Annual report

Period2023-04-01 → 2024-03-31
Filed2024-06-18
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 134
MetricValuePeriodScopeSource row
Ordinary income¥30.5bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥28.9bn2022-04-01 → 2023-03-31Cons.Ordinary income
Ordinary income¥28.3bn2021-04-01 → 2022-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥35.6bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥39.8bn2019-04-01 → 2020-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥45.1bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Profit before tax¥27.4bn2022-04-01 → 2023-03-31Cons.Income before income taxes
Net income (owners)¥32.0bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥18.9bn2022-04-01 → 2023-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥20.8bn2021-04-01 → 2022-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥25.9bn2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥26.2bn2019-04-01 → 2020-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥32.0bn2023-04-01 → 2024-03-31Cons.Profit loss
Net income¥18.6bn2022-04-01 → 2023-03-31Cons.Profit loss
Total assets¥1.72Tat 2024-03-31Cons.Assets
Total assets¥1.31Tat 2023-03-31Cons.Assets
Total assets¥1.22Tat 2022-03-31dCons.Total assets (5-year summary)
Total assets¥1.20Tat 2021-03-31dCons.Total assets (5-year summary)
Total assets¥1.09Tat 2020-03-31dCons.Total assets (5-year summary)
Total liabilities¥1.44Tat 2024-03-31Cons.Liabilities
Total liabilities¥1.06Tat 2023-03-31Cons.Liabilities
Net assets / equity¥275.9bnat 2024-03-31Cons.Net assets
Net assets / equity¥254.2bnat 2023-03-31Cons.Net assets
Net assets / equity¥244.1bnat 2022-03-31dCons.Net assets
Net assets / equity¥234.7bnat 2021-03-31dCons.Net assets (5-year summary)
Net assets / equity¥222.8bnat 2020-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥988.7bnat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥950.3bnat 2023-03-31Cons.Cash and cash equivalents
Cash & equivalents¥931.4bnat 2022-03-31dCons.Cash and cash equivalents
Cash & equivalents¥937.9bnat 2021-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥848.4bnat 2020-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥100.8bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥66.6bn2022-04-01 → 2023-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥41.3bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥136.0bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥89.6bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥51.9bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥36.2bn2022-04-01 → 2023-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥36.1bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥32.8bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥5.8bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥12.1bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥13.0bn2022-04-01 → 2023-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥12.7bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥13.6bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥16.0bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥27.252023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥16.032022-04-01 → 2023-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥17.712021-04-01 → 2022-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥22.012020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥22.142019-04-01 → 2020-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥222020-04-01 → 2021-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥22.112019-04-01 → 2020-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥231.24at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥213.08at 2023-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥206.33at 2022-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥198.4at 2021-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥187.73at 2020-03-31dCons.Net assets per share (5-year summary)
Equity ratio15.7%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio19.1%at 2023-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio19.9%at 2022-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio19.5%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio20.4%at 2020-03-31dCons.Equity to asset ratio (5-year summary)
ROE12.3%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE7.6%2022-04-01 → 2023-03-31Cons.Rate of return on equity (5-year summary)
ROE8.8%2021-04-01 → 2022-03-31dCons.Rate of return on equity (5-year summary)
ROE11.4%2020-04-01 → 2021-03-31dCons.Rate of return on equity (5-year summary)
ROE12.1%2019-04-01 → 2020-03-31dCons.Rate of return on equity (5-year summary)
Employees1,301at 2024-03-31Cons.Number of employees
Employees1,016at 2023-03-31Cons.Number of employees
Employees911at 2022-03-31dCons.Number of employees
Employees809at 2021-03-31dCons.Number of employees
Employees713at 2020-03-31dCons.Number of employees
Ordinary income¥29.1bn2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥31.5bn2022-04-01 → 2023-03-31StandaloneOrdinary income
Ordinary income¥28.4bn2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥34.6bn2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥45.0bn2019-04-01 → 2020-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥27.6bn2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Profit before tax¥29.2bn2022-04-01 → 2023-03-31StandaloneIncome before income taxes
Net income¥19.3bn2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥19.5bn2022-04-01 → 2023-03-31StandaloneProfit loss
Net income¥18.1bn2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Net income¥15.8bn2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Net income¥27.7bn2019-04-01 → 2020-03-31dStandaloneNet income loss (5-year summary)
Total assets¥1.54Tat 2024-03-31StandaloneAssets
Total assets¥1.29Tat 2023-03-31StandaloneAssets
Total assets¥1.21Tat 2022-03-31dStandaloneTotal assets (5-year summary)
Total assets¥1.19Tat 2021-03-31dStandaloneTotal assets (5-year summary)
Total assets¥1.09Tat 2020-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥1.29Tat 2024-03-31StandaloneLiabilities
Total liabilities¥1.04Tat 2023-03-31StandaloneLiabilities
Net assets / equity¥248.3bnat 2024-03-31StandaloneNet assets
Net assets / equity¥243.6bnat 2023-03-31StandaloneNet assets
Net assets / equity¥236.9bnat 2022-03-31dStandaloneNet assets
Net assets / equity¥231.7bnat 2021-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥229.9bnat 2020-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥16.472023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥16.582022-04-01 → 2023-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥15.422021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥13.442020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥23.422019-04-01 → 2020-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥13.442020-04-01 → 2021-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥23.392019-04-01 → 2020-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥112023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥112022-04-01 → 2023-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥112021-04-01 → 2022-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥112020-04-01 → 2021-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥112019-04-01 → 2020-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥212.18at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥207.12at 2023-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥201.58at 2022-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥197.06at 2021-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥194.84at 2020-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio16.2%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio18.9%at 2023-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio19.6%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio19.4%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio21.0%at 2020-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE7.8%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE8.1%2022-04-01 → 2023-03-31StandaloneRate of return on equity (5-year summary)
ROE7.7%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
ROE6.9%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
ROE12.3%2019-04-01 → 2020-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued1,179,308,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued1,179,308,000at 2023-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued1,179,308,000at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued1,179,308,000at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued1,179,129,000at 2020-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees614at 2024-03-31StandaloneNumber of employees
Employees549at 2023-03-31StandaloneNumber of employees
Employees505at 2022-03-31dStandaloneNumber of employees
Employees470at 2021-03-31dStandaloneNumber of employees
Employees487at 2020-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 51
SegmentItemPeriodValue
Reconciling Itemsreconcilingrevenue external2023-04-01 → 2024-03-31−¥859m
Reconciling Itemsreconcilingrevenue intersegment2023-04-01 → 2024-03-31−¥536m
Reconciling Itemsreconcilingsegment assetsat 2024-03-31−¥83.2bn
Reconciling Itemsreconcilingsegment ordinary income2023-04-01 → 2024-03-31−¥512m
Credit Card And Electronic Money Buisinessreportable segmentcapex2023-04-01 → 2024-03-31¥2.7bn
Credit Card And Electronic Money Buisinessreportable segmentdepreciation2023-04-01 → 2024-03-31¥1.6bn
Credit Card And Electronic Money Buisinessreportable segmentemployeesat 2024-03-31208 pure
Credit Card And Electronic Money Buisinessreportable segmentrevenue external2023-04-01 → 2024-03-31¥26.8bn
Credit Card And Electronic Money Buisinessreportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥18m
Credit Card And Electronic Money Buisinessreportable segmentsegment assetsat 2024-03-31¥224.0bn
Credit Card And Electronic Money Buisinessreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥3.6bn
Domestic Business Banking Business Otherreportable segmentcapex2023-04-01 → 2024-03-31¥32.3bn
Domestic Business Banking Business Otherreportable segmentdepreciation2023-04-01 → 2024-03-31¥18.8bn
Domestic Business Banking Business Otherreportable segmentemployeesat 2024-03-31890 pure
Domestic Business Banking Business Otherreportable segmentrevenue external2023-04-01 → 2024-03-31¥133.1bn
Domestic Business Banking Business Otherreportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥518m
Domestic Business Banking Business Otherreportable segmentsegment assetsat 2024-03-31¥1.53T
Domestic Business Banking Business Otherreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥29.2bn
Overseas Businessreportable segmentcapex2023-04-01 → 2024-03-31¥3.8bn
Overseas Businessreportable segmentdepreciation2023-04-01 → 2024-03-31¥3.0bn
Overseas Businessreportable segmentemployeesat 2024-03-31203 pure
Overseas Businessreportable segmentrevenue external2023-04-01 → 2024-03-31¥38.9bn
Overseas Businessreportable segmentsegment assetsat 2024-03-31¥51.6bn
Overseas Businessreportable segmentsegment ordinary income2023-04-01 → 2024-03-31−¥1.8bn
Total Of Reportable Segments And Otherssegment totalcapex2023-04-01 → 2024-03-31¥38.8bn
Total Of Reportable Segments And Otherssegment totaldepreciation2023-04-01 → 2024-03-31¥23.3bn
Total Of Reportable Segments And Otherssegment totalrevenue external2023-04-01 → 2024-03-31¥198.7bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2023-04-01 → 2024-03-31¥536m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-03-31¥1.80T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2023-04-01 → 2024-03-31¥31.0bn
Reconciling Itemsreconcilingrevenue external2022-04-01 → 2023-03-31−¥152m
Reconciling Itemsreconcilingrevenue intersegment2022-04-01 → 2023-03-31−¥27m
Reconciling Itemsreconcilingsegment assetsat 2023-03-31−¥21.1bn
Reconciling Itemsreconcilingsegment ordinary income2022-04-01 → 2023-03-31−¥6m
Domestic Business Banking Business Otherreportable segmentcapex2022-04-01 → 2023-03-31¥20.2bn
Domestic Business Banking Business Otherreportable segmentdepreciation2022-04-01 → 2023-03-31¥17.1bn
Domestic Business Banking Business Otherreportable segmentrevenue external2022-04-01 → 2023-03-31¥123.3bn
Domestic Business Banking Business Otherreportable segmentrevenue intersegment2022-04-01 → 2023-03-31¥27m
Domestic Business Banking Business Otherreportable segmentsegment assetsat 2023-03-31¥1.29T
Domestic Business Banking Business Otherreportable segmentsegment ordinary income2022-04-01 → 2023-03-31¥29.9bn
Overseas Businessreportable segmentcapex2022-04-01 → 2023-03-31¥4.5bn
Overseas Businessreportable segmentdepreciation2022-04-01 → 2023-03-31¥2.5bn
Overseas Businessreportable segmentrevenue external2022-04-01 → 2023-03-31¥31.8bn
Overseas Businessreportable segmentsegment assetsat 2023-03-31¥40.0bn
Overseas Businessreportable segmentsegment ordinary income2022-04-01 → 2023-03-31−¥949m
Total Of Reportable Segments And Otherssegment totalcapex2022-04-01 → 2023-03-31¥24.7bn
Total Of Reportable Segments And Otherssegment totaldepreciation2022-04-01 → 2023-03-31¥19.5bn
Total Of Reportable Segments And Otherssegment totalrevenue external2022-04-01 → 2023-03-31¥155.1bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2022-04-01 → 2023-03-31¥27m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2023-03-31¥1.33T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2022-04-01 → 2023-03-31¥28.9bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,693
ItemContextValueUnit
Number of issues whose number of shares increased shares not listed investment shares held for purposes other than pure investment reporting companyCurrentYearDuration2
Total acquisition cost for increased shares shares not listed investment shares held for purposes other than pure investment reporting companyCurrentYearDuration238000000JPY
Number of issues whose number of shares decreased shares not listed investment shares held for purposes other than pure investment reporting companyCurrentYearDuration-
Total sale amount for decreased shares shares not listed investment shares held for purposes other than pure investment reporting companyCurrentYearDuration-JPY
Number of shares held details of specified investment equity securities held for purposes other than pure investment reporting companyCurrentYearInstant_Row1Member650000
Number of shares held details of specified investment equity securities held for purposes other than pure investment reporting companyPrior1YearInstant_Row1Member130000
Book value details of specified investment equity securities held for purposes other than pure investment reporting companyCurrentYearInstant_Row1Member540000000JPY
Book value details of specified investment equity securities held for purposes other than pure investment reporting companyPrior1YearInstant_Row1Member463000000JPY
Number of shares held details of specified investment equity securities held for purposes other than pure investment reporting companyCurrentYearInstant_Row2Member58300
Number of shares held details of specified investment equity securities held for purposes other than pure investment reporting companyPrior1YearInstant_Row2Member833
Book value details of specified investment equity securities held for purposes other than pure investment reporting companyCurrentYearInstant_Row2Member160000000JPY
Book value details of specified investment equity securities held for purposes other than pure investment reporting companyPrior1YearInstant_Row2Member0JPY
Number of shares held details of specified investment equity securities held for purposes other than pure investment reporting companyCurrentYearInstant_Row3Member220600
Number of shares held details of specified investment equity securities held for purposes other than pure investment reporting companyPrior1YearInstant_Row3Member100000
Book value details of specified investment equity securities held for purposes other than pure investment reporting companyCurrentYearInstant_Row3Member138000000JPY
Book value details of specified investment equity securities held for purposes other than pure investment reporting companyPrior1YearInstant_Row3Member152000000JPY
Cash and due from banks assets bnkPrior1YearInstant952027000000JPY
Cash and due from banks assets bnkCurrentYearInstant988932000000JPY
Call loans assets bnkPrior1YearInstant28000000000JPY
Call loans assets bnkCurrentYearInstant50000000000JPY
Securities assets bnkPrior1YearInstant99651000000JPY
Securities assets bnkCurrentYearInstant118077000000JPY
Loans and bills discounted assets bnkPrior1YearInstant35111000000JPY
Loans and bills discounted assets bnkCurrentYearInstant56289000000JPY
Foreign exchanges assets bnkPrior1YearInstant0JPY
Foreign exchanges assets bnkCurrentYearInstant0JPY
Atm related temporary payments assets bnkPrior1YearInstant98296000000JPY
Atm related temporary payments assets bnkCurrentYearInstant205420000000JPY
Accounts receivable members assetsPrior1YearInstant-JPY
Accounts receivable members assetsCurrentYearInstant134340000000JPY
Other assets assets bnkPrior1YearInstant30273000000JPY
Other assets assets bnkCurrentYearInstant76038000000JPY
Property plant and equipmentPrior1YearInstant30256000000JPY
Property plant and equipmentCurrentYearInstant39150000000JPY
Buildings netPrior1YearInstant1804000000JPY
Buildings netCurrentYearInstant1970000000JPY
At ms net ppePrior1YearInstant24281000000JPY
At ms net ppeCurrentYearInstant32302000000JPY
Other net ppePrior1YearInstant4170000000JPY
Other net ppeCurrentYearInstant4877000000JPY
Intangible assetsPrior1YearInstant34350000000JPY
Intangible assetsCurrentYearInstant46795000000JPY
SoftwarePrior1YearInstant27342000000JPY
SoftwareCurrentYearInstant36530000000JPY
Other iaPrior1YearInstant7007000000JPY
Other iaCurrentYearInstant10264000000JPY
Net defined benefit assetPrior1YearInstant1113000000JPY
Net defined benefit assetCurrentYearInstant2615000000JPY
Deferred tax assetsPrior1YearInstant4712000000JPY
Deferred tax assetsCurrentYearInstant4751000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2023-03-31pass
balance sheet identityconsolidated 2024-03-31pass
balance sheet identitynon_consolidated 2023-03-31pass
balance sheet identitynon_consolidated 2024-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2022-03-31pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2022-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2022-04-01/2023-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2022-04-01/2023-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · total assetsconsolidated 2023-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2023-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass