Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-27
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 114
MetricValuePeriodScopeSource row
Ordinary income−¥19.4bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥44.9bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥25.7bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥54.4bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥31.2bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax−¥21.7bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥23.6bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)−¥17.5bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥78.8bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥17.8bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥41.2bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥20.0bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income−¥17.5bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥17.8bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥24.11Tat 2025-09-30Cons.Assets
Total assets¥23.37Tat 2025-03-31Cons.Assets
Total assets¥22.39Tat 2024-09-30Cons.Total assets (5-year summary)
Total assets¥22.08Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥21.06Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥23.46Tat 2025-09-30Cons.Liabilities
Total liabilities¥22.70Tat 2025-03-31Cons.Liabilities
Net assets / equity¥648.1bnat 2025-09-30Cons.Net assets
Net assets / equity¥669.8bnat 2025-03-31Cons.Net assets
Net assets / equity¥638.0bnat 2024-09-30Cons.Net assets
Net assets / equity¥594.0bnat 2024-03-31vCons.Net assets
Net assets / equity¥539.7bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥1.16Tat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥1.20Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥927.5bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥913.4bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥920.0bnat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥443.6bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥1.50T2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥671.2bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥782.9bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥409.5bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥482.0bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥1.20T2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥656.6bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥574.0bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥196.2bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥4.1bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥10.7bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥62m2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥53.1bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥50.5bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥-2.442025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥11.022024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥2.492024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥5.762023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥2.82023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥90.64at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥93.68at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥89.24at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥83.09at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥74.91at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio2.7%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio2.9%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio2.9%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio2.7%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio2.5%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees13,698at 2025-09-30Cons.Number of employees
Employees13,356at 2025-03-31Cons.Number of employees
Employees12,979at 2024-09-30Cons.Number of employees
Employees12,695at 2024-03-31vCons.Number of employees
Employees12,676at 2023-09-30dCons.Number of employees
Revenue¥1.7bn2025-04-01 → 2025-09-30StandaloneOperating revenue1
Revenue¥112.4bn2024-04-01 → 2025-03-31StandaloneOperating revenue1 (5-year summary)
Revenue¥24.1bn2024-04-01 → 2024-09-30StandaloneOperating revenue1
Revenue¥89.1bn2023-04-01 → 2024-03-31vStandaloneOperating revenue1 (5-year summary)
Revenue¥86.7bn2023-04-01 → 2023-09-30dStandaloneOperating revenue1 (5-year summary)
Operating income−¥1.5bn2025-04-01 → 2025-09-30StandaloneOperating income
Operating income¥21.8bn2024-04-01 → 2024-09-30StandaloneOperating income
Ordinary income−¥1.3bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥107.2bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥21.8bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥85.2bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥85.1bn2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax−¥1.4bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥21.8bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income−¥2.2bn2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥107.8bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥22.1bn2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥83.5bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥83.7bn2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥418.8bnat 2025-09-30StandaloneAssets
Total assets¥421.3bnat 2025-03-31StandaloneAssets
Total assets¥344.8bnat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥323.3bnat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥322.9bnat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥13.5bnat 2025-09-30StandaloneLiabilities
Total liabilities¥13.9bnat 2025-03-31StandaloneLiabilities
Net assets / equity¥405.3bnat 2025-09-30StandaloneNet assets
Net assets / equity¥407.4bnat 2025-03-31StandaloneNet assets
Net assets / equity¥321.6bnat 2024-09-30StandaloneNet assets
Net assets / equity¥299.6bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥299.8bnat 2023-09-30dStandaloneNet assets (5-year summary)
Cash and deposits¥172.5bnat 2025-09-30StandaloneCash and deposits
Cash and deposits¥173.6bnat 2025-03-31StandaloneCash and deposits
Equity ratio96.8%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio96.7%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio93.3%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio92.7%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio92.8%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued7,149,358,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued435,100,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued435,100,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued435,100,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued435,100,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees250at 2025-09-30StandaloneNumber of employees
Employees215at 2025-03-31StandaloneNumber of employees
Employees195at 2024-09-30StandaloneNumber of employees
Employees180at 2024-03-31vStandaloneNumber of employees
Employees168at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 72
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2025-04-01 → 2025-09-30¥1.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2025-04-01 → 2025-09-30¥560m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2025-09-30¥8.8bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥1m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-09-30¥38.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2025-09-30−¥415m
Assurancereportable segmentcapex2025-04-01 → 2025-09-30¥3.6bn
Assurancereportable segmentdepreciation2025-04-01 → 2025-09-30¥2.4bn
Assurancereportable segmentrevenue external2025-04-01 → 2025-09-30¥93.0bn
Assurancereportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥17m
Assurancereportable segmentsegment assetsat 2025-09-30¥332.9bn
Assurancereportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥6.1bn
Bankreportable segmentcapex2025-04-01 → 2025-09-30¥2.9bn
Bankreportable segmentdepreciation2025-04-01 → 2025-09-30¥1.3bn
Bankreportable segmentrevenue external2025-04-01 → 2025-09-30¥62.4bn
Bankreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥22m
Bankreportable segmentsegment assetsat 2025-09-30¥6.08T
Bankreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥8.1bn
Life Insurancereportable segmentcapex2025-04-01 → 2025-09-30¥4.9bn
Life Insurancereportable segmentdepreciation2025-04-01 → 2025-09-30¥5.7bn
Life Insurancereportable segmentrevenue external2025-04-01 → 2025-09-30¥1.37T
Life Insurancereportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥1.6bn
Life Insurancereportable segmentsegment assetsat 2025-09-30¥17.66T
Life Insurancereportable segmentsegment ordinary income2025-04-01 → 2025-09-30−¥31.8bn
—segment totalcapex2025-04-01 → 2025-09-30¥11.3bn
—segment totaldepreciation2025-04-01 → 2025-09-30¥9.4bn
—segment totalrevenue external2025-04-01 → 2025-09-30¥1.52T
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥1.6bn
—segment totalsegment assetsat 2025-09-30¥24.07T
—segment totalsegment ordinary income2025-04-01 → 2025-09-30−¥17.6bn
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2025-09-30¥12.7bn
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2025-09-30¥10.0bn
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2025-09-30¥1.53T
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2025-09-30¥1.6bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥24.11T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30−¥18.0bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2024-09-30¥1.5bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2024-09-30¥506m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥8.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥0
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥36.9bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30¥15m
Assurancereportable segmentcapex2024-04-01 → 2024-09-30¥2.5bn
Assurancereportable segmentdepreciation2024-04-01 → 2024-09-30¥2.2bn
Assurancereportable segmentrevenue external2024-04-01 → 2024-09-30¥82.4bn
Assurancereportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥10m
Assurancereportable segmentsegment assetsat 2024-09-30¥308.8bn
Assurancereportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥2.9bn
Bankreportable segmentcapex2024-04-01 → 2024-09-30¥4.6bn
Bankreportable segmentdepreciation2024-04-01 → 2024-09-30¥754m
Bankreportable segmentrevenue external2024-04-01 → 2024-09-30¥59.4bn
Bankreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥13m
Bankreportable segmentsegment assetsat 2024-09-30¥5.55T
Bankreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥14.1bn
Life Insurancereportable segmentcapex2024-04-01 → 2024-09-30¥4.4bn
Life Insurancereportable segmentdepreciation2024-04-01 → 2024-09-30¥5.6bn
Life Insurancereportable segmentrevenue external2024-04-01 → 2024-09-30¥1.13T
Life Insurancereportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥2.0bn
Life Insurancereportable segmentsegment assetsat 2024-09-30¥16.52T
Life Insurancereportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥9.7bn
—segment totalcapex2024-04-01 → 2024-09-30¥11.5bn
—segment totaldepreciation2024-04-01 → 2024-09-30¥8.6bn
—segment totalrevenue external2024-04-01 → 2024-09-30¥1.28T
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥2.0bn
—segment totalsegment assetsat 2024-09-30¥22.37T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥26.7bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥13.0bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥9.1bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥1.28T
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥2.0bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥22.41T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥26.8bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,263
ItemContextValueUnit
Number of shares heldInterimInstant_No1MajorShareholdersMember7149358214
Shareholding ratioInterimInstant_No1MajorShareholdersMember1.0000
Number of shares heldInterimInstant7149358214
Shareholding ratioInterimInstant1.0000
Number of shares issued shares voting rightsInterimInstant_SharesWithNoVotingRightsMember-
Number of shares issued shares voting rightsInterimInstant_SharesWithRestrictedVotingRightsTreasurySharesEtcMember-
Number of shares issued shares voting rightsInterimInstant_SharesWithRestrictedVotingRightsOtherMember-
Number of voting rights issued shares voting rightsInterimInstant_SharesWithRestrictedVotingRightsOtherMember-
Number of shares issued shares voting rightsInterimInstant_OrdinarySharesTreasurySharesSharesWithFullVotingRightsTreasurySharesEtcMember-
Number of voting rights issued shares voting rightsInterimInstant_OrdinarySharesSharesWithFullVotingRightsOtherMember71493582
Number of shares issued shares voting rightsInterimInstant_OrdinarySharesSharesWithFullVotingRightsOtherMember7149358200
Number of shares issued shares voting rightsInterimInstant_OrdinarySharesSharesLessThanOneUnitMember14
Number of shares issued shares voting rightsInterimInstant7149358214
Number of voting rights issued shares voting rightsInterimInstant71493582
Number of male directors and other officersFilingDateInstant13
Number of female directors and other officersFilingDateInstant3
Ratio of female directors and other officersFilingDateInstant0.19
Cash and deposits assets insPrior1YearInstant956268000000JPY
Cash and deposits assets insInterimInstant845972000000JPY
Call loans and bills bought assets bnkPrior1YearInstant260008000000JPY
Call loans and bills bought assets bnkInterimInstant324096000000JPY
Monetary receivables purchased assets insPrior1YearInstant27416000000JPY
Monetary receivables purchased assets insInterimInstant39942000000JPY
Money held in trust assets insPrior1YearInstant39917000000JPY
Money held in trust assets insInterimInstant38319000000JPY
Securities assets insPrior1YearInstant17528295000000JPY
Securities assets insInterimInstant18299562000000JPY
Loans and bills discounted assets bnkPrior1YearInstant3899036000000JPY
Loans and bills discounted assets bnkInterimInstant3875272000000JPY
Property plant and equipmentPrior1YearInstant104694000000JPY
Property plant and equipmentInterimInstant105246000000JPY
Intangible assetsPrior1YearInstant76612000000JPY
Intangible assetsInterimInstant78238000000JPY
Reinsurance accounts receivable assets insPrior1YearInstant20029000000JPY
Reinsurance accounts receivable assets insInterimInstant33133000000JPY
Foreign exchanges assets bnkPrior1YearInstant2183000000JPY
Foreign exchanges assets bnkInterimInstant2252000000JPY
Other assets assets insPrior1YearInstant298736000000JPY
Other assets assets insInterimInstant296993000000JPY
Net defined benefit assetPrior1YearInstant10146000000JPY
Net defined benefit assetInterimInstant10332000000JPY
Deferred tax assetsPrior1YearInstant149340000000JPY
Deferred tax assetsInterimInstant159103000000JPY
Allowance for doubtful accounts assets insPrior1YearInstant-1764000000JPY
Allowance for doubtful accounts assets insInterimInstant-1788000000JPY
AssetsPrior1YearInstant23370923000000JPY
AssetsInterimInstant24106679000000JPY
Reserve for insurance policy liabilities liabilities insPrior1YearInstant15834196000000JPY
Reserve for insurance policy liabilities liabilities insInterimInstant16469448000000JPY
Outstanding claims liabilities insPrior1YearInstant116280000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2025-09-30pass
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2025-09-30pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · revenuenon_consolidated 2024-04-01/2024-09-30pass
statement vs summary · revenuenon_consolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass