Annual report

Period2024-04-01 → 2025-03-31
Filed2025-06-18
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed
Key figures · 136
MetricValuePeriodScopeSource row
Ordinary income¥18.9bn2024-04-01 → 2025-03-31Cons.Ordinary income
Ordinary income¥24.0bn2023-04-01 → 2024-03-31Cons.Ordinary income
Ordinary income¥20.0bn2022-04-01 → 2023-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥24.0bn2021-04-01 → 2022-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥11.1bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥25.6bn2024-04-01 → 2025-03-31Cons.Income before income taxes
Profit before tax¥23.7bn2023-04-01 → 2024-03-31Cons.Income before income taxes
Net income (owners)¥18.7bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥15.9bn2023-04-01 → 2024-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥14.9bn2022-04-01 → 2023-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥17.7bn2021-04-01 → 2022-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥11.4bn2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥18.7bn2024-04-01 → 2025-03-31Cons.Profit loss
Net income¥15.9bn2023-04-01 → 2024-03-31Cons.Profit loss
Total assets¥7.53Tat 2025-03-31Cons.Assets
Total assets¥7.97Tat 2024-03-31Cons.Assets
Total assets¥7.31Tat 2023-03-31dCons.Total assets (5-year summary)
Total assets¥7.54Tat 2022-03-31dCons.Total assets (5-year summary)
Total assets¥7.79Tat 2021-03-31dCons.Total assets (5-year summary)
Total liabilities¥7.08Tat 2025-03-31Cons.Liabilities
Total liabilities¥7.48Tat 2024-03-31Cons.Liabilities
Net assets / equity¥444.8bnat 2025-03-31Cons.Net assets
Net assets / equity¥490.9bnat 2024-03-31Cons.Net assets
Net assets / equity¥441.2bnat 2023-03-31dCons.Net assets
Net assets / equity¥464.2bnat 2022-03-31dCons.Net assets (5-year summary)
Net assets / equity¥495.5bnat 2021-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥898.4bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.36Tat 2024-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.20Tat 2023-03-31dCons.Cash and cash equivalents
Cash & equivalents¥1.75Tat 2022-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥2.01Tat 2021-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥405.7bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥453.3bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥483.4bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥279.0bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥1.24T2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥47.6bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥288.6bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥58.0bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥21.8bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥127.9bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥8.0bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥6.3bn2023-04-01 → 2024-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥8.0bn2022-04-01 → 2023-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥4.5bn2021-04-01 → 2022-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥34.3bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥399.722024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥336.312023-04-01 → 2024-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥310.572022-04-01 → 2023-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥359.52021-04-01 → 2022-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥228.122020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥310.492022-04-01 → 2023-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥359.22021-04-01 → 2022-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥220.432020-04-01 → 2021-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥9,652.6at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥10,459.88at 2024-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥9,293.39at 2023-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥9,552.14at 2022-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥9,958.46at 2021-03-31dCons.Net assets per share (5-year summary)
Equity ratio5.9%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio6.2%at 2024-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio6.0%at 2023-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio6.2%at 2022-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio6.3%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
ROE4.0%2024-04-01 → 2025-03-31Cons.Rate of return on equity (5-year summary)
ROE3.4%2023-04-01 → 2024-03-31Cons.Rate of return on equity (5-year summary)
ROE3.3%2022-04-01 → 2023-03-31dCons.Rate of return on equity (5-year summary)
ROE3.7%2021-04-01 → 2022-03-31dCons.Rate of return on equity (5-year summary)
ROE2.6%2020-04-01 → 2021-03-31dCons.Rate of return on equity (5-year summary)
Employees2,171at 2025-03-31Cons.Number of employees
Employees2,154at 2024-03-31Cons.Number of employees
Employees2,198at 2023-03-31dCons.Number of employees
Employees2,271at 2022-03-31dCons.Number of employees
Employees2,286at 2021-03-31dCons.Number of employees
Ordinary income¥18.7bn2024-04-01 → 2025-03-31StandaloneOrdinary income
Ordinary income¥23.1bn2023-04-01 → 2024-03-31StandaloneOrdinary income
Ordinary income¥18.8bn2022-04-01 → 2023-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥22.9bn2021-04-01 → 2022-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥10.4bn2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥25.3bn2024-04-01 → 2025-03-31StandaloneIncome before income taxes
Profit before tax¥22.9bn2023-04-01 → 2024-03-31StandaloneIncome before income taxes
Net income¥18.8bn2024-04-01 → 2025-03-31StandaloneProfit loss
Net income¥15.7bn2023-04-01 → 2024-03-31StandaloneProfit loss
Net income¥14.4bn2022-04-01 → 2023-03-31dStandaloneNet income loss (5-year summary)
Net income¥17.4bn2021-04-01 → 2022-03-31dStandaloneNet income loss (5-year summary)
Net income¥11.3bn2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Total assets¥7.51Tat 2025-03-31StandaloneAssets
Total assets¥7.94Tat 2024-03-31StandaloneAssets
Total assets¥7.28Tat 2023-03-31dStandaloneTotal assets (5-year summary)
Total assets¥7.52Tat 2022-03-31dStandaloneTotal assets (5-year summary)
Total assets¥7.77Tat 2021-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥7.08Tat 2025-03-31StandaloneLiabilities
Total liabilities¥7.48Tat 2024-03-31StandaloneLiabilities
Net assets / equity¥424.7bnat 2025-03-31StandaloneNet assets
Net assets / equity¥468.3bnat 2024-03-31StandaloneNet assets
Net assets / equity¥420.3bnat 2023-03-31dStandaloneNet assets
Net assets / equity¥445.5bnat 2022-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥474.3bnat 2021-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥402.352024-04-01 → 2025-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥332.222023-04-01 → 2024-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥301.222022-04-01 → 2023-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥352.322021-04-01 → 2022-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥225.82020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥301.152022-04-01 → 2023-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥352.022021-04-01 → 2022-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥218.182020-04-01 → 2021-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥902024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥902023-04-01 → 2024-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥802022-04-01 → 2023-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥802021-04-01 → 2022-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥402020-04-01 → 2021-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥9,215.37at 2025-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥9,978.52at 2024-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥8,853.65at 2023-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥9,166.05at 2022-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥9,532.66at 2021-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio5.7%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.9%at 2024-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.8%at 2023-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio5.9%at 2022-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio6.1%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE4.2%2024-04-01 → 2025-03-31StandaloneRate of return on equity (5-year summary)
ROE3.5%2023-04-01 → 2024-03-31StandaloneRate of return on equity (5-year summary)
ROE3.3%2022-04-01 → 2023-03-31dStandaloneRate of return on equity (5-year summary)
ROE3.8%2021-04-01 → 2022-03-31dStandaloneRate of return on equity (5-year summary)
ROE2.7%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued53,090,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued53,090,000at 2024-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued53,090,000at 2023-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued53,090,000at 2022-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued53,090,000at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees1,873at 2025-03-31StandaloneNumber of employees
Employees1,875at 2024-03-31StandaloneNumber of employees
Employees1,915at 2023-03-31dStandaloneNumber of employees
Employees1,965at 2022-03-31dStandaloneNumber of employees
Employees1,983at 2021-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 1
SegmentItemPeriodValue
Banking Businessreportable segmentemployeesat 2025-03-312171 pure

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 2,298
ItemContextValueUnit
Reversal of revaluation reserve for landPrior1YearDuration_NonConsolidatedMember72000000JPY
Net changes of items other than shareholders equityPrior1YearDuration_NonConsolidatedMember_ValuationDifferenceOnAvailableForSaleSecuritiesMember23920000000JPY
Net changes of items other than shareholders equityPrior1YearDuration_NonConsolidatedMember_DeferredGainsOrLossesOnHedgesMember14546000000JPY
Net changes of items other than shareholders equityPrior1YearDuration_NonConsolidatedMember_RevaluationReserveForLandMember-72000000JPY
Net changes of items other than shareholders equityPrior1YearDuration_NonConsolidatedMember_ValuationAndTranslationAdjustmentsMember38393000000JPY
Net changes of items other than shareholders equityPrior1YearDuration_NonConsolidatedMember38393000000JPY
Total changes of items during the periodPrior1YearDuration_NonConsolidatedMember_ValuationDifferenceOnAvailableForSaleSecuritiesMember23920000000JPY
Total changes of items during the periodPrior1YearDuration_NonConsolidatedMember_DeferredGainsOrLossesOnHedgesMember14546000000JPY
Total changes of items during the periodPrior1YearDuration_NonConsolidatedMember_RevaluationReserveForLandMember-72000000JPY
Total changes of items during the periodPrior1YearDuration_NonConsolidatedMember_ValuationAndTranslationAdjustmentsMember38393000000JPY
Total changes of items during the periodPrior1YearDuration_NonConsolidatedMember47952000000JPY
Net assetsPrior1YearInstant_NonConsolidatedMember_ValuationDifferenceOnAvailableForSaleSecuritiesMember131167000000JPY
Net assetsPrior1YearInstant_NonConsolidatedMember_DeferredGainsOrLossesOnHedgesMember30145000000JPY
Net assetsPrior1YearInstant_NonConsolidatedMember_RevaluationReserveForLandMember8240000000JPY
Net assetsPrior1YearInstant_NonConsolidatedMember_ValuationAndTranslationAdjustmentsMember169552000000JPY
Net assetsPrior1YearInstant_NonConsolidatedMember468297000000JPY
Net assetsPrior1YearInstant_NonConsolidatedMember_CapitalStockMember33076000000JPY
Net assetsPrior1YearInstant_NonConsolidatedMember_LegalCapitalSurplusMember23942000000JPY
Net assetsPrior1YearInstant_NonConsolidatedMember_OtherCapitalSurplusMember4000000JPY
Net assetsPrior1YearInstant_NonConsolidatedMember_CapitalSurplusMember23946000000JPY
Net assetsPrior1YearInstant_NonConsolidatedMember_LegalRetainedEarningsMember9134000000JPY
Net assetsPrior1YearInstant_NonConsolidatedMember_ReserveForAdvancedDepreciationOfNoncurrentAssetsMember422000000JPY
Net assetsPrior1YearInstant_NonConsolidatedMember_GeneralReserveMember230893000000JPY
Net assetsPrior1YearInstant_NonConsolidatedMember_RetainedEarningsBroughtForwardMember17746000000JPY
Net assetsPrior1YearInstant_NonConsolidatedMember_RetainedEarningsMember258197000000JPY
Net assetsPrior1YearInstant_NonConsolidatedMember_TreasuryStockMember-16476000000JPY
Net assetsPrior1YearInstant_NonConsolidatedMember_ShareholdersEquityMember298744000000JPY
Dividends from surplusCurrentYearDuration_NonConsolidatedMember_RetainedEarningsBroughtForwardMember-3989000000JPY
Dividends from surplusCurrentYearDuration_NonConsolidatedMember_RetainedEarningsMember-3989000000JPY
Dividends from surplusCurrentYearDuration_NonConsolidatedMember_ShareholdersEquityMember-3989000000JPY
Reversal of reserve for advanced depreciation of noncurrent assetsCurrentYearDuration_NonConsolidatedMember_ReserveForAdvancedDepreciationOfNoncurrentAssetsMember-5000000JPY
Reversal of reserve for advanced depreciation of noncurrent assetsCurrentYearDuration_NonConsolidatedMember_RetainedEarningsBroughtForwardMember5000000JPY
Reversal of reserve for advanced depreciation of noncurrent assetsCurrentYearDuration_NonConsolidatedMember_RetainedEarningsMember-JPY
Provision of general reserveCurrentYearDuration_NonConsolidatedMember_GeneralReserveMember11600000000JPY
Provision of general reserveCurrentYearDuration_NonConsolidatedMember_RetainedEarningsBroughtForwardMember-11600000000JPY
Provision of general reserveCurrentYearDuration_NonConsolidatedMember_RetainedEarningsMember-JPY
Profit lossCurrentYearDuration_NonConsolidatedMember_RetainedEarningsBroughtForwardMember18844000000JPY
Profit lossCurrentYearDuration_NonConsolidatedMember_RetainedEarningsMember18844000000JPY
Profit lossCurrentYearDuration_NonConsolidatedMember_ShareholdersEquityMember18844000000JPY
Purchase of treasury stockCurrentYearDuration_NonConsolidatedMember_TreasuryStockMember-4010000000JPY
Purchase of treasury stockCurrentYearDuration_NonConsolidatedMember_ShareholdersEquityMember-4010000000JPY
Disposal of treasury stockCurrentYearDuration_NonConsolidatedMember_OtherCapitalSurplusMember7000000JPY
Disposal of treasury stockCurrentYearDuration_NonConsolidatedMember_CapitalSurplusMember7000000JPY
Disposal of treasury stockCurrentYearDuration_NonConsolidatedMember_TreasuryStockMember13000000JPY
Disposal of treasury stockCurrentYearDuration_NonConsolidatedMember_ShareholdersEquityMember20000000JPY
Reversal of revaluation reserve for landCurrentYearDuration_NonConsolidatedMember_RetainedEarningsBroughtForwardMember22000000JPY
Reversal of revaluation reserve for landCurrentYearDuration_NonConsolidatedMember_RetainedEarningsMember22000000JPY
Reversal of revaluation reserve for landCurrentYearDuration_NonConsolidatedMember_ShareholdersEquityMember22000000JPY
Total changes of items during the periodCurrentYearDuration_NonConsolidatedMember_CapitalStockMember-JPY
Total changes of items during the periodCurrentYearDuration_NonConsolidatedMember_LegalCapitalSurplusMember-JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2024-03-31pass rounding
balance sheet identityconsolidated 2025-03-31pass
balance sheet identitynon_consolidated 2024-03-31pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net income attributable to parentconsolidated 2023-04-01/2024-03-31pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2025-03-31pass
statement vs summary · operating cash flowconsolidated 2023-04-01/2024-03-31pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2025-03-31pass
statement vs summary · total assetsconsolidated 2024-03-31pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2024-03-31pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass