Half-year report · HY

Period2024-04-01 → 2024-09-30
Filed2024-11-15
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 108
MetricValuePeriodScopeSource row
Ordinary income−¥646m2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥1.2bn2023-04-01 → 2024-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥566m2023-04-01 → 2023-09-30Cons.Ordinary income
Ordinary income¥1.1bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥510m2022-04-01 → 2022-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax−¥944m2024-04-01 → 2024-09-30Cons.Income before income taxes
Profit before tax¥563m2023-04-01 → 2023-09-30Cons.Income before income taxes
Net income (owners)−¥951m2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥866m2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥321m2023-04-01 → 2023-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥868m2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥402m2022-04-01 → 2022-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income−¥951m2024-04-01 → 2024-09-30Cons.Profit loss
Net income¥321m2023-04-01 → 2023-09-30Cons.Profit loss
Total assets¥846.6bnat 2024-09-30Cons.Assets
Total assets¥829.0bnat 2024-03-31Cons.Assets
Total assets¥819.6bnat 2023-09-30Cons.Assets
Total assets¥839.9bnat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥877.7bnat 2022-09-30dCons.Total assets (5-year summary)
Total liabilities¥821.3bnat 2024-09-30Cons.Liabilities
Total liabilities¥803.9bnat 2024-03-31Cons.Liabilities
Total liabilities¥796.2bnat 2023-09-30Cons.Liabilities
Net assets / equity¥25.3bnat 2024-09-30Cons.Net assets
Net assets / equity¥25.1bnat 2024-03-31Cons.Net assets
Net assets / equity¥23.4bnat 2023-09-30Cons.Net assets
Net assets / equity¥24.3bnat 2023-03-31dCons.Net assets
Net assets / equity¥23.7bnat 2022-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥98.1bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥77.9bnat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥71.9bnat 2023-09-30Cons.Cash and cash equivalents
Cash & equivalents¥75.4bnat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥120.6bnat 2022-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥18.7bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥1.2bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥6.8bn2023-04-01 → 2023-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥7.4bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥34.7bn2022-04-01 → 2022-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥237m2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥1.5bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥3.4bn2023-04-01 → 2023-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥6.5bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥3.4bn2022-04-01 → 2022-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow¥1.8bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥140m2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥140m2023-04-01 → 2023-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥140m2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥140m2022-04-01 → 2022-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥-32.882024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥30.982023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥11.52023-04-01 → 2023-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥31.052022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥14.392022-04-01 → 2022-09-30dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥720.88at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥891.63at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥830.74at 2023-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥862.71at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥841.8at 2022-09-30dCons.Net assets per share (5-year summary)
Equity ratio3.0%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio3.0%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio2.8%at 2023-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio2.9%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio2.7%at 2022-09-30dCons.Equity to asset ratio (5-year summary)
Employees483at 2024-09-30Cons.Number of employees
Employees484at 2024-03-31Cons.Number of employees
Employees501at 2023-09-30Cons.Number of employees
Employees498at 2023-03-31dCons.Number of employees
Employees505at 2022-09-30dCons.Number of employees
Ordinary income−¥652m2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥1.4bn2023-04-01 → 2024-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥585m2023-04-01 → 2023-09-30StandaloneOrdinary income
Ordinary income¥1.0bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥484m2022-04-01 → 2022-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax−¥951m2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Profit before tax¥582m2023-04-01 → 2023-09-30StandaloneIncome before income taxes
Net income−¥946m2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥1.1bn2023-04-01 → 2024-03-31StandaloneNet income loss (5-year summary)
Net income¥342m2023-04-01 → 2023-09-30StandaloneProfit loss
Net income¥790m2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥391m2022-04-01 → 2022-09-30dStandaloneNet income loss (5-year summary)
Total assets¥843.5bnat 2024-09-30StandaloneAssets
Total assets¥825.6bnat 2024-03-31StandaloneAssets
Total assets¥816.3bnat 2023-09-30StandaloneTotal assets (5-year summary)
Total assets¥836.3bnat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥874.5bnat 2022-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥820.1bnat 2024-09-30StandaloneLiabilities
Total liabilities¥802.3bnat 2024-03-31StandaloneLiabilities
Net assets / equity¥23.5bnat 2024-09-30StandaloneNet assets
Net assets / equity¥23.3bnat 2024-03-31StandaloneNet assets
Net assets / equity¥21.4bnat 2023-09-30StandaloneNet assets
Net assets / equity¥22.3bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥21.7bnat 2022-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥52023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥52022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Equity ratio2.8%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio2.8%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio2.6%at 2023-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio2.7%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio2.5%at 2022-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued34,900,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued28,000,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued28,000,000at 2023-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued28,000,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued28,000,000at 2022-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees441at 2024-09-30StandaloneNumber of employees
Employees439at 2024-03-31StandaloneNumber of employees
Employees457at 2023-09-30StandaloneNumber of employees
Employees456at 2023-03-31dStandaloneNumber of employees
Employees463at 2022-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 53
SegmentItemPeriodValue
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2024-09-30−¥1m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥68m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥2.3bn
jpcrp040300-q2r_E03637-000Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥760m
jpcrp040300-q2r_E03637-000Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥265m
jpcrp040300-q2r_E03637-000Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥5.4bn
jpcrp040300-q2r_E03637-000Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥31m
jpcrp040300-q2r_E03637-000Bankingreportable segmentsegment assetsat 2024-09-30¥842.7bn
jpcrp040300-q2r_E03637-000Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30−¥656m
jpcrp040300-q2r_E03637-000Credit Card And Credit Guaranteereportable segmentdepreciation2024-04-01 → 2024-09-30¥1m
jpcrp040300-q2r_E03637-000Credit Card And Credit Guaranteereportable segmentrevenue external2024-04-01 → 2024-09-30¥74m
jpcrp040300-q2r_E03637-000Credit Card And Credit Guaranteereportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥0
jpcrp040300-q2r_E03637-000Credit Card And Credit Guaranteereportable segmentsegment assetsat 2024-09-30¥715m
jpcrp040300-q2r_E03637-000Credit Card And Credit Guaranteereportable segmentsegment ordinary income2024-04-01 → 2024-09-30−¥10m
jpcrp040300-q2r_E03637-000Leasingreportable segmentcapex2024-04-01 → 2024-09-30¥7m
jpcrp040300-q2r_E03637-000Leasingreportable segmentdepreciation2024-04-01 → 2024-09-30¥19m
jpcrp040300-q2r_E03637-000Leasingreportable segmentrevenue external2024-04-01 → 2024-09-30¥1.2bn
jpcrp040300-q2r_E03637-000Leasingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥36m
jpcrp040300-q2r_E03637-000Leasingreportable segmentsegment assetsat 2024-09-30¥5.5bn
jpcrp040300-q2r_E03637-000Leasingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥20m
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥768m
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥286m
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥6.6bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥68m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥848.9bn
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30−¥646m
Reconciling Itemsreconcilingdepreciation2023-04-01 → 2023-09-30−¥2m
Reconciling Itemsreconcilingrevenue intersegment2023-04-01 → 2023-09-30−¥54m
Reconciling Itemsreconcilingsegment assetsat 2023-09-30−¥2.1bn
jpcrp040300-q2r_E03637-000Bankingreportable segmentcapex2023-04-01 → 2023-09-30¥178m
jpcrp040300-q2r_E03637-000Bankingreportable segmentdepreciation2023-04-01 → 2023-09-30¥225m
jpcrp040300-q2r_E03637-000Bankingreportable segmentrevenue external2023-04-01 → 2023-09-30¥5.4bn
jpcrp040300-q2r_E03637-000Bankingreportable segmentrevenue intersegment2023-04-01 → 2023-09-30¥29m
jpcrp040300-q2r_E03637-000Bankingreportable segmentsegment assetsat 2023-09-30¥815.5bn
jpcrp040300-q2r_E03637-000Bankingreportable segmentsegment ordinary income2023-04-01 → 2023-09-30¥581m
jpcrp040300-q2r_E03637-000Credit Card And Credit Guaranteereportable segmentcapex2023-04-01 → 2023-09-30¥0
jpcrp040300-q2r_E03637-000Credit Card And Credit Guaranteereportable segmentdepreciation2023-04-01 → 2023-09-30¥2m
jpcrp040300-q2r_E03637-000Credit Card And Credit Guaranteereportable segmentrevenue external2023-04-01 → 2023-09-30¥61m
jpcrp040300-q2r_E03637-000Credit Card And Credit Guaranteereportable segmentrevenue intersegment2023-04-01 → 2023-09-30¥0
jpcrp040300-q2r_E03637-000Credit Card And Credit Guaranteereportable segmentsegment assetsat 2023-09-30¥766m
jpcrp040300-q2r_E03637-000Credit Card And Credit Guaranteereportable segmentsegment ordinary income2023-04-01 → 2023-09-30−¥9m
jpcrp040300-q2r_E03637-000Leasingreportable segmentcapex2023-04-01 → 2023-09-30¥15m
jpcrp040300-q2r_E03637-000Leasingreportable segmentdepreciation2023-04-01 → 2023-09-30¥19m
jpcrp040300-q2r_E03637-000Leasingreportable segmentrevenue external2023-04-01 → 2023-09-30¥1.2bn
jpcrp040300-q2r_E03637-000Leasingreportable segmentrevenue intersegment2023-04-01 → 2023-09-30¥24m
jpcrp040300-q2r_E03637-000Leasingreportable segmentsegment assetsat 2023-09-30¥5.5bn
jpcrp040300-q2r_E03637-000Leasingreportable segmentsegment ordinary income2023-04-01 → 2023-09-30−¥6m
Total Of Reportable Segments And Otherssegment totalcapex2023-04-01 → 2023-09-30¥194m
Total Of Reportable Segments And Otherssegment totaldepreciation2023-04-01 → 2023-09-30¥248m
Total Of Reportable Segments And Otherssegment totalrevenue external2023-04-01 → 2023-09-30¥6.7bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2023-04-01 → 2023-09-30¥54m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2023-09-30¥821.7bn
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2023-04-01 → 2023-09-30¥566m

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,087
ItemContextValueUnit
Independent auditors report consolidated (text)FilingDateInstantText · Plus
Audit firm1 consolidatedFilingDateInstant
Original text (Japanese)有限責任監査法人 トーマツ
Cpa1 audit firm1 consolidatedFilingDateInstant
Original text (Japanese)  五十嵐  康 彦
Cpa2 audit firm1 consolidatedFilingDateInstant
Original text (Japanese)  石 坂  武 嗣 
Independent auditors report non consolidated (text)FilingDateInstantText · Plus
Audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)有限責任監査法人 トーマツ
Cpa1 audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)  五十嵐  康 彦 
Cpa2 audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)  石 坂  武 嗣 
Number of submissionFilingDateInstant1
Ordinary income (5-year summary)Prior2InterimDuration6628000000JPY
Ordinary income (5-year summary)Prior1InterimDuration6658000000JPY
Ordinary income (5-year summary)InterimDuration6604000000JPY
Ordinary income (5-year summary)Prior2YearDuration13290000000JPY
Ordinary income (5-year summary)Prior1YearDuration13303000000JPY
Ordinary income loss (5-year summary)Prior2InterimDuration510000000JPY
Ordinary income loss (5-year summary)Prior1InterimDuration566000000JPY
Ordinary income loss (5-year summary)InterimDuration-646000000JPY
Ordinary income loss (5-year summary)Prior2YearDuration1145000000JPY
Ordinary income loss (5-year summary)Prior1YearDuration1190000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior2InterimDuration402000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior1InterimDuration321000000JPY
Profit loss attributable to owners of parent (5-year summary)InterimDuration-951000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior2YearDuration868000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior1YearDuration866000000JPY
Comprehensive income (5-year summary)Prior2InterimDuration-3528000000JPY
Comprehensive income (5-year summary)Prior1InterimDuration-754000000JPY
Comprehensive income (5-year summary)InterimDuration-1574000000JPY
Comprehensive income (5-year summary)Prior2YearDuration-2938000000JPY
Comprehensive income (5-year summary)Prior1YearDuration951000000JPY
Net assets (5-year summary)Prior2InterimInstant23685000000JPY
Net assets (5-year summary)Prior1InterimInstant23379000000JPY
Net assets (5-year summary)InterimInstant25281000000JPY
Net assets (5-year summary)Prior2YearInstant24275000000JPY
Net assets (5-year summary)Prior1YearInstant25086000000JPY
Total assets (5-year summary)Prior2InterimInstant877715000000JPY
Total assets (5-year summary)Prior1InterimInstant819591000000JPY
Total assets (5-year summary)InterimInstant846559000000JPY
Total assets (5-year summary)Prior2YearInstant839877000000JPY
Total assets (5-year summary)Prior1YearInstant828952000000JPY
Net assets per share (5-year summary)Prior2InterimInstant841.80
Net assets per share (5-year summary)Prior1InterimInstant830.74
Net assets per share (5-year summary)InterimInstant720.88
Net assets per share (5-year summary)Prior2YearInstant862.71
Net assets per share (5-year summary)Prior1YearInstant891.63
Basic earnings loss per share (5-year summary)Prior2InterimDuration14.39
Basic earnings loss per share (5-year summary)Prior1InterimDuration11.50
Basic earnings loss per share (5-year summary)InterimDuration-32.88
Basic earnings loss per share (5-year summary)Prior2YearDuration31.05
Basic earnings loss per share (5-year summary)Prior1YearDuration30.98
Diluted earnings per share (5-year summary)Prior2InterimDuration-

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2023-09-30pass rounding
balance sheet identityconsolidated 2024-03-31pass
balance sheet identityconsolidated 2024-09-30pass rounding
balance sheet identitynon_consolidated 2024-03-31pass
balance sheet identitynon_consolidated 2024-09-30pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2023-09-30pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2023-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2023-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2023-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · total assetsconsolidated 2023-09-30pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2024-09-30pass