Annual report

Period2021-04-01 → 2022-03-31
Filed2022-06-29
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 140
MetricValuePeriodScopeSource row
Ordinary income¥2.3bn2021-04-01 → 2022-03-31Cons.Ordinary income
Ordinary income¥1.6bn2020-04-01 → 2021-03-31Cons.Ordinary income
Ordinary income¥2.6bn2019-04-01 → 2020-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥1.9bn2018-04-01 → 2019-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥3.0bn2017-04-01 → 2018-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥2.4bn2021-04-01 → 2022-03-31Cons.Income before income taxes
Profit before tax¥1.8bn2020-04-01 → 2021-03-31Cons.Income before income taxes
Net income (owners)¥1.6bn2021-04-01 → 2022-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥877m2020-04-01 → 2021-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥1.4bn2019-04-01 → 2020-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥964m2018-04-01 → 2019-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥1.7bn2017-04-01 → 2018-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥1.7bn2021-04-01 → 2022-03-31Cons.Profit loss
Net income¥943m2020-04-01 → 2021-03-31Cons.Profit loss
Total assets¥1.21Tat 2022-03-31Cons.Assets
Total assets¥1.24Tat 2021-03-31Cons.Assets
Total assets¥1.12Tat 2020-03-31dCons.Total assets (5-year summary)
Total assets¥1.10Tat 2019-03-31dCons.Total assets (5-year summary)
Total assets¥1.11Tat 2018-03-31dCons.Total assets (5-year summary)
Total liabilities¥1.14Tat 2022-03-31Cons.Liabilities
Total liabilities¥1.17Tat 2021-03-31Cons.Liabilities
Net assets / equity¥74.5bnat 2022-03-31Cons.Net assets
Net assets / equity¥75.7bnat 2021-03-31Cons.Net assets
Net assets / equity¥69.8bnat 2020-03-31dCons.Net assets
Net assets / equity¥73.7bnat 2019-03-31dCons.Net assets (5-year summary)
Net assets / equity¥73.9bnat 2018-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥127.8bnat 2022-03-31Cons.Cash and cash equivalents
Cash & equivalents¥160.1bnat 2021-03-31Cons.Cash and cash equivalents
Cash & equivalents¥80.5bnat 2020-03-31dCons.Cash and cash equivalents
Cash & equivalents¥65.8bnat 2019-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥76.3bnat 2018-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥34.3bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥80.5bn2020-04-01 → 2021-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥18.2bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥20.3bn2018-04-01 → 2019-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥19.2bn2017-04-01 → 2018-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥2.5bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥513m2020-04-01 → 2021-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥3.0bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥10.3bn2018-04-01 → 2019-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥4.1bn2017-04-01 → 2018-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥462m2021-04-01 → 2022-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥442m2020-04-01 → 2021-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥447m2019-04-01 → 2020-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥442m2018-04-01 → 2019-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥505m2017-04-01 → 2018-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥140.172021-04-01 → 2022-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥68.312020-04-01 → 2021-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥115.552019-04-01 → 2020-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥77.022018-04-01 → 2019-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥154.32017-04-01 → 2018-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥55.272021-04-01 → 2022-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥28.342020-04-01 → 2021-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥46.612019-04-01 → 2020-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥38.492018-04-01 → 2019-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥80.022017-04-01 → 2018-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥5,560.26at 2022-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥5,675.68at 2021-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥5,106.05at 2020-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥5,492.97at 2019-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥5,521.73at 2018-03-31dCons.Net assets per share (5-year summary)
Equity ratio5.9%at 2022-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.8%at 2021-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.9%at 2020-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio6.4%at 2019-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio6.4%at 2018-03-31dCons.Equity to asset ratio (5-year summary)
ROE2.2%2021-04-01 → 2022-03-31Cons.Rate of return on equity (5-year summary)
ROE1.3%2020-04-01 → 2021-03-31Cons.Rate of return on equity (5-year summary)
ROE2.0%2019-04-01 → 2020-03-31dCons.Rate of return on equity (5-year summary)
ROE1.4%2018-04-01 → 2019-03-31dCons.Rate of return on equity (5-year summary)
ROE2.5%2017-04-01 → 2018-03-31dCons.Rate of return on equity (5-year summary)
Employees770at 2022-03-31Cons.Number of employees
Employees802at 2021-03-31Cons.Number of employees
Employees835at 2020-03-31dCons.Number of employees
Employees865at 2019-03-31dCons.Number of employees
Employees890at 2018-03-31dCons.Number of employees
Ordinary income¥2.0bn2021-04-01 → 2022-03-31StandaloneOrdinary income
Ordinary income¥1.4bn2020-04-01 → 2021-03-31StandaloneOrdinary income
Ordinary income¥2.3bn2019-04-01 → 2020-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥1.7bn2018-04-01 → 2019-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥2.7bn2017-04-01 → 2018-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥2.1bn2021-04-01 → 2022-03-31StandaloneIncome before income taxes
Profit before tax¥1.6bn2020-04-01 → 2021-03-31StandaloneIncome before income taxes
Net income¥1.5bn2021-04-01 → 2022-03-31StandaloneProfit loss
Net income¥792m2020-04-01 → 2021-03-31StandaloneProfit loss
Net income¥1.3bn2019-04-01 → 2020-03-31dStandaloneNet income loss (5-year summary)
Net income¥900m2018-04-01 → 2019-03-31dStandaloneNet income loss (5-year summary)
Net income¥1.6bn2017-04-01 → 2018-03-31dStandaloneNet income loss (5-year summary)
Total assets¥1.20Tat 2022-03-31StandaloneAssets
Total assets¥1.23Tat 2021-03-31StandaloneAssets
Total assets¥1.11Tat 2020-03-31dStandaloneTotal assets (5-year summary)
Total assets¥1.09Tat 2019-03-31dStandaloneTotal assets (5-year summary)
Total assets¥1.10Tat 2018-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥1.13Tat 2022-03-31StandaloneLiabilities
Total liabilities¥1.16Tat 2021-03-31StandaloneLiabilities
Net assets / equity¥69.1bnat 2022-03-31StandaloneNet assets
Net assets / equity¥70.3bnat 2021-03-31StandaloneNet assets
Net assets / equity¥64.8bnat 2020-03-31dStandaloneNet assets
Net assets / equity¥68.8bnat 2019-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥69.1bnat 2018-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥133.092021-04-01 → 2022-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥59.832020-04-01 → 2021-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥106.072019-04-01 → 2020-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥70.722018-04-01 → 2019-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥144.492017-04-01 → 2018-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥52.82021-04-01 → 2022-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥25.572020-04-01 → 2021-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥43.312019-04-01 → 2020-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥35.952018-04-01 → 2019-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥75.462017-04-01 → 2018-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥252021-04-01 → 2022-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥252020-04-01 → 2021-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥252019-04-01 → 2020-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥252018-04-01 → 2019-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥162017-04-01 → 2018-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥5,341.76at 2022-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥5,451.74at 2021-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥4,908.65at 2020-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥5,302.38at 2019-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥5,337.65at 2018-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio5.8%at 2022-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.7%at 2021-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.8%at 2020-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio6.3%at 2019-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio6.3%at 2018-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE2.2%2021-04-01 → 2022-03-31StandaloneRate of return on equity (5-year summary)
ROE1.2%2020-04-01 → 2021-03-31StandaloneRate of return on equity (5-year summary)
ROE1.9%2019-04-01 → 2020-03-31dStandaloneRate of return on equity (5-year summary)
ROE1.3%2018-04-01 → 2019-03-31dStandaloneRate of return on equity (5-year summary)
ROE2.4%2017-04-01 → 2018-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued10,244,000at 2022-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2021-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2020-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2019-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued10,244,000at 2018-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees733at 2022-03-31StandaloneNumber of employees
Employees767at 2021-03-31StandaloneNumber of employees
Employees797at 2020-03-31dStandaloneNumber of employees
Employees825at 2019-03-31dStandaloneNumber of employees
Employees852at 2018-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 59
SegmentItemPeriodValue
Reconciling Itemsreconcilingcapex2021-04-01 → 2022-03-31¥13m
Reconciling Itemsreconcilingdepreciation2021-04-01 → 2022-03-31¥13m
Reconciling Itemsreconcilingrevenue intersegment2021-04-01 → 2022-03-31−¥103m
Reconciling Itemsreconcilingsegment assetsat 2022-03-31−¥3.3bn
Reconciling Itemsreconcilingsegment ordinary income2021-04-01 → 2022-03-31¥0
Bankingreportable segmentcapex2021-04-01 → 2022-03-31¥786m
Bankingreportable segmentdepreciation2021-04-01 → 2022-03-31¥764m
Bankingreportable segmentemployeesat 2022-03-31756 pure
Bankingreportable segmentrevenue external2021-04-01 → 2022-03-31¥16.4bn
Bankingreportable segmentrevenue intersegment2021-04-01 → 2022-03-31¥31m
Bankingreportable segmentsegment assetsat 2022-03-31¥1.20T
Bankingreportable segmentsegment ordinary income2021-04-01 → 2022-03-31¥2.0bn
Credit Card Businessreportable segmentdepreciation2021-04-01 → 2022-03-31¥4m
Credit Card Businessreportable segmentemployeesat 2022-03-317 pure
Credit Card Businessreportable segmentrevenue external2021-04-01 → 2022-03-31¥354m
Credit Card Businessreportable segmentrevenue intersegment2021-04-01 → 2022-03-31¥0
Credit Card Businessreportable segmentsegment assetsat 2022-03-31¥2.9bn
Credit Card Businessreportable segmentsegment ordinary income2021-04-01 → 2022-03-31¥18m
Leasing Industryreportable segmentcapex2021-04-01 → 2022-03-31¥3m
Leasing Industryreportable segmentdepreciation2021-04-01 → 2022-03-31¥50m
Leasing Industryreportable segmentemployeesat 2022-03-317 pure
Leasing Industryreportable segmentrevenue external2021-04-01 → 2022-03-31¥5.4bn
Leasing Industryreportable segmentrevenue intersegment2021-04-01 → 2022-03-31¥71m
Leasing Industryreportable segmentsegment assetsat 2022-03-31¥11.3bn
Leasing Industryreportable segmentsegment ordinary income2021-04-01 → 2022-03-31¥256m
—segment totalcapex2021-04-01 → 2022-03-31¥790m
—segment totaldepreciation2021-04-01 → 2022-03-31¥819m
—segment totalrevenue external2021-04-01 → 2022-03-31¥22.1bn
—segment totalrevenue intersegment2021-04-01 → 2022-03-31¥103m
—segment totalsegment assetsat 2022-03-31¥1.21T
—segment totalsegment ordinary income2021-04-01 → 2022-03-31¥2.3bn
Reconciling Itemsreconcilingcapex2020-04-01 → 2021-03-31¥13m
Reconciling Itemsreconcilingdepreciation2020-04-01 → 2021-03-31¥15m
Reconciling Itemsreconcilingrevenue intersegment2020-04-01 → 2021-03-31−¥110m
Reconciling Itemsreconcilingsegment assetsat 2021-03-31−¥3.7bn
Reconciling Itemsreconcilingsegment ordinary income2020-04-01 → 2021-03-31−¥2m
Bankingreportable segmentcapex2020-04-01 → 2021-03-31¥1.3bn
Bankingreportable segmentdepreciation2020-04-01 → 2021-03-31¥746m
Bankingreportable segmentrevenue external2020-04-01 → 2021-03-31¥18.0bn
Bankingreportable segmentrevenue intersegment2020-04-01 → 2021-03-31¥36m
Bankingreportable segmentsegment assetsat 2021-03-31¥1.23T
Bankingreportable segmentsegment ordinary income2020-04-01 → 2021-03-31¥1.4bn
Credit Card Businessreportable segmentcapex2020-04-01 → 2021-03-31¥3m
Credit Card Businessreportable segmentdepreciation2020-04-01 → 2021-03-31¥4m
Credit Card Businessreportable segmentrevenue external2020-04-01 → 2021-03-31¥317m
Credit Card Businessreportable segmentsegment assetsat 2021-03-31¥2.8bn
Credit Card Businessreportable segmentsegment ordinary income2020-04-01 → 2021-03-31−¥27m
Leasing Industryreportable segmentcapex2020-04-01 → 2021-03-31¥1m
Leasing Industryreportable segmentdepreciation2020-04-01 → 2021-03-31¥60m
Leasing Industryreportable segmentrevenue external2020-04-01 → 2021-03-31¥4.5bn
Leasing Industryreportable segmentrevenue intersegment2020-04-01 → 2021-03-31¥74m
Leasing Industryreportable segmentsegment assetsat 2021-03-31¥11.9bn
Leasing Industryreportable segmentsegment ordinary income2020-04-01 → 2021-03-31¥256m
—segment totalcapex2020-04-01 → 2021-03-31¥1.3bn
—segment totaldepreciation2020-04-01 → 2021-03-31¥810m
—segment totalrevenue external2020-04-01 → 2021-03-31¥22.9bn
—segment totalrevenue intersegment2020-04-01 → 2021-03-31¥110m
—segment totalsegment assetsat 2021-03-31¥1.25T
—segment totalsegment ordinary income2020-04-01 → 2021-03-31¥1.6bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,916
ItemContextValueUnit
Clause of stipulation cover pageFilingDateInstant
Original text (Japanese)金融商品取引法第24条第1項
Place of filing cover pageFilingDateInstant
Original text (Japanese)関東財務局長
Filing date cover pageFilingDateInstant2022-06-29
Fiscal year cover pageFilingDateInstant
Original text (Japanese)第142期(自 2021年4月1日 至 2022年3月31日)
Company name cover pageFilingDateInstant
Original text (Japanese)株式会社高知銀行
Company name in english cover pageFilingDateInstantTHE BANK OF KOCHI,LTD.
Title and name of representative cover pageFilingDateInstant
Original text (Japanese)取締役頭取  海治 勝彦
Address of registered headquarter cover pageFilingDateInstant
Original text (Japanese)高知県高知市堺町2番24号
Telephone number address of registered headquarter cover pageFilingDateInstant
Original text (Japanese)高知(088)822-9311(代表)
Name of contact person address of registered headquarter cover pageFilingDateInstant
Original text (Japanese)執行役員経営統括部長  寺川 智文
Nearest place of contact cover pageFilingDateInstant
Original text (Japanese)東京都千代田区岩本町3丁目10番7号株式会社高知銀行東京事務所
Telephone number nearest place of contact cover pageFilingDateInstant
Original text (Japanese)東京(03)3865-1781
Name of contact person nearest place of contact cover pageFilingDateInstant
Original text (Japanese)東京支店長兼東京事務所長 宮﨑 泰浩
Place for public inspection cover page (text)FilingDateInstantText · Plus
Footnotes cover page (text)FilingDateInstantText · Plus
Edinet codeFilingDateInstantE03664
Fund codeFilingDateInstant-
Security codeFilingDateInstant84160
Filer name in japaneseFilingDateInstant
Original text (Japanese)株式会社高知銀行
Filer name in englishFilingDateInstantTHE BANK OF KOCHI,LTD.
Fund name in japaneseFilingDateInstant-
Fund name in englishFilingDateInstant-
Cabinet office ordinanceFilingDateInstant
Original text (Japanese)企業内容等の開示に関する内閣府令
Document typeFilingDateInstant
Original text (Japanese)第三号様式
Accounting standardsFilingDateInstantJapan GAAP
Whether consolidated financial statements are preparedFilingDateInstanttrue
Industry code when consolidated financial statements are prepared in accordance with industry specific regulationsFilingDateInstantBNK
Industry code when financial statements are prepared in accordance with industry specific regulationsFilingDateInstantBNK
Current fiscal year start dateFilingDateInstant2021-04-01
Current period end dateFilingDateInstant2022-03-31
Type of current periodFilingDateInstantFY
Current fiscal year end dateFilingDateInstant2022-03-31
Previous fiscal year start dateFilingDateInstant2020-04-01
Comparative period end dateFilingDateInstant2021-03-31
Previous fiscal year end dateFilingDateInstant2021-03-31
Next fiscal year start dateFilingDateInstant-
End date of quarterly or semi annual period of next fiscal yearFilingDateInstant-
Amendment flagFilingDateInstantfalse
Identification of document subject to amendmentFilingDateInstant-
Report amendment flagFilingDateInstantfalse
Xbrl amendment flagFilingDateInstantfalse
Business results of group (text)FilingDateInstantText · Plus
Business results of reporting company (text)FilingDateInstantText · Plus
Company history (text)FilingDateInstantText · Plus
Description of business (text)FilingDateInstantText · Plus
Overview of affiliated entities (text)FilingDateInstantText · Plus
Information about employees (text)FilingDateInstantText · Plus
Business policy business environment issues to address etc (text)FilingDateInstantText · Plus
Business risks (text)FilingDateInstantText · Plus
Management analysis of financial position operating results and cash flows (text)FilingDateInstantText · Plus

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2021-03-31pass rounding
balance sheet identityconsolidated 2022-03-31pass rounding
balance sheet identitynon_consolidated 2021-03-31pass
balance sheet identitynon_consolidated 2022-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2020-03-31pass
statement vs summary · net assetsconsolidated 2021-03-31pass
statement vs summary · net assetsconsolidated 2022-03-31pass
statement vs summary · net assetsnon_consolidated 2020-03-31pass
statement vs summary · net assetsnon_consolidated 2021-03-31pass
statement vs summary · net assetsnon_consolidated 2022-03-31pass
statement vs summary · net income attributable to parentconsolidated 2020-04-01/2021-03-31pass
statement vs summary · net income attributable to parentconsolidated 2021-04-01/2022-03-31pass
statement vs summary · operating cash flowconsolidated 2020-04-01/2021-03-31pass
statement vs summary · operating cash flowconsolidated 2021-04-01/2022-03-31pass
statement vs summary · total assetsconsolidated 2021-03-31pass
statement vs summary · total assetsconsolidated 2022-03-31pass
statement vs summary · total assetsnon_consolidated 2021-03-31pass
statement vs summary · total assetsnon_consolidated 2022-03-31pass