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← The Bank Of Kochi

Half-year report · HY

8416.TEDINET S100X627
Period2025-04-01 → 2025-09-30
Filed2025-11-21
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 116
MetricValuePeriodScopeSource row
Ordinary income¥705m2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥1.2bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥1.4bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥2.0bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥980m2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥644m2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥1.4bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥218m2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥860m2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥950m2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.3bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥757m2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥266m2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥997m2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥1.16Tat 2025-09-30Cons.Assets
Total assets¥1.15Tat 2025-03-31Cons.Assets
Total assets¥1.15Tat 2024-09-30Cons.Assets
Total assets¥1.14Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥1.13Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥1.11Tat 2025-09-30Cons.Liabilities
Total liabilities¥1.10Tat 2025-03-31Cons.Liabilities
Total liabilities¥1.09Tat 2024-09-30Cons.Liabilities
Net assets / equity¥55.7bnat 2025-09-30Cons.Net assets
Net assets / equity¥54.2bnat 2025-03-31Cons.Net assets
Net assets / equity¥60.9bnat 2024-09-30Cons.Net assets
Net assets / equity¥62.0bnat 2024-03-31vCons.Net assets
Net assets / equity¥58.5bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥88.5bnat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥94.3bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥73.8bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥62.6bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥53.9bnat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥20.0bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥25.9bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥21.0bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥22.1bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥32.9bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥25.6bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥6.3bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥9.6bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥5.9bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥4.0bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥180m2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥413m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥215m2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥17.7bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥17.5bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥15.742025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥73.432024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥88.052024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥111.962023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥69.092023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥11.722025-04-01 → 2025-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥51.952024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥57.32024-04-01 → 2024-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥41.562023-04-01 → 2024-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥18.932023-04-01 → 2023-09-30dCons.Diluted earnings per share (5-year summary)
Net assets per share¥4,469.01at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥4,347.89at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥5,008.98at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥5,115.28at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥4,778.1at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio4.5%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio4.4%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.0%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.1%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio4.9%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees744at 2025-09-30Cons.Number of employees
Employees721at 2025-03-31Cons.Number of employees
Employees743at 2024-09-30Cons.Number of employees
Employees726at 2024-03-31vCons.Number of employees
Employees746at 2023-09-30dCons.Number of employees
Ordinary income¥570m2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥1.1bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥1.3bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥1.6bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥922m2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥508m2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥1.2bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥177m2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥790m2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥903m2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥1.1bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥742m2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥1.15Tat 2025-09-30StandaloneAssets
Total assets¥1.14Tat 2025-03-31StandaloneAssets
Total assets¥1.14Tat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥1.13Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥1.12Tat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥1.10Tat 2025-09-30StandaloneLiabilities
Total liabilities¥1.09Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥49.7bnat 2025-09-30StandaloneNet assets
Net assets / equity¥48.3bnat 2025-03-31StandaloneNet assets
Net assets / equity¥55.1bnat 2024-09-30StandaloneNet assets
Net assets / equity¥56.2bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥53.1bnat 2023-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥102025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥252024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥102024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥252023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥102023-04-01 → 2023-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio4.3%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.2%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.8%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.0%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.8%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued10,244,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees712at 2025-09-30StandaloneNumber of employees
Employees688at 2025-03-31StandaloneNumber of employees
Employees710at 2024-09-30StandaloneNumber of employees
Employees694at 2024-03-31vStandaloneNumber of employees
Employees713at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 54
SegmentItemPeriodValue
Reconciling Itemsreconcilingcapex2025-04-01 → 2025-09-30¥12m
Reconciling Itemsreconcilingdepreciation2025-04-01 → 2025-09-30¥5m
Reconciling Itemsreconcilingrevenue external2025-04-01 → 2025-09-30−¥1m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥78m
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥4.5bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2025-09-30−¥3m
Bankingreportable segmentcapex2025-04-01 → 2025-09-30¥400m
Bankingreportable segmentdepreciation2025-04-01 → 2025-09-30¥369m
Bankingreportable segmentrevenue external2025-04-01 → 2025-09-30¥9.9bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥30m
Bankingreportable segmentsegment assetsat 2025-09-30¥1.15T
Bankingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥575m
Credit Card Businessreportable segmentrevenue external2025-04-01 → 2025-09-30¥194m
Credit Card Businessreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥1m
Credit Card Businessreportable segmentsegment assetsat 2025-09-30¥3.3bn
Credit Card Businessreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥0
Leasing Industryreportable segmentcapex2025-04-01 → 2025-09-30¥0
Leasing Industryreportable segmentdepreciation2025-04-01 → 2025-09-30¥40m
Leasing Industryreportable segmentrevenue external2025-04-01 → 2025-09-30¥3.6bn
Leasing Industryreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥46m
Leasing Industryreportable segmentsegment assetsat 2025-09-30¥11.3bn
Leasing Industryreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥133m
—segment totalcapex2025-04-01 → 2025-09-30¥400m
—segment totaldepreciation2025-04-01 → 2025-09-30¥409m
—segment totalrevenue external2025-04-01 → 2025-09-30¥13.6bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥78m
—segment totalsegment assetsat 2025-09-30¥1.17T
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥709m
Reconciling Itemsreconcilingcapex2024-04-01 → 2024-09-30¥4m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2024-09-30¥7m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥61m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥4.9bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30−¥3m
Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥220m
Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥408m
Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥9.5bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥22m
Bankingreportable segmentsegment assetsat 2024-09-30¥1.14T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥1.3bn
Credit Card Businessreportable segmentrevenue external2024-04-01 → 2024-09-30¥184m
Credit Card Businessreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥1m
Credit Card Businessreportable segmentsegment assetsat 2024-09-30¥3.0bn
Credit Card Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥6m
Leasing Industryreportable segmentdepreciation2024-04-01 → 2024-09-30¥40m
Leasing Industryreportable segmentrevenue external2024-04-01 → 2024-09-30¥2.6bn
Leasing Industryreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥38m
Leasing Industryreportable segmentsegment assetsat 2024-09-30¥12.4bn
Leasing Industryreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥126m
—segment totalcapex2024-04-01 → 2024-09-30¥220m
—segment totaldepreciation2024-04-01 → 2024-09-30¥448m
—segment totalrevenue external2024-04-01 → 2024-09-30¥12.3bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥61m
—segment totalsegment assetsat 2024-09-30¥1.16T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥1.4bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,256
ItemContextValueUnit
Disposal of treasury stockInterimDuration_ShareholdersEquityMember59000000JPY
Reversal of revaluation reserve for landInterimDuration_RetainedEarningsMember－JPY
Reversal of revaluation reserve for landInterimDuration_ShareholdersEquityMember－JPY
Total changes of items during the periodInterimDuration_CapitalStockMember－JPY
Total changes of items during the periodInterimDuration_CapitalSurplusMember-15000000JPY
Total changes of items during the periodInterimDuration_RetainedEarningsMember6000000JPY
Total changes of items during the periodInterimDuration_TreasuryStockMember75000000JPY
Total changes of items during the periodInterimDuration_ShareholdersEquityMember66000000JPY
Net assetsInterimInstant_CapitalStockMember15444000000JPY
Net assetsInterimInstant_CapitalSurplusMember10291000000JPY
Net assetsInterimInstant_RetainedEarningsMember30573000000JPY
Net assetsInterimInstant_TreasuryStockMember-131000000JPY
Net assetsInterimInstant_ShareholdersEquityMember56177000000JPY
Net assetsPrior1YearInstant_ValuationDifferenceOnAvailableForSaleSecuritiesMember-8459000000JPY
Net assetsPrior1YearInstant_RevaluationReserveForLandMember3134000000JPY
Net assetsPrior1YearInstant_RemeasurementsOfDefinedBenefitPlansMember-112000000JPY
Net assetsPrior1YearInstant_ValuationAndTranslationAdjustmentsMember-5437000000JPY
Net assetsPrior1YearInstant_SubscriptionRightsToSharesMember28000000JPY
Net assetsPrior1YearInstant_NonControllingInterestsMember3456000000JPY
Net assetsPrior1YearInstant54158000000JPY
Dividends from surplusInterimDuration-211000000JPY
Profit loss attributable to owners of parentInterimDuration218000000JPY
Purchase of treasury stockInterimDuration-0JPY
Disposal of treasury stockInterimDuration59000000JPY
Reversal of revaluation reserve for landInterimDuration－JPY
Net changes of items other than shareholders equityInterimDuration_ValuationDifferenceOnAvailableForSaleSecuritiesMember1469000000JPY
Net changes of items other than shareholders equityInterimDuration_RevaluationReserveForLandMember-44000000JPY
Net changes of items other than shareholders equityInterimDuration_RemeasurementsOfDefinedBenefitPlansMember7000000JPY
Net changes of items other than shareholders equityInterimDuration_ValuationAndTranslationAdjustmentsMember1432000000JPY
Net changes of items other than shareholders equityInterimDuration_SubscriptionRightsToSharesMember-25000000JPY
Net changes of items other than shareholders equityInterimDuration_NonControllingInterestsMember45000000JPY
Net changes of items other than shareholders equityInterimDuration1451000000JPY
Total changes of items during the periodInterimDuration_ValuationDifferenceOnAvailableForSaleSecuritiesMember1469000000JPY
Total changes of items during the periodInterimDuration_RevaluationReserveForLandMember-44000000JPY
Total changes of items during the periodInterimDuration_RemeasurementsOfDefinedBenefitPlansMember7000000JPY
Total changes of items during the periodInterimDuration_ValuationAndTranslationAdjustmentsMember1432000000JPY
Total changes of items during the periodInterimDuration_SubscriptionRightsToSharesMember-25000000JPY
Total changes of items during the periodInterimDuration_NonControllingInterestsMember45000000JPY
Total changes of items during the periodInterimDuration1517000000JPY
Net assetsInterimInstant_ValuationDifferenceOnAvailableForSaleSecuritiesMember-6990000000JPY
Net assetsInterimInstant_RevaluationReserveForLandMember3089000000JPY
Net assetsInterimInstant_RemeasurementsOfDefinedBenefitPlansMember-104000000JPY
Net assetsInterimInstant_ValuationAndTranslationAdjustmentsMember-4005000000JPY
Net assetsInterimInstant_SubscriptionRightsToSharesMember2000000JPY
Net assetsInterimInstant_NonControllingInterestsMember3501000000JPY
Net assetsInterimInstant55676000000JPY
Income before income taxesPrior1InterimDuration1385000000JPY
Income before income taxesInterimDuration644000000JPY
Depreciation and amortization ope cfPrior1InterimDuration456000000JPY
Depreciation and amortization ope cfInterimDuration415000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2024-09-30pass rounding
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2025-09-30pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2025-09-30pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass