Half-year report · HY

Period2024-04-01 → 2024-09-30
Filed2024-11-28
StandardJapan GAAP
ConsolidatedYes
Data checks22 of 22 passed
Key figures · 112
MetricValuePeriodScopeSource row
Ordinary income¥10.3bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥14.5bn2023-04-01 → 2024-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥6.3bn2023-04-01 → 2023-09-30Cons.Ordinary income
Ordinary income¥11.5bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥6.5bn2022-04-01 → 2022-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥10.2bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Profit before tax¥6.3bn2023-04-01 → 2023-09-30Cons.Income before income taxes
Net income (owners)¥7.5bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥10.0bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥4.5bn2023-04-01 → 2023-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥8.4bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥4.8bn2022-04-01 → 2022-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥7.5bn2024-04-01 → 2024-09-30Cons.Profit loss
Net income¥4.5bn2023-04-01 → 2023-09-30Cons.Profit loss
Total assets¥5.64Tat 2024-09-30Cons.Assets
Total assets¥5.43Tat 2024-03-31Cons.Assets
Total assets¥5.27Tat 2023-09-30Cons.Total assets (5-year summary)
Total assets¥5.10Tat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥4.69Tat 2022-09-30dCons.Total assets (5-year summary)
Total liabilities¥5.36Tat 2024-09-30Cons.Liabilities
Total liabilities¥5.13Tat 2024-03-31Cons.Liabilities
Net assets / equity¥278.7bnat 2024-09-30Cons.Net assets
Net assets / equity¥303.3bnat 2024-03-31Cons.Net assets
Net assets / equity¥261.3bnat 2023-09-30Cons.Net assets
Net assets / equity¥245.3bnat 2023-03-31dCons.Net assets
Net assets / equity¥238.7bnat 2022-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥779.0bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥551.0bnat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥535.0bnat 2023-09-30Cons.Cash and cash equivalents
Cash & equivalents¥446.6bnat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥231.4bnat 2022-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥215.1bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥84.5bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥74.6bn2023-04-01 → 2023-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥339.7bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥569.6bn2022-04-01 → 2022-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥16.6bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥25.0bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥15.8bn2023-04-01 → 2023-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥65.1bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥41.5bn2022-04-01 → 2022-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥3.8bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥5.1bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥2.1bn2023-04-01 → 2023-09-30Cons.Net cash provided by used in financing activities
Financing cash flow¥6.7bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥2.3bn2022-04-01 → 2022-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥456.232024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥594.132023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥264.382023-04-01 → 2023-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥483.982022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥276.432022-04-01 → 2022-09-30dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥483.62022-04-01 → 2023-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥275.992022-04-01 → 2022-09-30dCons.Diluted earnings per share (5-year summary)
Net assets per share¥17,001.53at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥18,180.15at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥15,380.63at 2023-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥14,200.93at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥13,813.94at 2022-09-30dCons.Net assets per share (5-year summary)
Equity ratio4.9%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.6%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.0%at 2023-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio4.8%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio5.1%at 2022-09-30dCons.Equity to asset ratio (5-year summary)
Employees1,967at 2024-09-30Cons.Number of employees
Employees1,940at 2024-03-31Cons.Number of employees
Employees2,007at 2023-09-30Cons.Number of employees
Employees1,996at 2023-03-31dCons.Number of employees
Employees2,071at 2022-09-30dCons.Number of employees
Ordinary income¥10.2bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥13.6bn2023-04-01 → 2024-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥6.2bn2023-04-01 → 2023-09-30StandaloneOrdinary income
Ordinary income¥10.7bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥6.8bn2022-04-01 → 2022-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥10.1bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Profit before tax¥6.2bn2023-04-01 → 2023-09-30StandaloneIncome before income taxes
Net income¥7.7bn2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥9.7bn2023-04-01 → 2024-03-31StandaloneNet income loss (5-year summary)
Net income¥4.7bn2023-04-01 → 2023-09-30StandaloneProfit loss
Net income¥8.3bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥5.3bn2022-04-01 → 2022-09-30dStandaloneNet income loss (5-year summary)
Total assets¥5.59Tat 2024-09-30StandaloneAssets
Total assets¥5.38Tat 2024-03-31StandaloneAssets
Total assets¥5.23Tat 2023-09-30StandaloneTotal assets (5-year summary)
Total assets¥5.05Tat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥4.64Tat 2022-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥5.33Tat 2024-09-30StandaloneLiabilities
Total liabilities¥5.10Tat 2024-03-31StandaloneLiabilities
Net assets / equity¥261.5bnat 2024-09-30StandaloneNet assets
Net assets / equity¥285.4bnat 2024-03-31StandaloneNet assets
Net assets / equity¥251.3bnat 2023-09-30StandaloneNet assets
Net assets / equity¥234.9bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥226.6bnat 2022-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥1102024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥1802023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥802023-04-01 → 2023-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥1202022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥602022-04-01 → 2022-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio4.7%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.3%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.8%at 2023-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.6%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.9%at 2022-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued16,455,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued16,755,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued17,055,000at 2023-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued17,355,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued17,355,000at 2022-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees1,729at 2024-09-30StandaloneNumber of employees
Employees1,705at 2024-03-31StandaloneNumber of employees
Employees1,771at 2023-09-30StandaloneNumber of employees
Employees1,758at 2023-03-31dStandaloneNumber of employees
Employees1,826at 2022-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 71
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2024-09-30¥51m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥1.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥38m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥2.7bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30−¥29m
jpcrp040300-q2r_E03652-000Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥103m
jpcrp040300-q2r_E03652-000Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥1.1bn
jpcrp040300-q2r_E03652-000Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥34.7bn
jpcrp040300-q2r_E03652-000Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥921m
jpcrp040300-q2r_E03652-000Bankingreportable segmentsegment assetsat 2024-09-30¥5.59T
jpcrp040300-q2r_E03652-000Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥10.2bn
jpcrp040300-q2r_E03652-000Credit Cardreportable segmentcapex2024-04-01 → 2024-09-30¥1m
jpcrp040300-q2r_E03652-000Credit Cardreportable segmentdepreciation2024-04-01 → 2024-09-30¥4m
jpcrp040300-q2r_E03652-000Credit Cardreportable segmentrevenue external2024-04-01 → 2024-09-30¥1.2bn
jpcrp040300-q2r_E03652-000Credit Cardreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥111m
jpcrp040300-q2r_E03652-000Credit Cardreportable segmentsegment assetsat 2024-09-30¥17.0bn
jpcrp040300-q2r_E03652-000Credit Cardreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥448m
jpcrp040300-q2r_E03652-000Leasingreportable segmentcapex2024-04-01 → 2024-09-30¥62m
jpcrp040300-q2r_E03652-000Leasingreportable segmentdepreciation2024-04-01 → 2024-09-30¥223m
jpcrp040300-q2r_E03652-000Leasingreportable segmentrevenue external2024-04-01 → 2024-09-30¥11.1bn
jpcrp040300-q2r_E03652-000Leasingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥105m
jpcrp040300-q2r_E03652-000Leasingreportable segmentsegment assetsat 2024-09-30¥58.5bn
jpcrp040300-q2r_E03652-000Leasingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥423m
—segment totalcapex2024-04-01 → 2024-09-30¥166m
—segment totaldepreciation2024-04-01 → 2024-09-30¥1.3bn
—segment totalrevenue external2024-04-01 → 2024-09-30¥47.0bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥1.1bn
—segment totalsegment assetsat 2024-09-30¥5.66T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥11.1bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥166m
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥1.3bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥48.4bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥1.2bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥5.67T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥11.1bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2023-04-01 → 2023-09-30¥33m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2023-04-01 → 2023-09-30¥45m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2023-04-01 → 2023-09-30¥1.6bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2023-04-01 → 2023-09-30¥38m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2023-09-30¥2.8bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2023-04-01 → 2023-09-30¥253m
jpcrp040300-q2r_E03652-000Bankingreportable segmentcapex2023-04-01 → 2023-09-30¥286m
jpcrp040300-q2r_E03652-000Bankingreportable segmentdepreciation2023-04-01 → 2023-09-30¥945m
jpcrp040300-q2r_E03652-000Bankingreportable segmentrevenue external2023-04-01 → 2023-09-30¥35.3bn
jpcrp040300-q2r_E03652-000Bankingreportable segmentrevenue intersegment2023-04-01 → 2023-09-30¥946m
jpcrp040300-q2r_E03652-000Bankingreportable segmentsegment assetsat 2023-09-30¥5.23T
jpcrp040300-q2r_E03652-000Bankingreportable segmentsegment ordinary income2023-04-01 → 2023-09-30¥6.2bn
jpcrp040300-q2r_E03652-000Credit Cardreportable segmentcapex2023-04-01 → 2023-09-30¥2m
jpcrp040300-q2r_E03652-000Credit Cardreportable segmentdepreciation2023-04-01 → 2023-09-30¥5m
jpcrp040300-q2r_E03652-000Credit Cardreportable segmentrevenue external2023-04-01 → 2023-09-30¥1.1bn
jpcrp040300-q2r_E03652-000Credit Cardreportable segmentrevenue intersegment2023-04-01 → 2023-09-30¥113m
jpcrp040300-q2r_E03652-000Credit Cardreportable segmentsegment assetsat 2023-09-30¥16.5bn
jpcrp040300-q2r_E03652-000Credit Cardreportable segmentsegment ordinary income2023-04-01 → 2023-09-30¥342m
jpcrp040300-q2r_E03652-000Leasingreportable segmentcapex2023-04-01 → 2023-09-30¥173m
jpcrp040300-q2r_E03652-000Leasingreportable segmentdepreciation2023-04-01 → 2023-09-30¥217m
jpcrp040300-q2r_E03652-000Leasingreportable segmentrevenue external2023-04-01 → 2023-09-30¥10.2bn
jpcrp040300-q2r_E03652-000Leasingreportable segmentrevenue intersegment2023-04-01 → 2023-09-30¥101m
jpcrp040300-q2r_E03652-000Leasingreportable segmentsegment assetsat 2023-09-30¥58.2bn
jpcrp040300-q2r_E03652-000Leasingreportable segmentsegment ordinary income2023-04-01 → 2023-09-30¥235m
—segment totalcapex2023-04-01 → 2023-09-30¥463m
—segment totaldepreciation2023-04-01 → 2023-09-30¥1.2bn
—segment totalrevenue external2023-04-01 → 2023-09-30¥46.6bn
—segment totalrevenue intersegment2023-04-01 → 2023-09-30¥1.2bn
—segment totalsegment assetsat 2023-09-30¥5.31T
—segment totalsegment ordinary income2023-04-01 → 2023-09-30¥6.8bn
Total Of Reportable Segments And Otherssegment totalcapex2023-04-01 → 2023-09-30¥497m
Total Of Reportable Segments And Otherssegment totaldepreciation2023-04-01 → 2023-09-30¥1.2bn
Total Of Reportable Segments And Otherssegment totalrevenue external2023-04-01 → 2023-09-30¥48.2bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2023-04-01 → 2023-09-30¥1.2bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2023-09-30¥5.31T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2023-04-01 → 2023-09-30¥7.1bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,227
ItemContextValueUnit
Deferred tax liabilitiesPrior1YearInstant33993000000JPY
Deferred tax liabilitiesInterimInstant22607000000JPY
Deferred tax liabilities for land revaluationPrior1YearInstant2766000000JPY
Deferred tax liabilities for land revaluationInterimInstant2766000000JPY
Acceptances and guarantees liabilities bnkPrior1YearInstant9493000000JPY
Acceptances and guarantees liabilities bnkInterimInstant9803000000JPY
LiabilitiesPrior1YearInstant5127688000000JPY
LiabilitiesInterimInstant5357524000000JPY
Capital stockPrior1YearInstant25090000000JPY
Capital stockInterimInstant25090000000JPY
Capital surplusPrior1YearInstant21241000000JPY
Capital surplusInterimInstant21241000000JPY
Retained earningsPrior1YearInstant164268000000JPY
Retained earningsInterimInstant168069000000JPY
Treasury stockPrior1YearInstant-367000000JPY
Treasury stockInterimInstant-425000000JPY
Shareholders equityPrior1YearInstant210234000000JPY
Shareholders equityInterimInstant213976000000JPY
Valuation difference on available for sale securitiesPrior1YearInstant80852000000JPY
Valuation difference on available for sale securitiesInterimInstant53025000000JPY
Revaluation reserve for landPrior1YearInstant3867000000JPY
Revaluation reserve for landInterimInstant3867000000JPY
Remeasurements of defined benefit plansPrior1YearInstant8395000000JPY
Remeasurements of defined benefit plansInterimInstant7839000000JPY
Valuation and translation adjustmentsPrior1YearInstant93115000000JPY
Valuation and translation adjustmentsInterimInstant64731000000JPY
Net assetsPrior1YearInstant303349000000JPY
Net assetsInterimInstant278708000000JPY
Liabilities and net assetsPrior1YearInstant5431037000000JPY
Liabilities and net assetsInterimInstant5636232000000JPY
Ordinary income bnkPrior1InterimDuration48206000000JPY
Ordinary income bnkInterimDuration48381000000JPY
Interest income oibnkPrior1InterimDuration21333000000JPY
Interest income oibnkInterimDuration23549000000JPY
Interest on loans and discounts oibnkPrior1InterimDuration14169000000JPY
Interest on loans and discounts oibnkInterimDuration15235000000JPY
Interest and dividends on securities oibnkPrior1InterimDuration6562000000JPY
Interest and dividends on securities oibnkInterimDuration7610000000JPY
Trust fees bnkPrior1InterimDuration28000000JPY
Trust fees bnkInterimDuration19000000JPY
Fees and commissions oibnkPrior1InterimDuration6387000000JPY
Fees and commissions oibnkInterimDuration6460000000JPY
Other ordinary income oibnkPrior1InterimDuration13026000000JPY
Other ordinary income oibnkInterimDuration13679000000JPY
Other income oibnkPrior1InterimDuration7431000000JPY
Other income oibnkInterimDuration4671000000JPY
Ordinary expenses bnkPrior1InterimDuration41914000000JPY
Ordinary expenses bnkInterimDuration38080000000JPY
Interest expenses oebnkPrior1InterimDuration5237000000JPY
Interest expenses oebnkInterimDuration4021000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 22 of 22 passed
balance sheet identityconsolidated 2024-03-31pass
balance sheet identityconsolidated 2024-09-30pass
balance sheet identitynon_consolidated 2024-03-31pass
balance sheet identitynon_consolidated 2024-09-30pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2023-09-30pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2023-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2023-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2023-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2024-09-30pass