Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-27
StandardJapan GAAP
ConsolidatedYes
Data checks24 of 24 passed
Key figures · 116
MetricValuePeriodScopeSource row
Ordinary income¥41.9bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥63.8bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥26.7bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥35.2bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥17.1bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥41.9bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥27.1bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥29.8bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥48.0bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥19.5bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥37.1bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥26.5bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥29.9bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥19.6bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥13.51Tat 2025-09-30Cons.Assets
Total assets¥13.52Tat 2025-03-31Cons.Assets
Total assets¥13.87Tat 2024-09-30Cons.Assets
Total assets¥14.83Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥14.67Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥12.47Tat 2025-09-30Cons.Liabilities
Total liabilities¥12.55Tat 2025-03-31Cons.Liabilities
Total liabilities¥12.79Tat 2024-09-30Cons.Liabilities
Net assets / equity¥1.04Tat 2025-09-30Cons.Net assets
Net assets / equity¥967.7bnat 2025-03-31Cons.Net assets
Net assets / equity¥1.08Tat 2024-09-30Cons.Net assets
Net assets / equity¥1.12Tat 2024-03-31vCons.Net assets
Net assets / equity¥970.0bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥2.89Tat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥3.00Tat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥2.96Tat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥3.68Tat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥3.84Tat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥117.4bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥639.5bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥584.8bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow¥455.0bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow¥396.1bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow¥23.6bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥7.5bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥127.3bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥335.3bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥126.5bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥19.3bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥33.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥12.0bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥19.6bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥7.3bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥64.752025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥101.232024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥40.642024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥76.372023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥54.452023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
EPS (diluted)¥64.712025-04-01 → 2025-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥101.162024-04-01 → 2025-03-31Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥40.612024-04-01 → 2024-09-30Cons.Diluted earnings per share (5-year summary)
EPS (diluted)¥76.312023-04-01 → 2024-03-31vCons.Diluted earnings per share (5-year summary)
EPS (diluted)¥54.42023-04-01 → 2023-09-30dCons.Diluted earnings per share (5-year summary)
Net assets per share¥2,269.62at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥2,087.32at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥2,261.5at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥2,309.8at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,965.72at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio7.7%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio7.1%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio7.8%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio7.5%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio6.6%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees4,180at 2025-09-30Cons.Number of employees
Employees4,121at 2025-03-31Cons.Number of employees
Employees4,207at 2024-09-30Cons.Number of employees
Employees4,140at 2024-03-31vCons.Number of employees
Employees4,214at 2023-09-30dCons.Number of employees
Ordinary income¥39.1bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥59.9bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥23.3bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥36.2bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥14.9bn2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥39.1bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥23.7bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥27.9bn2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥46.0bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥17.0bn2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥27.2bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥11.0bn2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥12.58Tat 2025-09-30StandaloneAssets
Total assets¥12.53Tat 2025-03-31StandaloneAssets
Total assets¥12.80Tat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥13.71Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥13.49Tat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥11.63Tat 2025-09-30StandaloneLiabilities
Total liabilities¥11.66Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥944.9bnat 2025-09-30StandaloneNet assets
Net assets / equity¥872.6bnat 2025-03-31StandaloneNet assets
Net assets / equity¥979.8bnat 2024-09-30StandaloneNet assets
Net assets / equity¥1.01Tat 2024-03-31vStandaloneNet assets
Net assets / equity¥878.4bnat 2023-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥202025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥422024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥132024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥242023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥102023-04-01 → 2023-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio7.5%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio7.0%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio7.6%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio7.4%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio6.5%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued493,767,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued493,767,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued513,767,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued513,767,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued513,767,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees3,551at 2025-09-30StandaloneNumber of employees
Employees3,482at 2025-03-31StandaloneNumber of employees
Employees3,309at 2024-09-30StandaloneNumber of employees
Employees3,195at 2024-03-31vStandaloneNumber of employees
Employees3,036at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 66
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2025-04-01 → 2025-09-30¥208m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2025-04-01 → 2025-09-30¥17m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2025-09-30¥1.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥23m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-09-30¥32.2bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2025-09-30¥203m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥688m
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥89.6bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2025-09-30−¥11m
Bankingreportable segmentcapex2025-04-01 → 2025-09-30¥2.0bn
Bankingreportable segmentdepreciation2025-04-01 → 2025-09-30¥1.9bn
Bankingreportable segmentrevenue external2025-04-01 → 2025-09-30¥115.3bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥352m
Bankingreportable segmentsegment assetsat 2025-09-30¥13.44T
Bankingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥40.4bn
Leasingreportable segmentcapex2025-04-01 → 2025-09-30¥2.2bn
Leasingreportable segmentdepreciation2025-04-01 → 2025-09-30¥1.1bn
Leasingreportable segmentrevenue external2025-04-01 → 2025-09-30¥19.5bn
Leasingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥312m
Leasingreportable segmentsegment assetsat 2025-09-30¥134.4bn
Leasingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥1.3bn
—segment totalcapex2025-04-01 → 2025-09-30¥4.3bn
—segment totaldepreciation2025-04-01 → 2025-09-30¥3.0bn
—segment totalrevenue external2025-04-01 → 2025-09-30¥134.7bn
—segment totalrevenue intersegment2025-04-01 → 2025-09-30¥664m
—segment totalsegment assetsat 2025-09-30¥13.57T
—segment totalsegment ordinary income2025-04-01 → 2025-09-30¥41.8bn
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2025-09-30¥4.5bn
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2025-09-30¥3.0bn
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2025-09-30¥136.2bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2025-09-30¥688m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥13.60T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30¥42.0bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2024-09-30¥107m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2024-09-30¥25m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥1.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥14m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥31.8bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30¥120m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥438m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥75.6bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30¥18m
Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥2.3bn
Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥2.0bn
Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥95.3bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥237m
Bankingreportable segmentsegment assetsat 2024-09-30¥13.79T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥25.3bn
Leasingreportable segmentcapex2024-04-01 → 2024-09-30¥2.2bn
Leasingreportable segmentdepreciation2024-04-01 → 2024-09-30¥1.1bn
Leasingreportable segmentrevenue external2024-04-01 → 2024-09-30¥18.4bn
Leasingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥185m
Leasingreportable segmentsegment assetsat 2024-09-30¥124.2bn
Leasingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥1.3bn
—segment totalcapex2024-04-01 → 2024-09-30¥4.5bn
—segment totaldepreciation2024-04-01 → 2024-09-30¥3.0bn
—segment totalrevenue external2024-04-01 → 2024-09-30¥113.7bn
—segment totalrevenue intersegment2024-04-01 → 2024-09-30¥423m
—segment totalsegment assetsat 2024-09-30¥13.92T
—segment totalsegment ordinary income2024-04-01 → 2024-09-30¥26.6bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥4.6bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥3.1bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥115.1bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥438m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥13.95T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥26.7bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,311
ItemContextValueUnit
LiabilitiesPrior1YearInstant12547657000000JPY
LiabilitiesInterimInstant12471469000000JPY
Capital stockPrior1YearInstant52243000000JPY
Capital stockInterimInstant52243000000JPY
Capital surplusPrior1YearInstant56960000000JPY
Capital surplusInterimInstant57233000000JPY
Retained earningsPrior1YearInstant579909000000JPY
Retained earningsInterimInstant596283000000JPY
Treasury stockPrior1YearInstant-25397000000JPY
Treasury stockInterimInstant-31339000000JPY
Shareholders equityPrior1YearInstant663715000000JPY
Shareholders equityInterimInstant674421000000JPY
Valuation difference on available for sale securitiesPrior1YearInstant229750000000JPY
Valuation difference on available for sale securitiesInterimInstant275938000000JPY
Deferred gains or losses on hedgesPrior1YearInstant51676000000JPY
Deferred gains or losses on hedgesInterimInstant69315000000JPY
Remeasurements of defined benefit plansPrior1YearInstant18218000000JPY
Remeasurements of defined benefit plansInterimInstant17463000000JPY
Valuation and translation adjustmentsPrior1YearInstant299645000000JPY
Valuation and translation adjustmentsInterimInstant362718000000JPY
Subscription rights to sharesPrior1YearInstant150000000JPY
Subscription rights to sharesInterimInstant114000000JPY
Non controlling interestsPrior1YearInstant4147000000JPY
Non controlling interestsInterimInstant3868000000JPY
Net assetsPrior1YearInstant967658000000JPY
Net assetsInterimInstant1041123000000JPY
Liabilities and net assetsPrior1YearInstant13515316000000JPY
Liabilities and net assetsInterimInstant13512592000000JPY
Ordinary income bnkPrior1InterimDuration115069000000JPY
Ordinary income bnkInterimDuration136173000000JPY
Interest income oibnkPrior1InterimDuration71742000000JPY
Interest income oibnkInterimDuration84631000000JPY
Interest on loans and discounts oibnkPrior1InterimDuration35125000000JPY
Interest on loans and discounts oibnkInterimDuration41483000000JPY
Interest and dividends on securities oibnkPrior1InterimDuration32235000000JPY
Interest and dividends on securities oibnkInterimDuration34222000000JPY
Trust fees bnkPrior1InterimDuration5000000JPY
Trust fees bnkInterimDuration5000000JPY
Fees and commissions oibnkPrior1InterimDuration12631000000JPY
Fees and commissions oibnkInterimDuration14642000000JPY
Trading income oibnkPrior1InterimDuration122000000JPY
Trading income oibnkInterimDuration240000000JPY
Other ordinary income oibnkPrior1InterimDuration20941000000JPY
Other ordinary income oibnkInterimDuration25160000000JPY
Other income oibnkPrior1InterimDuration9625000000JPY
Other income oibnkInterimDuration11492000000JPY
Ordinary expenses bnkPrior1InterimDuration88353000000JPY
Ordinary expenses bnkInterimDuration94226000000JPY
Interest expenses oebnkPrior1InterimDuration21365000000JPY
Interest expenses oebnkInterimDuration26070000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 24 of 24 passed
balance sheet identityconsolidated 2024-09-30pass rounding
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2025-09-30pass
balance sheet identitynon_consolidated 2025-03-31pass
balance sheet identitynon_consolidated 2025-09-30pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass