Half-year report · HY

Period2024-04-01 → 2024-09-30
Filed2024-11-14
StandardJapan GAAP
ConsolidatedYes
Data checks23 of 23 passed
Key figures · 115
MetricValuePeriodScopeSource row
Ordinary income¥16.8bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥30.5bn2023-04-01 → 2024-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥16.4bn2023-04-01 → 2023-09-30Cons.Ordinary income
Ordinary income¥28.9bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥14.5bn2022-04-01 → 2022-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥16.3bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Profit before tax¥38.1bn2023-04-01 → 2023-09-30Cons.Income before income taxes
Net income (owners)¥10.9bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥32.0bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥32.6bn2023-04-01 → 2023-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥18.9bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥9.8bn2022-04-01 → 2022-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥10.9bn2024-04-01 → 2024-09-30Cons.Profit loss
Net income¥32.7bn2023-04-01 → 2023-09-30Cons.Profit loss
Total assets¥1.57Tat 2024-09-30Cons.Assets
Total assets¥1.72Tat 2024-03-31Cons.Assets
Total assets¥1.79Tat 2023-09-30Cons.Assets
Total assets¥1.31Tat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥1.35Tat 2022-09-30dCons.Total assets (5-year summary)
Total liabilities¥1.29Tat 2024-09-30Cons.Liabilities
Total liabilities¥1.44Tat 2024-03-31Cons.Liabilities
Net assets / equity¥282.0bnat 2024-09-30Cons.Net assets
Net assets / equity¥275.9bnat 2024-03-31Cons.Net assets
Net assets / equity¥284.3bnat 2023-09-30Cons.Net assets
Net assets / equity¥254.2bnat 2023-03-31dCons.Net assets
Net assets / equity¥251.2bnat 2022-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥933.5bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥988.7bnat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.10Tat 2023-09-30Cons.Cash and cash equivalents
Cash & equivalents¥950.3bnat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥988.7bnat 2022-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥20.7bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥100.8bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥186.7bn2023-04-01 → 2023-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥66.6bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥87.4bn2022-04-01 → 2022-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥30.7bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥51.9bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥31.6bn2023-04-01 → 2023-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥36.2bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥26.5bn2022-04-01 → 2022-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥6.4bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥12.1bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥4.8bn2023-04-01 → 2023-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥13.0bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥6.5bn2022-04-01 → 2022-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥9.352024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥27.252023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥27.762023-04-01 → 2023-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥16.032022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥8.32022-04-01 → 2022-09-30dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥236.52at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥231.24at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥238.15at 2023-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥213.08at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥212.12at 2022-09-30dCons.Net assets per share (5-year summary)
Equity ratio17.6%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio15.7%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio15.6%at 2023-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio19.1%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio18.4%at 2022-09-30dCons.Equity to asset ratio (5-year summary)
Employees1,344at 2024-09-30Cons.Number of employees
Employees1,301at 2024-03-31Cons.Number of employees
Employees1,266at 2023-09-30Cons.Number of employees
Employees1,016at 2023-03-31dCons.Number of employees
Employees970at 2022-09-30dCons.Number of employees
Ordinary income¥17.1bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥29.1bn2023-04-01 → 2024-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥16.9bn2023-04-01 → 2023-09-30StandaloneOrdinary income
Ordinary income¥31.5bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥15.2bn2022-04-01 → 2022-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥16.9bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Profit before tax¥16.7bn2023-04-01 → 2023-09-30StandaloneIncome before income taxes
Net income¥11.7bn2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥19.3bn2023-04-01 → 2024-03-31StandaloneNet income loss (5-year summary)
Net income¥11.5bn2023-04-01 → 2023-09-30StandaloneProfit loss
Net income¥19.5bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥10.0bn2022-04-01 → 2022-09-30dStandaloneNet income loss (5-year summary)
Total assets¥1.40Tat 2024-09-30StandaloneAssets
Total assets¥1.54Tat 2024-03-31StandaloneAssets
Total assets¥1.57Tat 2023-09-30StandaloneTotal assets (5-year summary)
Total assets¥1.29Tat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥1.34Tat 2022-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥1.14Tat 2024-09-30StandaloneLiabilities
Total liabilities¥1.29Tat 2024-03-31StandaloneLiabilities
Net assets / equity¥253.1bnat 2024-09-30StandaloneNet assets
Net assets / equity¥248.3bnat 2024-03-31StandaloneNet assets
Net assets / equity¥248.2bnat 2023-09-30StandaloneNet assets
Net assets / equity¥243.6bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥240.7bnat 2022-09-30dStandaloneNet assets (5-year summary)
EPS (basic)¥10.032024-04-01 → 2024-09-30StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥16.472023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥9.762023-04-01 → 2023-09-30StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥16.582022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥8.512022-04-01 → 2022-09-30dStandaloneBasic earnings loss per share (5-year summary)
Dividend per share¥5.52024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥112023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥5.52023-04-01 → 2023-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥112022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥5.52022-04-01 → 2022-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio18.1%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio16.2%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio15.8%at 2023-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio18.9%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio18.0%at 2022-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued1,179,308,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued1,179,308,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued1,179,308,000at 2023-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued1,179,308,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued1,179,308,000at 2022-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees666at 2024-09-30StandaloneNumber of employees
Employees614at 2024-03-31StandaloneNumber of employees
Employees589at 2023-09-30StandaloneNumber of employees
Employees549at 2023-03-31dStandaloneNumber of employees
Employees523at 2022-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 53
SegmentItemPeriodValue
Reconciling Itemsreconcilingrevenue external2024-04-01 → 2024-09-30−¥128m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥352m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥80.5bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30−¥3m
jpcrp040300-q2r_E03623-000Credit Card And Electronic Money Buisinessreportable segmentcapex2024-04-01 → 2024-09-30¥1.4bn
jpcrp040300-q2r_E03623-000Credit Card And Electronic Money Buisinessreportable segmentdepreciation2024-04-01 → 2024-09-30¥1.0bn
jpcrp040300-q2r_E03623-000Credit Card And Electronic Money Buisinessreportable segmentrevenue external2024-04-01 → 2024-09-30¥14.8bn
jpcrp040300-q2r_E03623-000Credit Card And Electronic Money Buisinessreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥12m
jpcrp040300-q2r_E03623-000Credit Card And Electronic Money Buisinessreportable segmentsegment assetsat 2024-09-30¥214.0bn
jpcrp040300-q2r_E03623-000Credit Card And Electronic Money Buisinessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥928m
jpcrp040300-q2r_E03623-000Domestic Business Banking Business Otherreportable segmentcapex2024-04-01 → 2024-09-30¥17.7bn
jpcrp040300-q2r_E03623-000Domestic Business Banking Business Otherreportable segmentdepreciation2024-04-01 → 2024-09-30¥11.0bn
jpcrp040300-q2r_E03623-000Domestic Business Banking Business Otherreportable segmentrevenue external2024-04-01 → 2024-09-30¥70.4bn
jpcrp040300-q2r_E03623-000Domestic Business Banking Business Otherreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥339m
jpcrp040300-q2r_E03623-000Domestic Business Banking Business Otherreportable segmentsegment assetsat 2024-09-30¥1.38T
jpcrp040300-q2r_E03623-000Domestic Business Banking Business Otherreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥16.9bn
jpcrp040300-q2r_E03623-000Overseas Businessreportable segmentcapex2024-04-01 → 2024-09-30¥2.3bn
jpcrp040300-q2r_E03623-000Overseas Businessreportable segmentdepreciation2024-04-01 → 2024-09-30¥1.8bn
jpcrp040300-q2r_E03623-000Overseas Businessreportable segmentrevenue external2024-04-01 → 2024-09-30¥21.2bn
jpcrp040300-q2r_E03623-000Overseas Businessreportable segmentsegment assetsat 2024-09-30¥51.8bn
jpcrp040300-q2r_E03623-000Overseas Businessreportable segmentsegment ordinary income2024-04-01 → 2024-09-30−¥1.1bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥21.5bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥13.8bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥106.4bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥352m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥1.65T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥16.8bn
Reconciling Itemsreconcilingrevenue external2023-04-01 → 2023-09-30−¥153m
Reconciling Itemsreconcilingrevenue intersegment2023-04-01 → 2023-09-30−¥177m
Reconciling Itemsreconcilingsegment assetsat 2023-09-30−¥88.0bn
Reconciling Itemsreconcilingsegment ordinary income2023-04-01 → 2023-09-30¥0
jpcrp040300-q2r_E03623-000Credit Card And Electronic Money Buisinessreportable segmentcapex2023-04-01 → 2023-09-30¥49m
jpcrp040300-q2r_E03623-000Credit Card And Electronic Money Buisinessreportable segmentdepreciation2023-04-01 → 2023-09-30¥535m
jpcrp040300-q2r_E03623-000Credit Card And Electronic Money Buisinessreportable segmentrevenue external2023-04-01 → 2023-09-30¥8.3bn
jpcrp040300-q2r_E03623-000Credit Card And Electronic Money Buisinessreportable segmentsegment assetsat 2023-09-30¥252.9bn
jpcrp040300-q2r_E03623-000Credit Card And Electronic Money Buisinessreportable segmentsegment ordinary income2023-04-01 → 2023-09-30¥726m
jpcrp040300-q2r_E03623-000Domestic Business Banking Business Otherreportable segmentcapex2023-04-01 → 2023-09-30¥13.0bn
jpcrp040300-q2r_E03623-000Domestic Business Banking Business Otherreportable segmentdepreciation2023-04-01 → 2023-09-30¥9.0bn
jpcrp040300-q2r_E03623-000Domestic Business Banking Business Otherreportable segmentrevenue external2023-04-01 → 2023-09-30¥66.1bn
jpcrp040300-q2r_E03623-000Domestic Business Banking Business Otherreportable segmentrevenue intersegment2023-04-01 → 2023-09-30¥177m
jpcrp040300-q2r_E03623-000Domestic Business Banking Business Otherreportable segmentsegment assetsat 2023-09-30¥1.57T
jpcrp040300-q2r_E03623-000Domestic Business Banking Business Otherreportable segmentsegment ordinary income2023-04-01 → 2023-09-30¥16.6bn
jpcrp040300-q2r_E03623-000Overseas Businessreportable segmentcapex2023-04-01 → 2023-09-30¥2.4bn
jpcrp040300-q2r_E03623-000Overseas Businessreportable segmentdepreciation2023-04-01 → 2023-09-30¥1.4bn
jpcrp040300-q2r_E03623-000Overseas Businessreportable segmentrevenue external2023-04-01 → 2023-09-30¥18.0bn
jpcrp040300-q2r_E03623-000Overseas Businessreportable segmentsegment assetsat 2023-09-30¥53.5bn
jpcrp040300-q2r_E03623-000Overseas Businessreportable segmentsegment ordinary income2023-04-01 → 2023-09-30−¥967m
Total Of Reportable Segments And Otherssegment totalcapex2023-04-01 → 2023-09-30¥15.4bn
Total Of Reportable Segments And Otherssegment totaldepreciation2023-04-01 → 2023-09-30¥10.9bn
Total Of Reportable Segments And Otherssegment totalrevenue external2023-04-01 → 2023-09-30¥92.4bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2023-04-01 → 2023-09-30¥177m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2023-09-30¥1.88T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2023-04-01 → 2023-09-30¥16.4bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,210
ItemContextValueUnit
Ordinary income bnkInterimDuration106283000000JPY
Interest income oibnkPrior1InterimDuration3601000000JPY
Interest income oibnkInterimDuration5251000000JPY
Interest on loans and discounts oibnkPrior1InterimDuration3305000000JPY
Interest on loans and discounts oibnkInterimDuration4585000000JPY
Interest and dividends on securities oibnkPrior1InterimDuration70000000JPY
Interest and dividends on securities oibnkInterimDuration222000000JPY
Fees and commissions oibnkPrior1InterimDuration87593000000JPY
Fees and commissions oibnkInterimDuration98328000000JPY
Atm related fee income oibnkPrior1InterimDuration73211000000JPY
Atm related fee income oibnkInterimDuration78024000000JPY
Credit card operating income oibnkPrior1InterimDuration3426000000JPY
Credit card operating income oibnkInterimDuration6143000000JPY
Electronic money operating income oibnkPrior1InterimDuration3863000000JPY
Electronic money operating income oibnkInterimDuration6206000000JPY
Other ordinary income oibnkPrior1InterimDuration41000000JPY
Other ordinary income oibnkInterimDuration185000000JPY
Other income oibnkPrior1InterimDuration985000000JPY
Other income oibnkInterimDuration2517000000JPY
Ordinary expenses bnkPrior1InterimDuration75816000000JPY
Ordinary expenses bnkInterimDuration89531000000JPY
Interest expenses oebnkPrior1InterimDuration556000000JPY
Interest expenses oebnkInterimDuration885000000JPY
Interest on deposits oebnkPrior1InterimDuration15000000JPY
Interest on deposits oebnkInterimDuration126000000JPY
Fees and commissions payments oebnkPrior1InterimDuration25183000000JPY
Fees and commissions payments oebnkInterimDuration28303000000JPY
Atm placement fee expenses oebnkPrior1InterimDuration15554000000JPY
Atm placement fee expenses oebnkInterimDuration16241000000JPY
Atm related fee expenses oebnkPrior1InterimDuration4875000000JPY
Atm related fee expenses oebnkInterimDuration4990000000JPY
Credit card operating expense oebnkPrior1InterimDuration1192000000JPY
Credit card operating expense oebnkInterimDuration2778000000JPY
Electronic money operating expense oebnkPrior1InterimDuration475000000JPY
Electronic money operating expense oebnkInterimDuration446000000JPY
General and administrative expenses oebnkPrior1InterimDuration48668000000JPY
General and administrative expenses oebnkInterimDuration58473000000JPY
Other expenses oebnkPrior1InterimDuration1408000000JPY
Other expenses oebnkInterimDuration1869000000JPY
Ordinary incomePrior1InterimDuration16405000000JPY
Ordinary incomeInterimDuration16751000000JPY
Extraordinary incomePrior1InterimDuration22326000000JPY
Extraordinary incomeInterimDuration76000000JPY
Gain on change in equity eiPrior1InterimDuration-JPY
Gain on change in equity eiInterimDuration76000000JPY
Gain on sales of subsidiaries and affiliates stocks eiPrior1InterimDuration785000000JPY
Gain on sales of subsidiaries and affiliates stocks eiInterimDuration-JPY
Gain on negative goodwill eiPrior1InterimDuration21540000000JPY
Gain on negative goodwill eiInterimDuration-JPY
Extraordinary lossPrior1InterimDuration640000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 23 of 23 passed
balance sheet identityconsolidated 2024-03-31pass
balance sheet identityconsolidated 2024-09-30pass rounding
balance sheet identitynon_consolidated 2024-03-31pass
balance sheet identitynon_consolidated 2024-09-30pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2023-09-30pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2023-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2023-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2023-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · total assetsconsolidated 2023-09-30pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2024-09-30pass