Annual report

Period2022-04-01 → 2023-03-31
Filed2023-06-12
StandardJapan GAAP
ConsolidatedYes
Data checks20 of 20 passed

Amended by S100SBG2 (2023-11-22).

Key figures · 140
MetricValuePeriodScopeSource row
Ordinary income¥20.0bn2022-04-01 → 2023-03-31Cons.Ordinary income
Ordinary income¥24.0bn2021-04-01 → 2022-03-31Cons.Ordinary income
Ordinary income¥11.1bn2020-04-01 → 2021-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥13.9bn2019-04-01 → 2020-03-31dCons.Ordinary income loss (5-year summary)
Ordinary income¥21.0bn2018-04-01 → 2019-03-31dCons.Ordinary income loss (5-year summary)
Profit before tax¥20.2bn2022-04-01 → 2023-03-31Cons.Income before income taxes
Profit before tax¥23.4bn2021-04-01 → 2022-03-31Cons.Income before income taxes
Net income (owners)¥14.9bn2022-04-01 → 2023-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥17.7bn2021-04-01 → 2022-03-31Cons.Profit loss attributable to owners of parent
Net income (owners)¥11.4bn2020-04-01 → 2021-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥12.4bn2019-04-01 → 2020-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥14.7bn2018-04-01 → 2019-03-31dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥14.9bn2022-04-01 → 2023-03-31Cons.Profit loss
Net income¥17.7bn2021-04-01 → 2022-03-31Cons.Profit loss
Total assets¥7.31Tat 2023-03-31Cons.Assets
Total assets¥7.54Tat 2022-03-31Cons.Assets
Total assets¥7.79Tat 2021-03-31dCons.Total assets (5-year summary)
Total assets¥6.29Tat 2020-03-31dCons.Total assets (5-year summary)
Total assets¥6.12Tat 2019-03-31dCons.Total assets (5-year summary)
Total liabilities¥6.86Tat 2023-03-31Cons.Liabilities
Total liabilities¥7.07Tat 2022-03-31Cons.Liabilities
Net assets / equity¥441.2bnat 2023-03-31Cons.Net assets
Net assets / equity¥464.2bnat 2022-03-31Cons.Net assets
Net assets / equity¥495.5bnat 2021-03-31dCons.Net assets
Net assets / equity¥375.8bnat 2020-03-31dCons.Net assets (5-year summary)
Net assets / equity¥402.2bnat 2019-03-31dCons.Net assets (5-year summary)
Cash & equivalents¥1.20Tat 2023-03-31Cons.Cash and cash equivalents
Cash & equivalents¥1.75Tat 2022-03-31Cons.Cash and cash equivalents
Cash & equivalents¥2.01Tat 2021-03-31dCons.Cash and cash equivalents
Cash & equivalents¥934.1bnat 2020-03-31dCons.Cash and cash equivalents (5-year summary)
Cash & equivalents¥810.4bnat 2019-03-31dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥483.4bn2022-04-01 → 2023-03-31Cons.Net cash provided by used in operating activities
Operating cash flow−¥279.0bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in operating activities
Operating cash flow¥1.24T2020-04-01 → 2021-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥131.3bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥90.0bn2018-04-01 → 2019-03-31dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥58.0bn2022-04-01 → 2023-03-31Cons.Net cash provided by used in investment activities
Investing cash flow¥21.8bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in investment activities
Investing cash flow−¥127.9bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥6.7bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥15.4bn2018-04-01 → 2019-03-31dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥8.0bn2022-04-01 → 2023-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥4.5bn2021-04-01 → 2022-03-31Cons.Net cash provided by used in financing activities
Financing cash flow−¥34.3bn2020-04-01 → 2021-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥14.3bn2019-04-01 → 2020-03-31dCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥4.7bn2018-04-01 → 2019-03-31dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥310.572022-04-01 → 2023-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥359.52021-04-01 → 2022-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥228.122020-04-01 → 2021-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥243.052019-04-01 → 2020-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥282.242018-04-01 → 2019-03-31dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥310.492022-04-01 → 2023-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥359.22021-04-01 → 2022-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥220.432020-04-01 → 2021-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥214.192019-04-01 → 2020-03-31dCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥249.422018-04-01 → 2019-03-31dCons.Diluted earnings per share (5-year summary)
Net assets per share¥9,293.39at 2023-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥9,552.14at 2022-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥9,958.46at 2021-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥7,482.34at 2020-03-31dCons.Net assets per share (5-year summary)
Net assets per share¥7,863.37at 2019-03-31dCons.Net assets per share (5-year summary)
Equity ratio6.0%at 2023-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio6.2%at 2022-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio6.3%at 2021-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio6.0%at 2020-03-31dCons.Equity to asset ratio (5-year summary)
Equity ratio6.6%at 2019-03-31dCons.Equity to asset ratio (5-year summary)
ROE3.3%2022-04-01 → 2023-03-31Cons.Rate of return on equity (5-year summary)
ROE3.7%2021-04-01 → 2022-03-31Cons.Rate of return on equity (5-year summary)
ROE2.6%2020-04-01 → 2021-03-31dCons.Rate of return on equity (5-year summary)
ROE3.2%2019-04-01 → 2020-03-31dCons.Rate of return on equity (5-year summary)
ROE3.6%2018-04-01 → 2019-03-31dCons.Rate of return on equity (5-year summary)
Employees2,198at 2023-03-31Cons.Number of employees
Employees2,271at 2022-03-31Cons.Number of employees
Employees2,286at 2021-03-31dCons.Number of employees
Employees2,282at 2020-03-31dCons.Number of employees
Employees2,290at 2019-03-31dCons.Number of employees
Ordinary income¥18.8bn2022-04-01 → 2023-03-31StandaloneOrdinary income
Ordinary income¥22.9bn2021-04-01 → 2022-03-31StandaloneOrdinary income
Ordinary income¥10.4bn2020-04-01 → 2021-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥12.5bn2019-04-01 → 2020-03-31dStandaloneOrdinary income loss (5-year summary)
Ordinary income¥19.8bn2018-04-01 → 2019-03-31dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥19.0bn2022-04-01 → 2023-03-31StandaloneIncome before income taxes
Profit before tax¥22.4bn2021-04-01 → 2022-03-31StandaloneIncome before income taxes
Net income¥14.4bn2022-04-01 → 2023-03-31StandaloneProfit loss
Net income¥17.4bn2021-04-01 → 2022-03-31StandaloneProfit loss
Net income¥11.3bn2020-04-01 → 2021-03-31dStandaloneNet income loss (5-year summary)
Net income¥11.9bn2019-04-01 → 2020-03-31dStandaloneNet income loss (5-year summary)
Net income¥14.2bn2018-04-01 → 2019-03-31dStandaloneNet income loss (5-year summary)
Total assets¥7.28Tat 2023-03-31StandaloneAssets
Total assets¥7.52Tat 2022-03-31StandaloneAssets
Total assets¥7.77Tat 2021-03-31dStandaloneTotal assets (5-year summary)
Total assets¥6.27Tat 2020-03-31dStandaloneTotal assets (5-year summary)
Total assets¥6.10Tat 2019-03-31dStandaloneTotal assets (5-year summary)
Total liabilities¥6.86Tat 2023-03-31StandaloneLiabilities
Total liabilities¥7.07Tat 2022-03-31StandaloneLiabilities
Net assets / equity¥420.3bnat 2023-03-31StandaloneNet assets
Net assets / equity¥445.5bnat 2022-03-31StandaloneNet assets
Net assets / equity¥474.3bnat 2021-03-31dStandaloneNet assets
Net assets / equity¥363.2bnat 2020-03-31dStandaloneNet assets (5-year summary)
Net assets / equity¥388.5bnat 2019-03-31dStandaloneNet assets (5-year summary)
EPS (basic)¥301.222022-04-01 → 2023-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥352.322021-04-01 → 2022-03-31StandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥225.82020-04-01 → 2021-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥232.422019-04-01 → 2020-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (basic)¥273.332018-04-01 → 2019-03-31dStandaloneBasic earnings loss per share (5-year summary)
EPS (diluted)¥301.152022-04-01 → 2023-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥352.022021-04-01 → 2022-03-31StandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥218.182020-04-01 → 2021-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥204.822019-04-01 → 2020-03-31dStandaloneDiluted earnings per share (5-year summary)
EPS (diluted)¥241.552018-04-01 → 2019-03-31dStandaloneDiluted earnings per share (5-year summary)
Dividend per share¥802022-04-01 → 2023-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥802021-04-01 → 2022-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥402020-04-01 → 2021-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥402019-04-01 → 2020-03-31dStandaloneDividend paid per share (5-year summary)
Dividend per share¥26.52018-04-01 → 2019-03-31dStandaloneDividend paid per share (5-year summary)
Net assets per share¥8,853.65at 2023-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥9,166.05at 2022-03-31StandaloneNet assets per share (5-year summary)
Net assets per share¥9,532.66at 2021-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥7,232.32at 2020-03-31dStandaloneNet assets per share (5-year summary)
Net assets per share¥7,594.12at 2019-03-31dStandaloneNet assets per share (5-year summary)
Equity ratio5.8%at 2023-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.9%at 2022-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio6.1%at 2021-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio5.8%at 2020-03-31dStandaloneEquity to asset ratio (5-year summary)
Equity ratio6.4%at 2019-03-31dStandaloneEquity to asset ratio (5-year summary)
ROE3.3%2022-04-01 → 2023-03-31StandaloneRate of return on equity (5-year summary)
ROE3.8%2021-04-01 → 2022-03-31StandaloneRate of return on equity (5-year summary)
ROE2.7%2020-04-01 → 2021-03-31dStandaloneRate of return on equity (5-year summary)
ROE3.1%2019-04-01 → 2020-03-31dStandaloneRate of return on equity (5-year summary)
ROE3.6%2018-04-01 → 2019-03-31dStandaloneRate of return on equity (5-year summary)
Shares issued53,090,000at 2023-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued53,090,000at 2022-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued53,090,000at 2021-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued53,090,000at 2020-03-31dStandaloneTotal number of issued shares (5-year summary)
Shares issued53,090,000at 2019-03-31dStandaloneTotal number of issued shares (5-year summary)
Employees1,915at 2023-03-31StandaloneNumber of employees
Employees1,965at 2022-03-31StandaloneNumber of employees
Employees1,983at 2021-03-31dStandaloneNumber of employees
Employees1,989at 2020-03-31dStandaloneNumber of employees
Employees2,006at 2019-03-31dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 1
SegmentItemPeriodValue
Banking Businessreportable segmentemployeesat 2023-03-312198 pure

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 2,186
ItemContextValueUnit
Address major shareholdersCurrentYearInstant_No2MajorShareholdersMember
Original text (Japanese)東京都中央区晴海1丁目8-12
Name major shareholdersCurrentYearInstant_No3MajorShareholdersMember
Original text (Japanese)日本生命保険相互会社
Address major shareholdersCurrentYearInstant_No3MajorShareholdersMember
Original text (Japanese)東京都千代田区丸の内1丁目6番6号日本生命証券管理部内
Name major shareholdersCurrentYearInstant_No4MajorShareholdersMember
Original text (Japanese)明治安田生命保険相互会社
Address major shareholdersCurrentYearInstant_No4MajorShareholdersMember
Original text (Japanese)東京都千代田区丸の内2丁目1-1
Name major shareholdersCurrentYearInstant_No5MajorShareholdersMember
Original text (Japanese)滋賀銀行従業員持株会
Address major shareholdersCurrentYearInstant_No5MajorShareholdersMember
Original text (Japanese)滋賀県大津市浜町1番38号
Name major shareholdersCurrentYearInstant_No6MajorShareholdersMember
Original text (Japanese)損害保険ジャパン株式会社
Address major shareholdersCurrentYearInstant_No6MajorShareholdersMember
Original text (Japanese)東京都新宿区西新宿1丁目26番1号
Name major shareholdersCurrentYearInstant_No7MajorShareholdersMember
Original text (Japanese)BNY GCM CLIENT ACCOUNT JPRDAC ISG (FE-AC)(常任代理人 株式会社三菱UFJ銀行)
Address major shareholdersCurrentYearInstant_No7MajorShareholdersMemberText · Plus
Name major shareholdersCurrentYearInstant_No8MajorShareholdersMember
Original text (Japanese)京都中央信用金庫
Address major shareholdersCurrentYearInstant_No8MajorShareholdersMember
Original text (Japanese)京都府京都市下京区四条通室町東入函谷鉾町91
Name major shareholdersCurrentYearInstant_No9MajorShareholdersMemberText · Plus
Address major shareholdersCurrentYearInstant_No9MajorShareholdersMemberText · Plus
Name major shareholdersCurrentYearInstant_No10MajorShareholdersMember
Original text (Japanese)JP MORGAN CHASE BANK 385781(常任代理人 株式会社みずほ銀行決済営業部)
Address major shareholdersCurrentYearInstant_No10MajorShareholdersMemberText · Plus
Issued shares voting rights (text)FilingDateInstantText · Plus
Description issued shares voting rightsCurrentYearInstant_SharesWithNoVotingRightsMember-
Description issued shares voting rightsCurrentYearInstant_SharesWithRestrictedVotingRightsTreasurySharesEtcMember-
Description issued shares voting rightsCurrentYearInstant_SharesWithRestrictedVotingRightsOtherMember-
Description issued shares voting rightsCurrentYearInstant_OrdinarySharesTreasurySharesSharesWithFullVotingRightsTreasurySharesEtcMember-
Description issued shares voting rightsCurrentYearInstant_OrdinarySharesSharesWithFullVotingRightsOtherMember-
Description issued shares voting rightsCurrentYearInstant_OrdinarySharesSharesLessThanOneUnitMember
Original text (Japanese)一単元(100株)未満の株式
Treasury shares etc (text)FilingDateInstantText · Plus
Name of shareholder treasury shares etcCurrentYearInstant_Row1Member
Original text (Japanese) 株式会社滋賀銀行
Address of shareholder treasury shares etcCurrentYearInstant_Row1Member
Original text (Japanese)滋賀県大津市浜町1番38号
Classes of shares etc (text)FilingDateInstantText · Plus
Acquisitions by resolution of shareholders meeting (text)FilingDateInstantText · Plus
Acquisitions by resolution of board of directors meeting (text)FilingDateInstantText · Plus
Acquisitions not based on resolution of shareholders meeting or board of directors meeting (text)FilingDateInstantText · Plus
Disposals or holding of acquired treasury shares (text)FilingDateInstantText · Plus
Dividend policy (text)FilingDateInstantText · Plus
Date of resolution dividends of surplusFilingDateInstant_Row1Member2022-11-11
Resolution dividends of surplusFilingDateInstant_Row1Member
Original text (Japanese)取締役会決議
Date of resolution dividends of surplusFilingDateInstant_Row2Member2023-06-27
Resolution dividends of surplusFilingDateInstant_Row2Member
Original text (Japanese)定時株主総会決議(予定)
Overview of corporate governance (text)FilingDateInstantText · Plus
Corporate governance company with corporate auditors (text)FilingDateInstantText · Plus
Information about officers (text)FilingDateInstantText · Plus
Official title or position information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03575-000TakahashiShojiroMember
Original text (Japanese)取締役頭取代表取締役
Name information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03575-000TakahashiShojiroMember
Original text (Japanese)高 橋 祥二郎
Date of birth information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03575-000TakahashiShojiroMember1956-08-20
Career summary information about directors and corporate auditors (text)FilingDateInstant_jpcrp030000-asr_E03575-000TakahashiShojiroMemberText · Plus
Term of office information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03575-000TakahashiShojiroMember
Original text (Japanese)2021年6月から2年
Official title or position information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03575-000KubotaShinyaMember
Original text (Japanese)専務取締役代表取締役
Name information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03575-000KubotaShinyaMember
Original text (Japanese)久保田 真 也
Date of birth information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03575-000KubotaShinyaMember1962-12-02
Career summary information about directors and corporate auditors (text)FilingDateInstant_jpcrp030000-asr_E03575-000KubotaShinyaMemberText · Plus
Term of office information about directors and corporate auditorsFilingDateInstant_jpcrp030000-asr_E03575-000KubotaShinyaMember
Original text (Japanese)同上

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 20 of 20 passed
balance sheet identityconsolidated 2022-03-31pass
balance sheet identityconsolidated 2023-03-31pass
balance sheet identitynon_consolidated 2022-03-31pass
balance sheet identitynon_consolidated 2023-03-31pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2021-03-31pass
statement vs summary · net assetsconsolidated 2022-03-31pass
statement vs summary · net assetsconsolidated 2023-03-31pass
statement vs summary · net assetsnon_consolidated 2021-03-31pass
statement vs summary · net assetsnon_consolidated 2022-03-31pass
statement vs summary · net assetsnon_consolidated 2023-03-31pass
statement vs summary · net income attributable to parentconsolidated 2021-04-01/2022-03-31pass
statement vs summary · net income attributable to parentconsolidated 2022-04-01/2023-03-31pass
statement vs summary · operating cash flowconsolidated 2021-04-01/2022-03-31pass
statement vs summary · operating cash flowconsolidated 2022-04-01/2023-03-31pass
statement vs summary · total assetsconsolidated 2022-03-31pass
statement vs summary · total assetsconsolidated 2023-03-31pass
statement vs summary · total assetsnon_consolidated 2022-03-31pass
statement vs summary · total assetsnon_consolidated 2023-03-31pass