Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-21
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 108
MetricValuePeriodScopeSource row
Ordinary income¥1.4bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥2.0bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥1.4bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥1.9bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥1.2bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥1.4bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥1.4bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥968m2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.3bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥917m2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.3bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥856m2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥973m2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥926m2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥867.7bnat 2025-09-30Cons.Assets
Total assets¥851.1bnat 2025-03-31Cons.Assets
Total assets¥862.8bnat 2024-09-30Cons.Assets
Total assets¥876.9bnat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥901.4bnat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥834.9bnat 2025-09-30Cons.Liabilities
Total liabilities¥818.3bnat 2025-03-31Cons.Liabilities
Total liabilities¥825.5bnat 2024-09-30Cons.Liabilities
Net assets / equity¥32.9bnat 2025-09-30Cons.Net assets
Net assets / equity¥32.7bnat 2025-03-31Cons.Net assets
Net assets / equity¥37.3bnat 2024-09-30Cons.Net assets
Net assets / equity¥38.5bnat 2024-03-31vCons.Net assets
Net assets / equity¥34.8bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥46.7bnat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥35.0bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥53.5bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥71.9bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥93.4bnat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥8.1bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥31.2bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥8.8bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥9.1bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥16.9bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥3.9bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥5.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥9.2bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥9.4bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥4.9bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥385m2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥392m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥391m2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥361m2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥359m2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥76.482025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥105.062024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥72.432024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥99.022023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥67.582023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥2,523.24at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥2,516.25at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥2,875.73at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥2,967.02at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥2,671.99at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio3.7%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio3.7%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.2%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio4.3%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio3.8%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees427at 2025-09-30Cons.Number of employees
Employees419at 2025-03-31Cons.Number of employees
Employees433at 2024-09-30Cons.Number of employees
Employees428at 2024-03-31vCons.Number of employees
Employees440at 2023-09-30dCons.Number of employees
Ordinary income¥1.4bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥1.9bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥1.3bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥1.8bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥1.2bn2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥1.4bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥1.3bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥949m2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥1.3bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥880m2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥1.2bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥841m2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥864.6bnat 2025-09-30StandaloneAssets
Total assets¥848.0bnat 2025-03-31StandaloneAssets
Total assets¥859.7bnat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥873.7bnat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥898.1bnat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥834.0bnat 2025-09-30StandaloneLiabilities
Total liabilities¥817.5bnat 2025-03-31StandaloneLiabilities
Net assets / equity¥30.6bnat 2025-09-30StandaloneNet assets
Net assets / equity¥30.5bnat 2025-03-31StandaloneNet assets
Net assets / equity¥35.1bnat 2024-09-30StandaloneNet assets
Net assets / equity¥36.3bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥32.6bnat 2023-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥322024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥302023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Equity ratio3.5%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio3.6%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.1%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.2%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio3.6%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued12,701,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued12,701,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued12,701,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued12,701,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued12,701,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees419at 2025-09-30StandaloneNumber of employees
Employees411at 2025-03-31StandaloneNumber of employees
Employees425at 2024-09-30StandaloneNumber of employees
Employees420at 2024-03-31vStandaloneNumber of employees
Employees432at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 67
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2025-04-01 → 2025-09-30¥3m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2025-04-01 → 2025-09-30¥1m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2025-09-30¥139m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥10m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-09-30¥4.6bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2025-09-30¥4m
Reconciling Itemsreconcilingrevenue external2025-04-01 → 2025-09-30−¥8m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥27m
