Annual report
8585.TEDINET S100YCKH
Period2025-04-01 → 2026-03-31
Filed2026-06-17
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 162
| Metric | Value | Period | Scope | Source row |
|---|---|---|---|---|
| Revenue | ¥247.6bn | 2025-04-01 → 2026-03-31 | Cons. | Operating revenue1 |
| Revenue | ¥233.1bn | 2025-04-01 → 2026-03-31 | Cons. | Operating revenues |
| Revenue | ¥245.3bn | 2024-04-01 → 2025-03-31 | Cons. | Operating revenue1 |
| Revenue | ¥231.6bn | 2024-04-01 → 2025-03-31 | Cons. | Operating revenues |
| Revenue | ¥229.1bn | 2023-04-01 → 2024-03-31v | Cons. | Operating revenue1 (5-year summary) |
| Revenue | ¥227.7bn | 2022-04-01 → 2023-03-31v | Cons. | Operating revenue1 (5-year summary) |
| Revenue | ¥229.8bn | 2021-04-01 → 2022-03-31v | Cons. | Operating revenue1 (5-year summary) |
| Operating income | ¥14.4bn | 2025-04-01 → 2026-03-31 | Cons. | Operating income |
| Operating income | ¥12.3bn | 2024-04-01 → 2025-03-31 | Cons. | Operating income |
| Ordinary income | ¥14.4bn | 2025-04-01 → 2026-03-31 | Cons. | Ordinary income |
| Ordinary income | ¥12.3bn | 2024-04-01 → 2025-03-31 | Cons. | Ordinary income |
| Ordinary income | ¥16.1bn | 2023-04-01 → 2024-03-31v | Cons. | Ordinary income loss (5-year summary) |
| Ordinary income | ¥23.1bn | 2022-04-01 → 2023-03-31v | Cons. | Ordinary income loss (5-year summary) |
| Ordinary income | ¥29.0bn | 2021-04-01 → 2022-03-31v | Cons. | Ordinary income loss (5-year summary) |
| Profit before tax | ¥14.2bn | 2025-04-01 → 2026-03-31 | Cons. | Income before income taxes |
| Profit before tax | ¥23.1bn | 2024-04-01 → 2025-03-31 | Cons. | Income before income taxes |
| Net income (owners) | ¥12.9bn | 2025-04-01 → 2026-03-31 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥13.9bn | 2024-04-01 → 2025-03-31 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥12.6bn | 2023-04-01 → 2024-03-31v | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income (owners) | ¥19.0bn | 2022-04-01 → 2023-03-31v | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income (owners) | ¥19.5bn | 2021-04-01 → 2022-03-31v | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income | ¥12.2bn | 2025-04-01 → 2026-03-31 | Cons. | Profit loss |
| Net income | ¥13.5bn | 2024-04-01 → 2025-03-31 | Cons. | Profit loss |
| Total assets | ¥2.84T | at 2026-03-31 | Cons. | Assets |
| Total assets | ¥2.88T | at 2025-03-31 | Cons. | Assets |
| Total assets | ¥3.15T | at 2024-03-31v | Cons. | Total assets (5-year summary) |
| Total assets | ¥2.41T | at 2023-03-31v | Cons. | Total assets (5-year summary) |
| Total assets | ¥2.47T | at 2022-03-31v | Cons. | Total assets (5-year summary) |
| Total liabilities | ¥2.59T | at 2026-03-31 | Cons. | Liabilities |
| Total liabilities | ¥2.64T | at 2025-03-31 | Cons. | Liabilities |
| Net assets / equity | ¥257.2bn | at 2026-03-31 | Cons. | Net assets |
| Net assets / equity | ¥246.6bn | at 2025-03-31 | Cons. | Net assets |
| Net assets / equity | ¥245.7bn | at 2024-03-31v | Cons. | Net assets |
| Net assets / equity | ¥229.8bn | at 2023-03-31v | Cons. | Net assets (5-year summary) |
| Net assets / equity | ¥216.8bn | at 2022-03-31v | Cons. | Net assets (5-year summary) |
| Cash and deposits | ¥154.6bn | at 2026-03-31 | Cons. | Cash and deposits |
| Cash and deposits | ¥216.8bn | at 2025-03-31 | Cons. | Cash and deposits |
| Cash & equivalents | ¥154.6bn | at 2026-03-31 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥216.8bn | at 2025-03-31 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥479.4bn | at 2024-03-31v | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥339.8bn | at 2023-03-31v | Cons. | Cash and cash equivalents (5-year summary) |
| Cash & equivalents | ¥408.2bn | at 2022-03-31v | Cons. | Cash and cash equivalents (5-year summary) |
| Operating cash flow | ¥22.1bn | 2025-04-01 → 2026-03-31 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | ¥2.6bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | −¥43.5bn | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Operating cash flow | ¥32.2bn | 2022-04-01 → 2023-03-31v | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Operating cash flow | ¥81.8bn | 2021-04-01 → 2022-03-31v | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Investing cash flow | −¥21.2bn | 2025-04-01 → 2026-03-31 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | −¥13.3bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | −¥44.5bn | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Investing cash flow | −¥20.3bn | 2022-04-01 → 2023-03-31v | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Investing cash flow | −¥19.0bn | 2021-04-01 → 2022-03-31v | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Financing cash flow | −¥68.0bn | 2025-04-01 → 2026-03-31 | Cons. | Net cash provided by used in financing activities |
| Financing cash flow | −¥252.0bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in financing activities |
| Financing cash flow | ¥221.6bn | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in financing activities (5-year summary) |
| Financing cash flow | −¥80.7bn | 2022-04-01 → 2023-03-31v | Cons. | Net cash provided by used in financing activities (5-year summary) |
| Financing cash flow | −¥40.1bn | 2021-04-01 → 2022-03-31v | Cons. | Net cash provided by used in financing activities (5-year summary) |
| EPS (basic) | ¥75.3 | 2025-04-01 → 2026-03-31 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥81.45 | 2024-04-01 → 2025-03-31 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥73.3 | 2023-04-01 → 2024-03-31v | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥110.92 | 2022-04-01 → 2023-03-31v | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥105.54 | 2021-04-01 → 2022-03-31v | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (diluted) | ¥75.3 | 2025-04-01 → 2026-03-31 | Cons. | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥81.45 | 2024-04-01 → 2025-03-31 | Cons. | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥73.29 | 2023-04-01 → 2024-03-31v | Cons. | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥110.92 | 2022-04-01 → 2023-03-31v | Cons. | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥105.54 | 2021-04-01 → 2022-03-31v | Cons. | Diluted earnings per share (5-year summary) |
| Net assets per share | ¥1,463.12 | at 2026-03-31 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,397.9 | at 2025-03-31 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,388.79 | at 2024-03-31v | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,324.44 | at 2023-03-31v | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,249.79 | at 2022-03-31v | Cons. | Net assets per share (5-year summary) |
| Equity ratio | 8.8% | at 2026-03-31 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 8.3% | at 2025-03-31 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 7.6% | at 2024-03-31v | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 9.4% | at 2023-03-31v | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 8.7% | at 2022-03-31v | Cons. | Equity to asset ratio (5-year summary) |
| ROE | 5.3% | 2025-04-01 → 2026-03-31 | Cons. | Rate of return on equity (5-year summary) |
| ROE | 5.8% | 2024-04-01 → 2025-03-31 | Cons. | Rate of return on equity (5-year summary) |
| ROE | 5.4% | 2023-04-01 → 2024-03-31v | Cons. | Rate of return on equity (5-year summary) |
| ROE | 8.6% | 2022-04-01 → 2023-03-31v | Cons. | Rate of return on equity (5-year summary) |
| ROE | 8.8% | 2021-04-01 → 2022-03-31v | Cons. | Rate of return on equity (5-year summary) |
| Employees | 6,411 | at 2026-03-31 | Cons. | Number of employees |
| Employees | 6,683 | at 2025-03-31 | Cons. | Number of employees |
| Employees | 6,729 | at 2024-03-31v | Cons. | Number of employees |
| Employees | 6,098 | at 2023-03-31v | Cons. | Number of employees |
| Employees | 6,084 | at 2022-03-31v | Cons. | Number of employees |
| Revenue | ¥188.1bn | 2025-04-01 → 2026-03-31 | Standalone | Operating revenue1 |
| Revenue | ¥179.5bn | 2025-04-01 → 2026-03-31 | Standalone | Operating revenues |
| Revenue | ¥183.6bn | 2024-04-01 → 2025-03-31 | Standalone | Operating revenue1 |
| Revenue | ¥176.2bn | 2024-04-01 → 2025-03-31 | Standalone | Operating revenues |
| Revenue | ¥187.9bn | 2023-04-01 → 2024-03-31v | Standalone | Operating revenue1 (5-year summary) |
| Revenue | ¥190.9bn | 2022-04-01 → 2023-03-31v | Standalone | Operating revenue1 (5-year summary) |
| Revenue | ¥199.4bn | 2021-04-01 → 2022-03-31v | Standalone | Operating revenue1 (5-year summary) |
| Operating income | ¥9.0bn | 2025-04-01 → 2026-03-31 | Standalone | Operating income |
| Operating income | ¥9.0bn | 2024-04-01 → 2025-03-31 | Standalone | Operating income |
| Ordinary income | ¥9.0bn | 2025-04-01 → 2026-03-31 | Standalone | Ordinary income |
| Ordinary income | ¥9.0bn | 2024-04-01 → 2025-03-31 | Standalone | Ordinary income |
| Ordinary income | ¥16.5bn | 2023-04-01 → 2024-03-31v | Standalone | Ordinary income loss (5-year summary) |
| Ordinary income | ¥13.6bn | 2022-04-01 → 2023-03-31v | Standalone | Ordinary income loss (5-year summary) |
| Ordinary income | ¥20.1bn | 2021-04-01 → 2022-03-31v | Standalone | Ordinary income loss (5-year summary) |
| Profit before tax | ¥7.7bn | 2025-04-01 → 2026-03-31 | Standalone | Income before income taxes |
| Profit before tax | ¥19.8bn | 2024-04-01 → 2025-03-31 | Standalone | Income before income taxes |
| Net income | ¥9.6bn | 2025-04-01 → 2026-03-31 | Standalone | Profit loss |
| Net income | ¥15.0bn | 2024-04-01 → 2025-03-31 | Standalone | Profit loss |
| Net income | ¥11.4bn | 2023-04-01 → 2024-03-31v | Standalone | Net income loss (5-year summary) |
| Net income | ¥13.4bn | 2022-04-01 → 2023-03-31v | Standalone | Net income loss (5-year summary) |
| Net income | ¥14.8bn | 2021-04-01 → 2022-03-31v | Standalone | Net income loss (5-year summary) |
| Total assets | ¥2.42T | at 2026-03-31 | Standalone | Assets |
| Total assets | ¥2.40T | at 2025-03-31 | Standalone | Assets |
| Total assets | ¥2.52T | at 2024-03-31v | Standalone | Total assets (5-year summary) |
| Total assets | ¥2.24T | at 2023-03-31v | Standalone | Total assets (5-year summary) |
| Total assets | ¥2.35T | at 2022-03-31v | Standalone | Total assets (5-year summary) |
| Total liabilities | ¥2.22T | at 2026-03-31 | Standalone | Liabilities |
| Total liabilities | ¥2.20T | at 2025-03-31 | Standalone | Liabilities |
| Net assets / equity | ¥204.3bn | at 2026-03-31 | Standalone | Net assets |
| Net assets / equity | ¥200.8bn | at 2025-03-31 | Standalone | Net assets |
| Net assets / equity | ¥193.6bn | at 2024-03-31v | Standalone | Net assets |
| Net assets / equity | ¥189.9bn | at 2023-03-31v | Standalone | Net assets (5-year summary) |
| Net assets / equity | ¥181.8bn | at 2022-03-31v | Standalone | Net assets (5-year summary) |
| Cash and deposits | ¥140.3bn | at 2026-03-31 | Standalone | Cash and deposits |
| Cash and deposits | ¥204.3bn | at 2025-03-31 | Standalone | Cash and deposits |
| EPS (basic) | ¥56.05 | 2025-04-01 → 2026-03-31 | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥87.71 | 2024-04-01 → 2025-03-31 | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥66.25 | 2023-04-01 → 2024-03-31v | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥78.19 | 2022-04-01 → 2023-03-31v | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥78.28 | 2021-04-01 → 2022-03-31v | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (diluted) | ¥56.05 | 2025-04-01 → 2026-03-31 | Standalone | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥87.71 | 2024-04-01 → 2025-03-31 | Standalone | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥66.25 | 2023-04-01 → 2024-03-31v | Standalone | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥78.19 | 2022-04-01 → 2023-03-31v | Standalone | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥78.27 | 2021-04-01 → 2022-03-31v | Standalone | Diluted earnings per share (5-year summary) |
| Dividend per share | ¥40 | 2025-04-01 → 2026-03-31 | Standalone | Dividend paid per share (5-year summary) |
| Dividend per share | ¥40 | 2024-04-01 → 2025-03-31 | Standalone | Dividend paid per share (5-year summary) |
| Dividend per share | ¥40 | 2023-04-01 → 2024-03-31v | Standalone | Dividend paid per share (5-year summary) |
| Dividend per share | ¥40 | 2022-04-01 → 2023-03-31v | Standalone | Dividend paid per share (5-year summary) |
| Dividend per share | ¥3 | 2021-04-01 → 2022-03-31v | Standalone | Dividend paid per share (5-year summary) |
| Net assets per share | ¥1,193.42 | at 2026-03-31 | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥1,172.63 | at 2025-03-31 | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥1,128.71 | at 2024-03-31v | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥1,107.12 | at 2023-03-31v | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥1,058.98 | at 2022-03-31v | Standalone | Net assets per share (5-year summary) |
| Equity ratio | 8.4% | at 2026-03-31 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 8.4% | at 2025-03-31 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 7.7% | at 2024-03-31v | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 8.5% | at 2023-03-31v | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 7.7% | at 2022-03-31v | Standalone | Equity to asset ratio (5-year summary) |
| ROE | 4.7% | 2025-04-01 → 2026-03-31 | Standalone | Rate of return on equity (5-year summary) |
| ROE | 7.6% | 2024-04-01 → 2025-03-31 | Standalone | Rate of return on equity (5-year summary) |
| ROE | 5.9% | 2023-04-01 → 2024-03-31v | Standalone | Rate of return on equity (5-year summary) |
| ROE | 7.2% | 2022-04-01 → 2023-03-31v | Standalone | Rate of return on equity (5-year summary) |
| ROE | 7.9% | 2021-04-01 → 2022-03-31v | Standalone | Rate of return on equity (5-year summary) |
| Shares issued | 171,888,000 | at 2026-03-31 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 171,882,000 | at 2025-03-31 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 171,882,000 | at 2024-03-31v | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 171,882,000 | at 2023-03-31v | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 1,718,747,000 | at 2022-03-31v | Standalone | Total number of issued shares (5-year summary) |
| Employees | 3,866 | at 2026-03-31 | Standalone | Number of employees |
| Employees | 3,970 | at 2025-03-31 | Standalone | Number of employees |
| Employees | 4,045 | at 2024-03-31v | Standalone | Number of employees |
| Employees | 4,133 | at 2023-03-31v | Standalone | Number of employees |
| Employees | 4,247 | at 2022-03-31v | Standalone | Number of employees |
Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.
Segments · 75
| Segment | Item | Period | Value |
|---|---|---|---|
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue | 2025-04-01 → 2026-03-31 | ¥16.7bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue external | 2025-04-01 → 2026-03-31 | ¥8.4bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue intersegment | 2025-04-01 → 2026-03-31 | ¥8.4bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | segment assets | at 2026-03-31 | ¥79.9bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | segment profit | 2025-04-01 → 2026-03-31 | ¥3.0bn |
| Bank Loan Guaranteereportable segment | revenue | 2025-04-01 → 2026-03-31 | ¥37.6bn |
| Bank Loan Guaranteereportable segment | revenue external | 2025-04-01 → 2026-03-31 | ¥37.6bn |
| Bank Loan Guaranteereportable segment | segment assets | at 2026-03-31 | ¥1.51T |
| Bank Loan Guaranteereportable segment | segment profit | 2025-04-01 → 2026-03-31 | ¥20.9bn |
| Credit Cards And Direct Cash Loansreportable segment | revenue | 2025-04-01 → 2026-03-31 | ¥71.6bn |
| Credit Cards And Direct Cash Loansreportable segment | revenue external | 2025-04-01 → 2026-03-31 | ¥71.6bn |
| Credit Cards And Direct Cash Loansreportable segment | segment assets | at 2026-03-31 | ¥604.6bn |
| Credit Cards And Direct Cash Loansreportable segment | segment profit | 2025-04-01 → 2026-03-31 | ¥60.0bn |
| Installment Creditreportable segment | revenue | 2025-04-01 → 2026-03-31 | ¥77.0bn |
| Installment Creditreportable segment | revenue external | 2025-04-01 → 2026-03-31 | ¥77.0bn |
| Installment Creditreportable segment | revenue intersegment | 2025-04-01 → 2026-03-31 | ¥4m |
| Installment Creditreportable segment | segment assets | at 2026-03-31 | ¥4.08T |
| Installment Creditreportable segment | segment profit | 2025-04-01 → 2026-03-31 | ¥38.8bn |
| Main Businessesreportable segment | employees | at 2026-03-31 | 5650 pure |
| Overseasreportable segment | revenue | 2025-04-01 → 2026-03-31 | ¥12.5bn |
| Overseasreportable segment | revenue external | 2025-04-01 → 2026-03-31 | ¥12.5bn |
| Overseasreportable segment | segment assets | at 2026-03-31 | ¥124.6bn |
| Overseasreportable segment | segment profit | 2025-04-01 → 2026-03-31 | −¥2.2bn |
| Settlement And Guaranteereportable segment | revenue | 2025-04-01 → 2026-03-31 | ¥26.0bn |
| Settlement And Guaranteereportable segment | revenue external | 2025-04-01 → 2026-03-31 | ¥26.0bn |
| Settlement And Guaranteereportable segment | revenue intersegment | 2025-04-01 → 2026-03-31 | ¥0 |
| Settlement And Guaranteereportable segment | segment assets | at 2026-03-31 | ¥152.5bn |
| Settlement And Guaranteereportable segment | segment profit | 2025-04-01 → 2026-03-31 | ¥11.7bn |
| —segment total | revenue | 2025-04-01 → 2026-03-31 | ¥224.7bn |
| —segment total | revenue external | 2025-04-01 → 2026-03-31 | ¥224.7bn |
| —segment total | revenue intersegment | 2025-04-01 → 2026-03-31 | ¥4m |
| —segment total | segment assets | at 2026-03-31 | ¥6.47T |
| —segment total | segment profit | 2025-04-01 → 2026-03-31 | ¥129.2bn |
| Total Of Reportable Segments And Otherssegment total | revenue | 2025-04-01 → 2026-03-31 | ¥241.5bn |
| Total Of Reportable Segments And Otherssegment total | revenue external | 2025-04-01 → 2026-03-31 | ¥233.1bn |
| Total Of Reportable Segments And Otherssegment total | revenue intersegment | 2025-04-01 → 2026-03-31 | ¥8.4bn |
| Total Of Reportable Segments And Otherssegment total | segment assets | at 2026-03-31 | ¥6.55T |
| Total Of Reportable Segments And Otherssegment total | segment profit | 2025-04-01 → 2026-03-31 | ¥132.1bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue | 2024-04-01 → 2025-03-31 | ¥15.6bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue external | 2024-04-01 → 2025-03-31 | ¥8.4bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue intersegment | 2024-04-01 → 2025-03-31 | ¥7.2bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | segment assets | at 2025-03-31 | ¥74.2bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | segment profit | 2024-04-01 → 2025-03-31 | ¥4.1bn |
| Bank Loan Guaranteereportable segment | revenue | 2024-04-01 → 2025-03-31 | ¥35.0bn |
| Bank Loan Guaranteereportable segment | revenue external | 2024-04-01 → 2025-03-31 | ¥35.0bn |
| Bank Loan Guaranteereportable segment | segment assets | at 2025-03-31 | ¥1.35T |
| Bank Loan Guaranteereportable segment | segment profit | 2024-04-01 → 2025-03-31 | ¥19.3bn |
| Credit Cards And Direct Cash Loansreportable segment | revenue | 2024-04-01 → 2025-03-31 | ¥70.0bn |
| Credit Cards And Direct Cash Loansreportable segment | revenue external | 2024-04-01 → 2025-03-31 | ¥70.0bn |
| Credit Cards And Direct Cash Loansreportable segment | segment assets | at 2025-03-31 | ¥594.0bn |
| Credit Cards And Direct Cash Loansreportable segment | segment profit | 2024-04-01 → 2025-03-31 | ¥58.1bn |
| Installment Creditreportable segment | revenue | 2024-04-01 → 2025-03-31 | ¥78.2bn |
| Installment Creditreportable segment | revenue external | 2024-04-01 → 2025-03-31 | ¥78.2bn |
| Installment Creditreportable segment | revenue intersegment | 2024-04-01 → 2025-03-31 | ¥2m |
| Installment Creditreportable segment | segment assets | at 2025-03-31 | ¥4.09T |
| Installment Creditreportable segment | segment profit | 2024-04-01 → 2025-03-31 | ¥39.8bn |
| Overseasreportable segment | revenue | 2024-04-01 → 2025-03-31 | ¥14.9bn |
| Overseasreportable segment | revenue external | 2024-04-01 → 2025-03-31 | ¥14.9bn |
| Overseasreportable segment | segment assets | at 2025-03-31 | ¥160.1bn |
| Overseasreportable segment | segment profit | 2024-04-01 → 2025-03-31 | −¥4.5bn |
| Settlement And Guaranteereportable segment | revenue | 2024-04-01 → 2025-03-31 | ¥25.0bn |
| Settlement And Guaranteereportable segment | revenue external | 2024-04-01 → 2025-03-31 | ¥25.0bn |
| Settlement And Guaranteereportable segment | revenue intersegment | 2024-04-01 → 2025-03-31 | ¥0 |
| Settlement And Guaranteereportable segment | segment assets | at 2025-03-31 | ¥149.6bn |
| Settlement And Guaranteereportable segment | segment profit | 2024-04-01 → 2025-03-31 | ¥11.6bn |
| —segment total | revenue | 2024-04-01 → 2025-03-31 | ¥223.2bn |
| —segment total | revenue external | 2024-04-01 → 2025-03-31 | ¥223.2bn |
| —segment total | revenue intersegment | 2024-04-01 → 2025-03-31 | ¥3m |
| —segment total | segment assets | at 2025-03-31 | ¥6.34T |
| —segment total | segment profit | 2024-04-01 → 2025-03-31 | ¥124.3bn |
| Total Of Reportable Segments And Otherssegment total | revenue | 2024-04-01 → 2025-03-31 | ¥238.8bn |
| Total Of Reportable Segments And Otherssegment total | revenue external | 2024-04-01 → 2025-03-31 | ¥231.6bn |
| Total Of Reportable Segments And Otherssegment total | revenue intersegment | 2024-04-01 → 2025-03-31 | ¥7.2bn |
| Total Of Reportable Segments And Otherssegment total | segment assets | at 2025-03-31 | ¥6.42T |
| Total Of Reportable Segments And Otherssegment total | segment profit | 2024-04-01 → 2025-03-31 | ¥128.4bn |
Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.
All source rows · 1,968
| Item | Context | Value | Unit |
|---|---|---|---|
| Collection of long term loans receivable inv cf | Prior1YearDuration | 2820000000 | JPY |
| Collection of long term loans receivable inv cf | CurrentYearDuration | 2139000000 | JPY |
| Purchase of long term prepaid expenses inv cf | Prior1YearDuration | -1632000000 | JPY |
| Purchase of long term prepaid expenses inv cf | CurrentYearDuration | -1327000000 | JPY |
| Other net inv cf | Prior1YearDuration | -1647000000 | JPY |
| Other net inv cf | CurrentYearDuration | -1883000000 | JPY |
| Net cash provided by used in investment activities | Prior1YearDuration | -13305000000 | JPY |
| Net cash provided by used in investment activities | CurrentYearDuration | -21164000000 | JPY |
| Net increase decrease in short term loans payable fin cf | Prior1YearDuration | -321372000000 | JPY |
| Net increase decrease in short term loans payable fin cf | CurrentYearDuration | -25585000000 | JPY |
| Net increase decrease in commercial papers fin cf | Prior1YearDuration | -56800000000 | JPY |
| Net increase decrease in commercial papers fin cf | CurrentYearDuration | 5900000000 | JPY |
| Proceeds from long term loans payable fin cf | Prior1YearDuration | 416254000000 | JPY |
| Proceeds from long term loans payable fin cf | CurrentYearDuration | 400827000000 | JPY |
| Repayment of long term loans payable fin cf | Prior1YearDuration | -399079000000 | JPY |
| Repayment of long term loans payable fin cf | CurrentYearDuration | -412681000000 | JPY |
| Proceeds from issuance of bonds fin cf | Prior1YearDuration | 54720000000 | JPY |
| Proceeds from issuance of bonds fin cf | CurrentYearDuration | 39785000000 | JPY |
| Redemption of bonds fin cf | Prior1YearDuration | -40000000000 | JPY |
| Redemption of bonds fin cf | CurrentYearDuration | -40000000000 | JPY |
| Proceeds from long term debt receivable securitization fin cf | Prior1YearDuration | 243545000000 | JPY |
| Proceeds from long term debt receivable securitization fin cf | CurrentYearDuration | － | JPY |
| Repayments of long term debt receivable securitization fin cf | Prior1YearDuration | -141349000000 | JPY |
| Repayments of long term debt receivable securitization fin cf | CurrentYearDuration | -28279000000 | JPY |
| Purchase of treasury stock fin cf | Prior1YearDuration | -615000000 | JPY |
| Purchase of treasury stock fin cf | CurrentYearDuration | -107000000 | JPY |
| Cash dividends paid fin cf | Prior1YearDuration | -6883000000 | JPY |
| Cash dividends paid fin cf | CurrentYearDuration | -6871000000 | JPY |
| Payments from changes in ownership interests in subsidiaries that do not result in change in scope of consolidation fin cf | Prior1YearDuration | － | JPY |
| Payments from changes in ownership interests in subsidiaries that do not result in change in scope of consolidation fin cf | CurrentYearDuration | -571000000 | JPY |
| Other net fin cf | Prior1YearDuration | -452000000 | JPY |
| Other net fin cf | CurrentYearDuration | -455000000 | JPY |
| Net cash provided by used in financing activities | Prior1YearDuration | -252030000000 | JPY |
| Net cash provided by used in financing activities | CurrentYearDuration | -68039000000 | JPY |
| Effect of exchange rate change on cash and cash equivalents | Prior1YearDuration | 161000000 | JPY |
| Effect of exchange rate change on cash and cash equivalents | CurrentYearDuration | 371000000 | JPY |
| Net increase decrease in cash and cash equivalents | Prior1YearDuration | -262555000000 | JPY |
| Net increase decrease in cash and cash equivalents | CurrentYearDuration | -66707000000 | JPY |
| Cash and cash equivalents | Prior2YearInstant | 479360000000 | JPY |
| Cash and cash equivalents | Prior1YearInstant | 216805000000 | JPY |
| Increase decrease in cash and cash equivalents resulting from change in accounting period of subsidiaries | Prior1YearDuration | － | JPY |
| Increase decrease in cash and cash equivalents resulting from change in accounting period of subsidiaries | CurrentYearDuration | 4481000000 | JPY |
| Cash and cash equivalents | Prior1YearInstant | 216805000000 | JPY |
| Cash and cash equivalents | CurrentYearInstant | 154579000000 | JPY |
| Number of consolidated subsidiaries | CurrentYearInstant | 18 | |
| Number of associates accounted for using equity method | CurrentYearInstant | 4 | |
| Provision of allowance for doubtful accounts sga | Prior1YearDuration | 50277000000 | JPY |
| Provision of allowance for doubtful accounts sga | CurrentYearDuration | 45321000000 | JPY |
| Employees salaries and allowances sga | Prior1YearDuration | 34307000000 | JPY |
| Employees salaries and allowances sga | CurrentYearDuration | 35865000000 | JPY |
Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.
Data checks · 24 of 24 passed
| balance sheet identity | pass rounding |
| balance sheet identity | pass |
| balance sheet identity | pass |
| balance sheet identity | pass rounding |
| dei present | pass |
| period resolution | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net income attributable to parent | pass |
| statement vs summary · net income attributable to parent | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · revenue | pass |
| statement vs summary · revenue | pass |
| statement vs summary · revenue | pass |
| statement vs summary · revenue | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |