Annual report

Period2025-04-01 → 2026-03-31
Filed2026-06-25
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 148
MetricValuePeriodScopeSource row
Revenue¥9.9bn2025-04-01 → 2026-03-31Cons.Net sales
Revenue¥8.6bn2024-04-01 → 2025-03-31Cons.Net sales
Revenue¥7.0bn2023-04-01 → 2024-03-31vCons.Net sales (5-year summary)
Revenue¥6.4bn2022-04-01 → 2023-03-31vCons.Net sales (5-year summary)
Revenue¥5.8bn2021-04-01 → 2022-03-31vCons.Net sales (5-year summary)
Operating income¥998m2025-04-01 → 2026-03-31Cons.Operating income
Operating income¥1.0bn2024-04-01 → 2025-03-31Cons.Operating income
Ordinary income¥1.0bn2025-04-01 → 2026-03-31Cons.Ordinary income
Ordinary income¥1.0bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥738m2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥535m2022-04-01 → 2023-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥363m2021-04-01 → 2022-03-31vCons.Ordinary income loss (5-year summary)
Profit before tax¥1.0bn2025-04-01 → 2026-03-31Cons.Income before income taxes
Profit before tax¥789m2024-04-01 → 2025-03-31Cons.Income before income taxes
Net income (owners)¥687m2025-04-01 → 2026-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥744m2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥506m2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥378m2022-04-01 → 2023-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥202m2021-04-01 → 2022-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥687m2025-04-01 → 2026-03-31Cons.Profit loss
Net income¥744m2024-04-01 → 2025-03-31Cons.Profit loss
Total assets¥8.6bnat 2026-03-31Cons.Assets
Total assets¥8.7bnat 2025-03-31Cons.Assets
Total assets¥6.5bnat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥6.0bnat 2023-03-31vCons.Total assets (5-year summary)
Total assets¥5.7bnat 2022-03-31vCons.Total assets (5-year summary)
Total liabilities¥4.2bnat 2026-03-31Cons.Liabilities
Total liabilities¥4.8bnat 2025-03-31Cons.Liabilities
Net assets / equity¥4.4bnat 2026-03-31Cons.Net assets
Net assets / equity¥4.0bnat 2025-03-31Cons.Net assets
Net assets / equity¥4.0bnat 2024-03-31vCons.Net assets
Net assets / equity¥3.6bnat 2023-03-31vCons.Net assets (5-year summary)
Net assets / equity¥3.4bnat 2022-03-31vCons.Net assets (5-year summary)
Cash and deposits¥1.8bnat 2026-03-31Cons.Cash and deposits
Cash and deposits¥1.7bnat 2025-03-31Cons.Cash and deposits
Cash & equivalents¥1.8bnat 2026-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.7bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.4bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥1.3bnat 2023-03-31vCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥718mat 2022-03-31vCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥1.9bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥1.7bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥1.3bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥932m2022-04-01 → 2023-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥579m2021-04-01 → 2022-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥1.1bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥2.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥948m2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥219m2022-04-01 → 2023-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥2.1bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥751m2025-04-01 → 2026-03-31Cons.Net cash provided by used in financing activities
Financing cash flow¥860m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥183m2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥170m2022-04-01 → 2023-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥469m2021-04-01 → 2022-03-31vCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥43.732025-04-01 → 2026-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥46.132024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥30.32023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥22.642022-04-01 → 2023-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥12.072021-04-01 → 2022-03-31vCons.Basic earnings loss per share (5-year summary)
Net assets per share¥275.62at 2026-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥249.02at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥235.44at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥215.14at 2023-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥202.42at 2022-03-31vCons.Net assets per share (5-year summary)
Equity ratio50.4%at 2026-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio44.8%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio60.0%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio60.2%at 2023-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio59.4%at 2022-03-31vCons.Equity to asset ratio (5-year summary)
ROE16.7%2025-04-01 → 2026-03-31Cons.Rate of return on equity (5-year summary)
ROE19.0%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE13.4%2023-04-01 → 2024-03-31vCons.Rate of return on equity (5-year summary)
ROE10.8%2022-04-01 → 2023-03-31vCons.Rate of return on equity (5-year summary)
ROE5.8%2021-04-01 → 2022-03-31vCons.Rate of return on equity (5-year summary)
Employees535at 2026-03-31Cons.Number of employees
Employees519at 2025-03-31Cons.Number of employees
Employees439at 2024-03-31vCons.Number of employees
Employees391at 2023-03-31vCons.Number of employees
Employees373at 2022-03-31vCons.Number of employees
Revenue¥7.8bn2025-04-01 → 2026-03-31StandaloneNet sales
Revenue¥7.5bn2024-04-01 → 2025-03-31StandaloneNet sales
Revenue¥6.9bn2023-04-01 → 2024-03-31vStandaloneNet sales (5-year summary)
Revenue¥6.4bn2022-04-01 → 2023-03-31vStandaloneNet sales (5-year summary)
Revenue¥5.8bn2021-04-01 → 2022-03-31vStandaloneNet sales (5-year summary)
Operating income¥928m2025-04-01 → 2026-03-31StandaloneOperating income
Operating income¥920m2024-04-01 → 2025-03-31StandaloneOperating income
Ordinary income¥947m2025-04-01 → 2026-03-31StandaloneOrdinary income
Ordinary income¥931m2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥766m2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥557m2022-04-01 → 2023-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥351m2021-04-01 → 2022-03-31vStandaloneOrdinary income loss (5-year summary)
Profit before tax¥961m2025-04-01 → 2026-03-31StandaloneIncome before income taxes
Profit before tax¥667m2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Net income¥694m2025-04-01 → 2026-03-31StandaloneProfit loss
Net income¥662m2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥535m2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥381m2022-04-01 → 2023-03-31vStandaloneNet income loss (5-year summary)
Net income¥191m2021-04-01 → 2022-03-31vStandaloneNet income loss (5-year summary)
Total assets¥8.1bnat 2026-03-31StandaloneAssets
Total assets¥8.3bnat 2025-03-31StandaloneAssets
Total assets¥6.3bnat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥5.9bnat 2023-03-31vStandaloneTotal assets (5-year summary)
Total assets¥5.6bnat 2022-03-31vStandaloneTotal assets (5-year summary)
Total liabilities¥3.8bnat 2026-03-31StandaloneLiabilities
Total liabilities¥4.5bnat 2025-03-31StandaloneLiabilities
Net assets / equity¥4.3bnat 2026-03-31StandaloneNet assets
Net assets / equity¥3.9bnat 2025-03-31StandaloneNet assets
Net assets / equity¥4.0bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥3.6bnat 2023-03-31vStandaloneNet assets (5-year summary)
Net assets / equity¥3.4bnat 2022-03-31vStandaloneNet assets (5-year summary)
Cash and deposits¥940mat 2026-03-31StandaloneCash and deposits
Cash and deposits¥924mat 2025-03-31StandaloneCash and deposits
EPS (basic)¥44.222025-04-01 → 2026-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥41.022024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥32.092023-04-01 → 2024-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥22.842022-04-01 → 2023-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥11.442021-04-01 → 2022-03-31vStandaloneBasic earnings loss per share (5-year summary)
Dividend per share¥172025-04-01 → 2026-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥162024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥122023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥102022-04-01 → 2023-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥102021-04-01 → 2022-03-31vStandaloneDividend paid per share (5-year summary)
Net assets per share¥270.11at 2026-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥243.01at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥234.73at 2024-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥212.63at 2023-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥199.72at 2022-03-31vStandaloneNet assets per share (5-year summary)
Equity ratio52.3%at 2026-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio45.7%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio61.8%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio59.9%at 2023-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio59.1%at 2022-03-31vStandaloneEquity to asset ratio (5-year summary)
ROE17.2%2025-04-01 → 2026-03-31StandaloneRate of return on equity (5-year summary)
ROE17.1%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE14.3%2023-04-01 → 2024-03-31vStandaloneRate of return on equity (5-year summary)
ROE11.1%2022-04-01 → 2023-03-31vStandaloneRate of return on equity (5-year summary)
ROE5.5%2021-04-01 → 2022-03-31vStandaloneRate of return on equity (5-year summary)
Shares issued16,280,200at 2026-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued16,280,200at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued17,280,200at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued17,280,200at 2023-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued17,280,200at 2022-03-31vStandaloneTotal number of issued shares (5-year summary)
Employees450at 2026-03-31StandaloneNumber of employees
Employees433at 2025-03-31StandaloneNumber of employees
Employees419at 2024-03-31vStandaloneNumber of employees
Employees383at 2023-03-31vStandaloneNumber of employees
Employees365at 2022-03-31vStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 18
SegmentItemPeriodValue
Small Amount Short Term Insurancereportable segmentcapex2025-04-01 → 2026-03-31¥400m
Small Amount Short Term Insurancereportable segmentdepreciation2025-04-01 → 2026-03-31¥865,000
Small Amount Short Term Insurancereportable segmentrevenue2025-04-01 → 2026-03-31¥227m
Small Amount Short Term Insurancereportable segmentrevenue external2025-04-01 → 2026-03-31¥227m
Small Amount Short Term Insurancereportable segmentsegment assetsat 2026-03-31¥495m
Small Amount Short Term Insurancereportable segmentsegment profit2025-04-01 → 2026-03-31−¥38m
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2026-03-31¥1.0bn
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2026-03-31¥944m
Total Of Reportable Segments And Otherssegment totalrevenue2025-04-01 → 2026-03-31¥9.9bn
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2026-03-31¥9.9bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2026-03-31¥6.4bn
Total Of Reportable Segments And Otherssegment totalsegment profit2025-04-01 → 2026-03-31¥1.8bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2025-03-31¥2.1bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2025-03-31¥751m
Total Of Reportable Segments And Otherssegment totalrevenue2024-04-01 → 2025-03-31¥8.6bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2025-03-31¥8.6bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-03-31¥6.5bn
Total Of Reportable Segments And Otherssegment totalsegment profit2024-04-01 → 2025-03-31¥1.8bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,540
ItemContextValueUnit
Net assets per share (5-year summary)Prior4YearInstant_NonConsolidatedMember199.72
Net assets per share (5-year summary)Prior3YearInstant_NonConsolidatedMember212.63
Net assets per share (5-year summary)Prior2YearInstant_NonConsolidatedMember234.73
Net assets per share (5-year summary)Prior1YearInstant_NonConsolidatedMember243.01
Net assets per share (5-year summary)CurrentYearInstant_NonConsolidatedMember270.11
Dividend paid per share (5-year summary)Prior4YearDuration_NonConsolidatedMember10.0
Dividend paid per share (5-year summary)Prior3YearDuration_NonConsolidatedMember10.0
Dividend paid per share (5-year summary)Prior2YearDuration_NonConsolidatedMember12.0
Dividend paid per share (5-year summary)Prior1YearDuration_NonConsolidatedMember16.0
Dividend paid per share (5-year summary)CurrentYearDuration_NonConsolidatedMember17.0
Interim dividend paid per share (5-year summary)Prior4YearDuration_NonConsolidatedMember-
Interim dividend paid per share (5-year summary)Prior3YearDuration_NonConsolidatedMember-
Interim dividend paid per share (5-year summary)Prior2YearDuration_NonConsolidatedMember-
Interim dividend paid per share (5-year summary)Prior1YearDuration_NonConsolidatedMember-
Interim dividend paid per share (5-year summary)CurrentYearDuration_NonConsolidatedMember-
Basic earnings loss per share (5-year summary)Prior4YearDuration_NonConsolidatedMember11.44
Basic earnings loss per share (5-year summary)Prior3YearDuration_NonConsolidatedMember22.84
Basic earnings loss per share (5-year summary)Prior2YearDuration_NonConsolidatedMember32.09
Basic earnings loss per share (5-year summary)Prior1YearDuration_NonConsolidatedMember41.02
Basic earnings loss per share (5-year summary)CurrentYearDuration_NonConsolidatedMember44.22
Diluted earnings per share (5-year summary)Prior4YearDuration_NonConsolidatedMember-
Diluted earnings per share (5-year summary)Prior3YearDuration_NonConsolidatedMember-
Diluted earnings per share (5-year summary)Prior2YearDuration_NonConsolidatedMember-
Diluted earnings per share (5-year summary)Prior1YearDuration_NonConsolidatedMember-
Diluted earnings per share (5-year summary)CurrentYearDuration_NonConsolidatedMember-
Equity to asset ratio (5-year summary)Prior4YearInstant_NonConsolidatedMember0.591
Equity to asset ratio (5-year summary)Prior3YearInstant_NonConsolidatedMember0.599
Equity to asset ratio (5-year summary)Prior2YearInstant_NonConsolidatedMember0.618
Equity to asset ratio (5-year summary)Prior1YearInstant_NonConsolidatedMember0.457
Equity to asset ratio (5-year summary)CurrentYearInstant_NonConsolidatedMember0.523
Rate of return on equity (5-year summary)Prior4YearDuration_NonConsolidatedMember0.055
Rate of return on equity (5-year summary)Prior3YearDuration_NonConsolidatedMember0.111
Rate of return on equity (5-year summary)Prior2YearDuration_NonConsolidatedMember0.143
Rate of return on equity (5-year summary)Prior1YearDuration_NonConsolidatedMember0.171
Rate of return on equity (5-year summary)CurrentYearDuration_NonConsolidatedMember0.172
Price earnings ratio (5-year summary)Prior4YearDuration_NonConsolidatedMember54.27
Price earnings ratio (5-year summary)Prior3YearDuration_NonConsolidatedMember19.26
Price earnings ratio (5-year summary)Prior2YearDuration_NonConsolidatedMember12.71
Price earnings ratio (5-year summary)Prior1YearDuration_NonConsolidatedMember16.77
Price earnings ratio (5-year summary)CurrentYearDuration_NonConsolidatedMember10.33
Payout ratio (5-year summary)Prior4YearDuration_NonConsolidatedMember0.874
Payout ratio (5-year summary)Prior3YearDuration_NonConsolidatedMember0.438
Payout ratio (5-year summary)Prior2YearDuration_NonConsolidatedMember0.374
Payout ratio (5-year summary)Prior1YearDuration_NonConsolidatedMember0.390
Payout ratio (5-year summary)CurrentYearDuration_NonConsolidatedMember0.384
Number of employeesPrior4YearInstant_NonConsolidatedMember365
Number of employeesPrior3YearInstant_NonConsolidatedMember383
Number of employeesPrior2YearInstant_NonConsolidatedMember419
Number of employeesPrior1YearInstant_NonConsolidatedMember433
Number of employeesCurrentYearInstant_NonConsolidatedMember450

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2025-03-31pass
balance sheet identityconsolidated 2026-03-31pass
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2026-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2026-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2026-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2026-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2026-03-31pass
statement vs summary · revenueconsolidated 2024-04-01/2025-03-31pass
statement vs summary · revenueconsolidated 2025-04-01/2026-03-31pass
statement vs summary · revenuenon_consolidated 2024-04-01/2025-03-31pass
statement vs summary · revenuenon_consolidated 2025-04-01/2026-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2026-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2026-03-31pass