Half-year report · HY

Period2024-04-01 → 2024-09-30
Filed2024-11-22
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 116
MetricValuePeriodScopeSource row
Ordinary income¥1.4bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥2.0bn2023-04-01 → 2024-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥980m2023-04-01 → 2023-09-30Cons.Ordinary income
Ordinary income¥2.6bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥1.4bn2022-04-01 → 2022-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥1.4bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Profit before tax¥942m2023-04-01 → 2023-09-30Cons.Income before income taxes
Net income (owners)¥950m2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.3bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥757m2023-04-01 → 2023-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.6bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥809m2022-04-01 → 2022-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥997m2024-04-01 → 2024-09-30Cons.Profit loss
Net income¥754m2023-04-01 → 2023-09-30Cons.Profit loss
Total assets¥1.15Tat 2024-09-30Cons.Assets
Total assets¥1.14Tat 2024-03-31Cons.Assets
Total assets¥1.13Tat 2023-09-30Cons.Assets
Total assets¥1.19Tat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥1.20Tat 2022-09-30dCons.Total assets (5-year summary)
Total liabilities¥1.09Tat 2024-09-30Cons.Liabilities
Total liabilities¥1.08Tat 2024-03-31Cons.Liabilities
Total liabilities¥1.07Tat 2023-09-30Cons.Liabilities
Net assets / equity¥60.9bnat 2024-09-30Cons.Net assets
Net assets / equity¥62.0bnat 2024-03-31Cons.Net assets
Net assets / equity¥58.5bnat 2023-09-30Cons.Net assets
Net assets / equity¥77.0bnat 2023-03-31dCons.Net assets
Net assets / equity¥70.5bnat 2022-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥73.8bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥62.6bnat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥53.9bnat 2023-09-30Cons.Cash and cash equivalents
Cash & equivalents¥108.3bnat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥115.4bnat 2022-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥21.0bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥22.1bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥32.9bn2023-04-01 → 2023-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥32.0bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥2.6bn2022-04-01 → 2022-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥9.6bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥5.9bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥4.0bn2023-04-01 → 2023-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥6.1bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥9.5bn2022-04-01 → 2022-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥215m2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥17.7bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥17.5bn2023-04-01 → 2023-09-30Cons.Net cash provided by used in financing activities
Financing cash flow¥6.4bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥267m2022-04-01 → 2022-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥88.052024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥111.962023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥69.092023-04-01 → 2023-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥139.292022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥72.612022-04-01 → 2022-09-30dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥57.32024-04-01 → 2024-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥41.562023-04-01 → 2024-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥18.932023-04-01 → 2023-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥49.632022-04-01 → 2023-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥26.042022-04-01 → 2022-09-30dCons.Diluted earnings per share (5-year summary)
Net assets per share¥5,008.98at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥5,115.28at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥4,778.1at 2023-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥5,129.67at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥5,161.76at 2022-09-30dCons.Net assets per share (5-year summary)
Equity ratio5.0%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.1%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio4.9%at 2023-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio6.2%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio5.6%at 2022-09-30dCons.Equity to asset ratio (5-year summary)
Employees743at 2024-09-30Cons.Number of employees
Employees726at 2024-03-31Cons.Number of employees
Employees746at 2023-09-30Cons.Number of employees
Employees746at 2023-03-31dCons.Number of employees
Employees775at 2022-09-30dCons.Number of employees
Ordinary income¥1.3bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥1.6bn2023-04-01 → 2024-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥922m2023-04-01 → 2023-09-30StandaloneOrdinary income
Ordinary income¥2.3bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥1.3bn2022-04-01 → 2022-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥1.2bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Profit before tax¥884m2023-04-01 → 2023-09-30StandaloneIncome before income taxes
Net income¥903m2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥1.1bn2023-04-01 → 2024-03-31StandaloneNet income loss (5-year summary)
Net income¥742m2023-04-01 → 2023-09-30StandaloneProfit loss
Net income¥1.5bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥758m2022-04-01 → 2022-09-30dStandaloneNet income loss (5-year summary)
Total assets¥1.14Tat 2024-09-30StandaloneAssets
Total assets¥1.13Tat 2024-03-31StandaloneAssets
Total assets¥1.12Tat 2023-09-30StandaloneTotal assets (5-year summary)
Total assets¥1.17Tat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥1.19Tat 2022-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥1.09Tat 2024-09-30StandaloneLiabilities
Total liabilities¥1.08Tat 2024-03-31StandaloneLiabilities
Net assets / equity¥55.1bnat 2024-09-30StandaloneNet assets
Net assets / equity¥56.2bnat 2024-03-31StandaloneNet assets
Net assets / equity¥53.1bnat 2023-09-30StandaloneNet assets
Net assets / equity¥71.6bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥65.0bnat 2022-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥102024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥252023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥102023-04-01 → 2023-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥252022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥102022-04-01 → 2022-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio4.8%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.0%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.8%at 2023-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio6.1%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio5.5%at 2022-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued10,244,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2023-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2022-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees710at 2024-09-30StandaloneNumber of employees
Employees694at 2024-03-31StandaloneNumber of employees
Employees713at 2023-09-30StandaloneNumber of employees
Employees710at 2023-03-31dStandaloneNumber of employees
Employees739at 2022-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 55
SegmentItemPeriodValue
Reconciling Itemsreconcilingcapex2024-04-01 → 2024-09-30¥4m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2024-09-30¥7m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥61m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥4.9bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30−¥3m
jpcrp040300-q2r_E03664-000Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥220m
jpcrp040300-q2r_E03664-000Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥408m
jpcrp040300-q2r_E03664-000Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥9.5bn
jpcrp040300-q2r_E03664-000Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥22m
jpcrp040300-q2r_E03664-000Bankingreportable segmentsegment assetsat 2024-09-30¥1.14T
jpcrp040300-q2r_E03664-000Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥1.3bn
jpcrp040300-q2r_E03664-000Credit Card Businessreportable segmentrevenue external2024-04-01 → 2024-09-30¥184m
jpcrp040300-q2r_E03664-000Credit Card Businessreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥1m
jpcrp040300-q2r_E03664-000Credit Card Businessreportable segmentsegment assetsat 2024-09-30¥3.0bn
jpcrp040300-q2r_E03664-000Credit Card Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥6m
jpcrp040300-q2r_E03664-000Leasing Industryreportable segmentdepreciation2024-04-01 → 2024-09-30¥40m
jpcrp040300-q2r_E03664-000Leasing Industryreportable segmentrevenue external2024-04-01 → 2024-09-30¥2.6bn
jpcrp040300-q2r_E03664-000Leasing Industryreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥38m
jpcrp040300-q2r_E03664-000Leasing Industryreportable segmentsegment assetsat 2024-09-30¥12.4bn
jpcrp040300-q2r_E03664-000Leasing Industryreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥126m
—segment totalcapex2024-04-01 → 2024-09-30¥220m
—segment totaldepreciation2024-04-01 → 2024-09-30¥448m
—segment totalrevenue external2024-04-01 → 2024-09-30¥12.3bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥61m
—segment totalsegment assetsat 2024-09-30¥1.16T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥1.4bn
Reconciling Itemsreconcilingcapex2023-04-01 → 2023-09-30−¥4m
Reconciling Itemsreconcilingdepreciation2023-04-01 → 2023-09-30¥8m
Reconciling Itemsreconcilingrevenue intersegment2023-04-01 → 2023-09-30−¥56m
Reconciling Itemsreconcilingsegment assetsat 2023-09-30−¥4.3bn
Reconciling Itemsreconcilingsegment ordinary income2023-04-01 → 2023-09-30−¥3m
jpcrp040300-q2r_E03664-000Bankingreportable segmentcapex2023-04-01 → 2023-09-30¥1.1bn
jpcrp040300-q2r_E03664-000Bankingreportable segmentdepreciation2023-04-01 → 2023-09-30¥325m
jpcrp040300-q2r_E03664-000Bankingreportable segmentrevenue external2023-04-01 → 2023-09-30¥8.8bn
jpcrp040300-q2r_E03664-000Bankingreportable segmentrevenue intersegment2023-04-01 → 2023-09-30¥19m
jpcrp040300-q2r_E03664-000Bankingreportable segmentsegment assetsat 2023-09-30¥1.12T
jpcrp040300-q2r_E03664-000Bankingreportable segmentsegment ordinary income2023-04-01 → 2023-09-30¥922m
jpcrp040300-q2r_E03664-000Credit Card Businessreportable segmentcapex2023-04-01 → 2023-09-30¥18m
jpcrp040300-q2r_E03664-000Credit Card Businessreportable segmentdepreciation2023-04-01 → 2023-09-30¥0
jpcrp040300-q2r_E03664-000Credit Card Businessreportable segmentrevenue external2023-04-01 → 2023-09-30¥179m
jpcrp040300-q2r_E03664-000Credit Card Businessreportable segmentrevenue intersegment2023-04-01 → 2023-09-30¥0
jpcrp040300-q2r_E03664-000Credit Card Businessreportable segmentsegment assetsat 2023-09-30¥3.7bn
jpcrp040300-q2r_E03664-000Credit Card Businessreportable segmentsegment ordinary income2023-04-01 → 2023-09-30−¥25m
jpcrp040300-q2r_E03664-000Leasing Industryreportable segmentcapex2023-04-01 → 2023-09-30¥5m
jpcrp040300-q2r_E03664-000Leasing Industryreportable segmentdepreciation2023-04-01 → 2023-09-30¥35m
jpcrp040300-q2r_E03664-000Leasing Industryreportable segmentrevenue external2023-04-01 → 2023-09-30¥2.5bn
jpcrp040300-q2r_E03664-000Leasing Industryreportable segmentrevenue intersegment2023-04-01 → 2023-09-30¥36m
jpcrp040300-q2r_E03664-000Leasing Industryreportable segmentsegment assetsat 2023-09-30¥11.7bn
jpcrp040300-q2r_E03664-000Leasing Industryreportable segmentsegment ordinary income2023-04-01 → 2023-09-30¥86m
—segment totalcapex2023-04-01 → 2023-09-30¥1.1bn
—segment totaldepreciation2023-04-01 → 2023-09-30¥362m
—segment totalrevenue external2023-04-01 → 2023-09-30¥11.4bn
—segment totalrevenue intersegment2023-04-01 → 2023-09-30¥56m
—segment totalsegment assetsat 2023-09-30¥1.13T
—segment totalsegment ordinary income2023-04-01 → 2023-09-30¥983m

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,306
ItemContextValueUnit
Net income loss (5-year summary)Prior1InterimDuration_NonConsolidatedMember742000000JPY
Net income loss (5-year summary)InterimDuration_NonConsolidatedMember903000000JPY
Net income loss (5-year summary)Prior2YearDuration_NonConsolidatedMember1484000000JPY
Net income loss (5-year summary)Prior1YearDuration_NonConsolidatedMember1140000000JPY
Capital stock (5-year summary)Prior2InterimInstant_NonConsolidatedMember19544000000JPY
Capital stock (5-year summary)Prior1InterimInstant_NonConsolidatedMember15444000000JPY
Capital stock (5-year summary)InterimInstant_NonConsolidatedMember15444000000JPY
Capital stock (5-year summary)Prior2YearInstant_NonConsolidatedMember22944000000JPY
Capital stock (5-year summary)Prior1YearInstant_NonConsolidatedMember15444000000JPY
Total number of issued shares (5-year summary)Prior2InterimInstant_NonConsolidatedMember10244000
Total number of issued shares (5-year summary)Prior1InterimInstant_NonConsolidatedMember10244000
Total number of issued shares (5-year summary)InterimInstant_NonConsolidatedMember10244000
Total number of issued shares (5-year summary)Prior2YearInstant_NonConsolidatedMember10244000
Total number of issued shares (5-year summary)Prior1YearInstant_NonConsolidatedMember10244000
The first kind preferred stocks total number of issued shares (5-year summary)Prior2InterimInstant_NonConsolidatedMember7500000
The first kind preferred stocks total number of issued shares (5-year summary)Prior1InterimInstant_NonConsolidatedMember-
The first kind preferred stocks total number of issued shares (5-year summary)InterimInstant_NonConsolidatedMember-
The first kind preferred stocks total number of issued shares (5-year summary)Prior2YearInstant_NonConsolidatedMember7500000
The first kind preferred stocks total number of issued shares (5-year summary)Prior1YearInstant_NonConsolidatedMember-
The second kind preferred stocks total number of issued shares (5-year summary)Prior2InterimInstant_NonConsolidatedMember-
The second kind preferred stocks total number of issued shares (5-year summary)Prior1InterimInstant_NonConsolidatedMember680000
The second kind preferred stocks total number of issued shares (5-year summary)InterimInstant_NonConsolidatedMember680000
The second kind preferred stocks total number of issued shares (5-year summary)Prior2YearInstant_NonConsolidatedMember680000
The second kind preferred stocks total number of issued shares (5-year summary)Prior1YearInstant_NonConsolidatedMember680000
Net assets (5-year summary)Prior2InterimInstant_NonConsolidatedMember65020000000JPY
Net assets (5-year summary)Prior1InterimInstant_NonConsolidatedMember53075000000JPY
Net assets (5-year summary)InterimInstant_NonConsolidatedMember55129000000JPY
Net assets (5-year summary)Prior2YearInstant_NonConsolidatedMember71609000000JPY
Net assets (5-year summary)Prior1YearInstant_NonConsolidatedMember56230000000JPY
Total assets (5-year summary)Prior2InterimInstant_NonConsolidatedMember1185122000000JPY
Total assets (5-year summary)Prior1InterimInstant_NonConsolidatedMember1116658000000JPY
Total assets (5-year summary)InterimInstant_NonConsolidatedMember1140921000000JPY
Total assets (5-year summary)Prior2YearInstant_NonConsolidatedMember1174496000000JPY
Total assets (5-year summary)Prior1YearInstant_NonConsolidatedMember1131952000000JPY
Deposits (5-year summary)Prior2InterimInstant_NonConsolidatedMember1007992000000JPY
Deposits (5-year summary)Prior1InterimInstant_NonConsolidatedMember1023118000000JPY
Deposits (5-year summary)InterimInstant_NonConsolidatedMember1018740000000JPY
Deposits (5-year summary)Prior2YearInstant_NonConsolidatedMember1008632000000JPY
Deposits (5-year summary)Prior1YearInstant_NonConsolidatedMember1029036000000JPY
Loans and bills discounted (5-year summary)Prior2InterimInstant_NonConsolidatedMember741767000000JPY
Loans and bills discounted (5-year summary)Prior1InterimInstant_NonConsolidatedMember749230000000JPY
Loans and bills discounted (5-year summary)InterimInstant_NonConsolidatedMember740451000000JPY
Loans and bills discounted (5-year summary)Prior2YearInstant_NonConsolidatedMember757638000000JPY
Loans and bills discounted (5-year summary)Prior1YearInstant_NonConsolidatedMember750734000000JPY
Securities (5-year summary)Prior2InterimInstant_NonConsolidatedMember310388000000JPY
Securities (5-year summary)Prior1InterimInstant_NonConsolidatedMember295082000000JPY
Securities (5-year summary)InterimInstant_NonConsolidatedMember306589000000JPY
Securities (5-year summary)Prior2YearInstant_NonConsolidatedMember291804000000JPY
Securities (5-year summary)Prior1YearInstant_NonConsolidatedMember298667000000JPY
Dividend paid per share (5-year summary)Prior2InterimDuration_NonConsolidatedMember10.00

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2023-09-30pass rounding
balance sheet identityconsolidated 2024-03-31pass
balance sheet identityconsolidated 2024-09-30pass rounding
balance sheet identitynon_consolidated 2024-03-31pass rounding
balance sheet identitynon_consolidated 2024-09-30pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2023-09-30pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2023-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2023-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2023-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · total assetsconsolidated 2023-09-30pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2024-09-30pass