Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-14
StandardJapan GAAP
ConsolidatedYes
Data checks26 of 26 passed
Key figures · 119
MetricValuePeriodScopeSource row
Ordinary income¥343.4bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥719.1bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥372.1bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥539.0bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥264.5bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥294.9bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥316.2bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥209.6bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥429.6bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥233.2bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥320.8bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥157.5bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥209.6bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥233.2bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥70.34Tat 2025-09-30Cons.Assets
Total assets¥69.59Tat 2025-03-31Cons.Assets
Total assets¥69.48Tat 2024-09-30Cons.Assets
Total assets¥67.54Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥65.40Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥66.48Tat 2025-09-30Cons.Liabilities
Total liabilities¥66.12Tat 2025-03-31Cons.Liabilities
Total liabilities¥65.89Tat 2024-09-30Cons.Liabilities
Net assets / equity¥3.86Tat 2025-09-30Cons.Net assets
Net assets / equity¥3.47Tat 2025-03-31Cons.Net assets
Net assets / equity¥3.58Tat 2024-09-30Cons.Net assets
Net assets / equity¥3.88Tat 2024-03-31vCons.Net assets
Net assets / equity¥3.00Tat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥2.16Tat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥2.31Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥2.50Tat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥2.77Tat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥2.04Tat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥428.1bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥592.6bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥101.6bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥997.4bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥319.1bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥472.5bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥980.5bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥218.2bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥601.6bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥611.3bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥98.4bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥73.6bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥161.1bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥145.8bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥208.1bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥57.242025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥115.952024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥62.522024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥82.422023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥40.032023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥57.232025-04-01 → 2025-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥115.932024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥62.512024-04-01 → 2024-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥82.42023-04-01 → 2024-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥40.022023-04-01 → 2023-09-30dCons.Diluted earnings per share (5-year summary)
Net assets per share¥1,060.31at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥942.52at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥973.54at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,026.76at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥763.72at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio5.5%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.0%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.2%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.7%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio4.6%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees59,686at 2025-09-30Cons.Number of employees
Employees60,814at 2025-03-31Cons.Number of employees
Employees60,954at 2024-09-30Cons.Number of employees
Employees59,495at 2024-03-31vCons.Number of employees
Employees60,310at 2023-09-30dCons.Number of employees
Revenue¥251.0bn2025-04-01 → 2025-09-30StandaloneOperating revenue1
Revenue¥225.6bn2024-04-01 → 2025-03-31StandaloneOperating revenue1 (5-year summary)
Revenue¥219.7bn2024-04-01 → 2024-09-30StandaloneOperating revenue1
Revenue¥195.6bn2023-04-01 → 2024-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥182.2bn2023-04-01 → 2023-09-30dStandaloneOperating revenue1 (5-year summary)
Operating income¥234.6bn2025-04-01 → 2025-09-30StandaloneOperating income
Operating income¥205.5bn2024-04-01 → 2024-09-30StandaloneOperating income
Ordinary income¥226.8bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥190.2bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥202.2bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥171.8bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥171.0bn2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥226.8bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥203.3bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥230.4bn2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥180.6bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥201.5bn2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥174.4bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥170.4bn2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥2.62Tat 2025-09-30StandaloneAssets
Total assets¥2.51Tat 2025-03-31StandaloneAssets
Total assets¥2.36Tat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥2.37Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥2.00Tat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥1.31Tat 2025-09-30StandaloneLiabilities
Total liabilities¥1.31Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥1.31Tat 2025-09-30StandaloneNet assets
Net assets / equity¥1.20Tat 2025-03-31StandaloneNet assets
Net assets / equity¥1.27Tat 2024-09-30StandaloneNet assets
Net assets / equity¥1.28Tat 2024-03-31vStandaloneNet assets
Net assets / equity¥1.40Tat 2023-09-30dStandaloneNet assets (5-year summary)
Cash and deposits¥444.6bnat 2025-09-30StandaloneCash and deposits
Cash and deposits¥407.6bnat 2025-03-31StandaloneCash and deposits
Dividend per share¥242025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥1372024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥612024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥1132023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Equity ratio50.0%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio47.8%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio53.9%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio54.2%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio70.0%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued3,700,761,200at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued925,099,600at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued952,743,300at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued952,672,300at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued989,888,900at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 56
SegmentItemPeriodValue
Otherother segmentscapex2025-04-01 → 2025-09-30¥537m
Otherother segmentsdepreciation2025-04-01 → 2025-09-30¥2.6bn
Otherother segmentsrevenue external2025-04-01 → 2025-09-30¥31.1bn
Otherother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥246.2bn
Otherother segmentssegment assetsat 2025-09-30¥4.26T
Otherother segmentssegment ordinary income2025-04-01 → 2025-09-30¥215.5bn
Reconciling Itemsreconcilingrevenue external2025-04-01 → 2025-09-30−¥97.9bn
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥435.2bn
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥3.82T
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2025-09-30−¥237.1bn
Domestic Insurance Businessreportable segmentcapex2025-04-01 → 2025-09-30¥46.6bn
Domestic Insurance Businessreportable segmentdepreciation2025-04-01 → 2025-09-30¥27.4bn
Domestic Insurance Businessreportable segmentrevenue external2025-04-01 → 2025-09-30¥3.56T
Domestic Insurance Businessreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥169.6bn
Domestic Insurance Businessreportable segmentsegment assetsat 2025-09-30¥45.15T
Domestic Insurance Businessreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥290.6bn
Overseas Insurance Businessreportable segmentcapex2025-04-01 → 2025-09-30¥1.7bn
Overseas Insurance Businessreportable segmentdepreciation2025-04-01 → 2025-09-30¥17.8bn
Overseas Insurance Businessreportable segmentrevenue external2025-04-01 → 2025-09-30¥1.62T
Overseas Insurance Businessreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥19.5bn
Overseas Insurance Businessreportable segmentsegment assetsat 2025-09-30¥24.75T
Overseas Insurance Businessreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥74.4bn
—segment totalcapex2025-04-01 → 2025-09-30¥48.8bn
—segment totaldepreciation2025-04-01 → 2025-09-30¥47.9bn
—segment totalrevenue external2025-04-01 → 2025-09-30¥5.22T
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥435.2bn
—segment totalsegment assetsat 2025-09-30¥74.16T
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥580.5bn
Otherother segmentscapex2024-04-01 → 2024-09-30¥403m
Otherother segmentsdepreciation2024-04-01 → 2024-09-30¥1.4bn
Otherother segmentsrevenue external2024-04-01 → 2024-09-30¥17.6bn
Otherother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥252.0bn
Otherother segmentssegment assetsat 2024-09-30¥3.89T
Otherother segmentssegment ordinary income2024-04-01 → 2024-09-30¥229.6bn
Reconciling Itemsreconcilingrevenue external2024-04-01 → 2024-09-30−¥933.8bn
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥486.5bn
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥3.55T
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30−¥241.0bn
Domestic Insurance Businessreportable segmentcapex2024-04-01 → 2024-09-30¥41.6bn
Domestic Insurance Businessreportable segmentdepreciation2024-04-01 → 2024-09-30¥27.7bn
Domestic Insurance Businessreportable segmentrevenue external2024-04-01 → 2024-09-30¥4.21T
Domestic Insurance Businessreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥208.0bn
Domestic Insurance Businessreportable segmentsegment assetsat 2024-09-30¥44.34T
Domestic Insurance Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥284.6bn
Overseas Insurance Businessreportable segmentcapex2024-04-01 → 2024-09-30¥6.7bn
Overseas Insurance Businessreportable segmentdepreciation2024-04-01 → 2024-09-30¥14.0bn
Overseas Insurance Businessreportable segmentrevenue external2024-04-01 → 2024-09-30¥1.90T
Overseas Insurance Businessreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥26.5bn
Overseas Insurance Businessreportable segmentsegment assetsat 2024-09-30¥24.79T
Overseas Insurance Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥99.0bn
—segment totalcapex2024-04-01 → 2024-09-30¥48.7bn
—segment totaldepreciation2024-04-01 → 2024-09-30¥43.1bn
—segment totalrevenue external2024-04-01 → 2024-09-30¥6.13T
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥486.5bn
—segment totalsegment assetsat 2024-09-30¥73.03T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥613.1bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,423
ItemContextValueUnit
Independent auditors report consolidated (text)FilingDateInstantText · Plus
Audit firm1 consolidatedFilingDateInstant
Original text (Japanese)有限責任 あずさ監査法人
Cpa1 audit firm1 consolidatedFilingDateInstant
Original text (Japanese)神 塚   勲
Cpa2 audit firm1 consolidatedFilingDateInstant
Original text (Japanese)藤 原 初  美
Cpa3 audit firm1 consolidatedFilingDateInstant
Original text (Japanese)春 日 雄  太
Independent auditors report non consolidated (text)FilingDateInstantText · Plus
Audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)有限責任 あずさ監査法人
Cpa1 audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)神 塚   勲
Cpa2 audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)藤 原 初  美
Cpa3 audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)春  日  雄  太
Number of submissionFilingDateInstant1
Premium and other income (5-year summary)Prior2InterimDuration3682294000000JPY
Premium and other income (5-year summary)Prior1InterimDuration3596611000000JPY
Premium and other income (5-year summary)InterimDuration3331054000000JPY
Premium and other income (5-year summary)Prior2YearDuration7526357000000JPY
Premium and other income (5-year summary)Prior1YearDuration6795905000000JPY
Investment income (5-year summary)Prior2InterimDuration1617435000000JPY
Investment income (5-year summary)Prior1InterimDuration1340846000000JPY
Investment income (5-year summary)InterimDuration1477074000000JPY
Investment income (5-year summary)Prior2YearDuration3033982000000JPY
Investment income (5-year summary)Prior1YearDuration2528416000000JPY
Benefits and claims (5-year summary)Prior2InterimDuration3360460000000JPY
Benefits and claims (5-year summary)Prior1InterimDuration3424615000000JPY
Benefits and claims (5-year summary)InterimDuration2953957000000JPY
Benefits and claims (5-year summary)Prior2YearDuration6756863000000JPY
Benefits and claims (5-year summary)Prior1YearDuration6581327000000JPY
Ordinary income loss (5-year summary)Prior2InterimDuration264544000000JPY
Ordinary income loss (5-year summary)Prior1InterimDuration372097000000JPY
Ordinary income loss (5-year summary)InterimDuration343351000000JPY
Ordinary income loss (5-year summary)Prior2YearDuration539006000000JPY
Ordinary income loss (5-year summary)Prior1YearDuration719072000000JPY
Provision for reserve for policyholder dividends (5-year summary)Prior2InterimDuration42891000000JPY
Provision for reserve for policyholder dividends (5-year summary)Prior1InterimDuration42511000000JPY
Provision for reserve for policyholder dividends (5-year summary)InterimDuration47594000000JPY
Provision for reserve for policyholder dividends (5-year summary)Prior2YearDuration87500000000JPY
Provision for reserve for policyholder dividends (5-year summary)Prior1YearDuration100000000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior2InterimDuration157454000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior1InterimDuration233188000000JPY
Profit loss attributable to owners of parent (5-year summary)InterimDuration209602000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior2YearDuration320765000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior1YearDuration429613000000JPY
Comprehensive income (5-year summary)Prior2InterimDuration427123000000JPY
Comprehensive income (5-year summary)Prior1InterimDuration-90032000000JPY
Comprehensive income (5-year summary)InterimDuration449759000000JPY
Comprehensive income (5-year summary)Prior2YearDuration1425209000000JPY
Comprehensive income (5-year summary)Prior1YearDuration-148338000000JPY
Net assets (5-year summary)Prior2InterimInstant3004413000000JPY
Net assets (5-year summary)Prior1InterimInstant3583857000000JPY
Net assets (5-year summary)InterimInstant3861352000000JPY
Net assets (5-year summary)Prior2YearInstant3882157000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 26 of 26 passed
balance sheet identityconsolidated 2024-09-30pass rounding
balance sheet identityconsolidated 2025-03-31pass
balance sheet identityconsolidated 2025-09-30pass
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2025-09-30pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · revenuenon_consolidated 2024-04-01/2024-09-30pass
statement vs summary · revenuenon_consolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass