Half-year report · HY
8585.TEDINET S100X37T
Period2025-04-01 → 2025-09-30
Filed2025-11-14
StandardJapan GAAP
ConsolidatedYes
Data checks14 of 14 passed
Key figures · 47
| Metric | Value | Period | Scope | Source row |
|---|---|---|---|---|
| Revenue | ¥124.9bn | 2025-04-01 → 2025-09-30 | Cons. | Operating revenue1 |
| Revenue | ¥245.3bn | 2024-04-01 → 2025-03-31 | Cons. | Operating revenue1 (5-year summary) |
| Revenue | ¥123.5bn | 2024-04-01 → 2024-09-30 | Cons. | Operating revenue1 |
| Operating income | ¥7.2bn | 2025-04-01 → 2025-09-30 | Cons. | Operating income |
| Operating income | ¥7.2bn | 2024-04-01 → 2024-09-30 | Cons. | Operating income |
| Ordinary income | ¥7.2bn | 2025-04-01 → 2025-09-30 | Cons. | Ordinary income |
| Ordinary income | ¥12.3bn | 2024-04-01 → 2025-03-31 | Cons. | Ordinary income loss (5-year summary) |
| Ordinary income | ¥7.2bn | 2024-04-01 → 2024-09-30 | Cons. | Ordinary income |
| Profit before tax | ¥7.1bn | 2025-04-01 → 2025-09-30 | Cons. | Income before income taxes |
| Profit before tax | ¥8.7bn | 2024-04-01 → 2024-09-30 | Cons. | Income before income taxes |
| Net income (owners) | ¥6.2bn | 2025-04-01 → 2025-09-30 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥13.9bn | 2024-04-01 → 2025-03-31 | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income (owners) | ¥3.7bn | 2024-04-01 → 2024-09-30 | Cons. | Profit loss attributable to owners of parent |
| Net income | ¥5.6bn | 2025-04-01 → 2025-09-30 | Cons. | Profit loss |
| Net income | ¥3.3bn | 2024-04-01 → 2024-09-30 | Cons. | Profit loss |
| Total assets | ¥2.84T | at 2025-09-30 | Cons. | Assets |
| Total assets | ¥2.88T | at 2025-03-31 | Cons. | Assets |
| Total assets | ¥2.94T | at 2024-09-30 | Cons. | Total assets (5-year summary) |
| Total liabilities | ¥2.60T | at 2025-09-30 | Cons. | Liabilities |
| Total liabilities | ¥2.64T | at 2025-03-31 | Cons. | Liabilities |
| Net assets / equity | ¥244.5bn | at 2025-09-30 | Cons. | Net assets |
| Net assets / equity | ¥246.6bn | at 2025-03-31 | Cons. | Net assets |
| Net assets / equity | ¥240.5bn | at 2024-09-30 | Cons. | Net assets (5-year summary) |
| Cash and deposits | ¥168.3bn | at 2025-09-30 | Cons. | Cash and deposits |
| Cash and deposits | ¥216.8bn | at 2025-03-31 | Cons. | Cash and deposits |
| Cash & equivalents | ¥168.3bn | at 2025-09-30 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥216.8bn | at 2025-03-31 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥263.5bn | at 2024-09-30 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥479.4bn | at 2024-03-31v | Cons. | Cash and cash equivalents |
| Operating cash flow | −¥5.3bn | 2025-04-01 → 2025-09-30 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | ¥2.6bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Operating cash flow | −¥25.5bn | 2024-04-01 → 2024-09-30 | Cons. | Net cash provided by used in operating activities |
| Investing cash flow | −¥9.8bn | 2025-04-01 → 2025-09-30 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | −¥13.3bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Investing cash flow | −¥5.8bn | 2024-04-01 → 2024-09-30 | Cons. | Net cash provided by used in investment activities |
| Financing cash flow | −¥38.0bn | 2025-04-01 → 2025-09-30 | Cons. | Net cash provided by used in financing activities |
| Financing cash flow | −¥252.0bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in financing activities (5-year summary) |
| Financing cash flow | −¥184.6bn | 2024-04-01 → 2024-09-30 | Cons. | Net cash provided by used in financing activities |
| EPS (basic) | ¥36.43 | 2025-04-01 → 2025-09-30 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥81.45 | 2024-04-01 → 2025-03-31 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥21.84 | 2024-04-01 → 2024-09-30 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (diluted) | ¥36.43 | 2025-04-01 → 2025-09-30 | Cons. | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥81.45 | 2024-04-01 → 2025-03-31 | Cons. | Diluted earnings per share (5-year summary) |
| EPS (diluted) | ¥21.84 | 2024-04-01 → 2024-09-30 | Cons. | Diluted earnings per share (5-year summary) |
| Equity ratio | 8.4% | at 2025-09-30 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 8.3% | at 2025-03-31 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 7.9% | at 2024-09-30 | Cons. | Equity to asset ratio (5-year summary) |
Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.
Segments · 59
| Segment | Item | Period | Value |
|---|---|---|---|
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue | 2025-04-01 → 2025-09-30 | ¥8.0bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue external | 2025-04-01 → 2025-09-30 | ¥4.0bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue intersegment | 2025-04-01 → 2025-09-30 | ¥4.0bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | segment profit | 2025-04-01 → 2025-09-30 | ¥1.6bn |
| Bank Loan Guaranteereportable segment | revenue | 2025-04-01 → 2025-09-30 | ¥18.6bn |
| Bank Loan Guaranteereportable segment | revenue external | 2025-04-01 → 2025-09-30 | ¥18.6bn |
| Bank Loan Guaranteereportable segment | segment profit | 2025-04-01 → 2025-09-30 | ¥10.4bn |
| Credit Cards And Direct Cash Loansreportable segment | revenue | 2025-04-01 → 2025-09-30 | ¥35.0bn |
| Credit Cards And Direct Cash Loansreportable segment | revenue external | 2025-04-01 → 2025-09-30 | ¥35.0bn |
| Credit Cards And Direct Cash Loansreportable segment | segment profit | 2025-04-01 → 2025-09-30 | ¥28.9bn |
| Installment Creditreportable segment | revenue | 2025-04-01 → 2025-09-30 | ¥37.9bn |
| Installment Creditreportable segment | revenue external | 2025-04-01 → 2025-09-30 | ¥37.9bn |
| Installment Creditreportable segment | revenue intersegment | 2025-04-01 → 2025-09-30 | ¥1m |
| Installment Creditreportable segment | segment profit | 2025-04-01 → 2025-09-30 | ¥18.3bn |
| Overseasreportable segment | revenue | 2025-04-01 → 2025-09-30 | ¥6.6bn |
| Overseasreportable segment | revenue external | 2025-04-01 → 2025-09-30 | ¥6.6bn |
| Overseasreportable segment | segment profit | 2025-04-01 → 2025-09-30 | −¥1.6bn |
| Settlement And Guaranteereportable segment | revenue | 2025-04-01 → 2025-09-30 | ¥12.6bn |
| Settlement And Guaranteereportable segment | revenue external | 2025-04-01 → 2025-09-30 | ¥12.6bn |
| Settlement And Guaranteereportable segment | revenue intersegment | 2025-04-01 → 2025-09-30 | ¥0 |
| Settlement And Guaranteereportable segment | segment profit | 2025-04-01 → 2025-09-30 | ¥5.6bn |
| —segment total | revenue | 2025-04-01 → 2025-09-30 | ¥110.6bn |
| —segment total | revenue external | 2025-04-01 → 2025-09-30 | ¥110.6bn |
| —segment total | revenue intersegment | 2025-04-01 → 2025-09-30 | ¥2m |
| —segment total | segment profit | 2025-04-01 → 2025-09-30 | ¥61.6bn |
| Total Of Reportable Segments And Otherssegment total | revenue | 2025-04-01 → 2025-09-30 | ¥118.6bn |
| Total Of Reportable Segments And Otherssegment total | revenue external | 2025-04-01 → 2025-09-30 | ¥114.6bn |
| Total Of Reportable Segments And Otherssegment total | revenue intersegment | 2025-04-01 → 2025-09-30 | ¥4.0bn |
| Total Of Reportable Segments And Otherssegment total | segment profit | 2025-04-01 → 2025-09-30 | ¥63.2bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue | 2024-04-01 → 2024-09-30 | ¥7.4bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue external | 2024-04-01 → 2024-09-30 | ¥4.1bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue intersegment | 2024-04-01 → 2024-09-30 | ¥3.3bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | segment profit | 2024-04-01 → 2024-09-30 | ¥1.9bn |
| Bank Loan Guaranteereportable segment | revenue | 2024-04-01 → 2024-09-30 | ¥17.5bn |
| Bank Loan Guaranteereportable segment | revenue external | 2024-04-01 → 2024-09-30 | ¥17.5bn |
| Bank Loan Guaranteereportable segment | segment profit | 2024-04-01 → 2024-09-30 | ¥10.0bn |
| Credit Cards And Direct Cash Loansreportable segment | revenue | 2024-04-01 → 2024-09-30 | ¥35.7bn |
| Credit Cards And Direct Cash Loansreportable segment | revenue external | 2024-04-01 → 2024-09-30 | ¥35.7bn |
| Credit Cards And Direct Cash Loansreportable segment | revenue intersegment | 2024-04-01 → 2024-09-30 | ¥0 |
| Credit Cards And Direct Cash Loansreportable segment | segment profit | 2024-04-01 → 2024-09-30 | ¥29.8bn |
| Installment Creditreportable segment | revenue | 2024-04-01 → 2024-09-30 | ¥37.7bn |
| Installment Creditreportable segment | revenue external | 2024-04-01 → 2024-09-30 | ¥37.7bn |
| Installment Creditreportable segment | revenue intersegment | 2024-04-01 → 2024-09-30 | ¥1m |
| Installment Creditreportable segment | segment profit | 2024-04-01 → 2024-09-30 | ¥18.3bn |
| Overseasreportable segment | revenue | 2024-04-01 → 2024-09-30 | ¥7.5bn |
| Overseasreportable segment | revenue external | 2024-04-01 → 2024-09-30 | ¥7.5bn |
| Overseasreportable segment | segment profit | 2024-04-01 → 2024-09-30 | −¥2.8bn |
| Settlement And Guaranteereportable segment | revenue | 2024-04-01 → 2024-09-30 | ¥11.9bn |
| Settlement And Guaranteereportable segment | revenue external | 2024-04-01 → 2024-09-30 | ¥11.9bn |
| Settlement And Guaranteereportable segment | revenue intersegment | 2024-04-01 → 2024-09-30 | ¥0 |
| Settlement And Guaranteereportable segment | segment profit | 2024-04-01 → 2024-09-30 | ¥5.4bn |
| —segment total | revenue | 2024-04-01 → 2024-09-30 | ¥110.3bn |
| —segment total | revenue external | 2024-04-01 → 2024-09-30 | ¥110.3bn |
| —segment total | revenue intersegment | 2024-04-01 → 2024-09-30 | ¥1m |
| —segment total | segment profit | 2024-04-01 → 2024-09-30 | ¥60.7bn |
| Total Of Reportable Segments And Otherssegment total | revenue | 2024-04-01 → 2024-09-30 | ¥117.7bn |
| Total Of Reportable Segments And Otherssegment total | revenue external | 2024-04-01 → 2024-09-30 | ¥114.4bn |
| Total Of Reportable Segments And Otherssegment total | revenue intersegment | 2024-04-01 → 2024-09-30 | ¥3.3bn |
| Total Of Reportable Segments And Otherssegment total | segment profit | 2024-04-01 → 2024-09-30 | ¥62.6bn |
Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.
All source rows · 587
| Item | Context | Value | Unit |
|---|---|---|---|
| Decrease increase in notes and accounts receivable trade ope cf | Prior1InterimDuration | -10084000000 | JPY |
| Decrease increase in notes and accounts receivable trade ope cf | InterimDuration | -29415000000 | JPY |
| Decrease increase in inventories ope cf | Prior1InterimDuration | 1665000000 | JPY |
| Decrease increase in inventories ope cf | InterimDuration | 2358000000 | JPY |
| Increase decrease in notes and accounts payable trade ope cf | Prior1InterimDuration | -22957000000 | JPY |
| Increase decrease in notes and accounts payable trade ope cf | InterimDuration | -16883000000 | JPY |
| Increase decrease in deferred installment income ope cf | Prior1InterimDuration | 238000000 | JPY |
| Increase decrease in deferred installment income ope cf | InterimDuration | -2396000000 | JPY |
| Decrease increase in other assets ope cf | Prior1InterimDuration | -4442000000 | JPY |
| Decrease increase in other assets ope cf | InterimDuration | 3641000000 | JPY |
| Increase decrease in other liabilities ope cf | Prior1InterimDuration | -5597000000 | JPY |
| Increase decrease in other liabilities ope cf | InterimDuration | 22022000000 | JPY |
| Other net ope cf | Prior1InterimDuration | -923000000 | JPY |
| Other net ope cf | InterimDuration | 891000000 | JPY |
| Subtotal ope cf | Prior1InterimDuration | -14536000000 | JPY |
| Subtotal ope cf | InterimDuration | 8962000000 | JPY |
| Interest and dividends income received ope cf inv cf | Prior1InterimDuration | 522000000 | JPY |
| Interest and dividends income received ope cf inv cf | InterimDuration | 640000000 | JPY |
| Interest expenses paid ope cf fin cf | Prior1InterimDuration | -9745000000 | JPY |
| Interest expenses paid ope cf fin cf | InterimDuration | -11571000000 | JPY |
| Income taxes paid ope cf | Prior1InterimDuration | -1755000000 | JPY |
| Income taxes paid ope cf | InterimDuration | -3299000000 | JPY |
| Net cash provided by used in operating activities | Prior1InterimDuration | -25514000000 | JPY |
| Net cash provided by used in operating activities | InterimDuration | -5267000000 | JPY |
| Purchase of property plant and equipment and intangible assets inv cf | Prior1InterimDuration | -7149000000 | JPY |
| Purchase of property plant and equipment and intangible assets inv cf | InterimDuration | -8164000000 | JPY |
| Proceeds from sales of property plant and equipment and intangible assets inv cf | Prior1InterimDuration | 160000000 | JPY |
| Proceeds from sales of property plant and equipment and intangible assets inv cf | InterimDuration | 111000000 | JPY |
| Purchase of investment securities inv cf | Prior1InterimDuration | -129000000 | JPY |
| Purchase of investment securities inv cf | InterimDuration | -620000000 | JPY |
| Proceeds from sales of investment securities inv cf | Prior1InterimDuration | 1780000000 | JPY |
| Proceeds from sales of investment securities inv cf | InterimDuration | － | JPY |
| Proceeds from settlement of contingent acquisition consideration inv cf | Prior1InterimDuration | 463000000 | JPY |
| Proceeds from settlement of contingent acquisition consideration inv cf | InterimDuration | － | JPY |
| Payments of long term loans receivable inv cf | Prior1InterimDuration | -1800000000 | JPY |
| Payments of long term loans receivable inv cf | InterimDuration | － | JPY |
| Collection of long term loans receivable inv cf | Prior1InterimDuration | 2221000000 | JPY |
| Collection of long term loans receivable inv cf | InterimDuration | 756000000 | JPY |
| Purchase of long term prepaid expenses inv cf | Prior1InterimDuration | -527000000 | JPY |
| Purchase of long term prepaid expenses inv cf | InterimDuration | -963000000 | JPY |
| Other net inv cf | Prior1InterimDuration | -787000000 | JPY |
| Other net inv cf | InterimDuration | -943000000 | JPY |
| Net cash provided by used in investment activities | Prior1InterimDuration | -5768000000 | JPY |
| Net cash provided by used in investment activities | InterimDuration | -9824000000 | JPY |
| Net increase decrease in short term loans payable fin cf | Prior1InterimDuration | -247739000000 | JPY |
| Net increase decrease in short term loans payable fin cf | InterimDuration | -9647000000 | JPY |
| Net increase decrease in commercial papers fin cf | Prior1InterimDuration | -34500000000 | JPY |
| Net increase decrease in commercial papers fin cf | InterimDuration | 22100000000 | JPY |
| Proceeds from long term loans payable fin cf | Prior1InterimDuration | 163961000000 | JPY |
| Proceeds from long term loans payable fin cf | InterimDuration | 152924000000 | JPY |
Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.
Data checks · 14 of 14 passed
| balance sheet identity | pass rounding |
| balance sheet identity | pass rounding |
| dei present | pass |
| period resolution | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net assets | pass |
| statement vs summary · net income attributable to parent | pass |
| statement vs summary · net income attributable to parent | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · operating cash flow | pass |
| statement vs summary · revenue | pass |
| statement vs summary · revenue | pass |
| statement vs summary · total assets | pass |
| statement vs summary · total assets | pass |