Annual report
8585.TEDINET S100YCKH
Period2025-04-01 → 2026-03-31
Filed2026-06-17
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 162
| Metric | Value | Period | Scope | Source row |
|---|---|---|---|---|
| Revenue | ¥247.6bn | 2025-04-01 → 2026-03-31 | Cons. | Operating revenue1 |
| Revenue | ¥233.1bn | 2025-04-01 → 2026-03-31 | Cons. | Operating revenues |
| Revenue | ¥245.3bn | 2024-04-01 → 2025-03-31 | Cons. | Operating revenue1 |
| Revenue | ¥231.6bn | 2024-04-01 → 2025-03-31 | Cons. | Operating revenues |
| Revenue | ¥229.1bn | 2023-04-01 → 2024-03-31v | Cons. | Operating revenue1 (5-year summary) |
| Revenue | ¥227.7bn | 2022-04-01 → 2023-03-31v | Cons. | Operating revenue1 (5-year summary) |
| Revenue | ¥229.8bn | 2021-04-01 → 2022-03-31v | Cons. | Operating revenue1 (5-year summary) |
| Operating income | ¥14.4bn | 2025-04-01 → 2026-03-31 | Cons. | Operating income |
| Operating income | ¥12.3bn | 2024-04-01 → 2025-03-31 | Cons. | Operating income |
| Ordinary income | ¥14.4bn | 2025-04-01 → 2026-03-31 | Cons. | Ordinary income |
| Ordinary income | ¥12.3bn | 2024-04-01 → 2025-03-31 | Cons. | Ordinary income |
| Ordinary income | ¥16.1bn | 2023-04-01 → 2024-03-31v | Cons. | Ordinary income loss (5-year summary) |
| Ordinary income | ¥23.1bn | 2022-04-01 → 2023-03-31v | Cons. | Ordinary income loss (5-year summary) |
| Ordinary income | ¥29.0bn | 2021-04-01 → 2022-03-31v | Cons. | Ordinary income loss (5-year summary) |
| Profit before tax | ¥14.2bn | 2025-04-01 → 2026-03-31 | Cons. | Income before income taxes |
| Profit before tax | ¥23.1bn | 2024-04-01 → 2025-03-31 | Cons. | Income before income taxes |
| Net income (owners) | ¥12.9bn | 2025-04-01 → 2026-03-31 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥13.9bn | 2024-04-01 → 2025-03-31 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥12.6bn | 2023-04-01 → 2024-03-31v | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income (owners) | ¥19.0bn | 2022-04-01 → 2023-03-31v | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income (owners) | ¥19.5bn | 2021-04-01 → 2022-03-31v | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income | ¥12.2bn | 2025-04-01 → 2026-03-31 | Cons. | Profit loss |
| Net income | ¥13.5bn | 2024-04-01 → 2025-03-31 | Cons. | Profit loss |
| Total assets | ¥2.84T | at 2026-03-31 | Cons. | Assets |
| Total assets | ¥2.88T | at 2025-03-31 | Cons. | Assets |
| Total assets | ¥3.15T | at 2024-03-31v | Cons. | Total assets (5-year summary) |
| Total assets | ¥2.41T | at 2023-03-31v | Cons. | Total assets (5-year summary) |
| Total assets | ¥2.47T | at 2022-03-31v | Cons. | Total assets (5-year summary) |
| Total liabilities | ¥2.59T | at 2026-03-31 | Cons. | Liabilities |
| Total liabilities | ¥2.64T | at 2025-03-31 | Cons. | Liabilities |
| Net assets / equity | ¥257.2bn | at 2026-03-31 | Cons. | Net assets |
| Net assets / equity | ¥246.6bn | at 2025-03-31 | Cons. | Net assets |
| Net assets / equity | ¥245.7bn | at 2024-03-31v | Cons. | Net assets |
| Net assets / equity | ¥229.8bn | at 2023-03-31v | Cons. | Net assets (5-year summary) |
| Net assets / equity | ¥216.8bn | at 2022-03-31v | Cons. | Net assets (5-year summary) |
| Cash and deposits | ¥154.6bn | at 2026-03-31 | Cons. | Cash and deposits |
| Cash and deposits | ¥216.8bn | at 2025-03-31 | Cons. | Cash and deposits |
| Cash & equivalents | ¥154.6bn | at 2026-03-31 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥216.8bn | at 2025-03-31 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥479.4bn | at 2024-03-31v | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥339.8bn | at 2023-03-31v | Cons. | Cash and cash equivalents (5-year summary) |
| Cash & equivalents | ¥408.2bn | at 2022-03-31v | Cons. | Cash and cash equivalents (5-year summary) |
| Operating cash flow | ¥22.1bn | 2025-04-01 → 2026-03-31 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | ¥2.6bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | −¥43.5bn | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Operating cash flow | ¥32.2bn | 2022-04-01 → 2023-03-31v | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Operating cash flow | ¥81.8bn | 2021-04-01 → 2022-03-31v | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Investing cash flow | −¥21.2bn | 2025-04-01 → 2026-03-31 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | −¥13.3bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | −¥44.5bn | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Investing cash flow | −¥20.3bn | 2022-04-01 → 2023-03-31v | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Investing cash flow | −¥19.0bn | 2021-04-01 → 2022-03-31v | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Financing cash flow | −¥68.0bn | 2025-04-01 → 2026-03-31 | Cons. | Net cash provided by used in financing activities |
| Financing cash flow | −¥252.0bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in financing activities |
| Financing cash flow | ¥221.6bn | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in financing activities (5-year summary) |
| Financing cash flow | −¥80.7bn | 2022-04-01 → 2023-03-31v | Cons. | Net cash provided by used in financing activities (5-year summary) |
| Financing cash flow | −¥40.1bn | 2021-04-01 → 2022-03-31v | Cons. | Net cash provided by used in financing activities (5-year summary) |
| EPS (basic) | ¥75.3 | 2025-04-01 → 2026-03-31 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥81.45 | 2024-04-01 → 2025-03-31 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥73.3 | 2023-04-01 → 2024-03-31v | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥110.92 | 2022-04-01 → 2023-03-31v | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥105.54 | 2021-04-01 → 2022-03-31v | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (diluted) | ¥75.3 | 2025-04-01 → 2026-03-31 | Cons. | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥81.45 | 2024-04-01 → 2025-03-31 | Cons. | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥73.29 | 2023-04-01 → 2024-03-31v | Cons. | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥110.92 | 2022-04-01 → 2023-03-31v | Cons. | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥105.54 | 2021-04-01 → 2022-03-31v | Cons. | Diluted earnings per share (5-year summary) |
| Net assets per share | ¥1,463.12 | at 2026-03-31 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,397.9 | at 2025-03-31 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,388.79 | at 2024-03-31v | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,324.44 | at 2023-03-31v | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,249.79 | at 2022-03-31v | Cons. | Net assets per share (5-year summary) |
| Equity ratio | 8.8% | at 2026-03-31 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 8.3% | at 2025-03-31 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 7.6% | at 2024-03-31v | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 9.4% | at 2023-03-31v | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 8.7% | at 2022-03-31v | Cons. | Equity to asset ratio (5-year summary) |
| ROE | 5.3% | 2025-04-01 → 2026-03-31 | Cons. | Rate of return on equity (5-year summary) |
| ROE | 5.8% | 2024-04-01 → 2025-03-31 | Cons. | Rate of return on equity (5-year summary) |
| ROE | 5.4% | 2023-04-01 → 2024-03-31v | Cons. | Rate of return on equity (5-year summary) |
| ROE | 8.6% | 2022-04-01 → 2023-03-31v | Cons. | Rate of return on equity (5-year summary) |
| ROE | 8.8% | 2021-04-01 → 2022-03-31v | Cons. | Rate of return on equity (5-year summary) |
| Employees | 6,411 | at 2026-03-31 | Cons. | Number of employees |
| Employees | 6,683 | at 2025-03-31 | Cons. | Number of employees |
| Employees | 6,729 | at 2024-03-31v | Cons. | Number of employees |
| Employees | 6,098 | at 2023-03-31v | Cons. | Number of employees |
| Employees | 6,084 | at 2022-03-31v | Cons. | Number of employees |
| Revenue | ¥188.1bn | 2025-04-01 → 2026-03-31 | Standalone | Operating revenue1 |
| Revenue | ¥179.5bn | 2025-04-01 → 2026-03-31 | Standalone | Operating revenues |
| Revenue | ¥183.6bn | 2024-04-01 → 2025-03-31 | Standalone | Operating revenue1 |
| Revenue | ¥176.2bn | 2024-04-01 → 2025-03-31 | Standalone | Operating revenues |
| Revenue | ¥187.9bn | 2023-04-01 → 2024-03-31v | Standalone | Operating revenue1 (5-year summary) |
| Revenue | ¥190.9bn | 2022-04-01 → 2023-03-31v | Standalone | Operating revenue1 (5-year summary) |
| Revenue | ¥199.4bn | 2021-04-01 → 2022-03-31v | Standalone | Operating revenue1 (5-year summary) |
| Operating income | ¥9.0bn | 2025-04-01 → 2026-03-31 | Standalone | Operating income |
| Operating income | ¥9.0bn | 2024-04-01 → 2025-03-31 | Standalone | Operating income |
| Ordinary income | ¥9.0bn | 2025-04-01 → 2026-03-31 | Standalone | Ordinary income |
| Ordinary income | ¥9.0bn | 2024-04-01 → 2025-03-31 | Standalone | Ordinary income |
| Ordinary income | ¥16.5bn | 2023-04-01 → 2024-03-31v | Standalone | Ordinary income loss (5-year summary) |
| Ordinary income | ¥13.6bn | 2022-04-01 → 2023-03-31v | Standalone | Ordinary income loss (5-year summary) |
| Ordinary income | ¥20.1bn | 2021-04-01 → 2022-03-31v | Standalone | Ordinary income loss (5-year summary) |
| Profit before tax | ¥7.7bn | 2025-04-01 → 2026-03-31 | Standalone | Income before income taxes |
| Profit before tax | ¥19.8bn | 2024-04-01 → 2025-03-31 | Standalone | Income before income taxes |
| Net income | ¥9.6bn | 2025-04-01 → 2026-03-31 | Standalone | Profit loss |
| Net income | ¥15.0bn | 2024-04-01 → 2025-03-31 | Standalone | Profit loss |
| Net income | ¥11.4bn | 2023-04-01 → 2024-03-31v | Standalone | Net income loss (5-year summary) |
| Net income | ¥13.4bn | 2022-04-01 → 2023-03-31v | Standalone | Net income loss (5-year summary) |
| Net income | ¥14.8bn | 2021-04-01 → 2022-03-31v | Standalone | Net income loss (5-year summary) |
| Total assets | ¥2.42T | at 2026-03-31 | Standalone | Assets |
| Total assets | ¥2.40T | at 2025-03-31 | Standalone | Assets |
| Total assets | ¥2.52T | at 2024-03-31v | Standalone | Total assets (5-year summary) |
| Total assets | ¥2.24T | at 2023-03-31v | Standalone | Total assets (5-year summary) |
| Total assets | ¥2.35T | at 2022-03-31v | Standalone | Total assets (5-year summary) |
| Total liabilities | ¥2.22T | at 2026-03-31 | Standalone | Liabilities |
| Total liabilities | ¥2.20T | at 2025-03-31 | Standalone | Liabilities |
| Net assets / equity | ¥204.3bn | at 2026-03-31 | Standalone | Net assets |
| Net assets / equity | ¥200.8bn | at 2025-03-31 | Standalone | Net assets |
| Net assets / equity | ¥193.6bn | at 2024-03-31v | Standalone | Net assets |
| Net assets / equity | ¥189.9bn | at 2023-03-31v | Standalone | Net assets (5-year summary) |
| Net assets / equity | ¥181.8bn | at 2022-03-31v | Standalone | Net assets (5-year summary) |
| Cash and deposits | ¥140.3bn | at 2026-03-31 | Standalone | Cash and deposits |
| Cash and deposits | ¥204.3bn | at 2025-03-31 | Standalone | Cash and deposits |
| EPS (basic) | ¥56.05 | 2025-04-01 → 2026-03-31 | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥87.71 | 2024-04-01 → 2025-03-31 | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥66.25 | 2023-04-01 → 2024-03-31v | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥78.19 | 2022-04-01 → 2023-03-31v | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥78.28 | 2021-04-01 → 2022-03-31v | Standalone | Basic earnings loss per share (5-year summary) |
| EPS (diluted) | ¥56.05 | 2025-04-01 → 2026-03-31 | Standalone | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥87.71 | 2024-04-01 → 2025-03-31 | Standalone | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥66.25 | 2023-04-01 → 2024-03-31v | Standalone | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥78.19 | 2022-04-01 → 2023-03-31v | Standalone | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥78.27 | 2021-04-01 → 2022-03-31v | Standalone | Diluted earnings per share (5-year summary) |
| Dividend per share | ¥40 | 2025-04-01 → 2026-03-31 | Standalone | Dividend paid per share (5-year summary) |
| Dividend per share | ¥40 | 2024-04-01 → 2025-03-31 | Standalone | Dividend paid per share (5-year summary) |
| Dividend per share | ¥40 | 2023-04-01 → 2024-03-31v | Standalone | Dividend paid per share (5-year summary) |
| Dividend per share | ¥40 | 2022-04-01 → 2023-03-31v | Standalone | Dividend paid per share (5-year summary) |
| Dividend per share | ¥3 | 2021-04-01 → 2022-03-31v | Standalone | Dividend paid per share (5-year summary) |
| Net assets per share | ¥1,193.42 | at 2026-03-31 | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥1,172.63 | at 2025-03-31 | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥1,128.71 | at 2024-03-31v | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥1,107.12 | at 2023-03-31v | Standalone | Net assets per share (5-year summary) |
| Net assets per share | ¥1,058.98 | at 2022-03-31v | Standalone | Net assets per share (5-year summary) |
| Equity ratio | 8.4% | at 2026-03-31 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 8.4% | at 2025-03-31 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 7.7% | at 2024-03-31v | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 8.5% | at 2023-03-31v | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 7.7% | at 2022-03-31v | Standalone | Equity to asset ratio (5-year summary) |
| ROE | 4.7% | 2025-04-01 → 2026-03-31 | Standalone | Rate of return on equity (5-year summary) |
| ROE | 7.6% | 2024-04-01 → 2025-03-31 | Standalone | Rate of return on equity (5-year summary) |
| ROE | 5.9% | 2023-04-01 → 2024-03-31v | Standalone | Rate of return on equity (5-year summary) |
| ROE | 7.2% | 2022-04-01 → 2023-03-31v | Standalone | Rate of return on equity (5-year summary) |
| ROE | 7.9% | 2021-04-01 → 2022-03-31v | Standalone | Rate of return on equity (5-year summary) |
| Shares issued | 171,888,000 | at 2026-03-31 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 171,882,000 | at 2025-03-31 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 171,882,000 | at 2024-03-31v | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 171,882,000 | at 2023-03-31v | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 1,718,747,000 | at 2022-03-31v | Standalone | Total number of issued shares (5-year summary) |
| Employees | 3,866 | at 2026-03-31 | Standalone | Number of employees |
| Employees | 3,970 | at 2025-03-31 | Standalone | Number of employees |
| Employees | 4,045 | at 2024-03-31v | Standalone | Number of employees |
| Employees | 4,133 | at 2023-03-31v | Standalone | Number of employees |
| Employees | 4,247 | at 2022-03-31v | Standalone | Number of employees |
Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.
Segments · 75
| Segment | Item | Period | Value |
|---|---|---|---|
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue | 2025-04-01 → 2026-03-31 | ¥16.7bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue external | 2025-04-01 → 2026-03-31 | ¥8.4bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue intersegment | 2025-04-01 → 2026-03-31 | ¥8.4bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | segment assets | at 2026-03-31 | ¥79.9bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | segment profit | 2025-04-01 → 2026-03-31 | ¥3.0bn |
| Bank Loan Guaranteereportable segment | revenue | 2025-04-01 → 2026-03-31 | ¥37.6bn |
| Bank Loan Guaranteereportable segment | revenue external | 2025-04-01 → 2026-03-31 | ¥37.6bn |
| Bank Loan Guaranteereportable segment | segment assets | at 2026-03-31 | ¥1.51T |
| Bank Loan Guaranteereportable segment | segment profit | 2025-04-01 → 2026-03-31 | ¥20.9bn |
| Credit Cards And Direct Cash Loansreportable segment | revenue | 2025-04-01 → 2026-03-31 | ¥71.6bn |
| Credit Cards And Direct Cash Loansreportable segment | revenue external | 2025-04-01 → 2026-03-31 | ¥71.6bn |
| Credit Cards And Direct Cash Loansreportable segment | segment assets | at 2026-03-31 | ¥604.6bn |
| Credit Cards And Direct Cash Loansreportable segment | segment profit | 2025-04-01 → 2026-03-31 | ¥60.0bn |
| Installment Creditreportable segment | revenue | 2025-04-01 → 2026-03-31 | ¥77.0bn |
| Installment Creditreportable segment | revenue external | 2025-04-01 → 2026-03-31 | ¥77.0bn |
| Installment Creditreportable segment | revenue intersegment | 2025-04-01 → 2026-03-31 | ¥4m |
| Installment Creditreportable segment | segment assets | at 2026-03-31 | ¥4.08T |
| Installment Creditreportable segment | segment profit | 2025-04-01 → 2026-03-31 | ¥38.8bn |
| Main Businessesreportable segment | employees | at 2026-03-31 | 5650 pure |
| Overseasreportable segment | revenue | 2025-04-01 → 2026-03-31 | ¥12.5bn |
| Overseasreportable segment | revenue external | 2025-04-01 → 2026-03-31 | ¥12.5bn |
| Overseasreportable segment | segment assets | at 2026-03-31 | ¥124.6bn |
| Overseasreportable segment | segment profit | 2025-04-01 → 2026-03-31 | −¥2.2bn |
| Settlement And Guaranteereportable segment | revenue | 2025-04-01 → 2026-03-31 | ¥26.0bn |
| Settlement And Guaranteereportable segment | revenue external | 2025-04-01 → 2026-03-31 | ¥26.0bn |
| Settlement And Guaranteereportable segment | revenue intersegment | 2025-04-01 → 2026-03-31 | ¥0 |
| Settlement And Guaranteereportable segment | segment assets | at 2026-03-31 | ¥152.5bn |
| Settlement And Guaranteereportable segment | segment profit | 2025-04-01 → 2026-03-31 | ¥11.7bn |
| —segment total | revenue | 2025-04-01 → 2026-03-31 | ¥224.7bn |
| —segment total | revenue external | 2025-04-01 → 2026-03-31 | ¥224.7bn |
| —segment total | revenue intersegment | 2025-04-01 → 2026-03-31 | ¥4m |
| —segment total | segment assets | at 2026-03-31 | ¥6.47T |
| —segment total | segment profit | 2025-04-01 → 2026-03-31 | ¥129.2bn |
| Total Of Reportable Segments And Otherssegment total | revenue | 2025-04-01 → 2026-03-31 | ¥241.5bn |
| Total Of Reportable Segments And Otherssegment total | revenue external | 2025-04-01 → 2026-03-31 | ¥233.1bn |
| Total Of Reportable Segments And Otherssegment total | revenue intersegment | 2025-04-01 → 2026-03-31 | ¥8.4bn |
| Total Of Reportable Segments And Otherssegment total | segment assets | at 2026-03-31 | ¥6.55T |
| Total Of Reportable Segments And Otherssegment total | segment profit | 2025-04-01 → 2026-03-31 | ¥132.1bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue | 2024-04-01 → 2025-03-31 | ¥15.6bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue external | 2024-04-01 → 2025-03-31 | ¥8.4bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue intersegment | 2024-04-01 → 2025-03-31 | ¥7.2bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | segment assets | at 2025-03-31 | ¥74.2bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | segment profit | 2024-04-01 → 2025-03-31 | ¥4.1bn |
| Bank Loan Guaranteereportable segment | revenue | 2024-04-01 → 2025-03-31 | ¥35.0bn |
| Bank Loan Guaranteereportable segment | revenue external | 2024-04-01 → 2025-03-31 | ¥35.0bn |
| Bank Loan Guaranteereportable segment | segment assets | at 2025-03-31 | ¥1.35T |
| Bank Loan Guaranteereportable segment | segment profit | 2024-04-01 → 2025-03-31 | ¥19.3bn |
| Credit Cards And Direct Cash Loansreportable segment | revenue | 2024-04-01 → 2025-03-31 | ¥70.0bn |
| Credit Cards And Direct Cash Loansreportable segment | revenue external | 2024-04-01 → 2025-03-31 | ¥70.0bn |
| Credit Cards And Direct Cash Loansreportable segment | segment assets | at 2025-03-31 | ¥594.0bn |
| Credit Cards And Direct Cash Loansreportable segment | segment profit | 2024-04-01 → 2025-03-31 | ¥58.1bn |
| Installment Creditreportable segment | revenue | 2024-04-01 → 2025-03-31 | ¥78.2bn |
| Installment Creditreportable segment | revenue external | 2024-04-01 → 2025-03-31 | ¥78.2bn |
| Installment Creditreportable segment | revenue intersegment | 2024-04-01 → 2025-03-31 | ¥2m |
| Installment Creditreportable segment | segment assets | at 2025-03-31 | ¥4.09T |
| Installment Creditreportable segment | segment profit | 2024-04-01 → 2025-03-31 | ¥39.8bn |
| Overseasreportable segment | revenue | 2024-04-01 → 2025-03-31 | ¥14.9bn |
| Overseasreportable segment | revenue external | 2024-04-01 → 2025-03-31 | ¥14.9bn |
| Overseasreportable segment | segment assets | at 2025-03-31 | ¥160.1bn |
| Overseasreportable segment | segment profit | 2024-04-01 → 2025-03-31 | −¥4.5bn |
| Settlement And Guaranteereportable segment | revenue | 2024-04-01 → 2025-03-31 | ¥25.0bn |
| Settlement And Guaranteereportable segment | revenue external | 2024-04-01 → 2025-03-31 | ¥25.0bn |
| Settlement And Guaranteereportable segment | revenue intersegment | 2024-04-01 → 2025-03-31 | ¥0 |
| Settlement And Guaranteereportable segment | segment assets | at 2025-03-31 | ¥149.6bn |
| Settlement And Guaranteereportable segment | segment profit | 2024-04-01 → 2025-03-31 | ¥11.6bn |
| —segment total | revenue | 2024-04-01 → 2025-03-31 | ¥223.2bn |
| —segment total | revenue external | 2024-04-01 → 2025-03-31 | ¥223.2bn |
| —segment total | revenue intersegment | 2024-04-01 → 2025-03-31 | ¥3m |
| —segment total | segment assets | at 2025-03-31 | ¥6.34T |
| —segment total | segment profit | 2024-04-01 → 2025-03-31 | ¥124.3bn |
| Total Of Reportable Segments And Otherssegment total | revenue | 2024-04-01 → 2025-03-31 | ¥238.8bn |
| Total Of Reportable Segments And Otherssegment total | revenue external | 2024-04-01 → 2025-03-31 | ¥231.6bn |
| Total Of Reportable Segments And Otherssegment total | revenue intersegment | 2024-04-01 → 2025-03-31 | ¥7.2bn |
| Total Of Reportable Segments And Otherssegment total | segment assets | at 2025-03-31 | ¥6.42T |
| Total Of Reportable Segments And Otherssegment total | segment profit | 2024-04-01 → 2025-03-31 | ¥128.4bn |
Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.
All source rows · 1,968
| Item | Context | Value | Unit |
|---|---|---|---|
| Disposal of treasury stock | CurrentYearDuration | 111000000 | JPY |
| Transfer to capital surplus from retained earnings | CurrentYearDuration | － | JPY |
| Change in treasury shares of parent arising from transactions with non controlling shareholders | CurrentYearDuration | -195000000 | JPY |
| Increase decrease due to change in fiscal year end of consolidated subsidiaries | CurrentYearDuration | -520000000 | JPY |
| Net changes of items other than shareholders equity | CurrentYearDuration_ValuationDifferenceOnAvailableForSaleSecuritiesMember | 1019000000 | JPY |
| Net changes of items other than shareholders equity | CurrentYearDuration_DeferredGainsOrLossesOnHedgesMember | 74000000 | JPY |
| Net changes of items other than shareholders equity | CurrentYearDuration_ForeignCurrencyTranslationAdjustmentMember | -620000000 | JPY |
| Net changes of items other than shareholders equity | CurrentYearDuration_RemeasurementsOfDefinedBenefitPlansMember | 5353000000 | JPY |
| Net changes of items other than shareholders equity | CurrentYearDuration_ValuationAndTranslationAdjustmentsMember | 5826000000 | JPY |
| Net changes of items other than shareholders equity | CurrentYearDuration_SubscriptionRightsToSharesMember | -7000000 | JPY |
| Net changes of items other than shareholders equity | CurrentYearDuration_NonControllingInterestsMember | -500000000 | JPY |
| Net changes of items other than shareholders equity | CurrentYearDuration | 5317000000 | JPY |
| Total changes of items during the period | CurrentYearDuration_ValuationDifferenceOnAvailableForSaleSecuritiesMember | 1019000000 | JPY |
| Total changes of items during the period | CurrentYearDuration_DeferredGainsOrLossesOnHedgesMember | 74000000 | JPY |
| Total changes of items during the period | CurrentYearDuration_ForeignCurrencyTranslationAdjustmentMember | -620000000 | JPY |
| Total changes of items during the period | CurrentYearDuration_RemeasurementsOfDefinedBenefitPlansMember | 5353000000 | JPY |
| Total changes of items during the period | CurrentYearDuration_ValuationAndTranslationAdjustmentsMember | 5826000000 | JPY |
| Total changes of items during the period | CurrentYearDuration_SubscriptionRightsToSharesMember | -7000000 | JPY |
| Total changes of items during the period | CurrentYearDuration_NonControllingInterestsMember | -500000000 | JPY |
| Total changes of items during the period | CurrentYearDuration | 10628000000 | JPY |
| Net assets | CurrentYearInstant_ValuationDifferenceOnAvailableForSaleSecuritiesMember | 1488000000 | JPY |
| Net assets | CurrentYearInstant_DeferredGainsOrLossesOnHedgesMember | -479000000 | JPY |
| Net assets | CurrentYearInstant_ForeignCurrencyTranslationAdjustmentMember | 462000000 | JPY |
| Net assets | CurrentYearInstant_RemeasurementsOfDefinedBenefitPlansMember | 13556000000 | JPY |
| Net assets | CurrentYearInstant_ValuationAndTranslationAdjustmentsMember | 15027000000 | JPY |
| Net assets | CurrentYearInstant_SubscriptionRightsToSharesMember | － | JPY |
| Net assets | CurrentYearInstant_NonControllingInterestsMember | 6722000000 | JPY |
| Net assets | CurrentYearInstant | 257188000000 | JPY |
| Income before income taxes | Prior1YearDuration | 23124000000 | JPY |
| Income before income taxes | CurrentYearDuration | 14170000000 | JPY |
| Depreciation and amortization ope cf | Prior1YearDuration | 20518000000 | JPY |
| Depreciation and amortization ope cf | CurrentYearDuration | 20022000000 | JPY |
| Loss on sales and retirement of property plant and equipment and intangible assets ope cf | Prior1YearDuration | 175000000 | JPY |
| Loss on sales and retirement of property plant and equipment and intangible assets ope cf | CurrentYearDuration | 108000000 | JPY |
| Loss gain on sales of property plant and equipment and intangible assets ope cf | Prior1YearDuration | -0 | JPY |
| Loss gain on sales of property plant and equipment and intangible assets ope cf | CurrentYearDuration | -105000000 | JPY |
| Increase decrease in allowance for doubtful accounts ope cf | Prior1YearDuration | 904000000 | JPY |
| Increase decrease in allowance for doubtful accounts ope cf | CurrentYearDuration | -1122000000 | JPY |
| Increase decrease in provision for loss on guarantees ope cf | Prior1YearDuration | 11000000 | JPY |
| Increase decrease in provision for loss on guarantees ope cf | CurrentYearDuration | 295000000 | JPY |
| Increase decrease in provision for bonuses ope cf | Prior1YearDuration | -78000000 | JPY |
| Increase decrease in provision for bonuses ope cf | CurrentYearDuration | 714000000 | JPY |
| Increase decrease in provision for directors bonuses ope cf | Prior1YearDuration | 35000000 | JPY |
| Increase decrease in provision for directors bonuses ope cf | CurrentYearDuration | 1000000 | JPY |
| Increase decrease in provision for share based remuneration ope cf | Prior1YearDuration | 69000000 | JPY |
| Increase decrease in provision for share based remuneration ope cf | CurrentYearDuration | 245000000 | JPY |
| Increase decrease in net defined benefit liability ope cf | Prior1YearDuration | -1258000000 | JPY |
| Increase decrease in net defined benefit liability ope cf | CurrentYearDuration | -532000000 | JPY |
| Increase decrease in provision for loss on interest repayment ope cf | Prior1YearDuration | -3190000000 | JPY |
| Increase decrease in provision for loss on interest repayment ope cf | CurrentYearDuration | -3222000000 | JPY |
Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.
Data checks · 24 of 24 passed
| balance sheet identity | pass rounding |
| balance sheet identity | pass |
| balance sheet identity | pass |
| balance sheet identity | pass rounding |
| dei present | pass |
| period resolution | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net income attributable to parent | pass |
| statement vs summary · net income attributable to parent | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · revenue | pass |
| statement vs summary · revenue | pass |
| statement vs summary · revenue | pass |
| statement vs summary · revenue | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |