Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-20
StandardJapan GAAP
ConsolidatedYes
Data checks23 of 23 passed
Key figures · 115
MetricValuePeriodScopeSource row
Ordinary income¥14.1bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥25.7bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥12.8bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥20.1bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥11.7bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥14.0bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥12.8bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥10.2bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥18.0bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥9.2bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥14.3bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥8.3bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥10.2bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥9.2bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥7.56Tat 2025-09-30Cons.Assets
Total assets¥7.43Tat 2025-03-31Cons.Assets
Total assets¥7.64Tat 2024-09-30Cons.Assets
Total assets¥8.10Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥7.57Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥7.08Tat 2025-09-30Cons.Liabilities
Total liabilities¥7.00Tat 2025-03-31Cons.Liabilities
Net assets / equity¥480.2bnat 2025-09-30Cons.Net assets
Net assets / equity¥435.4bnat 2025-03-31Cons.Net assets
Net assets / equity¥459.1bnat 2024-09-30Cons.Net assets
Net assets / equity¥496.9bnat 2024-03-31vCons.Net assets
Net assets / equity¥425.0bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥720.9bnat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥662.8bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥948.1bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥1.41Tat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥1.17Tat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥54.9bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥710.2bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥428.2bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥84.2bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥182.7bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥8.7bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥29.0bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥27.9bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥18.1bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥10.9bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥5.4bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥6.2bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥4.0bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥6.2bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥1.8bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥41.72025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥72.872024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥36.882024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥56.442023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥32.832023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥41.652025-04-01 → 2025-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥72.772024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥36.832024-04-01 → 2024-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥56.372023-04-01 → 2024-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥32.792023-04-01 → 2023-09-30dCons.Diluted earnings per share (5-year summary)
Net assets per share¥1,978.37at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,770.15at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,866.22at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,987.95at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,675.12at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio6.3%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.9%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio6.0%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio6.1%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio5.6%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees2,901at 2025-09-30Cons.Number of employees
Employees2,796at 2025-03-31Cons.Number of employees
Employees2,852at 2024-09-30Cons.Number of employees
Employees2,792at 2024-03-31vCons.Number of employees
Employees2,870at 2023-09-30dCons.Number of employees
Ordinary income¥13.8bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥24.6bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥12.6bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥19.0bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥11.3bn2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥13.7bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥12.5bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥10.1bn2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥17.5bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥9.2bn2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥13.8bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥8.2bn2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥7.52Tat 2025-09-30StandaloneAssets
Total assets¥7.39Tat 2025-03-31StandaloneAssets
Total assets¥7.59Tat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥8.05Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥7.54Tat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥7.06Tat 2025-09-30StandaloneLiabilities
Total liabilities¥6.98Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥458.9bnat 2025-09-30StandaloneNet assets
Net assets / equity¥413.9bnat 2025-03-31StandaloneNet assets
Net assets / equity¥428.8bnat 2024-09-30StandaloneNet assets
Net assets / equity¥465.6bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥411.4bnat 2023-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥132025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥212024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥92024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥152023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥82023-04-01 → 2023-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio6.1%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.6%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.6%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.8%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio5.5%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued254,119,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued254,119,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued254,119,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued254,119,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued254,119,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees2,251at 2025-09-30StandaloneNumber of employees
Employees2,159at 2025-03-31StandaloneNumber of employees
Employees2,213at 2024-09-30StandaloneNumber of employees
Employees2,155at 2024-03-31vStandaloneNumber of employees
Employees2,224at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 66
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2025-04-01 → 2025-09-30¥18m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2025-04-01 → 2025-09-30¥37m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2025-09-30¥2.6bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥765m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-09-30¥25.6bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2025-09-30¥691m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥1.7bn
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥47.8bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2025-09-30−¥683m
Bankingreportable segmentcapex2025-04-01 → 2025-09-30¥1.5bn
Bankingreportable segmentdepreciation2025-04-01 → 2025-09-30¥1.5bn
Bankingreportable segmentrevenue external2025-04-01 → 2025-09-30¥61.8bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥712m
Bankingreportable segmentsegment assetsat 2025-09-30¥7.53T
Bankingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥13.8bn
Leasingreportable segmentcapex2025-04-01 → 2025-09-30¥755m
Leasingreportable segmentdepreciation2025-04-01 → 2025-09-30¥399m
Leasingreportable segmentrevenue external2025-04-01 → 2025-09-30¥8.5bn
Leasingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥173m
Leasingreportable segmentsegment assetsat 2025-09-30¥50.1bn
Leasingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥319m
—segment totalcapex2025-04-01 → 2025-09-30¥2.3bn
—segment totaldepreciation2025-04-01 → 2025-09-30¥1.9bn
—segment totalrevenue external2025-04-01 → 2025-09-30¥70.3bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥886m
—segment totalsegment assetsat 2025-09-30¥7.58T
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥14.1bn
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2025-09-30¥2.3bn
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2025-09-30¥2.0bn
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2025-09-30¥72.9bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2025-09-30¥1.7bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥7.61T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30¥14.8bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2024-09-30¥18m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2024-09-30¥39m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥2.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥658m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥24.7bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30¥525m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥1.5bn
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥48.5bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30−¥609m
Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥2.4bn
Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥1.5bn
Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥49.1bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥723m
Bankingreportable segmentsegment assetsat 2024-09-30¥7.61T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥12.5bn
Leasingreportable segmentcapex2024-04-01 → 2024-09-30¥478m
Leasingreportable segmentdepreciation2024-04-01 → 2024-09-30¥432m
Leasingreportable segmentrevenue external2024-04-01 → 2024-09-30¥8.3bn
Leasingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥165m
Leasingreportable segmentsegment assetsat 2024-09-30¥46.3bn
Leasingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥367m
—segment totalcapex2024-04-01 → 2024-09-30¥2.9bn
—segment totaldepreciation2024-04-01 → 2024-09-30¥1.9bn
—segment totalrevenue external2024-04-01 → 2024-09-30¥57.5bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥889m
—segment totalsegment assetsat 2024-09-30¥7.66T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥12.9bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥2.9bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥2.0bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥59.9bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥1.5bn
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥7.69T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥13.4bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,294
ItemContextValueUnit
Net cash provided by used in operating activitiesPrior1InterimDuration-428246000000JPY
Net cash provided by used in operating activitiesInterimDuration54871000000JPY
Purchase of securities inv cfbnkPrior1InterimDuration-117650000000JPY
Purchase of securities inv cfbnkInterimDuration-198224000000JPY
Proceeds from sales of securities inv cfbnkPrior1InterimDuration48697000000JPY
Proceeds from sales of securities inv cfbnkInterimDuration141162000000JPY
Proceeds from redemption of securities inv cfbnkPrior1InterimDuration43745000000JPY
Proceeds from redemption of securities inv cfbnkInterimDuration67926000000JPY
Purchase of property plant and equipment inv cfPrior1InterimDuration-2430000000JPY
Purchase of property plant and equipment inv cfInterimDuration-1283000000JPY
Proceeds from sales of property plant and equipment inv cfPrior1InterimDuration280000000JPY
Proceeds from sales of property plant and equipment inv cfInterimDuration120000000JPY
Purchase of intangible assets inv cfPrior1InterimDuration-496000000JPY
Purchase of intangible assets inv cfInterimDuration-990000000JPY
Net cash provided by used in investment activitiesPrior1InterimDuration-27853000000JPY
Net cash provided by used in investment activitiesInterimDuration8711000000JPY
Cash dividends paid fin cfPrior1InterimDuration-1746000000JPY
Cash dividends paid fin cfInterimDuration-2943000000JPY
Purchase of treasury stock fin cfPrior1InterimDuration-2260000000JPY
Purchase of treasury stock fin cfInterimDuration-2500000000JPY
Proceeds from sales of treasury stock fin cfPrior1InterimDuration0JPY
Proceeds from sales of treasury stock fin cfInterimDuration-JPY
Other net fin cfPrior1InterimDuration-JPY
Other net fin cfInterimDuration0JPY
Net cash provided by used in financing activitiesPrior1InterimDuration-4007000000JPY
Net cash provided by used in financing activitiesInterimDuration-5443000000JPY
Net increase decrease in cash and cash equivalentsPrior1InterimDuration-460107000000JPY
Net increase decrease in cash and cash equivalentsInterimDuration58139000000JPY
Cash and cash equivalentsPrior2YearInstant1408178000000JPY
Cash and cash equivalentsPrior1YearInstant662779000000JPY
Cash and cash equivalentsPrior1InterimInstant948071000000JPY
Cash and cash equivalentsInterimInstant720919000000JPY
Number of consolidated subsidiariesInterimInstant11
Number of unconsolidated subsidiaries accounted for using equity methodInterimInstant-
Number of associates accounted for using equity methodInterimInstant-
Accumulated depreciation ppe by groupPrior1YearInstant-40591000000JPY
Accumulated depreciation ppe by groupInterimInstant-41450000000JPY
Revenues from external customersPrior1InterimDuration_jpcrp040300-ssr_E03574-000BankingReportableSegmentsMember49147000000JPY
Revenues from external customersPrior1InterimDuration_jpcrp040300-ssr_E03574-000LeasingReportableSegmentsMember8315000000JPY
Revenues from external customersPrior1InterimDuration_ReportableSegmentsMember57462000000JPY
Revenues from external customersPrior1InterimDuration_OperatingSegmentsNotIncludedInReportableSegmentsAndOtherRevenueGeneratingBusinessActivitiesMember2430000000JPY
Revenues from external customersPrior1InterimDuration_TotalOfReportableSegmentsAndOthersMember59893000000JPY
Revenues from external customersPrior1InterimDuration_ReconcilingItemsMember-JPY
Revenues from external customersPrior1InterimDuration59893000000JPY
Transactions with other segmentsPrior1InterimDuration_jpcrp040300-ssr_E03574-000BankingReportableSegmentsMember723000000JPY
Transactions with other segmentsPrior1InterimDuration_jpcrp040300-ssr_E03574-000LeasingReportableSegmentsMember165000000JPY
Transactions with other segmentsPrior1InterimDuration_ReportableSegmentsMember889000000JPY
Transactions with other segmentsPrior1InterimDuration_OperatingSegmentsNotIncludedInReportableSegmentsAndOtherRevenueGeneratingBusinessActivitiesMember658000000JPY
Transactions with other segmentsPrior1InterimDuration_TotalOfReportableSegmentsAndOthersMember1547000000JPY
Transactions with other segmentsPrior1InterimDuration_ReconcilingItemsMember-1547000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 23 of 23 passed
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2025-09-30pass
balance sheet identitynon_consolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2025-09-30pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass