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Half-year report · HY

8550.TEDINET S100X0RT
Period2025-04-01 → 2025-09-30
Filed2025-11-12
StandardJapan GAAP
ConsolidatedYes
Data checks23 of 23 passed
Key figures · 110
MetricValuePeriodScopeSource row
Ordinary income¥4.9bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income−¥23.6bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥2.0bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥4.2bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥3.5bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥5.0bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥2.1bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥4.3bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)−¥22.3bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.5bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥2.1bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.8bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥4.4bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥1.5bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥3.38Tat 2025-09-30Cons.Assets
Total assets¥3.33Tat 2025-03-31Cons.Assets
Total assets¥3.36Tat 2024-09-30Cons.Assets
Total assets¥3.31Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥3.31Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥3.23Tat 2025-09-30Cons.Liabilities
Total liabilities¥3.18Tat 2025-03-31Cons.Liabilities
Net assets / equity¥159.0bnat 2025-09-30Cons.Net assets
Net assets / equity¥153.1bnat 2025-03-31Cons.Net assets
Net assets / equity¥151.7bnat 2024-09-30Cons.Net assets
Net assets / equity¥151.8bnat 2024-03-31vCons.Net assets
Net assets / equity¥148.6bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥484.2bnat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥684.5bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥610.6bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥572.4bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥641.7bnat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥170.5bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥97.7bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥56.3bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥14.6bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥78.4bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥29.5bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥210.6bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥17.7bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥4.9bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥247m2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥249m2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥672m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥303m2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥636m2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥321m2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥41.832025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥-215.452024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥14.192024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥20.292023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥17.82023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,511.16at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,461.32at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,448.34at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,450.18at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,420.14at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio4.7%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio4.5%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.5%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio4.5%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio4.4%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees1,552at 2025-09-30Cons.Number of employees
Employees1,513at 2025-03-31Cons.Number of employees
Employees1,573at 2024-09-30Cons.Number of employees
Employees1,544at 2024-03-31vCons.Number of employees
Employees1,635at 2023-09-30dCons.Number of employees
Ordinary income¥4.5bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income−¥24.1bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥1.8bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥3.5bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥3.0bn2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥4.6bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥1.9bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥4.2bn2025-04-01 → 2025-09-30StandaloneProfit loss
Net income−¥22.5bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥1.4bn2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥1.8bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥1.7bn2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥3.36Tat 2025-09-30StandaloneAssets
Total assets¥3.31Tat 2025-03-31StandaloneAssets
Total assets¥3.34Tat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥3.29Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥3.30Tat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥3.22Tat 2025-09-30StandaloneLiabilities
Total liabilities¥3.17Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥145.5bnat 2025-09-30StandaloneNet assets
Net assets / equity¥139.1bnat 2025-03-31StandaloneNet assets
Net assets / equity¥140.4bnat 2024-09-30StandaloneNet assets
Net assets / equity¥140.1bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥140.8bnat 2023-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥122025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥72024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥3.52024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥62023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥32023-04-01 → 2023-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio4.3%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.2%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.2%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.3%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.3%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued109,608,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued109,608,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued109,608,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued109,608,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued109,608,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees1,324at 2025-09-30StandaloneNumber of employees
Employees1,282at 2025-03-31StandaloneNumber of employees
Employees1,407at 2024-09-30StandaloneNumber of employees
Employees1,311at 2024-03-31vStandaloneNumber of employees
Employees1,396at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 69
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2025-04-01 → 2025-09-30¥1.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2025-04-01 → 2025-09-30¥116m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2025-09-30¥1.8bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥323m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-09-30¥18.0bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2025-09-30¥166m
Reconciling Itemsreconcilingcapex2025-04-01 → 2025-09-30¥25m
Reconciling Itemsreconcilingdepreciation2025-04-01 → 2025-09-30¥80m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥584m
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥6.9bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2025-09-30−¥28m
Bankingreportable segmentcapex2025-04-01 → 2025-09-30¥3.9bn
Bankingreportable segmentdepreciation2025-04-01 → 2025-09-30¥558m
Bankingreportable segmentrevenue external2025-04-01 → 2025-09-30¥22.1bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥260m
Bankingreportable segmentsegment assetsat 2025-09-30¥3.36T
Bankingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥4.6bn
Financial Instruments Businessreportable segmentcapex2025-04-01 → 2025-09-30¥2m
Financial Instruments Businessreportable segmentdepreciation2025-04-01 → 2025-09-30¥23m
Financial Instruments Businessreportable segmentrevenue external2025-04-01 → 2025-09-30¥1.3bn
Financial Instruments Businessreportable segmentsegment assetsat 2025-09-30¥11.3bn
Financial Instruments Businessreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥244m
—segment totalcapex2025-04-01 → 2025-09-30¥3.9bn
—segment totaldepreciation2025-04-01 → 2025-09-30¥582m
—segment totalrevenue external2025-04-01 → 2025-09-30¥23.3bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥260m
—segment totalsegment assetsat 2025-09-30¥3.37T
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥4.8bn
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2025-09-30¥5.2bn
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2025-09-30¥698m
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2025-09-30¥25.1bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2025-09-30¥584m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥3.39T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30¥5.0bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2024-09-30¥1.0bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2024-09-30¥44m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥1.5bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥320m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥16.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30¥71m
Reconciling Itemsreconcilingcapex2024-04-01 → 2024-09-30¥111m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2024-09-30¥63m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥577m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥7.1bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30−¥28m
Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥3.6bn
Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥550m
Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥19.5bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥255m
Bankingreportable segmentsegment assetsat 2024-09-30¥3.34T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥1.8bn
Financial Instruments Businessreportable segmentcapex2024-04-01 → 2024-09-30¥4m
Financial Instruments Businessreportable segmentdepreciation2024-04-01 → 2024-09-30¥25m
Financial Instruments Businessreportable segmentrevenue external2024-04-01 → 2024-09-30¥1.1bn
Financial Instruments Businessreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥0
Financial Instruments Businessreportable segmentsegment assetsat 2024-09-30¥10.9bn
Financial Instruments Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥149m
—segment totalcapex2024-04-01 → 2024-09-30¥3.6bn
—segment totaldepreciation2024-04-01 → 2024-09-30¥575m
—segment totalrevenue external2024-04-01 → 2024-09-30¥20.6bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥256m
—segment totalsegment assetsat 2024-09-30¥3.35T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥2.0bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥4.6bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥619m
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥22.1bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥577m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥3.37T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥2.1bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,154
ItemContextValueUnit
Fees and commissions oibnkInterimDuration5207000000JPY
Other ordinary income oibnkPrior1InterimDuration523000000JPY
Other ordinary income oibnkInterimDuration489000000JPY
Other income oibnkPrior1InterimDuration3486000000JPY
Other income oibnkInterimDuration2215000000JPY
Ordinary expenses bnkPrior1InterimDuration20098000000JPY
Ordinary expenses bnkInterimDuration20200000000JPY
Interest expenses oebnkPrior1InterimDuration525000000JPY
Interest expenses oebnkInterimDuration3411000000JPY
Interest on deposits oebnkPrior1InterimDuration403000000JPY
Interest on deposits oebnkInterimDuration2753000000JPY
Fees and commissions payments oebnkPrior1InterimDuration2017000000JPY
Fees and commissions payments oebnkInterimDuration2071000000JPY
Other ordinary expenses oebnkPrior1InterimDuration1047000000JPY
Other ordinary expenses oebnkInterimDuration604000000JPY
General and administrative expenses oebnkPrior1InterimDuration11384000000JPY
General and administrative expenses oebnkInterimDuration11839000000JPY
Other expenses oebnkPrior1InterimDuration5123000000JPY
Other expenses oebnkInterimDuration2272000000JPY
Ordinary incomePrior1InterimDuration2037000000JPY
Ordinary incomeInterimDuration4934000000JPY
Extraordinary incomePrior1InterimDuration62000000JPY
Extraordinary incomeInterimDuration45000000JPY
Gain on disposal of noncurrent assets eiPrior1InterimDuration62000000JPY
Gain on disposal of noncurrent assets eiInterimDuration45000000JPY
Extraordinary lossPrior1InterimDuration13000000JPY
Extraordinary lossInterimDuration15000000JPY
Loss on disposal of noncurrent assets elPrior1InterimDuration12000000JPY
Loss on disposal of noncurrent assets elInterimDuration15000000JPY
Transfer to reserve for financial products transaction liabilities elbnkPrior1InterimDuration1000000JPY
Transfer to reserve for financial products transaction liabilities elbnkInterimDuration－JPY
Income before income taxesPrior1InterimDuration2086000000JPY
Income before income taxesInterimDuration4963000000JPY
Income taxes currentPrior1InterimDuration246000000JPY
Income taxes currentInterimDuration702000000JPY
Income taxes deferredPrior1InterimDuration342000000JPY
Income taxes deferredInterimDuration-140000000JPY
Income taxesPrior1InterimDuration589000000JPY
Income taxesInterimDuration562000000JPY
Profit lossPrior1InterimDuration1497000000JPY
Profit lossInterimDuration4401000000JPY
Profit loss attributable to non controlling interestsPrior1InterimDuration27000000JPY
Profit loss attributable to non controlling interestsInterimDuration57000000JPY
Profit loss attributable to owners of parentPrior1InterimDuration1470000000JPY
Profit loss attributable to owners of parentInterimDuration4344000000JPY
Profit lossPrior1InterimDuration1497000000JPY
Profit lossInterimDuration4401000000JPY
Other comprehensive incomePrior1InterimDuration-1237000000JPY
Other comprehensive incomeInterimDuration1761000000JPY
Valuation difference on available for sale securities net of tax ociPrior1InterimDuration-801000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 23 of 23 passed
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2025-09-30pass
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2025-09-30pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass