Annual report

Period2022-04-01 → 2023-03-31
Filed2023-06-28
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 140
MetricValuePeriodScopeSource row
Ordinary income¥2.6bn2022-04-01 → 2023-03-31Cons.Ordinary income
Ordinary income¥2.3bn2021-04-01 → 2022-03-31Cons.Ordinary income
Ordinary income¥1.6bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥2.6bn2019-04-01 → 2020-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥1.9bn2018-04-01 → 2019-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥2.5bn2022-04-01 → 2023-03-31Cons.Income before income taxes
Profit before tax¥2.4bn2021-04-01 → 2022-03-31Cons.Income before income taxes
Net income (owners)¥1.6bn2022-04-01 → 2023-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.6bn2021-04-01 → 2022-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥877m2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.4bn2019-04-01 → 2020-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥964m2018-04-01 → 2019-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥1.7bn2022-04-01 → 2023-03-31Cons.Profit loss
Net income¥1.7bn2021-04-01 → 2022-03-31Cons.Profit loss
Total assets¥1.19Tat 2023-03-31Cons.Assets
Total assets¥1.21Tat 2022-03-31Cons.Assets
Total assets¥1.24Tat 2021-03-31dCons.Total assets (5-year summary)
Total assets¥1.12Tat 2020-03-31dCons.Total assets (5-year summary)
Total assets¥1.10Tat 2019-03-31dCons.Total assets (5-year summary)
Total liabilities¥1.11Tat 2023-03-31Cons.Liabilities
Total liabilities¥1.14Tat 2022-03-31Cons.Liabilities
Net assets / equity¥77.0bnat 2023-03-31Cons.Net assets
Net assets / equity¥74.5bnat 2022-03-31Cons.Net assets
Net assets / equity¥75.7bnat 2021-03-31dCons.Net assets
Net assets / equity¥69.8bnat 2020-03-31dCons.Net assets (5-year summary)
Net assets / equity¥73.7bnat 2019-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥108.3bnat 2023-03-31Cons.Cash and cash equivalents
Cash & equivalents¥127.8bnat 2022-03-31Cons.Cash and cash equivalents
Cash & equivalents¥160.1bnat 2021-03-31dCons.Cash and cash equivalents
Cash & equivalents¥80.5bnat 2020-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥65.8bnat 2019-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥32.0bn2022-04-01 → 2023-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥34.3bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥80.5bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥18.2bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥20.3bn2018-04-01 → 2019-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥6.1bn2022-04-01 → 2023-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥2.5bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥513m2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥3.0bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥10.3bn2018-04-01 → 2019-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow¥6.4bn2022-04-01 → 2023-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥462m2021-04-01 → 2022-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥442m2020-04-01 → 2021-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥447m2019-04-01 → 2020-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥442m2018-04-01 → 2019-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥139.292022-04-01 → 2023-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥140.172021-04-01 → 2022-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥68.312020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥115.552019-04-01 → 2020-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥77.022018-04-01 → 2019-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥49.632022-04-01 → 2023-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥55.272021-04-01 → 2022-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥28.342020-04-01 → 2021-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥46.612019-04-01 → 2020-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥38.492018-04-01 → 2019-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥5,129.67at 2023-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥5,560.26at 2022-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥5,675.68at 2021-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥5,106.05at 2020-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥5,492.97at 2019-03-31dCons.Net assets per share (5-year summary)
Equity ratio6.2%at 2023-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.9%at 2022-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.8%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio5.9%at 2020-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio6.4%at 2019-03-31dCons.Equity to asset ratio (5-year summary)
ROE2.2%2022-04-01 → 2023-03-31Cons.Rate of return on equity (5-year summary)
ROE2.2%2021-04-01 → 2022-03-31Cons.Rate of return on equity (5-year summary)
ROE1.3%2020-04-01 → 2021-03-31dCons.Rate of return on equity (5-year summary)
ROE2.0%2019-04-01 → 2020-03-31dCons.Rate of return on equity (5-year summary)
ROE1.4%2018-04-01 → 2019-03-31dCons.Rate of return on equity (5-year summary)
Employees746at 2023-03-31Cons.Number of employees
Employees770at 2022-03-31Cons.Number of employees
Employees802at 2021-03-31dCons.Number of employees
Employees835at 2020-03-31dCons.Number of employees
Employees865at 2019-03-31dCons.Number of employees
Ordinary income¥2.3bn2022-04-01 → 2023-03-31StandaloneOrdinary income
Ordinary income¥2.0bn2021-04-01 → 2022-03-31StandaloneOrdinary income
Ordinary income¥1.4bn2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥2.3bn2019-04-01 → 2020-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥1.7bn2018-04-01 → 2019-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥2.3bn2022-04-01 → 2023-03-31StandaloneIncome before income taxes
Profit before tax¥2.1bn2021-04-01 → 2022-03-31StandaloneIncome before income taxes
Net income¥1.5bn2022-04-01 → 2023-03-31StandaloneProfit loss
Net income¥1.5bn2021-04-01 → 2022-03-31StandaloneProfit loss
Net income¥792m2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Net income¥1.3bn2019-04-01 → 2020-03-31dStandaloneNet income loss (5-year summary)
Net income¥900m2018-04-01 → 2019-03-31dStandaloneNet income loss (5-year summary)
Total assets¥1.17Tat 2023-03-31StandaloneAssets
Total assets¥1.20Tat 2022-03-31StandaloneAssets
Total assets¥1.23Tat 2021-03-31dStandaloneTotal assets (5-year summary)
Total assets¥1.11Tat 2020-03-31dStandaloneTotal assets (5-year summary)
Total assets¥1.09Tat 2019-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥1.10Tat 2023-03-31StandaloneLiabilities
Total liabilities¥1.13Tat 2022-03-31StandaloneLiabilities
Net assets / equity¥71.6bnat 2023-03-31StandaloneNet assets
Net assets / equity¥69.1bnat 2022-03-31StandaloneNet assets
Net assets / equity¥70.3bnat 2021-03-31dStandaloneNet assets
Net assets / equity¥64.8bnat 2020-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥68.8bnat 2019-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥127.642022-04-01 → 2023-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥133.092021-04-01 → 2022-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥59.832020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥106.072019-04-01 → 2020-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥70.722018-04-01 → 2019-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥45.982022-04-01 → 2023-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥52.82021-04-01 → 2022-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥25.572020-04-01 → 2021-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥43.312019-04-01 → 2020-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥35.952018-04-01 → 2019-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥252022-04-01 → 2023-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥252021-04-01 → 2022-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥252020-04-01 → 2021-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥252019-04-01 → 2020-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥252018-04-01 → 2019-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥4,915.5at 2023-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥5,341.76at 2022-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥5,451.74at 2021-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥4,908.65at 2020-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥5,302.38at 2019-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio6.1%at 2023-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.8%at 2022-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.7%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio5.8%at 2020-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio6.3%at 2019-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE2.1%2022-04-01 → 2023-03-31StandaloneRate of return on equity (5-year summary)
ROE2.2%2021-04-01 → 2022-03-31StandaloneRate of return on equity (5-year summary)
ROE1.2%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
ROE1.9%2019-04-01 → 2020-03-31dStandaloneRate of return on equity (5-year summary)
ROE1.3%2018-04-01 → 2019-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued10,244,000at 2023-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2022-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2020-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2019-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees710at 2023-03-31StandaloneNumber of employees
Employees733at 2022-03-31StandaloneNumber of employees
Employees767at 2021-03-31dStandaloneNumber of employees
Employees797at 2020-03-31dStandaloneNumber of employees
Employees825at 2019-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 60
SegmentItemPeriodValue
Reconciling Itemsreconcilingcapex2022-04-01 → 2023-03-31¥18m
Reconciling Itemsreconcilingdepreciation2022-04-01 → 2023-03-31¥9m
Reconciling Itemsreconcilingrevenue intersegment2022-04-01 → 2023-03-31−¥109m
Reconciling Itemsreconcilingsegment assetsat 2023-03-31−¥3.7bn
Reconciling Itemsreconcilingsegment ordinary income2022-04-01 → 2023-03-31¥8m
Bankingreportable segmentcapex2022-04-01 → 2023-03-31¥923m
Bankingreportable segmentdepreciation2022-04-01 → 2023-03-31¥731m
Bankingreportable segmentemployeesat 2023-03-31732 pure
Bankingreportable segmentrevenue external2022-04-01 → 2023-03-31¥17.2bn
Bankingreportable segmentrevenue intersegment2022-04-01 → 2023-03-31¥34m
Bankingreportable segmentsegment assetsat 2023-03-31¥1.17T
Bankingreportable segmentsegment ordinary income2022-04-01 → 2023-03-31¥2.3bn
Credit Card Businessreportable segmentcapex2022-04-01 → 2023-03-31¥0
Credit Card Businessreportable segmentdepreciation2022-04-01 → 2023-03-31¥4m
Credit Card Businessreportable segmentemployeesat 2023-03-317 pure
Credit Card Businessreportable segmentrevenue external2022-04-01 → 2023-03-31¥337m
Credit Card Businessreportable segmentrevenue intersegment2022-04-01 → 2023-03-31¥1m
Credit Card Businessreportable segmentsegment assetsat 2023-03-31¥3.1bn
Credit Card Businessreportable segmentsegment ordinary income2022-04-01 → 2023-03-31−¥11m
Leasing Industryreportable segmentcapex2022-04-01 → 2023-03-31¥76m
Leasing Industryreportable segmentdepreciation2022-04-01 → 2023-03-31¥58m
Leasing Industryreportable segmentemployeesat 2023-03-317 pure
Leasing Industryreportable segmentrevenue external2022-04-01 → 2023-03-31¥5.6bn
Leasing Industryreportable segmentrevenue intersegment2022-04-01 → 2023-03-31¥74m
Leasing Industryreportable segmentsegment assetsat 2023-03-31¥11.8bn
Leasing Industryreportable segmentsegment ordinary income2022-04-01 → 2023-03-31¥241m
—segment totalcapex2022-04-01 → 2023-03-31¥1.0bn
—segment totaldepreciation2022-04-01 → 2023-03-31¥793m
—segment totalrevenue external2022-04-01 → 2023-03-31¥23.1bn
—segment totalrevenue intersegment2022-04-01 → 2023-03-31¥109m
—segment totalsegment assetsat 2023-03-31¥1.19T
—segment totalsegment ordinary income2022-04-01 → 2023-03-31¥2.5bn
Reconciling Itemsreconcilingcapex2021-04-01 → 2022-03-31¥13m
Reconciling Itemsreconcilingdepreciation2021-04-01 → 2022-03-31¥13m
Reconciling Itemsreconcilingrevenue intersegment2021-04-01 → 2022-03-31−¥103m
Reconciling Itemsreconcilingsegment assetsat 2022-03-31−¥3.3bn
Reconciling Itemsreconcilingsegment ordinary income2021-04-01 → 2022-03-31¥0
Bankingreportable segmentcapex2021-04-01 → 2022-03-31¥786m
Bankingreportable segmentdepreciation2021-04-01 → 2022-03-31¥764m
Bankingreportable segmentrevenue external2021-04-01 → 2022-03-31¥16.4bn
Bankingreportable segmentrevenue intersegment2021-04-01 → 2022-03-31¥31m
Bankingreportable segmentsegment assetsat 2022-03-31¥1.20T
Bankingreportable segmentsegment ordinary income2021-04-01 → 2022-03-31¥2.0bn
Credit Card Businessreportable segmentdepreciation2021-04-01 → 2022-03-31¥4m
Credit Card Businessreportable segmentrevenue external2021-04-01 → 2022-03-31¥354m
Credit Card Businessreportable segmentrevenue intersegment2021-04-01 → 2022-03-31¥0
Credit Card Businessreportable segmentsegment assetsat 2022-03-31¥2.9bn
Credit Card Businessreportable segmentsegment ordinary income2021-04-01 → 2022-03-31¥18m
Leasing Industryreportable segmentcapex2021-04-01 → 2022-03-31¥3m
Leasing Industryreportable segmentdepreciation2021-04-01 → 2022-03-31¥50m
Leasing Industryreportable segmentrevenue external2021-04-01 → 2022-03-31¥5.4bn
Leasing Industryreportable segmentrevenue intersegment2021-04-01 → 2022-03-31¥71m
Leasing Industryreportable segmentsegment assetsat 2022-03-31¥11.3bn
Leasing Industryreportable segmentsegment ordinary income2021-04-01 → 2022-03-31¥256m
—segment totalcapex2021-04-01 → 2022-03-31¥790m
—segment totaldepreciation2021-04-01 → 2022-03-31¥819m
—segment totalrevenue external2021-04-01 → 2022-03-31¥22.1bn
—segment totalrevenue intersegment2021-04-01 → 2022-03-31¥103m
—segment totalsegment assetsat 2022-03-31¥1.21T
—segment totalsegment ordinary income2021-04-01 → 2022-03-31¥2.3bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,968
ItemContextValueUnit
Fiscal year cover pageFilingDateInstant
Original text (Japanese)第143期(自 2022年4月1日 至 2023年3月31日)
Company name cover pageFilingDateInstant
Original text (Japanese)株式会社高知銀行
Company name in english cover pageFilingDateInstantTHE BANK OF KOCHI,LTD.
Title and name of representative cover pageFilingDateInstant
Original text (Japanese)取締役頭取  海治 勝彦
Address of registered headquarter cover pageFilingDateInstant
Original text (Japanese)高知県高知市堺町2番24号
Telephone number address of registered headquarter cover pageFilingDateInstant
Original text (Japanese)高知(088)822-9311(代表)
Name of contact person address of registered headquarter cover pageFilingDateInstant
Original text (Japanese)上席執行役員経営統括部長  寺川 智文
Nearest place of contact cover pageFilingDateInstant
Original text (Japanese)東京都千代田区岩本町3丁目10番7号株式会社高知銀行東京事務所
Telephone number nearest place of contact cover pageFilingDateInstant
Original text (Japanese)東京(03)3865-1781
Name of contact person nearest place of contact cover pageFilingDateInstant
Original text (Japanese)東京支店長兼東京事務所長 宮﨑 泰浩
Place for public inspection cover page (text)FilingDateInstantText · Plus
Footnotes cover page (text)FilingDateInstantText · Plus
Edinet codeFilingDateInstantE03664
Fund codeFilingDateInstant-
Security codeFilingDateInstant84160
Filer name in japaneseFilingDateInstant
Original text (Japanese)株式会社高知銀行
Filer name in englishFilingDateInstantTHE BANK OF KOCHI,LTD.
Fund name in japaneseFilingDateInstant-
Fund name in englishFilingDateInstant-
Cabinet office ordinanceFilingDateInstant
Original text (Japanese)企業内容等の開示に関する内閣府令
Document typeFilingDateInstant
Original text (Japanese)第三号様式
Accounting standardsFilingDateInstantJapan GAAP
Whether consolidated financial statements are preparedFilingDateInstanttrue
Industry code when consolidated financial statements are prepared in accordance with industry specific regulationsFilingDateInstantBNK
Industry code when financial statements are prepared in accordance with industry specific regulationsFilingDateInstantBNK
Current fiscal year start dateFilingDateInstant2022-04-01
Current period end dateFilingDateInstant2023-03-31
Type of current periodFilingDateInstantFY
Current fiscal year end dateFilingDateInstant2023-03-31
Previous fiscal year start dateFilingDateInstant2021-04-01
Comparative period end dateFilingDateInstant2022-03-31
Previous fiscal year end dateFilingDateInstant2022-03-31
Next fiscal year start dateFilingDateInstant-
End date of quarterly or semi annual period of next fiscal yearFilingDateInstant-
Amendment flagFilingDateInstantfalse
Identification of document subject to amendmentFilingDateInstant-
Report amendment flagFilingDateInstantfalse
Xbrl amendment flagFilingDateInstantfalse
Business results of group (text)FilingDateInstantText · Plus
Business results of reporting company (text)FilingDateInstantText · Plus
Company history (text)FilingDateInstantText · Plus
Description of business (text)FilingDateInstantText · Plus
Overview of affiliated entities (text)FilingDateInstantText · Plus
Information about employees (text)FilingDateInstantText · Plus
Business policy business environment issues to address etc (text)FilingDateInstantText · Plus
Disclosure of sustainability related financial information (text)FilingDateInstantText · Plus
Governance (text)FilingDateInstantText · Plus
Strategy (text)FilingDateInstantText · Plus
Policy on human resource development and improvement of internal environment strategy (text)FilingDateInstantText · Plus
Risk management (text)FilingDateInstantText · Plus

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2022-03-31pass rounding
balance sheet identityconsolidated 2023-03-31pass rounding
balance sheet identitynon_consolidated 2022-03-31pass
balance sheet identitynon_consolidated 2023-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2021-03-31pass
statement vs summary · net assetsconsolidated 2022-03-31pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2021-03-31pass
statement vs summary · net assetsnon_consolidated 2022-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net income attributable to parentconsolidated 2021-04-01/2022-03-31pass
statement vs summary · net income attributable to parentconsolidated 2022-04-01/2023-03-31pass
statement vs summary · operating cash flowconsolidated 2021-04-01/2022-03-31pass
statement vs summary · operating cash flowconsolidated 2022-04-01/2023-03-31pass
statement vs summary · total assetsconsolidated 2022-03-31pass
statement vs summary · total assetsconsolidated 2023-03-31pass
statement vs summary · total assetsnon_consolidated 2022-03-31pass
statement vs summary · total assetsnon_consolidated 2023-03-31pass