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥5.1bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2025-09-30¥0
Banking Businessreportable segmentcapex2025-04-01 → 2025-09-30¥73m
Banking Businessreportable segmentdepreciation2025-04-01 → 2025-09-30¥238m
Banking Businessreportable segmentrevenue external2025-04-01 → 2025-09-30¥6.9bn
Banking Businessreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥16m
Banking Businessreportable segmentsegment assetsat 2025-09-30¥864.6bn
Banking Businessreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥1.4bn
Leasing Businessreportable segmentcapex2025-04-01 → 2025-09-30¥3m
Leasing Businessreportable segmentdepreciation2025-04-01 → 2025-09-30¥4m
Leasing Businessreportable segmentrevenue external2025-04-01 → 2025-09-30¥524m
Leasing Businessreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥1m
Leasing Businessreportable segmentsegment assetsat 2025-09-30¥3.6bn
Leasing Businessreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥29m
—segment totalcapex2025-04-01 → 2025-09-30¥76m
—segment totaldepreciation2025-04-01 → 2025-09-30¥242m
—segment totalrevenue external2025-04-01 → 2025-09-30¥7.4bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥17m
—segment totalsegment assetsat 2025-09-30¥868.2bn
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥1.4bn
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2025-09-30¥80m
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2025-09-30¥244m
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2025-09-30¥7.6bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2025-09-30¥27m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥872.8bn
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30¥1.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2024-09-30¥4m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2024-09-30¥2m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥146m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥10m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥4.9bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30¥14m
Reconciling Itemsreconcilingrevenue external2024-04-01 → 2024-09-30−¥20m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥28m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥5.6bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30¥0
Banking Businessreportable segmentcapex2024-04-01 → 2024-09-30¥180m
Banking Businessreportable segmentdepreciation2024-04-01 → 2024-09-30¥283m
Banking Businessreportable segmentrevenue external2024-04-01 → 2024-09-30¥5.8bn
Banking Businessreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥16m
Banking Businessreportable segmentsegment assetsat 2024-09-30¥859.7bn
Banking Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥1.3bn
Leasing Businessreportable segmentdepreciation2024-04-01 → 2024-09-30¥3m
Leasing Businessreportable segmentrevenue external2024-04-01 → 2024-09-30¥589m
Leasing Businessreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥0
Leasing Businessreportable segmentsegment assetsat 2024-09-30¥3.9bn
Leasing Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥49m
—segment totalcapex2024-04-01 → 2024-09-30¥180m
—segment totaldepreciation2024-04-01 → 2024-09-30¥286m
—segment totalrevenue external2024-04-01 → 2024-09-30¥6.4bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥17m
—segment totalsegment assetsat 2024-09-30¥863.6bn
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥1.3bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥185m
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥289m
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥6.5bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥28m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥868.4bn
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥1.4bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,146
ItemContextValueUnit
LiabilitiesInterimInstant834881000000JPY
Capital stockPrior1YearInstant14743000000JPY
Capital stockInterimInstant14743000000JPY
Capital surplusPrior1YearInstant1294000000JPY
Capital surplusInterimInstant1297000000JPY
Retained earningsPrior1YearInstant25634000000JPY
Retained earningsInterimInstant26197000000JPY
Treasury stockPrior1YearInstant-28000000JPY
Treasury stockInterimInstant-16000000JPY
Shareholders equityPrior1YearInstant41644000000JPY
Shareholders equityInterimInstant42222000000JPY
Valuation difference on available for sale securitiesPrior1YearInstant-11451000000JPY
Valuation difference on available for sale securitiesInterimInstant-11893000000JPY
Revaluation reserve for landPrior1YearInstant1691000000JPY
Revaluation reserve for landInterimInstant1691000000JPY
Remeasurements of defined benefit plansPrior1YearInstant-45000000JPY
Remeasurements of defined benefit plansInterimInstant-43000000JPY
Valuation and translation adjustmentsPrior1YearInstant-9805000000JPY
Valuation and translation adjustmentsInterimInstant-10244000000JPY
Non controlling interestsPrior1YearInstant879000000JPY
Non controlling interestsInterimInstant884000000JPY
Net assetsPrior1YearInstant32718000000JPY
Net assetsInterimInstant32862000000JPY
Liabilities and net assetsPrior1YearInstant851063000000JPY
Liabilities and net assetsInterimInstant867743000000JPY
Ordinary income bnkPrior1InterimDuration6520000000JPY
Ordinary income bnkInterimDuration7553000000JPY
Interest income oibnkPrior1InterimDuration4501000000JPY
Interest income oibnkInterimDuration5290000000JPY
Interest on loans and discounts oibnkPrior1InterimDuration3832000000JPY
Interest on loans and discounts oibnkInterimDuration4512000000JPY
Interest and dividends on securities oibnkPrior1InterimDuration614000000JPY
Interest and dividends on securities oibnkInterimDuration692000000JPY
Fees and commissions oibnkPrior1InterimDuration1219000000JPY
Fees and commissions oibnkInterimDuration1251000000JPY
Other ordinary income oibnkPrior1InterimDuration571000000JPY
Other ordinary income oibnkInterimDuration520000000JPY
Other income oibnkPrior1InterimDuration228000000JPY
Other income oibnkInterimDuration490000000JPY
Ordinary expenses bnkPrior1InterimDuration5167000000JPY
Ordinary expenses bnkInterimDuration6154000000JPY
Interest expenses oebnkPrior1InterimDuration143000000JPY
Interest expenses oebnkInterimDuration775000000JPY
Interest on deposits oebnkPrior1InterimDuration128000000JPY
Interest on deposits oebnkInterimDuration688000000JPY
Fees and commissions payments oebnkPrior1InterimDuration762000000JPY
Fees and commissions payments oebnkInterimDuration767000000JPY
Other ordinary expenses oebnkPrior1InterimDuration516000000JPY
Other ordinary expenses oebnkInterimDuration834000000JPY
General and administrative expenses oebnkPrior1InterimDuration3675000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2024-09-30pass rounding
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2025-09-30pass
balance sheet identitynon_consolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2025-09-30pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass