Annual report

Period2023-04-01 → 2024-03-31
Filed2024-06-18
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 134
MetricValuePeriodScopeSource row
Ordinary income¥30.5bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥28.9bn2022-04-01 → 2023-03-31Cons.Ordinary income
Ordinary income¥28.3bn2021-04-01 → 2022-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥35.6bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥39.8bn2019-04-01 → 2020-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥45.1bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Profit before tax¥27.4bn2022-04-01 → 2023-03-31Cons.Income before income taxes
Net income (owners)¥32.0bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥18.9bn2022-04-01 → 2023-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥20.8bn2021-04-01 → 2022-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥25.9bn2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥26.2bn2019-04-01 → 2020-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥32.0bn2023-04-01 → 2024-03-31Cons.Profit loss
Net income¥18.6bn2022-04-01 → 2023-03-31Cons.Profit loss
Total assets¥1.72Tat 2024-03-31Cons.Assets
Total assets¥1.31Tat 2023-03-31Cons.Assets
Total assets¥1.22Tat 2022-03-31dCons.Total assets (5-year summary)
Total assets¥1.20Tat 2021-03-31dCons.Total assets (5-year summary)
Total assets¥1.09Tat 2020-03-31dCons.Total assets (5-year summary)
Total liabilities¥1.44Tat 2024-03-31Cons.Liabilities
Total liabilities¥1.06Tat 2023-03-31Cons.Liabilities
Net assets / equity¥275.9bnat 2024-03-31Cons.Net assets
Net assets / equity¥254.2bnat 2023-03-31Cons.Net assets
Net assets / equity¥244.1bnat 2022-03-31dCons.Net assets
Net assets / equity¥234.7bnat 2021-03-31dCons.Net assets (5-year summary)
Net assets / equity¥222.8bnat 2020-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥988.7bnat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥950.3bnat 2023-03-31Cons.Cash and cash equivalents
Cash & equivalents¥931.4bnat 2022-03-31dCons.Cash and cash equivalents
Cash & equivalents¥937.9bnat 2021-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥848.4bnat 2020-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥100.8bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥66.6bn2022-04-01 → 2023-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥41.3bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥136.0bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥89.6bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥51.9bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥36.2bn2022-04-01 → 2023-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥36.1bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥32.8bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥5.8bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥12.1bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥13.0bn2022-04-01 → 2023-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥12.7bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥13.6bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥16.0bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥27.252023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥16.032022-04-01 → 2023-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥17.712021-04-01 → 2022-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥22.012020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥22.142019-04-01 → 2020-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥222020-04-01 → 2021-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥22.112019-04-01 → 2020-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥231.24at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥213.08at 2023-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥206.33at 2022-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥198.4at 2021-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥187.73at 2020-03-31dCons.Net assets per share (5-year summary)
Equity ratio15.7%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio19.1%at 2023-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio19.9%at 2022-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio19.5%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio20.4%at 2020-03-31dCons.Equity to asset ratio (5-year summary)
ROE12.3%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE7.6%2022-04-01 → 2023-03-31Cons.Rate of return on equity (5-year summary)
ROE8.8%2021-04-01 → 2022-03-31dCons.Rate of return on equity (5-year summary)
ROE11.4%2020-04-01 → 2021-03-31dCons.Rate of return on equity (5-year summary)
ROE12.1%2019-04-01 → 2020-03-31dCons.Rate of return on equity (5-year summary)
Employees1,301at 2024-03-31Cons.Number of employees
Employees1,016at 2023-03-31Cons.Number of employees
Employees911at 2022-03-31dCons.Number of employees
Employees809at 2021-03-31dCons.Number of employees
Employees713at 2020-03-31dCons.Number of employees
Ordinary income¥29.1bn2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥31.5bn2022-04-01 → 2023-03-31StandaloneOrdinary income
Ordinary income¥28.4bn2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥34.6bn2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥45.0bn2019-04-01 → 2020-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥27.6bn2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Profit before tax¥29.2bn2022-04-01 → 2023-03-31StandaloneIncome before income taxes
Net income¥19.3bn2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥19.5bn2022-04-01 → 2023-03-31StandaloneProfit loss
Net income¥18.1bn2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Net income¥15.8bn2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Net income¥27.7bn2019-04-01 → 2020-03-31dStandaloneNet income loss (5-year summary)
Total assets¥1.54Tat 2024-03-31StandaloneAssets
Total assets¥1.29Tat 2023-03-31StandaloneAssets
Total assets¥1.21Tat 2022-03-31dStandaloneTotal assets (5-year summary)
Total assets¥1.19Tat 2021-03-31dStandaloneTotal assets (5-year summary)
Total assets¥1.09Tat 2020-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥1.29Tat 2024-03-31StandaloneLiabilities
Total liabilities¥1.04Tat 2023-03-31StandaloneLiabilities
Net assets / equity¥248.3bnat 2024-03-31StandaloneNet assets
Net assets / equity¥243.6bnat 2023-03-31StandaloneNet assets
Net assets / equity¥236.9bnat 2022-03-31dStandaloneNet assets
Net assets / equity¥231.7bnat 2021-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥229.9bnat 2020-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥16.472023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥16.582022-04-01 → 2023-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥15.422021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥13.442020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥23.422019-04-01 → 2020-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥13.442020-04-01 → 2021-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥23.392019-04-01 → 2020-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥112023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥112022-04-01 → 2023-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥112021-04-01 → 2022-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥112020-04-01 → 2021-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥112019-04-01 → 2020-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥212.18at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥207.12at 2023-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥201.58at 2022-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥197.06at 2021-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥194.84at 2020-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio16.2%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio18.9%at 2023-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio19.6%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio19.4%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio21.0%at 2020-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE7.8%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE8.1%2022-04-01 → 2023-03-31StandaloneRate of return on equity (5-year summary)
ROE7.7%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
ROE6.9%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
ROE12.3%2019-04-01 → 2020-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued1,179,308,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued1,179,308,000at 2023-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued1,179,308,000at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued1,179,308,000at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued1,179,129,000at 2020-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees614at 2024-03-31StandaloneNumber of employees
Employees549at 2023-03-31StandaloneNumber of employees
Employees505at 2022-03-31dStandaloneNumber of employees
Employees470at 2021-03-31dStandaloneNumber of employees
Employees487at 2020-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 51
SegmentItemPeriodValue
Reconciling Itemsreconcilingrevenue external2023-04-01 → 2024-03-31−¥859m
Reconciling Itemsreconcilingrevenue intersegment2023-04-01 → 2024-03-31−¥536m
Reconciling Itemsreconcilingsegment assetsat 2024-03-31−¥83.2bn
Reconciling Itemsreconcilingsegment ordinary income2023-04-01 → 2024-03-31−¥512m
Credit Card And Electronic Money Buisinessreportable segmentcapex2023-04-01 → 2024-03-31¥2.7bn
Credit Card And Electronic Money Buisinessreportable segmentdepreciation2023-04-01 → 2024-03-31¥1.6bn
Credit Card And Electronic Money Buisinessreportable segmentemployeesat 2024-03-31208 pure
Credit Card And Electronic Money Buisinessreportable segmentrevenue external2023-04-01 → 2024-03-31¥26.8bn
Credit Card And Electronic Money Buisinessreportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥18m
Credit Card And Electronic Money Buisinessreportable segmentsegment assetsat 2024-03-31¥224.0bn
Credit Card And Electronic Money Buisinessreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥3.6bn
Domestic Business Banking Business Otherreportable segmentcapex2023-04-01 → 2024-03-31¥32.3bn
Domestic Business Banking Business Otherreportable segmentdepreciation2023-04-01 → 2024-03-31¥18.8bn
Domestic Business Banking Business Otherreportable segmentemployeesat 2024-03-31890 pure
Domestic Business Banking Business Otherreportable segmentrevenue external2023-04-01 → 2024-03-31¥133.1bn
Domestic Business Banking Business Otherreportable segmentrevenue intersegment2023-04-01 → 2024-03-31¥518m
Domestic Business Banking Business Otherreportable segmentsegment assetsat 2024-03-31¥1.53T
Domestic Business Banking Business Otherreportable segmentsegment ordinary income2023-04-01 → 2024-03-31¥29.2bn
Overseas Businessreportable segmentcapex2023-04-01 → 2024-03-31¥3.8bn
Overseas Businessreportable segmentdepreciation2023-04-01 → 2024-03-31¥3.0bn
Overseas Businessreportable segmentemployeesat 2024-03-31203 pure
Overseas Businessreportable segmentrevenue external2023-04-01 → 2024-03-31¥38.9bn
Overseas Businessreportable segmentsegment assetsat 2024-03-31¥51.6bn
Overseas Businessreportable segmentsegment ordinary income2023-04-01 → 2024-03-31−¥1.8bn
Total Of Reportable Segments And Otherssegment totalcapex2023-04-01 → 2024-03-31¥38.8bn
Total Of Reportable Segments And Otherssegment totaldepreciation2023-04-01 → 2024-03-31¥23.3bn
Total Of Reportable Segments And Otherssegment totalrevenue external2023-04-01 → 2024-03-31¥198.7bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2023-04-01 → 2024-03-31¥536m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-03-31¥1.80T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2023-04-01 → 2024-03-31¥31.0bn
Reconciling Itemsreconcilingrevenue external2022-04-01 → 2023-03-31−¥152m
Reconciling Itemsreconcilingrevenue intersegment2022-04-01 → 2023-03-31−¥27m
Reconciling Itemsreconcilingsegment assetsat 2023-03-31−¥21.1bn
Reconciling Itemsreconcilingsegment ordinary income2022-04-01 → 2023-03-31−¥6m
Domestic Business Banking Business Otherreportable segmentcapex2022-04-01 → 2023-03-31¥20.2bn
Domestic Business Banking Business Otherreportable segmentdepreciation2022-04-01 → 2023-03-31¥17.1bn
Domestic Business Banking Business Otherreportable segmentrevenue external2022-04-01 → 2023-03-31¥123.3bn
Domestic Business Banking Business Otherreportable segmentrevenue intersegment2022-04-01 → 2023-03-31¥27m
Domestic Business Banking Business Otherreportable segmentsegment assetsat 2023-03-31¥1.29T
Domestic Business Banking Business Otherreportable segmentsegment ordinary income2022-04-01 → 2023-03-31¥29.9bn
Overseas Businessreportable segmentcapex2022-04-01 → 2023-03-31¥4.5bn
Overseas Businessreportable segmentdepreciation2022-04-01 → 2023-03-31¥2.5bn
Overseas Businessreportable segmentrevenue external2022-04-01 → 2023-03-31¥31.8bn
Overseas Businessreportable segmentsegment assetsat 2023-03-31¥40.0bn
Overseas Businessreportable segmentsegment ordinary income2022-04-01 → 2023-03-31−¥949m
Total Of Reportable Segments And Otherssegment totalcapex2022-04-01 → 2023-03-31¥24.7bn
Total Of Reportable Segments And Otherssegment totaldepreciation2022-04-01 → 2023-03-31¥19.5bn
Total Of Reportable Segments And Otherssegment totalrevenue external2022-04-01 → 2023-03-31¥155.1bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2022-04-01 → 2023-03-31¥27m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2023-03-31¥1.33T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2022-04-01 → 2023-03-31¥28.9bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,693
ItemContextValueUnit
Remeasurements of defined benefit plansPrior1YearInstant226000000JPY
Remeasurements of defined benefit plansCurrentYearInstant688000000JPY
Valuation and translation adjustmentsPrior1YearInstant7510000000JPY
Valuation and translation adjustmentsCurrentYearInstant9870000000JPY
Subscription rights to sharesPrior1YearInstant-JPY
Subscription rights to sharesCurrentYearInstant12000000JPY
Non controlling interestsPrior1YearInstant3611000000JPY
Non controlling interestsCurrentYearInstant5306000000JPY
Net assetsPrior1YearInstant254242000000JPY
Net assetsCurrentYearInstant275856000000JPY
Liabilities and net assetsPrior1YearInstant1312273000000JPY
Liabilities and net assetsCurrentYearInstant1717818000000JPY
Ordinary income bnkPrior1YearDuration154984000000JPY
Ordinary income bnkCurrentYearDuration197877000000JPY
Interest income oibnkPrior1YearDuration4932000000JPY
Interest income oibnkCurrentYearDuration8158000000JPY
Interest on loans and discounts oibnkPrior1YearDuration4669000000JPY
Interest on loans and discounts oibnkCurrentYearDuration7453000000JPY
Interest and dividends on securities oibnkPrior1YearDuration85000000JPY
Interest and dividends on securities oibnkCurrentYearDuration147000000JPY
Interest on call loans oibnkPrior1YearDuration39000000JPY
Interest on call loans oibnkCurrentYearDuration49000000JPY
Interest on deposits with banks oibnkPrior1YearDuration137000000JPY
Interest on deposits with banks oibnkCurrentYearDuration508000000JPY
Fees and commissions oibnkPrior1YearDuration147718000000JPY
Fees and commissions oibnkCurrentYearDuration186235000000JPY
Fees and commissions on domestic and foreign exchanges oibnkPrior1YearDuration3312000000JPY
Fees and commissions on domestic and foreign exchanges oibnkCurrentYearDuration3744000000JPY
Atm related fee income oibnkPrior1YearDuration135122000000JPY
Atm related fee income oibnkCurrentYearDuration149446000000JPY
Credit card operating income oibnkPrior1YearDuration-JPY
Credit card operating income oibnkCurrentYearDuration10058000000JPY
Electronic money operating income oibnkPrior1YearDuration-JPY
Electronic money operating income oibnkCurrentYearDuration10201000000JPY
Other fees and commissions oibnkPrior1YearDuration9283000000JPY
Other fees and commissions oibnkCurrentYearDuration12783000000JPY
Other ordinary income oibnkPrior1YearDuration488000000JPY
Other ordinary income oibnkCurrentYearDuration309000000JPY
Other income oibnkPrior1YearDuration1845000000JPY
Other income oibnkCurrentYearDuration3174000000JPY
Other other income oibnkPrior1YearDuration1845000000JPY
Other other income oibnkCurrentYearDuration3174000000JPY
Ordinary expenses bnkPrior1YearDuration126059000000JPY
Ordinary expenses bnkCurrentYearDuration167351000000JPY
Interest expenses oebnkPrior1YearDuration815000000JPY
Interest expenses oebnkCurrentYearDuration1174000000JPY
Interest on deposits oebnkPrior1YearDuration33000000JPY
Interest on deposits oebnkCurrentYearDuration32000000JPY
Interest on negotiable certificates of deposit oebnkPrior1YearDuration0JPY
Interest on negotiable certificates of deposit oebnkCurrentYearDuration0JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2023-03-31pass
balance sheet identityconsolidated 2024-03-31pass
balance sheet identitynon_consolidated 2023-03-31pass
balance sheet identitynon_consolidated 2024-03-31pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2022-03-31pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2022-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2022-04-01/2023-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2022-04-01/2023-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · total assetsconsolidated 2023-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2023-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass