Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-27
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 114
MetricValuePeriodScopeSource row
Ordinary income−¥19.4bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥44.9bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥25.7bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥54.4bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥31.2bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax−¥21.7bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥23.6bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)−¥17.5bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥78.8bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥17.8bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥41.2bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥20.0bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income−¥17.5bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥17.8bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥24.11Tat 2025-09-30Cons.Assets
Total assets¥23.37Tat 2025-03-31Cons.Assets
Total assets¥22.39Tat 2024-09-30Cons.Total assets (5-year summary)
Total assets¥22.08Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥21.06Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥23.46Tat 2025-09-30Cons.Liabilities
Total liabilities¥22.70Tat 2025-03-31Cons.Liabilities
Net assets / equity¥648.1bnat 2025-09-30Cons.Net assets
Net assets / equity¥669.8bnat 2025-03-31Cons.Net assets
Net assets / equity¥638.0bnat 2024-09-30Cons.Net assets
Net assets / equity¥594.0bnat 2024-03-31vCons.Net assets
Net assets / equity¥539.7bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥1.16Tat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥1.20Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥927.5bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥913.4bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥920.0bnat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥443.6bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥1.50T2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥671.2bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥782.9bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥409.5bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥482.0bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥1.20T2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥656.6bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥574.0bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥196.2bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥4.1bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥10.7bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥62m2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥53.1bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥50.5bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥-2.442025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥11.022024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥2.492024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥5.762023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥2.82023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥90.64at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥93.68at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥89.24at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥83.09at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥74.91at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio2.7%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio2.9%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio2.9%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio2.7%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio2.5%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees13,698at 2025-09-30Cons.Number of employees
Employees13,356at 2025-03-31Cons.Number of employees
Employees12,979at 2024-09-30Cons.Number of employees
Employees12,695at 2024-03-31vCons.Number of employees
Employees12,676at 2023-09-30dCons.Number of employees
Revenue¥1.7bn2025-04-01 → 2025-09-30StandaloneOperating revenue1
Revenue¥112.4bn2024-04-01 → 2025-03-31StandaloneOperating revenue1 (5-year summary)
Revenue¥24.1bn2024-04-01 → 2024-09-30StandaloneOperating revenue1
Revenue¥89.1bn2023-04-01 → 2024-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥86.7bn2023-04-01 → 2023-09-30dStandaloneOperating revenue1 (5-year summary)
Operating income−¥1.5bn2025-04-01 → 2025-09-30StandaloneOperating income
Operating income¥21.8bn2024-04-01 → 2024-09-30StandaloneOperating income
Ordinary income−¥1.3bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥107.2bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥21.8bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥85.2bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥85.1bn2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax−¥1.4bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥21.8bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income−¥2.2bn2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥107.8bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥22.1bn2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥83.5bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥83.7bn2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥418.8bnat 2025-09-30StandaloneAssets
Total assets¥421.3bnat 2025-03-31StandaloneAssets
Total assets¥344.8bnat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥323.3bnat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥322.9bnat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥13.5bnat 2025-09-30StandaloneLiabilities
Total liabilities¥13.9bnat 2025-03-31StandaloneLiabilities
Net assets / equity¥405.3bnat 2025-09-30StandaloneNet assets
Net assets / equity¥407.4bnat 2025-03-31StandaloneNet assets
Net assets / equity¥321.6bnat 2024-09-30StandaloneNet assets
Net assets / equity¥299.6bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥299.8bnat 2023-09-30dStandaloneNet assets (5-year summary)
Cash and deposits¥172.5bnat 2025-09-30StandaloneCash and deposits
Cash and deposits¥173.6bnat 2025-03-31StandaloneCash and deposits
Equity ratio96.8%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio96.7%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio93.3%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio92.7%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio92.8%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued7,149,358,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued435,100,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued435,100,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued435,100,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued435,100,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees250at 2025-09-30StandaloneNumber of employees
Employees215at 2025-03-31StandaloneNumber of employees
Employees195at 2024-09-30StandaloneNumber of employees
Employees180at 2024-03-31vStandaloneNumber of employees
Employees168at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 72
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2025-04-01 → 2025-09-30¥1.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2025-04-01 → 2025-09-30¥560m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2025-09-30¥8.8bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥1m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-09-30¥38.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2025-09-30−¥415m
Assurancereportable segmentcapex2025-04-01 → 2025-09-30¥3.6bn
Assurancereportable segmentdepreciation2025-04-01 → 2025-09-30¥2.4bn
Assurancereportable segmentrevenue external2025-04-01 → 2025-09-30¥93.0bn
Assurancereportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥17m
Assurancereportable segmentsegment assetsat 2025-09-30¥332.9bn
Assurancereportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥6.1bn
Bankreportable segmentcapex2025-04-01 → 2025-09-30¥2.9bn
Bankreportable segmentdepreciation2025-04-01 → 2025-09-30¥1.3bn
Bankreportable segmentrevenue external2025-04-01 → 2025-09-30¥62.4bn
Bankreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥22m
Bankreportable segmentsegment assetsat 2025-09-30¥6.08T
Bankreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥8.1bn
Life Insurancereportable segmentcapex2025-04-01 → 2025-09-30¥4.9bn
Life Insurancereportable segmentdepreciation2025-04-01 → 2025-09-30¥5.7bn
Life Insurancereportable segmentrevenue external2025-04-01 → 2025-09-30¥1.37T
Life Insurancereportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥1.6bn
Life Insurancereportable segmentsegment assetsat 2025-09-30¥17.66T
Life Insurancereportable segmentsegment ordinary income2025-04-01 → 2025-09-30−¥31.8bn
—segment totalcapex2025-04-01 → 2025-09-30¥11.3bn
—segment totaldepreciation2025-04-01 → 2025-09-30¥9.4bn
—segment totalrevenue external2025-04-01 → 2025-09-30¥1.52T
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥1.6bn
—segment totalsegment assetsat 2025-09-30¥24.07T
—segment totalsegment ordinary income2025-04-01 → 2025-09-30−¥17.6bn
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2025-09-30¥12.7bn
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2025-09-30¥10.0bn
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2025-09-30¥1.53T
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2025-09-30¥1.6bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥24.11T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30−¥18.0bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2024-09-30¥1.5bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2024-09-30¥506m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥8.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥0
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥36.9bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30¥15m
Assurancereportable segmentcapex2024-04-01 → 2024-09-30¥2.5bn
Assurancereportable segmentdepreciation2024-04-01 → 2024-09-30¥2.2bn
Assurancereportable segmentrevenue external2024-04-01 → 2024-09-30¥82.4bn
Assurancereportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥10m
Assurancereportable segmentsegment assetsat 2024-09-30¥308.8bn
Assurancereportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥2.9bn
Bankreportable segmentcapex2024-04-01 → 2024-09-30¥4.6bn
Bankreportable segmentdepreciation2024-04-01 → 2024-09-30¥754m
Bankreportable segmentrevenue external2024-04-01 → 2024-09-30¥59.4bn
Bankreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥13m
Bankreportable segmentsegment assetsat 2024-09-30¥5.55T
Bankreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥14.1bn
Life Insurancereportable segmentcapex2024-04-01 → 2024-09-30¥4.4bn
Life Insurancereportable segmentdepreciation2024-04-01 → 2024-09-30¥5.6bn
Life Insurancereportable segmentrevenue external2024-04-01 → 2024-09-30¥1.13T
Life Insurancereportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥2.0bn
Life Insurancereportable segmentsegment assetsat 2024-09-30¥16.52T
Life Insurancereportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥9.7bn
—segment totalcapex2024-04-01 → 2024-09-30¥11.5bn
—segment totaldepreciation2024-04-01 → 2024-09-30¥8.6bn
—segment totalrevenue external2024-04-01 → 2024-09-30¥1.28T
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥2.0bn
—segment totalsegment assetsat 2024-09-30¥22.37T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥26.7bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥13.0bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥9.1bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥1.28T
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥2.0bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥22.41T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥26.8bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,263
ItemContextValueUnit
Deferred gains or losses on hedgesInterimInstant280000000JPY
Revaluation reserve for landPrior1YearInstant-2720000000JPY
Revaluation reserve for landInterimInstant-2720000000JPY
Remeasurements of defined benefit plansPrior1YearInstant2252000000JPY
Remeasurements of defined benefit plansInterimInstant2111000000JPY
Valuation and translation adjustmentsPrior1YearInstant-73287000000JPY
Valuation and translation adjustmentsInterimInstant-77551000000JPY
Subscription rights to sharesPrior1YearInstant16000000JPY
Subscription rights to sharesInterimInstant106000000JPY
Net assetsPrior1YearInstant669754000000JPY
Net assetsInterimInstant648113000000JPY
Liabilities and net assetsPrior1YearInstant23370923000000JPY
Liabilities and net assetsInterimInstant24106679000000JPY
Operating income insPrior1InterimDuration1283779000000JPY
Operating income insInterimDuration1532429000000JPY
Operating income life insurance oiPrior1InterimDuration1133471000000JPY
Operating income life insurance oiInterimDuration1368206000000JPY
Insurance premiums and other oiinsPrior1InterimDuration943526000000JPY
Insurance premiums and other oiinsInterimDuration912385000000JPY
Insurance premiums oiinsPrior1InterimDuration932296000000JPY
Insurance premiums oiinsInterimDuration884600000000JPY
Reinsurance premiums oiinsPrior1InterimDuration11229000000JPY
Reinsurance premiums oiinsInterimDuration27784000000JPY
Investment income oiinsPrior1InterimDuration177275000000JPY
Investment income oiinsInterimDuration443861000000JPY
Interest dividends and other income oiinsPrior1InterimDuration113742000000JPY
Interest dividends and other income oiinsInterimDuration112141000000JPY
Gain from money held in trust oiinsPrior1InterimDuration0JPY
Gain from money held in trust oiinsInterimDuration0JPY
Gain on sales of securities oiinsPrior1InterimDuration976000000JPY
Gain on sales of securities oiinsInterimDuration-JPY
Gain on redemption of securities oiinsPrior1InterimDuration0JPY
Gain on redemption of securities oiinsInterimDuration0JPY
Other investment income oiinsPrior1InterimDuration3000000JPY
Other investment income oiinsInterimDuration11000000JPY
Gain on separate accounts oiinsPrior1InterimDuration62552000000JPY
Gain on separate accounts oiinsInterimDuration331708000000JPY
Other operating income oiinsPrior1InterimDuration12670000000JPY
Other operating income oiinsInterimDuration11960000000JPY
Operating income assurance oiPrior1InterimDuration82448000000JPY
Operating income assurance oiInterimDuration93045000000JPY
Underwriting income oiinsPrior1InterimDuration81674000000JPY
Underwriting income oiinsInterimDuration92009000000JPY
Net premiums written oiinsPrior1InterimDuration81612000000JPY
Net premiums written oiinsInterimDuration91940000000JPY
Investment income from saving type insurance oiinsPrior1InterimDuration62000000JPY
Investment income from saving type insurance oiinsInterimDuration69000000JPY
Investment income oi assurancePrior1InterimDuration737000000JPY
Investment income oi assuranceInterimDuration993000000JPY
Interest and dividends income oiinsPrior1InterimDuration799000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2025-09-30pass
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2025-09-30pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · revenuenon_consolidated 2024-04-01/2024-09-30pass
statement vs summary · revenuenon_consolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass