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← The Howa Bank

Annual report

8559.TEDINET S100W0EY
Period2024-04-01 → 2025-03-31
Filed2025-06-20
StandardJapan GAAP
ConsolidatedNo
Data checks11 of 11 passed
Key figures · 84
MetricValuePeriodScopeSource row
Ordinary income¥1.3bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥682m2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥1.5bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥959m2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥803m2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥1.1bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax¥651m2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥1.0bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥877m2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥1.3bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥848m2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Net income¥995m2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Total assets¥599.5bnat 2025-03-31StandaloneAssets
Total assets¥620.8bnat 2024-03-31StandaloneAssets
Total assets¥619.7bnat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥642.9bnat 2022-03-31dStandaloneTotal assets (5-year summary)
Total assets¥633.6bnat 2021-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥565.4bnat 2025-03-31StandaloneLiabilities
Total liabilities¥583.6bnat 2024-03-31StandaloneLiabilities
Net assets / equity¥34.1bnat 2025-03-31StandaloneNet assets
Net assets / equity¥37.2bnat 2024-03-31StandaloneNet assets
Net assets / equity¥32.2bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥32.0bnat 2022-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥31.9bnat 2021-03-31dStandaloneNet assets (5-year summary)
Cash & equivalents¥50.4bnat 2025-03-31StandaloneCash and cash equivalents
Cash & equivalents¥77.6bnat 2024-03-31StandaloneCash and cash equivalents
Cash & equivalents¥78.9bnat 2023-03-31dStandaloneCash and cash equivalents
Cash & equivalents¥103.7bnat 2022-03-31dStandaloneCash and cash equivalents (5-year summary)
Cash & equivalents¥97.6bnat 2021-03-31dStandaloneCash and cash equivalents (5-year summary)
Operating cash flow−¥19.8bn2024-04-01 → 2025-03-31StandaloneNet cash provided by used in operating activities
Operating cash flow−¥5.7bn2023-04-01 → 2024-03-31StandaloneNet cash provided by used in operating activities
Operating cash flow−¥24.8bn2022-04-01 → 2023-03-31dStandaloneNet cash provided by used in operating activities (5-year summary)
Operating cash flow¥13.2bn2021-04-01 → 2022-03-31dStandaloneNet cash provided by used in operating activities (5-year summary)
Operating cash flow¥38.4bn2020-04-01 → 2021-03-31dStandaloneNet cash provided by used in operating activities (5-year summary)
Investing cash flow−¥5.3bn2024-04-01 → 2025-03-31StandaloneNet cash provided by used in investment activities
Investing cash flow¥1.3bn2023-04-01 → 2024-03-31StandaloneNet cash provided by used in investment activities
Investing cash flow¥433m2022-04-01 → 2023-03-31dStandaloneNet cash provided by used in investing activities (5-year summary)
Investing cash flow−¥6.7bn2021-04-01 → 2022-03-31dStandaloneNet cash provided by used in investing activities (5-year summary)
Investing cash flow−¥3.4bn2020-04-01 → 2021-03-31dStandaloneNet cash provided by used in investing activities (5-year summary)
Financing cash flow−¥2.1bn2024-04-01 → 2025-03-31StandaloneNet cash provided by used in financing activities
Financing cash flow¥3.1bn2023-04-01 → 2024-03-31StandaloneNet cash provided by used in financing activities
Financing cash flow−¥451m2022-04-01 → 2023-03-31dStandaloneNet cash provided by used in financing activities (5-year summary)
Financing cash flow−¥464m2021-04-01 → 2022-03-31dStandaloneNet cash provided by used in financing activities (5-year summary)
Financing cash flow−¥472m2020-04-01 → 2021-03-31dStandaloneNet cash provided by used in financing activities (5-year summary)
EPS (basic)¥106.742024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥83.882023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥159.622022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥82.732021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥107.942020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥19.542024-04-01 → 2025-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥18.32023-04-01 → 2024-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥28.172022-04-01 → 2023-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥18.892021-04-01 → 2022-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥21.372020-04-01 → 2021-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥102024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥102023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥102022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥102021-04-01 → 2022-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥102020-04-01 → 2021-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥788.57at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,051.52at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥814.03at 2023-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥789.13at 2022-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥770.17at 2021-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio5.7%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio6.0%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.2%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio5.0%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio5.0%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE2.9%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE2.5%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE4.1%2022-04-01 → 2023-03-31dStandaloneRate of return on equity (5-year summary)
ROE2.6%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
ROE3.2%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued5,944,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued5,944,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued5,944,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued5,944,000at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued5,944,000at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees503at 2025-03-31StandaloneNumber of employees
Employees511at 2024-03-31StandaloneNumber of employees
Employees508at 2023-03-31dStandaloneNumber of employees
Employees520at 2022-03-31dStandaloneNumber of employees
Employees512at 2021-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

All source rows · 1,391
ItemContextValueUnit
Resolution dividends of surplusFilingDateInstant_Row1Member
Original text (Japanese)定時株主総会決議(予定)
Overview of corporate governance (text)FilingDateInstantText · Plus
Corporate governance company with audit and supervisory committee (text)FilingDateInstantText · Plus
Information about officers (text)FilingDateInstantText · Plus
Official title or position information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000GondoAtsushiMember
Original text (Japanese)取締役頭取(代表取締役)
Name information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000GondoAtsushiMember
Original text (Japanese)権藤　　淳
Date of birth information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000GondoAtsushiMember1952-04-30
Career summary information about directors and corporate auditors (text)FilingDateInstant_jpcrp030000-asr_E03673-000GondoAtsushiMemberText · Plus
Term of office information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000GondoAtsushiMember
Original text (Japanese)(注)３
Official title or position information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000MakinoGunjiMember
Original text (Japanese)取締役専務(代表取締役)
Name information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000MakinoGunjiMember
Original text (Japanese)牧野　郡二
Date of birth information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000MakinoGunjiMember1959-02-14
Career summary information about directors and corporate auditors (text)FilingDateInstant_jpcrp030000-asr_E03673-000MakinoGunjiMemberText · Plus
Term of office information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000MakinoGunjiMember
Original text (Japanese)(注)３
Official title or position information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000WatanabeYasufumiMember
Original text (Japanese)常務取締役事務統括部長
Name information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000WatanabeYasufumiMember
Original text (Japanese)渡部　悌史
Date of birth information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000WatanabeYasufumiMember1959-03-22
Career summary information about directors and corporate auditors (text)FilingDateInstant_jpcrp030000-asr_E03673-000WatanabeYasufumiMemberText · Plus
Term of office information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000WatanabeYasufumiMember
Original text (Japanese)(注)３
Official title or position information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000TsuruHirofumiMember
Original text (Japanese)取締役営業統括部長兼営業統括部地方創生推進室長
Name information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000TsuruHirofumiMember
Original text (Japanese)都留　裕文
Date of birth information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000TsuruHirofumiMember1960-01-21
Career summary information about directors and corporate auditors (text)FilingDateInstant_jpcrp030000-asr_E03673-000TsuruHirofumiMemberText · Plus
Term of office information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000TsuruHirofumiMember
Original text (Japanese)(注)３
Official title or position information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000SatoMasahiroMember
Original text (Japanese)取締役
Name information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000SatoMasahiroMember
Original text (Japanese)佐藤　真広
Date of birth information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000SatoMasahiroMember1964-02-19
Career summary information about directors and corporate auditors (text)FilingDateInstant_jpcrp030000-asr_E03673-000SatoMasahiroMemberText · Plus
Term of office information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000SatoMasahiroMember
Original text (Japanese)(注)３
Official title or position information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000HamanoNorioMember
Original text (Japanese)取締役総合企画部長兼IT戦略室長
Name information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000HamanoNorioMember
Original text (Japanese)浜野　法生
Date of birth information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000HamanoNorioMember1965-03-04
Career summary information about directors and corporate auditors (text)FilingDateInstant_jpcrp030000-asr_E03673-000HamanoNorioMemberText · Plus
Term of office information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000HamanoNorioMember
Original text (Japanese)(注)３
Official title or position information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000SatoNaotakeMember
Original text (Japanese)取締役融資部長
Name information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000SatoNaotakeMember
Original text (Japanese)佐藤　直威
Date of birth information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000SatoNaotakeMember1966-12-21
Career summary information about directors and corporate auditors (text)FilingDateInstant_jpcrp030000-asr_E03673-000SatoNaotakeMemberText · Plus
Term of office information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000SatoNaotakeMember
Original text (Japanese)(注)３
Official title or position information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000AkamatsuKenichiroMember
Original text (Japanese)取締役
Name information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000AkamatsuKenichiroMember
Original text (Japanese)赤松　健一郎
Date of birth information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000AkamatsuKenichiroMember1949-05-27
Career summary information about directors and corporate auditors (text)FilingDateInstant_jpcrp030000-asr_E03673-000AkamatsuKenichiroMemberText · Plus
Term of office information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000AkamatsuKenichiroMember
Original text (Japanese)(注)３
Official title or position information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000WatanabeHirokoMember
Original text (Japanese)取締役
Name information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000WatanabeHirokoMember
Original text (Japanese)渡邊　博子
Date of birth information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000WatanabeHirokoMember1965-08-28
Career summary information about directors and corporate auditors (text)FilingDateInstant_jpcrp030000-asr_E03673-000WatanabeHirokoMemberText · Plus
Term of office information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000WatanabeHirokoMember
Original text (Japanese)(注)３
Official title or position information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03673-000SatoToshiakiMember
Original text (Japanese)取締役監査等委員

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 11 of 11 passed
balance sheet identitynon_consolidated 2024-03-31pass rounding
balance sheet identitynon_consolidated 2025-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · operating cash flownon_consolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flownon_consolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass