Annual report

Period2025-04-01 → 2026-03-31
Filed2026-06-17
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 134
MetricValuePeriodScopeSource row
Ordinary income¥29.0bn2025-04-01 → 2026-03-31Cons.Ordinary income
Ordinary income¥18.9bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥24.0bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥20.0bn2022-04-01 → 2023-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥24.0bn2021-04-01 → 2022-03-31vCons.Ordinary income loss (5-year summary)
Profit before tax¥29.0bn2025-04-01 → 2026-03-31Cons.Income before income taxes
Profit before tax¥25.6bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Net income (owners)¥21.3bn2025-04-01 → 2026-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥18.7bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥15.9bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥14.9bn2022-04-01 → 2023-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥17.7bn2021-04-01 → 2022-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥21.3bn2025-04-01 → 2026-03-31Cons.Profit loss
Net income¥18.7bn2024-04-01 → 2025-03-31Cons.Profit loss
Total assets¥7.67Tat 2026-03-31Cons.Assets
Total assets¥7.53Tat 2025-03-31Cons.Assets
Total assets¥7.97Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥7.31Tat 2023-03-31vCons.Total assets (5-year summary)
Total assets¥7.54Tat 2022-03-31vCons.Total assets (5-year summary)
Total liabilities¥7.16Tat 2026-03-31Cons.Liabilities
Total liabilities¥7.08Tat 2025-03-31Cons.Liabilities
Net assets / equity¥509.0bnat 2026-03-31Cons.Net assets
Net assets / equity¥444.8bnat 2025-03-31Cons.Net assets
Net assets / equity¥490.9bnat 2024-03-31vCons.Net assets
Net assets / equity¥441.2bnat 2023-03-31vCons.Net assets (5-year summary)
Net assets / equity¥464.2bnat 2022-03-31vCons.Net assets (5-year summary)
Cash & equivalents¥1.01Tat 2026-03-31Cons.Cash and cash equivalents
Cash & equivalents¥898.4bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.36Tat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥1.20Tat 2023-03-31vCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥1.75Tat 2022-03-31vCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥2.4bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥405.7bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥453.3bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥483.4bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥279.0bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥117.5bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥47.6bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥288.6bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥58.0bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥21.8bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥7.6bn2025-04-01 → 2026-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥8.0bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥6.3bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥8.0bn2022-04-01 → 2023-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥4.5bn2021-04-01 → 2022-03-31vCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥92.272025-04-01 → 2026-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥79.942024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥67.262023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥62.112022-04-01 → 2023-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥71.92021-04-01 → 2022-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥62.092022-04-01 → 2023-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥71.842021-04-01 → 2022-03-31vCons.Diluted earnings per share (5-year summary)
Net assets per share¥2,214.31at 2026-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,930.52at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥2,091.97at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,858.67at 2023-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,910.42at 2022-03-31vCons.Net assets per share (5-year summary)
Equity ratio6.6%at 2026-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.9%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio6.2%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio6.0%at 2023-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio6.2%at 2022-03-31vCons.Equity to asset ratio (5-year summary)
ROE4.5%2025-04-01 → 2026-03-31Cons.Rate of return on equity (5-year summary)
ROE4.0%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE3.4%2023-04-01 → 2024-03-31vCons.Rate of return on equity (5-year summary)
ROE3.3%2022-04-01 → 2023-03-31vCons.Rate of return on equity (5-year summary)
ROE3.7%2021-04-01 → 2022-03-31vCons.Rate of return on equity (5-year summary)
Employees2,243at 2026-03-31Cons.Number of employees
Employees2,171at 2025-03-31Cons.Number of employees
Employees2,154at 2024-03-31vCons.Number of employees
Employees2,198at 2023-03-31vCons.Number of employees
Employees2,271at 2022-03-31vCons.Number of employees
Ordinary income¥28.5bn2025-04-01 → 2026-03-31StandaloneOrdinary income
Ordinary income¥18.7bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥23.1bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥18.8bn2022-04-01 → 2023-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥22.9bn2021-04-01 → 2022-03-31vStandaloneOrdinary income loss (5-year summary)
Profit before tax¥28.6bn2025-04-01 → 2026-03-31StandaloneIncome before income taxes
Profit before tax¥25.3bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Net income¥21.4bn2025-04-01 → 2026-03-31StandaloneProfit loss
Net income¥18.8bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥15.7bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥14.4bn2022-04-01 → 2023-03-31vStandaloneNet income loss (5-year summary)
Net income¥17.4bn2021-04-01 → 2022-03-31vStandaloneNet income loss (5-year summary)
Total assets¥7.64Tat 2026-03-31StandaloneAssets
Total assets¥7.51Tat 2025-03-31StandaloneAssets
Total assets¥7.94Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥7.28Tat 2023-03-31vStandaloneTotal assets (5-year summary)
Total assets¥7.52Tat 2022-03-31vStandaloneTotal assets (5-year summary)
Total liabilities¥7.15Tat 2026-03-31StandaloneLiabilities
Total liabilities¥7.08Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥482.2bnat 2026-03-31StandaloneNet assets
Net assets / equity¥424.7bnat 2025-03-31StandaloneNet assets
Net assets / equity¥468.3bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥420.3bnat 2023-03-31vStandaloneNet assets (5-year summary)
Net assets / equity¥445.5bnat 2022-03-31vStandaloneNet assets (5-year summary)
EPS (basic)¥92.912025-04-01 → 2026-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥80.472024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥66.442023-04-01 → 2024-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥60.242022-04-01 → 2023-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥70.462021-04-01 → 2022-03-31vStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥60.232022-04-01 → 2023-03-31vStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥70.42021-04-01 → 2022-03-31vStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥1402025-04-01 → 2026-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥902024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥902023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥802022-04-01 → 2023-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥802021-04-01 → 2022-03-31vStandaloneDividend paid per share (5-year summary)
Net assets per share¥2,097.73at 2026-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,843.07at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥1,995.7at 2024-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥1,770.73at 2023-03-31vStandaloneNet assets per share (5-year summary)
Net assets per share¥1,833.21at 2022-03-31vStandaloneNet assets per share (5-year summary)
Equity ratio6.3%at 2026-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.7%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.9%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio5.8%at 2023-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio5.9%at 2022-03-31vStandaloneEquity to asset ratio (5-year summary)
ROE4.7%2025-04-01 → 2026-03-31StandaloneRate of return on equity (5-year summary)
ROE4.2%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE3.5%2023-04-01 → 2024-03-31vStandaloneRate of return on equity (5-year summary)
ROE3.3%2022-04-01 → 2023-03-31vStandaloneRate of return on equity (5-year summary)
ROE3.8%2021-04-01 → 2022-03-31vStandaloneRate of return on equity (5-year summary)
Shares issued48,090,000at 2026-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued53,090,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued53,090,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued53,090,000at 2023-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued53,090,000at 2022-03-31vStandaloneTotal number of issued shares (5-year summary)
Employees1,936at 2026-03-31StandaloneNumber of employees
Employees1,873at 2025-03-31StandaloneNumber of employees
Employees1,875at 2024-03-31vStandaloneNumber of employees
Employees1,915at 2023-03-31vStandaloneNumber of employees
Employees1,965at 2022-03-31vStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 1
SegmentItemPeriodValue
Banking Businessreportable segmentemployeesat 2026-03-312243 pure

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 2,293
ItemContextValueUnit
Reference to other information metrics and targetsFilingDateInstant
Original text (Japanese)『経営方針、経営環境及び対処すべき課題等』
Description of metrics related to policy on development of human resources and internal environment and targets and performance using such metrics metrics and targets (text)FilingDateInstantText · Plus
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row1Member
Original text (Japanese)一人当たり人材育成投資額
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row1Member
Original text (Japanese)千円
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row2Member
Original text (Japanese)外部企業への出向人数
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row2Member
Original text (Japanese)人
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row3Member
Original text (Japanese)FP1級取得者数
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row3Member
Original text (Japanese)人
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row4Member
Original text (Japanese)外部研修への派遣
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row4Member
Original text (Japanese)人
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row5Member
Original text (Japanese)管理職のマネジメントスコア(他者評価)
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row6Member
Original text (Japanese)新卒採用後3年以内の定着率
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row6Member%
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row7Member
Original text (Japanese)中途採用者数
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row8Member
Original text (Japanese)障がい者雇用率
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row8Member%
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row9Member
Original text (Japanese)管理職候補者の本部と営業店を両方経験した割合
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row9Member%
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row10Member
Original text (Japanese)人材公募制度の活用人数
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row10Member
Original text (Japanese)人
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row11Member
Original text (Japanese)女性管理職比率
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row11Member%
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row12Member
Original text (Japanese)有給休暇の平均取得日数
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row12Member
Original text (Japanese)日
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row13Member
Original text (Japanese)定期健康診断(人間ドック含む)の再検査受診率
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row13Member%
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row14Member
Original text (Japanese)健康経営優良法人認定
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row15Member
Original text (Japanese)エンゲージメントスコア
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row16Member
Original text (Japanese)コンプライアンスや人権等の研修を受けた割合
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row16Member%
Metrics description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row17Member
Original text (Japanese)自律的にキャリアに挑戦した人数
Metrics unit description of metrics related to policy on development of human resources and internal environment and targets and performance using such metricsCurrentYearInstant_Row17Member
Original text (Japanese)人
Business risks (text)FilingDateInstantText · Plus
Management analysis of financial position operating results and cash flows (text)FilingDateInstantText · Plus
Critical contracts (text)FilingDateInstantText · Plus
Research and development activities (text)FilingDateInstantText · Plus
Overview of capital expenditures etc (text)FilingDateInstantText · Plus
Major facilities (text)FilingDateInstantText · Plus
Planned additions retirements etc of facilities (text)FilingDateInstantText · Plus
Total number of shares (text)FilingDateInstantText · Plus
Issued shares total number of shares etc (text)FilingDateInstantText · Plus
Class issued shares total number of shares etcFilingDateInstant_OrdinaryShareMember
Original text (Japanese)普通株式
Name of financial instruments exchange on which securities are listed or authorized financial instruments business association to which securities are registeredFilingDateInstant_OrdinaryShareMember
Original text (Japanese)東京証券取引所プライム市場
Description issued shares total number of shares etcFilingDateInstant_OrdinaryShareMember
Original text (Japanese)単元株式数は100株であります。
Details of employee share option program (text)FilingDateInstantText · Plus
Description of rights plan (text)FilingDateInstantText · Plus
Other information on share acquisition rights (text)FilingDateInstantText · Plus
Exercises etc of moving strike convertible bonds etc (text)FilingDateInstantText · Plus
Changes in number of issued shares stated capital etc (text)FilingDateInstantText · Plus
Shareholding by shareholder category (text)FilingDateInstantText · Plus

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2025-03-31pass
balance sheet identityconsolidated 2026-03-31pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2026-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2026-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2026-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2026-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2026-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2026-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2026-03-31pass