Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-21
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 116
MetricValuePeriodScopeSource row
Ordinary income¥705m2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥1.2bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥1.4bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥2.0bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥980m2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥644m2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥1.4bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥218m2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥860m2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥950m2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.3bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥757m2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥266m2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥997m2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥1.16Tat 2025-09-30Cons.Assets
Total assets¥1.15Tat 2025-03-31Cons.Assets
Total assets¥1.15Tat 2024-09-30Cons.Assets
Total assets¥1.14Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥1.13Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥1.11Tat 2025-09-30Cons.Liabilities
Total liabilities¥1.10Tat 2025-03-31Cons.Liabilities
Total liabilities¥1.09Tat 2024-09-30Cons.Liabilities
Net assets / equity¥55.7bnat 2025-09-30Cons.Net assets
Net assets / equity¥54.2bnat 2025-03-31Cons.Net assets
Net assets / equity¥60.9bnat 2024-09-30Cons.Net assets
Net assets / equity¥62.0bnat 2024-03-31vCons.Net assets
Net assets / equity¥58.5bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥88.5bnat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥94.3bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥73.8bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥62.6bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥53.9bnat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥20.0bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥25.9bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥21.0bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥22.1bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥32.9bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥25.6bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥6.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥9.6bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥5.9bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥4.0bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥180m2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥413m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥215m2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥17.7bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥17.5bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥15.742025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥73.432024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥88.052024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥111.962023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥69.092023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥11.722025-04-01 → 2025-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥51.952024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥57.32024-04-01 → 2024-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥41.562023-04-01 → 2024-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥18.932023-04-01 → 2023-09-30dCons.Diluted earnings per share (5-year summary)
Net assets per share¥4,469.01at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥4,347.89at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥5,008.98at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥5,115.28at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥4,778.1at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio4.5%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio4.4%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.0%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.1%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio4.9%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees744at 2025-09-30Cons.Number of employees
Employees721at 2025-03-31Cons.Number of employees
Employees743at 2024-09-30Cons.Number of employees
Employees726at 2024-03-31vCons.Number of employees
Employees746at 2023-09-30dCons.Number of employees
Ordinary income¥570m2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥1.1bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥1.3bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥1.6bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥922m2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥508m2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥1.2bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥177m2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥790m2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥903m2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥1.1bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥742m2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥1.15Tat 2025-09-30StandaloneAssets
Total assets¥1.14Tat 2025-03-31StandaloneAssets
Total assets¥1.14Tat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥1.13Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥1.12Tat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥1.10Tat 2025-09-30StandaloneLiabilities
Total liabilities¥1.09Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥49.7bnat 2025-09-30StandaloneNet assets
Net assets / equity¥48.3bnat 2025-03-31StandaloneNet assets
Net assets / equity¥55.1bnat 2024-09-30StandaloneNet assets
Net assets / equity¥56.2bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥53.1bnat 2023-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥102025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥252024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥102024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥252023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥102023-04-01 → 2023-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio4.3%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.2%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.8%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.0%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.8%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued10,244,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees712at 2025-09-30StandaloneNumber of employees
Employees688at 2025-03-31StandaloneNumber of employees
Employees710at 2024-09-30StandaloneNumber of employees
Employees694at 2024-03-31vStandaloneNumber of employees
Employees713at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 54
SegmentItemPeriodValue
Reconciling Itemsreconcilingcapex2025-04-01 → 2025-09-30¥12m
Reconciling Itemsreconcilingdepreciation2025-04-01 → 2025-09-30¥5m
Reconciling Itemsreconcilingrevenue external2025-04-01 → 2025-09-30−¥1m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥78m
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥4.5bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2025-09-30−¥3m
Bankingreportable segmentcapex2025-04-01 → 2025-09-30¥400m
Bankingreportable segmentdepreciation2025-04-01 → 2025-09-30¥369m
Bankingreportable segmentrevenue external2025-04-01 → 2025-09-30¥9.9bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥30m
Bankingreportable segmentsegment assetsat 2025-09-30¥1.15T
Bankingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥575m
Credit Card Businessreportable segmentrevenue external2025-04-01 → 2025-09-30¥194m
Credit Card Businessreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥1m
Credit Card Businessreportable segmentsegment assetsat 2025-09-30¥3.3bn
Credit Card Businessreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥0
Leasing Industryreportable segmentcapex2025-04-01 → 2025-09-30¥0
Leasing Industryreportable segmentdepreciation2025-04-01 → 2025-09-30¥40m
Leasing Industryreportable segmentrevenue external2025-04-01 → 2025-09-30¥3.6bn
Leasing Industryreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥46m
Leasing Industryreportable segmentsegment assetsat 2025-09-30¥11.3bn
Leasing Industryreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥133m
—segment totalcapex2025-04-01 → 2025-09-30¥400m
—segment totaldepreciation2025-04-01 → 2025-09-30¥409m
—segment totalrevenue external2025-04-01 → 2025-09-30¥13.6bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥78m
—segment totalsegment assetsat 2025-09-30¥1.17T
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥709m
Reconciling Itemsreconcilingcapex2024-04-01 → 2024-09-30¥4m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2024-09-30¥7m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥61m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥4.9bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30−¥3m
Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥220m
Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥408m
Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥9.5bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥22m
Bankingreportable segmentsegment assetsat 2024-09-30¥1.14T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥1.3bn
Credit Card Businessreportable segmentrevenue external2024-04-01 → 2024-09-30¥184m
Credit Card Businessreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥1m
Credit Card Businessreportable segmentsegment assetsat 2024-09-30¥3.0bn
Credit Card Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥6m
Leasing Industryreportable segmentdepreciation2024-04-01 → 2024-09-30¥40m
Leasing Industryreportable segmentrevenue external2024-04-01 → 2024-09-30¥2.6bn
Leasing Industryreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥38m
Leasing Industryreportable segmentsegment assetsat 2024-09-30¥12.4bn
Leasing Industryreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥126m
—segment totalcapex2024-04-01 → 2024-09-30¥220m
—segment totaldepreciation2024-04-01 → 2024-09-30¥448m
—segment totalrevenue external2024-04-01 → 2024-09-30¥12.3bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥61m
—segment totalsegment assetsat 2024-09-30¥1.16T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥1.4bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,256
ItemContextValueUnit
Total changes of items during the periodInterimDuration_NonConsolidatedMember_ShareholdersEquityMember25000000JPY
Total changes of items during the periodInterimDuration_NonConsolidatedMember_ValuationDifferenceOnAvailableForSaleSecuritiesMember1466000000JPY
Total changes of items during the periodInterimDuration_NonConsolidatedMember_RevaluationReserveForLandMember-44000000JPY
Total changes of items during the periodInterimDuration_NonConsolidatedMember_ValuationAndTranslationAdjustmentsMember1422000000JPY
Total changes of items during the periodInterimDuration_NonConsolidatedMember_SubscriptionRightsToSharesMember-25000000JPY
Total changes of items during the periodInterimDuration_NonConsolidatedMember1421000000JPY
Net assetsInterimInstant_NonConsolidatedMember_TreasuryStockMember-131000000JPY
Net assetsInterimInstant_NonConsolidatedMember_ShareholdersEquityMember53711000000JPY
Net assetsInterimInstant_NonConsolidatedMember_ValuationDifferenceOnAvailableForSaleSecuritiesMember-7056000000JPY
Net assetsInterimInstant_NonConsolidatedMember_RevaluationReserveForLandMember3089000000JPY
Net assetsInterimInstant_NonConsolidatedMember_ValuationAndTranslationAdjustmentsMember-3967000000JPY
Net assetsInterimInstant_NonConsolidatedMember_SubscriptionRightsToSharesMember2000000JPY
Net assetsInterimInstant_NonConsolidatedMember49747000000JPY
Document title cover pageFilingDateInstant
Original text (Japanese)半期報告書
Clause of stipulation cover pageFilingDateInstant
Original text (Japanese)金融商品取引法第24条の5第1項の表の第2号
Place of filing cover pageFilingDateInstant
Original text (Japanese)関東財務局長
Filing date cover pageFilingDateInstant2025-11-21
Semi annual accounting period cover pageFilingDateInstant
Original text (Japanese)第146期中(自 2025年4月1日 至 2025年9月30日)
Company name cover pageFilingDateInstant
Original text (Japanese)株式会社高知銀行
Company name in english cover pageFilingDateInstantTHE BANK OF KOCHI,LTD.
Title and name of representative cover pageFilingDateInstant
Original text (Japanese)取締役頭取  河合 祐子
Address of registered headquarter cover pageFilingDateInstant
Original text (Japanese)高知県高知市堺町2番24号
Telephone number address of registered headquarter cover pageFilingDateInstant
Original text (Japanese)高知(088)822-9311(代表)
Name of contact person address of registered headquarter cover pageFilingDateInstant
Original text (Japanese)執行役員経営統括部長  植田 伸一
Nearest place of contact cover pageFilingDateInstant
Original text (Japanese)東京都千代田区岩本町3丁目10番7号株式会社高知銀行東京事務所
Telephone number nearest place of contact cover pageFilingDateInstant
Original text (Japanese)東京(03)3865-1781
Name of contact person nearest place of contact cover pageFilingDateInstant
Original text (Japanese)東京支店長兼東京事務所長  髙橋 輝
Place for public inspection cover page (text)FilingDateInstantText · Plus
Footnotes cover page (text)FilingDateInstantText · Plus
Edinet codeFilingDateInstantE03664
Fund codeFilingDateInstant-
Security codeFilingDateInstant84160
Filer name in japaneseFilingDateInstant
Original text (Japanese)株式会社高知銀行
Filer name in englishFilingDateInstantTHE BANK OF KOCHI,LTD.
Fund name in japaneseFilingDateInstant-
Fund name in englishFilingDateInstant-
Cabinet office ordinanceFilingDateInstant
Original text (Japanese)企業内容等の開示に関する内閣府令
Document typeFilingDateInstant
Original text (Japanese)第四号の三様式
Accounting standardsFilingDateInstantJapan GAAP
Whether consolidated financial statements are preparedFilingDateInstanttrue
Industry code when consolidated financial statements are prepared in accordance with industry specific regulationsFilingDateInstantBNK
Industry code when financial statements are prepared in accordance with industry specific regulationsFilingDateInstantBNK
Current fiscal year start dateFilingDateInstant2025-04-01
Current period end dateFilingDateInstant2025-09-30
Type of current periodFilingDateInstantHY
Current fiscal year end dateFilingDateInstant2026-03-31
Previous fiscal year start dateFilingDateInstant2024-04-01
Comparative period end dateFilingDateInstant2024-09-30
Previous fiscal year end dateFilingDateInstant2025-03-31
Next fiscal year start dateFilingDateInstant-

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2024-09-30pass rounding
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2025-09-30pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2025-09-30pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass