Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-26
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 116
MetricValuePeriodScopeSource row
Ordinary income¥924m2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥1.9bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥1.2bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥2.5bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥1.4bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥918m2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥1.2bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥597m2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.3bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥869m2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.8bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.1bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥628m2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥926m2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥824.6bnat 2025-09-30Cons.Assets
Total assets¥814.7bnat 2025-03-31Cons.Assets
Total assets¥821.9bnat 2024-09-30Cons.Assets
Total assets¥807.3bnat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥798.4bnat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥777.0bnat 2025-09-30Cons.Liabilities
Total liabilities¥769.8bnat 2025-03-31Cons.Liabilities
Total liabilities¥775.6bnat 2024-09-30Cons.Liabilities
Net assets / equity¥47.6bnat 2025-09-30Cons.Net assets
Net assets / equity¥44.9bnat 2025-03-31Cons.Net assets
Net assets / equity¥46.3bnat 2024-09-30Cons.Net assets
Net assets / equity¥46.8bnat 2024-03-31vCons.Net assets
Net assets / equity¥43.4bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥68.9bnat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥75.1bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥83.3bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥67.5bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥68.8bnat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥5.3bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥8.6bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥18.0bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥16.8bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥15.2bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥11.2bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥665m2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥2.0bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥666m2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥1.2bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥188m2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥370m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥185m2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥370m2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥186m2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥103.152025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥232.192024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥154.572024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥313.662023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥201.972023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥59.842025-04-01 → 2025-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥134.992024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥89.32024-04-01 → 2024-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥177.362023-04-01 → 2024-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥102.932023-04-01 → 2023-09-30dCons.Diluted earnings per share (5-year summary)
Net assets per share¥7,537.08at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥7,041.93at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥7,309.64at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥7,420.58at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥6,770.84at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio5.6%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.3%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.4%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.6%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio5.2%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees600at 2025-09-30Cons.Number of employees
Employees590at 2025-03-31Cons.Number of employees
Employees613at 2024-09-30Cons.Number of employees
Employees605at 2024-03-31vCons.Number of employees
Employees625at 2023-09-30dCons.Number of employees
Ordinary income¥867m2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥1.8bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥1.2bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥2.3bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥1.3bn2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥862m2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥1.2bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥592m2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥1.3bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥862m2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥1.7bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥1.1bn2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥821.2bnat 2025-09-30StandaloneAssets
Total assets¥811.3bnat 2025-03-31StandaloneAssets
Total assets¥818.7bnat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥803.7bnat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥795.7bnat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥776.6bnat 2025-09-30StandaloneLiabilities
Total liabilities¥769.4bnat 2025-03-31StandaloneLiabilities
Net assets / equity¥44.6bnat 2025-09-30StandaloneNet assets
Net assets / equity¥41.9bnat 2025-03-31StandaloneNet assets
Net assets / equity¥43.4bnat 2024-09-30StandaloneNet assets
Net assets / equity¥43.9bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥41.0bnat 2023-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥252025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥502024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥252024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥502023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥252023-04-01 → 2023-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio5.4%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.2%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.3%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.5%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio5.1%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued5,342,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued5,342,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued5,342,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued5,342,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued5,342,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees587at 2025-09-30StandaloneNumber of employees
Employees577at 2025-03-31StandaloneNumber of employees
Employees599at 2024-09-30StandaloneNumber of employees
Employees592at 2024-03-31vStandaloneNumber of employees
Employees611at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 66
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2025-04-01 → 2025-09-30¥0
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2025-09-30¥11m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥0
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-09-30¥155m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2025-09-30¥2m
Reconciling Itemsreconcilingdepreciation2025-04-01 → 2025-09-30¥23m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥171m
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥3.2bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2025-09-30¥2m
Bankingreportable segmentcapex2025-04-01 → 2025-09-30¥1.0bn
Bankingreportable segmentdepreciation2025-04-01 → 2025-09-30¥254m
Bankingreportable segmentrevenue external2025-04-01 → 2025-09-30¥7.2bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥31m
Bankingreportable segmentsegment assetsat 2025-09-30¥821.2bn
Bankingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥867m
Leasing And Guaranteereportable segmentcapex2025-04-01 → 2025-09-30¥17m
Leasing And Guaranteereportable segmentdepreciation2025-04-01 → 2025-09-30¥3m
Leasing And Guaranteereportable segmentrevenue external2025-04-01 → 2025-09-30¥1.1bn
Leasing And Guaranteereportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥138m
Leasing And Guaranteereportable segmentsegment assetsat 2025-09-30¥6.4bn
Leasing And Guaranteereportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥51m
—segment totalcapex2025-04-01 → 2025-09-30¥1.0bn
—segment totaldepreciation2025-04-01 → 2025-09-30¥257m
—segment totalrevenue external2025-04-01 → 2025-09-30¥8.4bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥170m
—segment totalsegment assetsat 2025-09-30¥827.7bn
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥919m
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2025-09-30¥1.0bn
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2025-09-30¥257m
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2025-09-30¥8.4bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2025-09-30¥171m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥827.8bn
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30¥922m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2024-09-30¥0
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥11m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥0
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥150m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30¥0
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2024-09-30¥19m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥150m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥3.3bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30¥0
Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥388m
Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥228m
Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥6.2bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥20m
Bankingreportable segmentsegment assetsat 2024-09-30¥818.7bn
Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥1.2bn
Leasing And Guaranteereportable segmentcapex2024-04-01 → 2024-09-30¥0
Leasing And Guaranteereportable segmentdepreciation2024-04-01 → 2024-09-30¥0
Leasing And Guaranteereportable segmentrevenue external2024-04-01 → 2024-09-30¥1.1bn
Leasing And Guaranteereportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥130m
Leasing And Guaranteereportable segmentsegment assetsat 2024-09-30¥6.4bn
Leasing And Guaranteereportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥68m
—segment totalcapex2024-04-01 → 2024-09-30¥388m
—segment totaldepreciation2024-04-01 → 2024-09-30¥229m
—segment totalrevenue external2024-04-01 → 2024-09-30¥7.3bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥150m
—segment totalsegment assetsat 2024-09-30¥825.1bn
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥1.2bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥388m
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥229m
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥7.4bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥150m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥825.3bn
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥1.2bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,109
ItemContextValueUnit
Ratio of voting rights heldInterimInstant_No2MajorShareholdersVotingRightsMember0.0548
Number of voting rights heldInterimInstant_No3MajorShareholdersVotingRightsMember1886
Ratio of voting rights heldInterimInstant_No3MajorShareholdersVotingRightsMember0.0358
Number of voting rights heldInterimInstant_No4MajorShareholdersVotingRightsMember1632
Ratio of voting rights heldInterimInstant_No4MajorShareholdersVotingRightsMember0.0310
Number of voting rights heldInterimInstant_No5MajorShareholdersVotingRightsMember1398
Ratio of voting rights heldInterimInstant_No5MajorShareholdersVotingRightsMember0.0266
Number of voting rights heldInterimInstant_No6MajorShareholdersVotingRightsMember1360
Ratio of voting rights heldInterimInstant_No6MajorShareholdersVotingRightsMember0.0258
Number of voting rights heldInterimInstant_No7MajorShareholdersVotingRightsMember1281
Ratio of voting rights heldInterimInstant_No7MajorShareholdersVotingRightsMember0.0243
Number of voting rights heldInterimInstant_No8MajorShareholdersVotingRightsMember1250
Ratio of voting rights heldInterimInstant_No8MajorShareholdersVotingRightsMember0.0237
Number of voting rights heldInterimInstant_No9MajorShareholdersVotingRightsMember1224
Ratio of voting rights heldInterimInstant_No9MajorShareholdersVotingRightsMember0.0232
Number of voting rights heldInterimInstant_No10MajorShareholdersVotingRightsMember1208
Ratio of voting rights heldInterimInstant_No10MajorShareholdersVotingRightsMember0.0229
Number of voting rights heldInterimInstant17108
Ratio of voting rights heldInterimInstant0.3255
Number of shares issued shares voting rightsInterimInstant_jpcrp040300-ssr_E03669-000TheFirstTimeClassBPreferredSharesSharesWithNoVotingRightsMember600000
Number of shares issued shares voting rightsInterimInstant_SharesWithRestrictedVotingRightsTreasurySharesEtcMember-
Number of shares issued shares voting rightsInterimInstant_SharesWithRestrictedVotingRightsOtherMember-
Number of voting rights issued shares voting rightsInterimInstant_SharesWithRestrictedVotingRightsOtherMember-
Number of shares issued shares voting rightsInterimInstant_OrdinarySharesTreasurySharesSharesWithFullVotingRightsTreasurySharesEtcMember56300
Number of voting rights issued shares voting rightsInterimInstant_OrdinarySharesSharesWithFullVotingRightsOtherMember52544
Number of shares issued shares voting rightsInterimInstant_OrdinarySharesSharesWithFullVotingRightsOtherMember5254400
Number of shares issued shares voting rightsInterimInstant_OrdinarySharesSharesLessThanOneUnitMember31744
Number of shares issued shares voting rightsInterimInstant5942444
Number of voting rights issued shares voting rightsInterimInstant52544
Number of shares held in own name treasury shares etcInterimInstant_Row1Member56300
Number of shares held in others names treasury shares etcInterimInstant_Row1Member-
Total number of shares held treasury shares etcInterimInstant_Row1Member56300
Shareholding ratio treasury shares etcInterimInstant_Row1Member0.0094
Number of shares held in own name treasury shares etcInterimInstant56300
Number of shares held in others names treasury shares etcInterimInstant-
Total number of shares held treasury shares etcInterimInstant56300
Shareholding ratio treasury shares etcInterimInstant0.0094
Cash and due from banks assets bnkPrior1YearInstant75189000000JPY
Cash and due from banks assets bnkInterimInstant69068000000JPY
Securities assets bnkPrior1YearInstant161703000000JPY
Securities assets bnkInterimInstant176050000000JPY
Loans and bills discounted assets bnkPrior1YearInstant554169000000JPY
Loans and bills discounted assets bnkInterimInstant555567000000JPY
Foreign exchanges assets bnkPrior1YearInstant285000000JPY
Foreign exchanges assets bnkInterimInstant263000000JPY
Lease receivables and investment assets caPrior1YearInstant5339000000JPY
Lease receivables and investment assets caInterimInstant5175000000JPY
Other assets assets bnkPrior1YearInstant1629000000JPY
Other assets assets bnkInterimInstant1825000000JPY
Property plant and equipmentPrior1YearInstant13162000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2024-09-30pass rounding
balance sheet identityconsolidated 2025-03-31pass
balance sheet identityconsolidated 2025-09-30pass rounding
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2025-09-30pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass