Half-year report · HY

Period2025-04-01 → 2025-09-30

Filed2025-11-28

StandardJapan GAAP

ConsolidatedYes

Data checks24 of 24 passed

Key figures · 124

Metric	Value	Period	Scope	Source row
Ordinary income	¥849.6bn	2025-04-01 → 2025-09-30	Cons.	Ordinary income
Ordinary income	¥1.17T	2024-04-01 → 2025-03-31	Cons.	Ordinary income loss (5-year summary)
Ordinary income	¥747.1bn	2024-04-01 → 2024-09-30	Cons.	Ordinary income
Ordinary income	¥914.0bn	2023-04-01 → 2024-03-31^v	Cons.	Ordinary income loss (5-year summary)
Ordinary income	¥574.1bn	2023-04-01 → 2023-09-30^d	Cons.	Ordinary income loss (5-year summary)
Profit before tax	¥898.7bn	2025-04-01 → 2025-09-30	Cons.	Income before income taxes
Profit before tax	¥791.2bn	2024-04-01 → 2024-09-30	Cons.	Income before income taxes
Net income (owners)	¥689.9bn	2025-04-01 → 2025-09-30	Cons.	Profit loss attributable to owners of parent
Net income (owners)	¥885.4bn	2024-04-01 → 2025-03-31	Cons.	Profit loss attributable to owners of parent (5-year summary)
Net income (owners)	¥566.1bn	2024-04-01 → 2024-09-30	Cons.	Profit loss attributable to owners of parent
Net income (owners)	¥679.0bn	2023-04-01 → 2024-03-31^v	Cons.	Profit loss attributable to owners of parent (5-year summary)
Net income (owners)	¥415.8bn	2023-04-01 → 2023-09-30^d	Cons.	Profit loss attributable to owners of parent (5-year summary)
Net income	¥692.6bn	2025-04-01 → 2025-09-30	Cons.	Profit loss
Net income	¥568.0bn	2024-04-01 → 2024-09-30	Cons.	Profit loss
Total assets	¥288.76T	at 2025-09-30	Cons.	Assets
Total assets	¥283.32T	at 2025-03-31	Cons.	Assets
Total assets	¥277.35T	at 2024-09-30	Cons.	Total assets (5-year summary)
Total assets	¥278.67T	at 2024-03-31^v	Cons.	Total assets (5-year summary)
Total assets	¥272.19T	at 2023-09-30^d	Cons.	Total assets (5-year summary)
Total liabilities	¥277.68T	at 2025-09-30	Cons.	Liabilities
Total liabilities	¥272.80T	at 2025-03-31	Cons.	Liabilities
Net assets / equity	¥11.08T	at 2025-09-30	Cons.	Net assets
Net assets / equity	¥10.52T	at 2025-03-31	Cons.	Net assets
Net assets / equity	¥10.76T	at 2024-09-30	Cons.	Net assets
Net assets / equity	¥10.31T	at 2024-03-31^v	Cons.	Net assets
Net assets / equity	¥9.65T	at 2023-09-30^d	Cons.	Net assets (5-year summary)
Cash & equivalents	¥65.39T	at 2025-09-30	Cons.	Cash and cash equivalents
Cash & equivalents	¥70.72T	at 2025-03-31	Cons.	Cash and cash equivalents
Cash & equivalents	¥69.88T	at 2024-09-30	Cons.	Cash and cash equivalents
Cash & equivalents	¥71.17T	at 2024-03-31^v	Cons.	Cash and cash equivalents
Cash & equivalents	¥60.31T	at 2023-09-30^d	Cons.	Cash and cash equivalents (5-year summary)
Operating cash flow	−¥2.25T	2025-04-01 → 2025-09-30	Cons.	Net cash provided by used in operating activities
Operating cash flow	−¥3.82T	2024-04-01 → 2025-03-31	Cons.	Net cash provided by used in operating activities (5-year summary)
Operating cash flow	−¥1.22T	2024-04-01 → 2024-09-30	Cons.	Net cash provided by used in operating activities
Operating cash flow	¥1.88T	2023-04-01 → 2024-03-31^v	Cons.	Net cash provided by used in operating activities (5-year summary)
Operating cash flow	−¥1.14T	2023-04-01 → 2023-09-30^d	Cons.	Net cash provided by used in operating activities (5-year summary)
Investing cash flow	−¥3.10T	2025-04-01 → 2025-09-30	Cons.	Net cash provided by used in investment activities
Investing cash flow	¥3.79T	2024-04-01 → 2025-03-31	Cons.	Net cash provided by used in investing activities (5-year summary)
Investing cash flow	¥252.7bn	2024-04-01 → 2024-09-30	Cons.	Net cash provided by used in investment activities
Investing cash flow	¥1.98T	2023-04-01 → 2024-03-31^v	Cons.	Net cash provided by used in investing activities (5-year summary)
Investing cash flow	−¥6.16T	2023-04-01 → 2023-09-30^d	Cons.	Net cash provided by used in investing activities (5-year summary)
Financing cash flow	¥31.5bn	2025-04-01 → 2025-09-30	Cons.	Net cash provided by used in financing activities
Financing cash flow	−¥299.0bn	2024-04-01 → 2025-03-31	Cons.	Net cash provided by used in financing activities (5-year summary)
Financing cash flow	¥236.9bn	2024-04-01 → 2024-09-30	Cons.	Net cash provided by used in financing activities
Financing cash flow	−¥231.0bn	2023-04-01 → 2024-03-31^v	Cons.	Net cash provided by used in financing activities (5-year summary)
Financing cash flow	¥293.0bn	2023-04-01 → 2023-09-30^d	Cons.	Net cash provided by used in financing activities (5-year summary)
EPS (basic)	¥276.2	2025-04-01 → 2025-09-30	Cons.	Basic earnings loss per share (5-year summary)
EPS (basic)	¥350.2	2024-04-01 → 2025-03-31	Cons.	Basic earnings loss per share (5-year summary)
EPS (basic)	¥223.35	2024-04-01 → 2024-09-30	Cons.	Basic earnings loss per share (5-year summary)
EPS (basic)	¥267.88	2023-04-01 → 2024-03-31^v	Cons.	Basic earnings loss per share (5-year summary)
EPS (basic)	¥164.03	2023-04-01 → 2023-09-30^d	Cons.	Basic earnings loss per share (5-year summary)
EPS (diluted)	¥276.2	2025-04-01 → 2025-09-30	Cons.	Diluted earnings per share (5-year summary)
EPS (diluted)	¥350.2	2024-04-01 → 2025-03-31	Cons.	Diluted earnings per share (5-year summary)
EPS (diluted)	¥223.35	2024-04-01 → 2024-09-30	Cons.	Diluted earnings per share (5-year summary)
EPS (diluted)	¥267.88	2023-04-01 → 2024-03-31^v	Cons.	Diluted earnings per share (5-year summary)
EPS (diluted)	¥164.03	2023-04-01 → 2023-09-30^d	Cons.	Diluted earnings per share (5-year summary)
Net assets per share	¥4,423.89	at 2025-09-30	Cons.	Net assets per share (5-year summary)
Net assets per share	¥4,161.03	at 2025-03-31	Cons.	Net assets per share (5-year summary)
Net assets per share	¥4,213.73	at 2024-09-30	Cons.	Net assets per share (5-year summary)
Net assets per share	¥4,037.28	at 2024-03-31^v	Cons.	Net assets per share (5-year summary)
Net assets per share	¥3,778.08	at 2023-09-30^d	Cons.	Net assets per share (5-year summary)
Equity ratio	3.8%	at 2025-09-30	Cons.	Equity to asset ratio (5-year summary)
Equity ratio	3.7%	at 2025-03-31	Cons.	Equity to asset ratio (5-year summary)
Equity ratio	3.9%	at 2024-09-30	Cons.	Equity to asset ratio (5-year summary)
Equity ratio	3.7%	at 2024-03-31^v	Cons.	Equity to asset ratio (5-year summary)
Equity ratio	3.5%	at 2023-09-30^d	Cons.	Equity to asset ratio (5-year summary)
Employees	53,256	at 2025-09-30	Cons.	Number of employees
Employees	52,554	at 2025-03-31	Cons.	Number of employees
Employees	53,185	at 2024-09-30	Cons.	Number of employees
Employees	52,307	at 2024-03-31^v	Cons.	Number of employees
Employees	52,116	at 2023-09-30^d	Cons.	Number of employees
Revenue	¥595.7bn	2025-04-01 → 2025-09-30	Standalone	Operating revenue1
Revenue	¥594.4bn	2024-04-01 → 2025-03-31	Standalone	Operating revenue1 (5-year summary)
Revenue	¥562.9bn	2024-04-01 → 2024-09-30	Standalone	Operating revenue1
Revenue	¥611.4bn	2023-04-01 → 2024-03-31^v	Standalone	Operating revenue1 (5-year summary)
Revenue	¥581.9bn	2023-04-01 → 2023-09-30^d	Standalone	Operating revenue1 (5-year summary)
Operating income	¥563.3bn	2025-04-01 → 2025-09-30	Standalone	Operating income
Operating income	¥530.7bn	2024-04-01 → 2024-09-30	Standalone	Operating income
Ordinary income	¥563.5bn	2025-04-01 → 2025-09-30	Standalone	Ordinary income
Ordinary income	¥529.9bn	2024-04-01 → 2025-03-31	Standalone	Ordinary income loss (5-year summary)
Ordinary income	¥529.6bn	2024-04-01 → 2024-09-30	Standalone	Ordinary income
Ordinary income	¥551.7bn	2023-04-01 → 2024-03-31^v	Standalone	Ordinary income loss (5-year summary)
Ordinary income	¥552.2bn	2023-04-01 → 2023-09-30^d	Standalone	Ordinary income loss (5-year summary)
Profit before tax	¥563.5bn	2025-04-01 → 2025-09-30	Standalone	Income before income taxes
Profit before tax	¥532.8bn	2024-04-01 → 2024-09-30	Standalone	Income before income taxes
Net income	¥564.4bn	2025-04-01 → 2025-09-30	Standalone	Profit loss
Net income	¥532.8bn	2024-04-01 → 2025-03-31	Standalone	Net income loss (5-year summary)
Net income	¥534.0bn	2024-04-01 → 2024-09-30	Standalone	Profit loss
Net income	¥553.0bn	2023-04-01 → 2024-03-31^v	Standalone	Net income loss (5-year summary)
Net income	¥553.5bn	2023-04-01 → 2023-09-30^d	Standalone	Net income loss (5-year summary)
Total assets	¥17.46T	at 2025-09-30	Standalone	Assets
Total assets	¥16.73T	at 2025-03-31	Standalone	Assets
Total assets	¥16.47T	at 2024-09-30	Standalone	Total assets (5-year summary)
Total assets	¥16.29T	at 2024-03-31^v	Standalone	Total assets (5-year summary)
Total assets	¥16.02T	at 2023-09-30^d	Standalone	Total assets (5-year summary)
Total liabilities	¥11.08T	at 2025-09-30	Standalone	Liabilities
Total liabilities	¥10.62T	at 2025-03-31	Standalone	Liabilities
Net assets / equity	¥6.38T	at 2025-09-30	Standalone	Net assets
Net assets / equity	¥6.11T	at 2025-03-31	Standalone	Net assets
Net assets / equity	¥6.37T	at 2024-09-30	Standalone	Net assets
Net assets / equity	¥5.98T	at 2024-03-31^v	Standalone	Net assets
Net assets / equity	¥6.11T	at 2023-09-30^d	Standalone	Net assets (5-year summary)
Cash and deposits	¥26.4bn	at 2025-09-30	Standalone	Cash and deposits
Cash and deposits	¥36.1bn	at 2025-03-31	Standalone	Cash and deposits
Dividend per share	¥72.5	2025-04-01 → 2025-09-30	Standalone	Dividend paid per share (5-year summary)
Dividend per share	¥140	2024-04-01 → 2025-03-31	Standalone	Dividend paid per share (5-year summary)
Dividend per share	¥65	2024-04-01 → 2024-09-30	Standalone	Dividend paid per share (5-year summary)
Dividend per share	¥105	2023-04-01 → 2024-03-31^v	Standalone	Dividend paid per share (5-year summary)
Dividend per share	¥50	2023-04-01 → 2023-09-30^d	Standalone	Dividend paid per share (5-year summary)
Equity ratio	36.5%	at 2025-09-30	Standalone	Equity to asset ratio (5-year summary)
Equity ratio	36.5%	at 2025-03-31	Standalone	Equity to asset ratio (5-year summary)
Equity ratio	38.7%	at 2024-09-30	Standalone	Equity to asset ratio (5-year summary)
Equity ratio	36.7%	at 2024-03-31^v	Standalone	Equity to asset ratio (5-year summary)
Equity ratio	38.1%	at 2023-09-30^d	Standalone	Equity to asset ratio (5-year summary)
Shares issued	2,489,848,000	at 2025-09-30	Standalone	Total number of issued shares (5-year summary)
Shares issued	2,513,757,000	at 2025-03-31	Standalone	Total number of issued shares (5-year summary)
Shares issued	2,539,249,000	at 2024-09-30	Standalone	Total number of issued shares (5-year summary)
Shares issued	2,539,249,000	at 2024-03-31^v	Standalone	Total number of issued shares (5-year summary)
Shares issued	2,539,249,000	at 2023-09-30^d	Standalone	Total number of issued shares (5-year summary)
Employees	2,881	at 2025-09-30	Standalone	Number of employees
Employees	2,626	at 2025-03-31	Standalone	Number of employees
Employees	2,580	at 2024-09-30	Standalone	Number of employees
Employees	2,457	at 2024-03-31^v	Standalone	Number of employees
Employees	2,429	at 2023-09-30^d	Standalone	Number of employees

Periods use the dates stated in the filing. ^d = earlier-year period dated by calendar; ^v = that date confirmed by the company's own earlier filing.

All source rows · 1,233

Item	Context	Value	Unit
Shareholders equity	InterimInstant	9827101000000	JPY
Valuation difference on available for sale securities	Prior1YearInstant	867697000000	JPY
Valuation difference on available for sale securities	InterimInstant	1200477000000	JPY
Deferred gains or losses on hedges	Prior1YearInstant	-465204000000	JPY
Deferred gains or losses on hedges	InterimInstant	-587866000000	JPY
Revaluation reserve for land	Prior1YearInstant	98680000000	JPY
Revaluation reserve for land	InterimInstant	94820000000	JPY
Foreign currency translation adjustment	Prior1YearInstant	398783000000	JPY
Foreign currency translation adjustment	InterimInstant	364091000000	JPY
Remeasurements of defined benefit plans	Prior1YearInstant	119654000000	JPY
Remeasurements of defined benefit plans	InterimInstant	98241000000	JPY
Own credit risk adjustments	Prior1YearInstant	-1014000000	JPY
Own credit risk adjustments	InterimInstant	-1225000000	JPY
Valuation and translation adjustments	Prior1YearInstant	1018596000000	JPY
Valuation and translation adjustments	InterimInstant	1168538000000	JPY
Subscription rights to shares	Prior1YearInstant	5000000	JPY
Subscription rights to shares	InterimInstant	5000000	JPY
Non controlling interests	Prior1YearInstant	81536000000	JPY
Non controlling interests	InterimInstant	80362000000	JPY
Net assets	Prior1YearInstant	10523753000000	JPY
Net assets	InterimInstant	11076007000000	JPY
Liabilities and net assets	Prior1YearInstant	283320404000000	JPY
Liabilities and net assets	InterimInstant	288757081000000	JPY
Ordinary income bnk	Prior1InterimDuration	4585215000000	JPY
Ordinary income bnk	InterimDuration	4337537000000	JPY
Interest income oibnk	Prior1InterimDuration	3045939000000	JPY
Interest income oibnk	InterimDuration	2891300000000	JPY
Interest on loans and discounts oibnk	Prior1InterimDuration	1373557000000	JPY
Interest on loans and discounts oibnk	InterimDuration	1324754000000	JPY
Interest and dividends on securities oibnk	Prior1InterimDuration	431507000000	JPY
Interest and dividends on securities oibnk	InterimDuration	435441000000	JPY
Trust fees bnk	Prior1InterimDuration	30291000000	JPY
Trust fees bnk	InterimDuration	31570000000	JPY
Fees and commissions oibnk	Prior1InterimDuration	512874000000	JPY
Fees and commissions oibnk	InterimDuration	584789000000	JPY
Trading income oibnk	Prior1InterimDuration	558460000000	JPY
Trading income oibnk	InterimDuration	424618000000	JPY
Other ordinary income oibnk	Prior1InterimDuration	228699000000	JPY
Other ordinary income oibnk	InterimDuration	156662000000	JPY
Other income oibnk	Prior1InterimDuration	208950000000	JPY
Other income oibnk	InterimDuration	248595000000	JPY
Ordinary expenses bnk	Prior1InterimDuration	3838136000000	JPY
Ordinary expenses bnk	InterimDuration	3487910000000	JPY
Interest expenses oebnk	Prior1InterimDuration	2563082000000	JPY
Interest expenses oebnk	InterimDuration	2238619000000	JPY
Interest on deposits oebnk	Prior1InterimDuration	874568000000	JPY
Interest on deposits oebnk	InterimDuration	815178000000	JPY
Fees and commissions payments oebnk	Prior1InterimDuration	110088000000	JPY
Fees and commissions payments oebnk	InterimDuration	117402000000	JPY
Trading expenses oebnk	Prior1InterimDuration	－	JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed

balance sheet identity	consolidated 2025-03-31	pass
balance sheet identity	consolidated 2025-09-30	pass rounding
balance sheet identity	non_consolidated 2025-03-31	pass
balance sheet identity	non_consolidated 2025-09-30	pass rounding
dei present		pass
period resolution		pass
statement vs summary · net assets	consolidated 2024-03-31	pass
statement vs summary · net assets	consolidated 2024-09-30	pass
statement vs summary · net assets	consolidated 2025-03-31	pass
statement vs summary · net assets	consolidated 2025-09-30	pass
statement vs summary · net assets	non_consolidated 2024-03-31	pass
statement vs summary · net assets	non_consolidated 2024-09-30	pass
statement vs summary · net assets	non_consolidated 2025-03-31	pass
statement vs summary · net assets	non_consolidated 2025-09-30	pass
statement vs summary · net income attributable to parent	consolidated 2024-04-01/2024-09-30	pass
statement vs summary · net income attributable to parent	consolidated 2025-04-01/2025-09-30	pass
statement vs summary · operating cash flow	consolidated 2024-04-01/2024-09-30	pass
statement vs summary · operating cash flow	consolidated 2025-04-01/2025-09-30	pass
statement vs summary · revenue	non_consolidated 2024-04-01/2024-09-30	pass
statement vs summary · revenue	non_consolidated 2025-04-01/2025-09-30	pass
statement vs summary · total assets	consolidated 2025-03-31	pass
statement vs summary · total assets	consolidated 2025-09-30	pass
statement vs summary · total assets	non_consolidated 2025-03-31	pass
statement vs summary · total assets	non_consolidated 2025-09-30	pass