Quarterly report · HY

Period2022-04-01 → 2022-09-30
Filed2022-11-25
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 116
MetricValuePeriodScopeSource row
Ordinary income¥2.4bn2022-04-01 → 2022-09-30Cons.Ordinary income
Ordinary income¥2.8bn2021-04-01 → 2022-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥1.9bn2021-04-01 → 2021-09-30Cons.Ordinary income
Ordinary income¥2.8bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥1.3bn2020-04-01 → 2020-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥2.4bn2022-04-01 → 2022-09-30Cons.Income before income taxes
Profit before tax¥1.8bn2021-04-01 → 2021-09-30Cons.Income before income taxes
Net income (owners)¥1.7bn2022-04-01 → 2022-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥2.1bn2021-04-01 → 2022-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.3bn2021-04-01 → 2021-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.5bn2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥775m2020-04-01 → 2020-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥1.7bn2022-04-01 → 2022-09-30Cons.Profit loss
Net income¥1.3bn2021-04-01 → 2021-09-30Cons.Profit loss
Total assets¥1.58Tat 2022-09-30Cons.Assets
Total assets¥1.68Tat 2022-03-31Cons.Assets
Total assets¥1.71Tat 2021-09-30Cons.Assets
Total assets¥1.67Tat 2021-03-31dCons.Total assets (5-year summary)
Total assets¥1.55Tat 2020-09-30dCons.Total assets (5-year summary)
Total liabilities¥1.51Tat 2022-09-30Cons.Liabilities
Total liabilities¥1.60Tat 2022-03-31Cons.Liabilities
Total liabilities¥1.63Tat 2021-09-30Cons.Liabilities
Net assets / equity¥73.9bnat 2022-09-30Cons.Net assets
Net assets / equity¥75.4bnat 2022-03-31Cons.Net assets
Net assets / equity¥76.7bnat 2021-09-30Cons.Net assets
Net assets / equity¥74.5bnat 2021-03-31dCons.Net assets
Net assets / equity¥71.5bnat 2020-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥189.2bnat 2022-09-30Cons.Cash and cash equivalents
Cash & equivalents¥277.9bnat 2022-03-31Cons.Cash and cash equivalents
Cash & equivalents¥336.0bnat 2021-09-30Cons.Cash and cash equivalents
Cash & equivalents¥314.8bnat 2021-03-31dCons.Cash and cash equivalents
Cash & equivalents¥219.2bnat 2020-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥106.8bn2022-04-01 → 2022-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥30.5bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥19.3bn2021-04-01 → 2021-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥213.7bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥113.7bn2020-04-01 → 2020-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥18.3bn2022-04-01 → 2022-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥5.8bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥2.0bn2021-04-01 → 2021-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥837m2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥3.3bn2020-04-01 → 2020-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥293m2022-04-01 → 2022-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥591m2021-04-01 → 2022-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥211m2021-04-01 → 2021-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥465m2020-04-01 → 2021-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥253m2020-04-01 → 2020-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥197.152022-04-01 → 2022-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥249.442021-04-01 → 2022-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥149.272021-04-01 → 2021-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥180.332020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥91.922020-04-01 → 2020-09-30dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥196.032022-04-01 → 2022-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥247.962021-04-01 → 2022-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥148.342021-04-01 → 2021-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥179.072020-04-01 → 2021-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥91.272020-04-01 → 2020-09-30dCons.Diluted earnings per share (5-year summary)
Net assets per share¥8,782.39at 2022-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥8,977.27at 2022-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥9,022.54at 2021-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥8,795.72at 2021-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥8,441.33at 2020-09-30dCons.Net assets per share (5-year summary)
Equity ratio4.7%at 2022-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio4.5%at 2022-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.5%at 2021-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio4.5%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio4.6%at 2020-09-30dCons.Equity to asset ratio (5-year summary)
Employees841at 2022-09-30Cons.Number of employees
Employees833at 2022-03-31Cons.Number of employees
Employees871at 2021-09-30Cons.Number of employees
Employees853at 2021-03-31dCons.Number of employees
Employees895at 2020-09-30dCons.Number of employees
Ordinary income¥2.4bn2022-04-01 → 2022-09-30StandaloneOrdinary income
Ordinary income¥2.8bn2021-04-01 → 2022-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥2.0bn2021-04-01 → 2021-09-30StandaloneOrdinary income
Ordinary income¥2.6bn2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥1.3bn2020-04-01 → 2020-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥2.3bn2022-04-01 → 2022-09-30StandaloneIncome before income taxes
Profit before tax¥2.0bn2021-04-01 → 2021-09-30StandaloneIncome before income taxes
Net income¥1.7bn2022-04-01 → 2022-09-30StandaloneProfit loss
Net income¥2.2bn2021-04-01 → 2022-03-31StandaloneNet income loss (5-year summary)
Net income¥1.5bn2021-04-01 → 2021-09-30StandaloneProfit loss
Net income¥1.5bn2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Net income¥854m2020-04-01 → 2020-09-30dStandaloneNet income loss (5-year summary)
Total assets¥1.58Tat 2022-09-30StandaloneAssets
Total assets¥1.67Tat 2022-03-31StandaloneAssets
Total assets¥1.70Tat 2021-09-30StandaloneTotal assets (5-year summary)
Total assets¥1.66Tat 2021-03-31dStandaloneTotal assets (5-year summary)
Total assets¥1.54Tat 2020-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥1.51Tat 2022-09-30StandaloneLiabilities
Total liabilities¥1.60Tat 2022-03-31StandaloneLiabilities
Net assets / equity¥71.3bnat 2022-09-30StandaloneNet assets
Net assets / equity¥72.7bnat 2022-03-31StandaloneNet assets
Net assets / equity¥74.1bnat 2021-09-30StandaloneNet assets
Net assets / equity¥71.8bnat 2021-03-31dStandaloneNet assets
Net assets / equity¥69.3bnat 2020-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥302022-04-01 → 2022-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥602021-04-01 → 2022-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥252021-04-01 → 2021-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥502020-04-01 → 2021-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥252020-04-01 → 2020-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio4.5%at 2022-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.3%at 2022-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.3%at 2021-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.3%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.5%at 2020-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued8,793,000at 2022-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued8,793,000at 2022-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued8,793,000at 2021-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued8,793,000at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued8,793,000at 2020-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees830at 2022-09-30StandaloneNumber of employees
Employees820at 2022-03-31StandaloneNumber of employees
Employees856at 2021-09-30StandaloneNumber of employees
Employees840at 2021-03-31dStandaloneNumber of employees
Employees882at 2020-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 53
SegmentItemPeriodValue
Reconciling Itemsreconcilingrevenue external2022-04-01 → 2022-09-30−¥85m
Reconciling Itemsreconcilingrevenue intersegment2022-04-01 → 2022-09-30−¥446m
Reconciling Itemsreconcilingsegment assetsat 2022-09-30−¥11.3bn
Reconciling Itemsreconcilingsegment ordinary income2022-04-01 → 2022-09-30−¥137m
jpcrp040300-q2r_E03634-000Bankingreportable segmentcapex2022-04-01 → 2022-09-30¥188m
jpcrp040300-q2r_E03634-000Bankingreportable segmentdepreciation2022-04-01 → 2022-09-30¥303m
jpcrp040300-q2r_E03634-000Bankingreportable segmentrevenue external2022-04-01 → 2022-09-30¥9.9bn
jpcrp040300-q2r_E03634-000Bankingreportable segmentrevenue intersegment2022-04-01 → 2022-09-30¥176m
jpcrp040300-q2r_E03634-000Bankingreportable segmentsegment assetsat 2022-09-30¥1.58T
jpcrp040300-q2r_E03634-000Bankingreportable segmentsegment ordinary income2022-04-01 → 2022-09-30¥2.4bn
jpcrp040300-q2r_E03634-000Credit Card Credit Guaranteereportable segmentdepreciation2022-04-01 → 2022-09-30¥2m
jpcrp040300-q2r_E03634-000Credit Card Credit Guaranteereportable segmentrevenue external2022-04-01 → 2022-09-30¥91m
jpcrp040300-q2r_E03634-000Credit Card Credit Guaranteereportable segmentrevenue intersegment2022-04-01 → 2022-09-30¥264m
jpcrp040300-q2r_E03634-000Credit Card Credit Guaranteereportable segmentsegment assetsat 2022-09-30¥2.0bn
jpcrp040300-q2r_E03634-000Credit Card Credit Guaranteereportable segmentsegment ordinary income2022-04-01 → 2022-09-30¥141m
jpcrp040300-q2r_E03634-000Leasingreportable segmentcapex2022-04-01 → 2022-09-30¥0
jpcrp040300-q2r_E03634-000Leasingreportable segmentdepreciation2022-04-01 → 2022-09-30¥5m
jpcrp040300-q2r_E03634-000Leasingreportable segmentrevenue external2022-04-01 → 2022-09-30¥2.1bn
jpcrp040300-q2r_E03634-000Leasingreportable segmentrevenue intersegment2022-04-01 → 2022-09-30¥4m
jpcrp040300-q2r_E03634-000Leasingreportable segmentsegment assetsat 2022-09-30¥12.2bn
jpcrp040300-q2r_E03634-000Leasingreportable segmentsegment ordinary income2022-04-01 → 2022-09-30¥25m
—segment totalcapex2022-04-01 → 2022-09-30¥188m
—segment totaldepreciation2022-04-01 → 2022-09-30¥311m
—segment totalrevenue external2022-04-01 → 2022-09-30¥12.0bn
—segment totalrevenue intersegment2022-04-01 → 2022-09-30¥446m
—segment totalsegment assetsat 2022-09-30¥1.59T
—segment totalsegment ordinary income2022-04-01 → 2022-09-30¥2.5bn
Reconciling Itemsreconcilingrevenue intersegment2021-04-01 → 2021-09-30−¥607m
Reconciling Itemsreconcilingsegment assetsat 2021-09-30−¥10.0bn
Reconciling Itemsreconcilingsegment ordinary income2021-04-01 → 2021-09-30−¥297m
jpcrp040300-q2r_E03634-000Bankingreportable segmentcapex2021-04-01 → 2021-09-30¥128m
jpcrp040300-q2r_E03634-000Bankingreportable segmentdepreciation2021-04-01 → 2021-09-30¥301m
jpcrp040300-q2r_E03634-000Bankingreportable segmentrevenue external2021-04-01 → 2021-09-30¥9.6bn
jpcrp040300-q2r_E03634-000Bankingreportable segmentrevenue intersegment2021-04-01 → 2021-09-30¥336m
jpcrp040300-q2r_E03634-000Bankingreportable segmentsegment assetsat 2021-09-30¥1.70T
jpcrp040300-q2r_E03634-000Bankingreportable segmentsegment ordinary income2021-04-01 → 2021-09-30¥2.0bn
jpcrp040300-q2r_E03634-000Credit Card Credit Guaranteereportable segmentdepreciation2021-04-01 → 2021-09-30¥2m
jpcrp040300-q2r_E03634-000Credit Card Credit Guaranteereportable segmentrevenue external2021-04-01 → 2021-09-30¥74m
jpcrp040300-q2r_E03634-000Credit Card Credit Guaranteereportable segmentrevenue intersegment2021-04-01 → 2021-09-30¥266m
jpcrp040300-q2r_E03634-000Credit Card Credit Guaranteereportable segmentsegment assetsat 2021-09-30¥1.9bn
jpcrp040300-q2r_E03634-000Credit Card Credit Guaranteereportable segmentsegment ordinary income2021-04-01 → 2021-09-30¥115m
jpcrp040300-q2r_E03634-000Leasingreportable segmentcapex2021-04-01 → 2021-09-30¥1m
jpcrp040300-q2r_E03634-000Leasingreportable segmentdepreciation2021-04-01 → 2021-09-30¥9m
jpcrp040300-q2r_E03634-000Leasingreportable segmentrevenue external2021-04-01 → 2021-09-30¥1.5bn
jpcrp040300-q2r_E03634-000Leasingreportable segmentrevenue intersegment2021-04-01 → 2021-09-30¥5m
jpcrp040300-q2r_E03634-000Leasingreportable segmentsegment assetsat 2021-09-30¥10.7bn
jpcrp040300-q2r_E03634-000Leasingreportable segmentsegment ordinary income2021-04-01 → 2021-09-30¥18m
—segment totalcapex2021-04-01 → 2021-09-30¥130m
—segment totaldepreciation2021-04-01 → 2021-09-30¥313m
—segment totalrevenue external2021-04-01 → 2021-09-30¥11.2bn
—segment totalrevenue intersegment2021-04-01 → 2021-09-30¥607m
—segment totalsegment assetsat 2021-09-30¥1.72T
—segment totalsegment ordinary income2021-04-01 → 2021-09-30¥2.2bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,160
ItemContextValueUnit
Independent auditors report consolidated (text)FilingDateInstantText · Plus
Audit firm1 consolidatedFilingDateInstant
Original text (Japanese)北光監査法人
Cpa1 audit firm1 consolidatedFilingDateInstant
Original text (Japanese)遠 藤  明 哲
Cpa2 audit firm1 consolidatedFilingDateInstant
Original text (Japanese)戸 小 台  誠
Cpa3 audit firm1 consolidatedFilingDateInstant
Original text (Japanese)岩 根  洋 介
Independent auditors report non consolidated (text)FilingDateInstantText · Plus
Audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)北光監査法人
Cpa1 audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)遠 藤  明 哲
Cpa2 audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)戸 小 台  誠
Cpa3 audit firm1 non consolidatedFilingDateInstant
Original text (Japanese)岩 根  洋 介
Number of submissionFilingDateInstant1
Ordinary income (5-year summary)Prior2InterimDuration10840000000JPY
Ordinary income (5-year summary)Prior1InterimDuration11153000000JPY
Ordinary income (5-year summary)InterimDuration11920000000JPY
Ordinary income (5-year summary)Prior2YearDuration22412000000JPY
Ordinary income (5-year summary)Prior1YearDuration23142000000JPY
Ordinary income loss (5-year summary)Prior2InterimDuration1323000000JPY
Ordinary income loss (5-year summary)Prior1InterimDuration1866000000JPY
Ordinary income loss (5-year summary)InterimDuration2381000000JPY
Ordinary income loss (5-year summary)Prior2YearDuration2811000000JPY
Ordinary income loss (5-year summary)Prior1YearDuration2779000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior2InterimDuration775000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior1InterimDuration1263000000JPY
Profit loss attributable to owners of parent (5-year summary)InterimDuration1654000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior2YearDuration1522000000JPY
Profit loss attributable to owners of parent (5-year summary)Prior1YearDuration2111000000JPY
Comprehensive income (5-year summary)Prior2InterimDuration2278000000JPY
Comprehensive income (5-year summary)Prior1InterimDuration2354000000JPY
Comprehensive income (5-year summary)InterimDuration-1183000000JPY
Comprehensive income (5-year summary)Prior2YearDuration5480000000JPY
Comprehensive income (5-year summary)Prior1YearDuration1449000000JPY
Net assets (5-year summary)Prior2InterimInstant71486000000JPY
Net assets (5-year summary)Prior1InterimInstant76654000000JPY
Net assets (5-year summary)InterimInstant73927000000JPY
Net assets (5-year summary)Prior2YearInstant74476000000JPY
Net assets (5-year summary)Prior1YearInstant75369000000JPY
Total assets (5-year summary)Prior2InterimInstant1545422000000JPY
Total assets (5-year summary)Prior1InterimInstant1706922000000JPY
Total assets (5-year summary)InterimInstant1583519000000JPY
Total assets (5-year summary)Prior2YearInstant1665633000000JPY
Total assets (5-year summary)Prior1YearInstant1677417000000JPY
Net assets per share (5-year summary)Prior2InterimInstant8441.33
Net assets per share (5-year summary)Prior1InterimInstant9022.54
Net assets per share (5-year summary)InterimInstant8782.39
Net assets per share (5-year summary)Prior2YearInstant8795.72
Net assets per share (5-year summary)Prior1YearInstant8977.27
Basic earnings loss per share (5-year summary)Prior2InterimDuration91.92
Basic earnings loss per share (5-year summary)Prior1InterimDuration149.27
Basic earnings loss per share (5-year summary)InterimDuration197.15
Basic earnings loss per share (5-year summary)Prior2YearDuration180.33

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2021-09-30pass rounding
balance sheet identityconsolidated 2022-03-31pass rounding
balance sheet identityconsolidated 2022-09-30pass rounding
balance sheet identitynon_consolidated 2022-03-31pass rounding
balance sheet identitynon_consolidated 2022-09-30pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2021-03-31pass
statement vs summary · net assetsconsolidated 2021-09-30pass
statement vs summary · net assetsconsolidated 2022-03-31pass
statement vs summary · net assetsconsolidated 2022-09-30pass
statement vs summary · net assetsnon_consolidated 2021-03-31pass
statement vs summary · net assetsnon_consolidated 2021-09-30pass
statement vs summary · net assetsnon_consolidated 2022-03-31pass
statement vs summary · net assetsnon_consolidated 2022-09-30pass
statement vs summary · net income attributable to parentconsolidated 2021-04-01/2021-09-30pass
statement vs summary · net income attributable to parentconsolidated 2022-04-01/2022-09-30pass
statement vs summary · operating cash flowconsolidated 2021-04-01/2021-09-30pass
statement vs summary · operating cash flowconsolidated 2022-04-01/2022-09-30pass
statement vs summary · total assetsconsolidated 2021-09-30pass
statement vs summary · total assetsconsolidated 2022-03-31pass
statement vs summary · total assetsconsolidated 2022-09-30pass
statement vs summary · total assetsnon_consolidated 2022-03-31pass
statement vs summary · total assetsnon_consolidated 2022-09-30pass