Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-27
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 116
MetricValuePeriodScopeSource row
Ordinary income¥1.0bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥2.6bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥1.0bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥2.3bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥991m2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥992m2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥1.0bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥675m2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.8bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥704m2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.5bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥704m2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥675m2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥704m2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥1.36Tat 2025-09-30Cons.Assets
Total assets¥1.36Tat 2025-03-31Cons.Assets
Total assets¥1.36Tat 2024-09-30Cons.Assets
Total assets¥1.34Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥1.31Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥1.30Tat 2025-09-30Cons.Liabilities
Total liabilities¥1.31Tat 2025-03-31Cons.Liabilities
Total liabilities¥1.31Tat 2024-09-30Cons.Liabilities
Net assets / equity¥57.2bnat 2025-09-30Cons.Net assets
Net assets / equity¥55.9bnat 2025-03-31Cons.Net assets
Net assets / equity¥56.5bnat 2024-09-30Cons.Net assets
Net assets / equity¥56.8bnat 2024-03-31vCons.Net assets
Net assets / equity¥55.2bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥94.4bnat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥105.7bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥127.7bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥99.1bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥79.2bnat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥969m2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥8.6bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥29.8bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥6.8bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥1.8bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥11.8bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥1.2bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥682m2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥8.9bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥2.8bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥386m2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥845m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥423m2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥840m2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥489m2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥51.422025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥143.52024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥53.952024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥118.662023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥54.082023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥34.312025-04-01 → 2025-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥92.422024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥35.792024-04-01 → 2024-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥74.092023-04-01 → 2024-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥34.122023-04-01 → 2023-09-30dCons.Diluted earnings per share (5-year summary)
Net assets per share¥4,077.89at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥3,974.78at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥4,026.5at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥4,058.14at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥3,914.45at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio4.2%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio4.1%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.1%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio4.2%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio4.2%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees778at 2025-09-30Cons.Number of employees
Employees756at 2025-03-31Cons.Number of employees
Employees783at 2024-09-30Cons.Number of employees
Employees768at 2024-03-31vCons.Number of employees
Employees792at 2023-09-30dCons.Number of employees
Ordinary income¥871m2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥2.3bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥888m2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥2.1bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥904m2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥855m2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥875m2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥596m2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥1.6bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥620m2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥1.4bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥664m2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥1.35Tat 2025-09-30StandaloneAssets
Total assets¥1.35Tat 2025-03-31StandaloneAssets
Total assets¥1.35Tat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥1.33Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥1.30Tat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥1.29Tat 2025-09-30StandaloneLiabilities
Total liabilities¥1.30Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥54.8bnat 2025-09-30StandaloneNet assets
Net assets / equity¥53.6bnat 2025-03-31StandaloneNet assets
Net assets / equity¥54.6bnat 2024-09-30StandaloneNet assets
Net assets / equity¥55.1bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥53.9bnat 2023-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥252025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥502024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥252024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥502023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥252023-04-01 → 2023-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio4.1%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.0%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.0%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.1%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.1%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued11,679,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued11,679,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued11,679,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued11,679,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued11,679,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees740at 2025-09-30StandaloneNumber of employees
Employees717at 2025-03-31StandaloneNumber of employees
Employees742at 2024-09-30StandaloneNumber of employees
Employees727at 2024-03-31vStandaloneNumber of employees
Employees753at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 65
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2025-09-30¥128m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥27m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-09-30¥1.8bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2025-09-30¥7m
Reconciling Itemsreconcilingcapex2025-04-01 → 2025-09-30¥11m
Reconciling Itemsreconcilingdepreciation2025-04-01 → 2025-09-30¥4m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥200m
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥7.5bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2025-09-30−¥30m
Banking Businessreportable segmentcapex2025-04-01 → 2025-09-30¥480m
Banking Businessreportable segmentdepreciation2025-04-01 → 2025-09-30¥368m
Banking Businessreportable segmentrevenue external2025-04-01 → 2025-09-30¥9.9bn
Banking Businessreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥53m
Banking Businessreportable segmentsegment assetsat 2025-09-30¥1.35T
Banking Businessreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥876m
Leasing Businessreportable segmentdepreciation2025-04-01 → 2025-09-30¥6m
Leasing Businessreportable segmentrevenue external2025-04-01 → 2025-09-30¥3.0bn
Leasing Businessreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥119m
Leasing Businessreportable segmentsegment assetsat 2025-09-30¥16.2bn
Leasing Businessreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥156m
—segment totalcapex2025-04-01 → 2025-09-30¥480m
—segment totaldepreciation2025-04-01 → 2025-09-30¥374m
—segment totalrevenue external2025-04-01 → 2025-09-30¥12.9bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥173m
—segment totalsegment assetsat 2025-09-30¥1.36T
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥1.0bn
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2025-09-30¥480m
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2025-09-30¥374m
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2025-09-30¥13.1bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2025-09-30¥200m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥1.37T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30¥1.0bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥121m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥27m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥1.7bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30¥12m
Reconciling Itemsreconcilingcapex2024-04-01 → 2024-09-30¥7m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2024-09-30¥6m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥170m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥8.1bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30−¥30m
Banking Businessreportable segmentcapex2024-04-01 → 2024-09-30¥145m
Banking Businessreportable segmentdepreciation2024-04-01 → 2024-09-30¥359m
Banking Businessreportable segmentrevenue external2024-04-01 → 2024-09-30¥9.8bn
Banking Businessreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥50m
Banking Businessreportable segmentsegment assetsat 2024-09-30¥1.35T
Banking Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥894m
Leasing Businessreportable segmentcapex2024-04-01 → 2024-09-30¥9m
Leasing Businessreportable segmentdepreciation2024-04-01 → 2024-09-30¥6m
Leasing Businessreportable segmentrevenue external2024-04-01 → 2024-09-30¥3.1bn
Leasing Businessreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥92m
Leasing Businessreportable segmentsegment assetsat 2024-09-30¥16.3bn
Leasing Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥157m
—segment totalcapex2024-04-01 → 2024-09-30¥154m
—segment totaldepreciation2024-04-01 → 2024-09-30¥365m
—segment totalrevenue external2024-04-01 → 2024-09-30¥12.9bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥142m
—segment totalsegment assetsat 2024-09-30¥1.37T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥1.1bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥154m
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥365m
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥13.0bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥170m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥1.37T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥1.1bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,132
ItemContextValueUnit
Telephone number nearest place of contact cover pageFilingDateInstant
Original text (Japanese)東京(03)5256-1030(代表)
Name of contact person nearest place of contact cover pageFilingDateInstant
Original text (Japanese)東京支店長兼東京事務所長  日 笠 正 規
Place for public inspection cover page (text)FilingDateInstantText · Plus
Edinet codeFilingDateInstantE03678
Fund codeFilingDateInstant-
Security codeFilingDateInstant85420
Filer name in japaneseFilingDateInstant
Original text (Japanese)株式会社トマト銀行
Filer name in englishFilingDateInstantTOMATO BANK, LTD.
Fund name in japaneseFilingDateInstant-
Fund name in englishFilingDateInstant-
Cabinet office ordinanceFilingDateInstant
Original text (Japanese)企業内容等の開示に関する内閣府令
Document typeFilingDateInstant
Original text (Japanese)第四号の三様式
Accounting standardsFilingDateInstantJapan GAAP
Whether consolidated financial statements are preparedFilingDateInstanttrue
Industry code when consolidated financial statements are prepared in accordance with industry specific regulationsFilingDateInstantbnk
Industry code when financial statements are prepared in accordance with industry specific regulationsFilingDateInstantbnk
Current fiscal year start dateFilingDateInstant2025-04-01
Current period end dateFilingDateInstant2025-09-30
Type of current periodFilingDateInstantHY
Current fiscal year end dateFilingDateInstant2026-03-31
Previous fiscal year start dateFilingDateInstant2024-04-01
Comparative period end dateFilingDateInstant2024-09-30
Previous fiscal year end dateFilingDateInstant2025-03-31
Next fiscal year start dateFilingDateInstant-
End date of quarterly or semi annual period of next fiscal yearFilingDateInstant-
Amendment flagFilingDateInstantfalse
Identification of document subject to amendmentFilingDateInstant-
Report amendment flagFilingDateInstantfalse
Xbrl amendment flagFilingDateInstantfalse
Summary of business results (text)FilingDateInstantText · Plus
Business results of group (text)FilingDateInstantText · Plus
Business results of reporting company (text)FilingDateInstantText · Plus
Description of business (text)FilingDateInstantText · Plus
Business risks (text)FilingDateInstantText · Plus
Management analysis of financial position operating results and cash flows (text)FilingDateInstantText · Plus
Critical contracts (text)FilingDateInstantText · Plus
Total number of shares (text)FilingDateInstantText · Plus
Issued shares total number of shares etc (text)FilingDateInstantText · Plus
Class issued shares total number of shares etcFilingDateInstant_OrdinaryShareMember
Original text (Japanese)普通株式
Name of financial instruments exchange on which securities are listed or authorized financial instruments business association to which securities are registeredFilingDateInstant_OrdinaryShareMember
Original text (Japanese)東京証券取引所スタンダード市場
Description issued shares total number of shares etcFilingDateInstant_OrdinaryShareMember
Original text (Japanese)完全議決権株式であり、株主としての権利内容に制限のない標準となる株式であります。単元株式数は100株であります。
Class issued shares total number of shares etcFilingDateInstant_jpcrp040300-ssr_E03678-000Series2ClassAPreferredStockMember
Original text (Japanese)第2回A種優先株式
Name of financial instruments exchange on which securities are listed or authorized financial instruments business association to which securities are registeredFilingDateInstant_jpcrp040300-ssr_E03678-000Series2ClassAPreferredStockMember-
Description issued shares total number of shares etcFilingDateInstant_jpcrp040300-ssr_E03678-000Series2ClassAPreferredStockMember
Original text (Japanese)単元株式数は100株であります。(注)
Details of employee share option program (text)FilingDateInstantText · Plus
Other information on share acquisition rights (text)FilingDateInstantText · Plus
Exercises etc of moving strike convertible bonds etc (text)FilingDateInstantText · Plus
Changes in number of issued shares stated capital etc (text)FilingDateInstantText · Plus
Major shareholders (text)FilingDateInstantText · Plus
Name major shareholdersInterimInstant_No1MajorShareholdersMember
Original text (Japanese)トマト銀行職員持株会

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2024-09-30pass
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2025-09-30pass
balance sheet identitynon_consolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2025-09-30pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass