Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-19
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 111
MetricValuePeriodScopeSource row
Ordinary income¥987m2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥1.3bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥769m2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥788m2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income−¥382m2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥975m2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥769m2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥629m2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥954m2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥537m2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥632m2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)−¥218m2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥633m2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥549m2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥575.4bnat 2025-09-30Cons.Assets
Total assets¥548.4bnat 2025-03-31Cons.Assets
Total assets¥559.7bnat 2024-09-30Cons.Assets
Total assets¥552.2bnat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥570.9bnat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥544.1bnat 2025-09-30Cons.Liabilities
Total liabilities¥519.1bnat 2025-03-31Cons.Liabilities
Total liabilities¥529.2bnat 2024-09-30Cons.Liabilities
Net assets / equity¥31.4bnat 2025-09-30Cons.Net assets
Net assets / equity¥29.4bnat 2025-03-31Cons.Net assets
Net assets / equity¥30.5bnat 2024-09-30Cons.Net assets
Net assets / equity¥31.3bnat 2024-03-31vCons.Net assets
Net assets / equity¥29.8bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥47.0bnat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥29.8bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥38.7bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥32.4bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥48.6bnat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow¥25.9bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥4.0bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥9.5bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥2.6bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥17.4bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥8.6bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥1.9bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥3.0bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥972m2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow¥2.2bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥136m2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥454m2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥136m2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥272m2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥136m2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥118.162025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥177.352024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥99.152024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥116.682023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥-40.352023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥5,705.6at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥5,339.53at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥5,462.19at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥5,613.08at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥5,341.27at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio5.2%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.1%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio5.2%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio5.5%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio5.0%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees339at 2025-09-30Cons.Number of employees
Employees337at 2025-03-31Cons.Number of employees
Employees346at 2024-09-30Cons.Number of employees
Employees332at 2024-03-31vCons.Number of employees
Employees344at 2023-09-30dCons.Number of employees
Ordinary income¥973m2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥1.2bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥732m2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥744m2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income−¥415m2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥961m2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥732m2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥627m2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥920m2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥523m2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥609m2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income−¥234m2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥571.8bnat 2025-09-30StandaloneAssets
Total assets¥544.7bnat 2025-03-31StandaloneAssets
Total assets¥556.1bnat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥548.4bnat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥567.4bnat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥542.5bnat 2025-09-30StandaloneLiabilities
Total liabilities¥517.5bnat 2025-03-31StandaloneLiabilities
Net assets / equity¥29.2bnat 2025-09-30StandaloneNet assets
Net assets / equity¥27.2bnat 2025-03-31StandaloneNet assets
Net assets / equity¥28.4bnat 2024-09-30StandaloneNet assets
Net assets / equity¥29.2bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥27.9bnat 2023-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥252025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥502024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥252024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥502023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥252023-04-01 → 2023-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio5.1%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio4.9%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.1%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio5.3%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio4.9%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued5,444,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued5,444,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued5,444,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued5,444,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued5,444,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees333at 2025-09-30StandaloneNumber of employees
Employees331at 2025-03-31StandaloneNumber of employees
Employees341at 2024-09-30StandaloneNumber of employees
Employees327at 2024-03-31vStandaloneNumber of employees
Employees339at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 66
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2025-09-30¥12m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥5m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-09-30¥678m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2025-09-30¥9m
Reconciling Itemsreconcilingdepreciation2025-04-01 → 2025-09-30¥8m
Reconciling Itemsreconcilingrevenue external2025-04-01 → 2025-09-30−¥10m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥21m
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥2.4bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2025-09-30−¥3m
Bankingreportable segmentcapex2025-04-01 → 2025-09-30¥346m
Bankingreportable segmentdepreciation2025-04-01 → 2025-09-30¥231m
Bankingreportable segmentrevenue external2025-04-01 → 2025-09-30¥5.2bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥12m
Bankingreportable segmentsegment assetsat 2025-09-30¥571.8bn
Bankingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥973m
Leasingreportable segmentcapex2025-04-01 → 2025-09-30¥0
Leasingreportable segmentdepreciation2025-04-01 → 2025-09-30¥1m
Leasingreportable segmentrevenue external2025-04-01 → 2025-09-30¥918m
Leasingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥3m
Leasingreportable segmentsegment assetsat 2025-09-30¥5.4bn
Leasingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥8m
—segment totalcapex2025-04-01 → 2025-09-30¥347m
—segment totaldepreciation2025-04-01 → 2025-09-30¥232m
—segment totalrevenue external2025-04-01 → 2025-09-30¥6.1bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥15m
—segment totalsegment assetsat 2025-09-30¥577.2bn
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥981m
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2025-09-30¥347m
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2025-09-30¥232m
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2025-09-30¥6.1bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2025-09-30¥21m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥577.9bn
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30¥990m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2024-09-30¥0
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥18m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥5m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥663m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30¥16m
Reconciling Itemsreconcilingdepreciation2024-04-01 → 2024-09-30¥5m
Reconciling Itemsreconcilingrevenue external2024-04-01 → 2024-09-30−¥5m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥18m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥1.9bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30−¥1m
Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥112m
Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥235m
Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥3.7bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥8m
Bankingreportable segmentsegment assetsat 2024-09-30¥556.1bn
Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥732m
Leasingreportable segmentdepreciation2024-04-01 → 2024-09-30¥5m
Leasingreportable segmentrevenue external2024-04-01 → 2024-09-30¥835m
Leasingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥3m
Leasingreportable segmentsegment assetsat 2024-09-30¥4.8bn
Leasingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥22m
—segment totalcapex2024-04-01 → 2024-09-30¥112m
—segment totaldepreciation2024-04-01 → 2024-09-30¥240m
—segment totalrevenue external2024-04-01 → 2024-09-30¥4.5bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥12m
—segment totalsegment assetsat 2024-09-30¥561.0bn
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥755m
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥112m
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥241m
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥4.6bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥18m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥561.6bn
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥771m

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,113
ItemContextValueUnit
Proceeds from fund management ope cfbnkInterimDuration3098000000JPY
Payments for finance ope cfbnkPrior1InterimDuration-47000000JPY
Payments for finance ope cfbnkInterimDuration-348000000JPY
Other net ope cfPrior1InterimDuration2276000000JPY
Other net ope cfInterimDuration570000000JPY
Subtotal ope cfPrior1InterimDuration9309000000JPY
Subtotal ope cfInterimDuration26081000000JPY
Income taxes paid refund ope cfPrior1InterimDuration162000000JPY
Income taxes paid refund ope cfInterimDuration-194000000JPY
Net cash provided by used in operating activitiesPrior1InterimDuration9471000000JPY
Net cash provided by used in operating activitiesInterimDuration25887000000JPY
Purchase of securities inv cfbnkPrior1InterimDuration-8193000000JPY
Purchase of securities inv cfbnkInterimDuration-20977000000JPY
Proceeds from sales of securities inv cfbnkPrior1InterimDuration317000000JPY
Proceeds from sales of securities inv cfbnkInterimDuration4714000000JPY
Proceeds from redemption of securities inv cfbnkPrior1InterimDuration4947000000JPY
Proceeds from redemption of securities inv cfbnkInterimDuration8054000000JPY
Purchase of property plant and equipment inv cfPrior1InterimDuration-85000000JPY
Purchase of property plant and equipment inv cfInterimDuration-248000000JPY
Purchase of intangible assets inv cfPrior1InterimDuration-27000000JPY
Purchase of intangible assets inv cfInterimDuration-98000000JPY
Net cash provided by used in investment activitiesPrior1InterimDuration-3041000000JPY
Net cash provided by used in investment activitiesInterimDuration-8555000000JPY
Cash dividends paid fin cfPrior1InterimDuration-135000000JPY
Cash dividends paid fin cfInterimDuration-133000000JPY
Dividends paid to non controlling interests fin cfPrior1InterimDuration-1000000JPY
Dividends paid to non controlling interests fin cfInterimDuration-1000000JPY
Purchase of treasury stock fin cfPrior1InterimDuration-0JPY
Purchase of treasury stock fin cfInterimDuration-1000000JPY
Net cash provided by used in financing activitiesPrior1InterimDuration-136000000JPY
Net cash provided by used in financing activitiesInterimDuration-136000000JPY
Effect of exchange rate change on cash and cash equivalentsPrior1InterimDuration-JPY
Effect of exchange rate change on cash and cash equivalentsInterimDuration-JPY
Net increase decrease in cash and cash equivalentsPrior1InterimDuration6292000000JPY
Net increase decrease in cash and cash equivalentsInterimDuration17195000000JPY
Cash and cash equivalentsPrior2YearInstant32423000000JPY
Cash and cash equivalentsPrior1YearInstant29795000000JPY
Cash and cash equivalentsPrior1InterimInstant38715000000JPY
Cash and cash equivalentsInterimInstant46990000000JPY
Number of consolidated subsidiariesInterimInstant2
Accumulated depreciation ppe by groupPrior1YearInstant-6176000000JPY
Accumulated depreciation ppe by groupInterimInstant-6335000000JPY
Revenues from external customersPrior1InterimDuration_jpcrp040300-ssr_E03565-000BankingReportableSegmentsMember3696000000JPY
Revenues from external customersPrior1InterimDuration_jpcrp040300-ssr_E03565-000LeasingReportableSegmentsMember835000000JPY
Revenues from external customersPrior1InterimDuration_ReportableSegmentsMember4532000000JPY
Revenues from external customersPrior1InterimDuration_OperatingSegmentsNotIncludedInReportableSegmentsAndOtherRevenueGeneratingBusinessActivitiesMember18000000JPY
Revenues from external customersPrior1InterimDuration_TotalOfReportableSegmentsAndOthersMember4551000000JPY
Revenues from external customersPrior1InterimDuration_ReconcilingItemsMember-5000000JPY
Revenues from external customersPrior1InterimDuration4545000000JPY
Transactions with other segmentsPrior1InterimDuration_jpcrp040300-ssr_E03565-000BankingReportableSegmentsMember8000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2024-09-30pass rounding
balance sheet identityconsolidated 2025-03-31pass
balance sheet identityconsolidated 2025-09-30pass
balance sheet identitynon_consolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2025-09-30pass rounding
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass