kam consolidatedFilingDateInstant_Row1Member
Original text (Japanese)【注記事項】(重要な会計上の見積り)保証履行引当金
Auditors response kam consolidated (text)FilingDateInstant_Row1MemberText · Plus
Other information consolidated (text)FilingDateInstantText · Plus
Independent auditors report non consolidated (text)FilingDateInstantText · Plus
Audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)有限責任監査法人トーマツ
Cpa1 audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)神  代     勲
Cpa2 audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)大  村  広  樹
Key audit matters non consolidated (text)FilingDateInstantText · Plus
Overview kam non consolidated (text)FilingDateInstantText · Plus
Short description kam non consolidatedFilingDateInstant_Row1Member
Original text (Japanese)保証履行引当金の見積りの妥当性
Same as kam for consolidated fskam non consolidated (text)FilingDateInstant_Row1MemberText · Plus
Other information non consolidated (text)FilingDateInstantText · Plus
Number of submissionFilingDateInstant1
Net sales (5-year summary)Prior4YearDuration5105319000JPY
Net sales (5-year summary)Prior3YearDuration5573474000JPY
Net sales (5-year summary)Prior2YearDuration5956734000JPY
Net sales (5-year summary)Prior1YearDuration7194885000JPY
Net sales (5-year summary)CurrentYearDuration7894566000JPY
Ordinary income loss (5-year summary)Prior4YearDuration2302516000JPY
Ordinary income loss (5-year summary)Prior3YearDuration2552263000JPY
Ordinary income loss (5-year summary)Prior2YearDuration2751004000JPY
Ordinary income loss (5-year summary)Prior1YearDuration3108793000JPY
Ordinary income loss (5-year summary)CurrentYearDuration3760382000JPY
Profit loss attributable to owners of parent (5-year summary)Prior4YearDuration1468570000JPY
Profit loss attributable to owners of parent (5-year summary)Prior3YearDuration1651814000JPY
Profit loss attributable to owners of parent (5-year summary)Prior2YearDuration2301198000JPY
Profit loss attributable to owners of parent (5-year summary)Prior1YearDuration2004095000JPY
Profit loss attributable to owners of parent (5-year summary)CurrentYearDuration2463201000JPY
Comprehensive income (5-year summary)Prior4YearDuration1593294000JPY
Comprehensive income (5-year summary)Prior3YearDuration1762701000JPY
Comprehensive income (5-year summary)Prior2YearDuration2433533000JPY
Comprehensive income (5-year summary)Prior1YearDuration2161917000JPY
Comprehensive income (5-year summary)CurrentYearDuration2613309000JPY
Net assets (5-year summary)Prior4YearInstant9440332000JPY
Net assets (5-year summary)Prior3YearInstant10960981000JPY
Net assets (5-year summary)Prior2YearInstant12798155000JPY
Net assets (5-year summary)Prior1YearInstant17186079000JPY
Net assets (5-year summary)CurrentYearInstant19716958000JPY
Total assets (5-year summary)Prior4YearInstant14368594000JPY
Total assets (5-year summary)Prior3YearInstant16427224000JPY
Total assets (5-year summary)Prior2YearInstant16444743000JPY
Total assets (5-year summary)Prior1YearInstant22570471000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2021-03-31pass
balance sheet identityconsolidated 2022-03-31pass
balance sheet identitynon_consolidated 2021-03-31pass
balance sheet identitynon_consolidated 2022-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2020-03-31pass
statement vs summary · net assetsconsolidated 2021-03-31pass
statement vs summary · net assetsconsolidated 2022-03-31pass
statement vs summary · net assetsnon_consolidated 2020-03-31pass
statement vs summary · net assetsnon_consolidated 2021-03-31pass
statement vs summary · net assetsnon_consolidated 2022-03-31pass
statement vs summary · net income attributable to parentconsolidated 2020-04-01/2021-03-31pass
statement vs summary · net income attributable to parentconsolidated 2021-04-01/2022-03-31pass
statement vs summary · operating cash flowconsolidated 2020-04-01/2021-03-31pass
statement vs summary · operating cash flowconsolidated 2021-04-01/2022-03-31pass
statement vs summary · revenueconsolidated 2020-04-01/2021-03-31pass
statement vs summary · revenueconsolidated 2021-04-01/2022-03-31pass
statement vs summary · revenuenon_consolidated 2020-04-01/2021-03-31pass
statement vs summary · revenuenon_consolidated 2021-04-01/2022-03-31pass
statement vs summary · total assetsconsolidated 2021-03-31pass
statement vs summary · total assetsconsolidated 2022-03-31pass
statement vs summary · total assetsnon_consolidated 2021-03-31pass
statement vs summary · total assetsnon_consolidated 2022-03-31pass