Half-year report · HY
8358.TEDINET S100X5ZC
Period2025-04-01 → 2025-09-30
Filed2025-11-21
StandardJapan GAAP
ConsolidatedYes
Data checks23 of 23 passed
Key figures · 110
| Metric | Value | Period | Scope | Source row |
|---|---|---|---|---|
| Ordinary income | ¥16.7bn | 2025-04-01 → 2025-09-30 | Cons. | Ordinary income |
| Ordinary income | ¥26.2bn | 2024-04-01 → 2025-03-31 | Cons. | Ordinary income loss (5-year summary) |
| Ordinary income | ¥13.0bn | 2024-04-01 → 2024-09-30 | Cons. | Ordinary income |
| Ordinary income | ¥20.6bn | 2023-04-01 → 2024-03-31v | Cons. | Ordinary income loss (5-year summary) |
| Ordinary income | ¥12.9bn | 2023-04-01 → 2023-09-30d | Cons. | Ordinary income loss (5-year summary) |
| Profit before tax | ¥16.5bn | 2025-04-01 → 2025-09-30 | Cons. | Income before income taxes |
| Profit before tax | ¥13.2bn | 2024-04-01 → 2024-09-30 | Cons. | Income before income taxes |
| Net income (owners) | ¥15.8bn | 2025-04-01 → 2025-09-30 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥20.2bn | 2024-04-01 → 2025-03-31 | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income (owners) | ¥11.1bn | 2024-04-01 → 2024-09-30 | Cons. | Profit loss attributable to owners of parent |
| Net income (owners) | ¥15.4bn | 2023-04-01 → 2024-03-31v | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income (owners) | ¥9.6bn | 2023-04-01 → 2023-09-30d | Cons. | Profit loss attributable to owners of parent (5-year summary) |
| Net income | ¥15.8bn | 2025-04-01 → 2025-09-30 | Cons. | Profit loss |
| Net income | ¥11.1bn | 2024-04-01 → 2024-09-30 | Cons. | Profit loss |
| Total assets | ¥3.43T | at 2025-09-30 | Cons. | Assets |
| Total assets | ¥3.46T | at 2025-03-31 | Cons. | Assets |
| Total assets | ¥3.44T | at 2024-09-30 | Cons. | Assets |
| Total assets | ¥3.56T | at 2024-03-31v | Cons. | Total assets (5-year summary) |
| Total assets | ¥3.57T | at 2023-09-30d | Cons. | Total assets (5-year summary) |
| Total liabilities | ¥3.13T | at 2025-09-30 | Cons. | Liabilities |
| Total liabilities | ¥3.17T | at 2025-03-31 | Cons. | Liabilities |
| Net assets / equity | ¥303.1bn | at 2025-09-30 | Cons. | Net assets |
| Net assets / equity | ¥295.8bn | at 2025-03-31 | Cons. | Net assets |
| Net assets / equity | ¥297.2bn | at 2024-09-30 | Cons. | Net assets |
| Net assets / equity | ¥295.1bn | at 2024-03-31v | Cons. | Net assets |
| Net assets / equity | ¥294.3bn | at 2023-09-30d | Cons. | Net assets (5-year summary) |
| Cash & equivalents | ¥472.5bn | at 2025-09-30 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥684.5bn | at 2025-03-31 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥752.9bn | at 2024-09-30 | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥965.3bn | at 2024-03-31v | Cons. | Cash and cash equivalents |
| Cash & equivalents | ¥916.6bn | at 2023-09-30d | Cons. | Cash and cash equivalents (5-year summary) |
| Operating cash flow | −¥148.9bn | 2025-04-01 → 2025-09-30 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | −¥208.5bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Operating cash flow | −¥161.9bn | 2024-04-01 → 2024-09-30 | Cons. | Net cash provided by used in operating activities |
| Operating cash flow | −¥93.1bn | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Operating cash flow | −¥71.9bn | 2023-04-01 → 2023-09-30d | Cons. | Net cash provided by used in operating activities (5-year summary) |
| Investing cash flow | −¥47.7bn | 2025-04-01 → 2025-09-30 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | −¥56.4bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Investing cash flow | −¥41.4bn | 2024-04-01 → 2024-09-30 | Cons. | Net cash provided by used in investment activities |
| Investing cash flow | ¥45.1bn | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Investing cash flow | −¥45.5bn | 2023-04-01 → 2023-09-30d | Cons. | Net cash provided by used in investing activities (5-year summary) |
| Financing cash flow | −¥15.4bn | 2025-04-01 → 2025-09-30 | Cons. | Net cash provided by used in financing activities |
| Financing cash flow | −¥15.9bn | 2024-04-01 → 2025-03-31 | Cons. | Net cash provided by used in financing activities (5-year summary) |
| Financing cash flow | −¥9.2bn | 2024-04-01 → 2024-09-30 | Cons. | Net cash provided by used in financing activities |
| Financing cash flow | −¥8.3bn | 2023-04-01 → 2024-03-31v | Cons. | Net cash provided by used in financing activities (5-year summary) |
| Financing cash flow | ¥12.5bn | 2023-04-01 → 2023-09-30d | Cons. | Net cash provided by used in financing activities (5-year summary) |
| EPS (basic) | ¥88.57 | 2025-04-01 → 2025-09-30 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥106.84 | 2024-04-01 → 2025-03-31 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥57.91 | 2024-04-01 → 2024-09-30 | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥75.44 | 2023-04-01 → 2024-03-31v | Cons. | Basic earnings loss per share (5-year summary) |
| EPS (basic) | ¥46.8 | 2023-04-01 → 2023-09-30d | Cons. | Basic earnings loss per share (5-year summary) |
| Net assets per share | ¥1,745.16 | at 2025-09-30 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,609.96 | at 2025-03-31 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,591.02 | at 2024-09-30 | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,532.15 | at 2024-03-31v | Cons. | Net assets per share (5-year summary) |
| Net assets per share | ¥1,345.88 | at 2023-09-30d | Cons. | Net assets per share (5-year summary) |
| Equity ratio | 8.8% | at 2025-09-30 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 8.5% | at 2025-03-31 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 8.6% | at 2024-09-30 | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 8.2% | at 2024-03-31v | Cons. | Equity to asset ratio (5-year summary) |
| Equity ratio | 8.2% | at 2023-09-30d | Cons. | Equity to asset ratio (5-year summary) |
| Employees | 1,415 | at 2025-09-30 | Cons. | Number of employees |
| Employees | 1,405 | at 2025-03-31 | Cons. | Number of employees |
| Employees | 1,435 | at 2024-09-30 | Cons. | Number of employees |
| Employees | 1,449 | at 2024-03-31v | Cons. | Number of employees |
| Employees | 1,490 | at 2023-09-30d | Cons. | Number of employees |
| Ordinary income | ¥16.4bn | 2025-04-01 → 2025-09-30 | Standalone | Ordinary income |
| Ordinary income | ¥25.6bn | 2024-04-01 → 2025-03-31 | Standalone | Ordinary income loss (5-year summary) |
| Ordinary income | ¥12.9bn | 2024-04-01 → 2024-09-30 | Standalone | Ordinary income |
| Ordinary income | ¥20.2bn | 2023-04-01 → 2024-03-31v | Standalone | Ordinary income loss (5-year summary) |
| Ordinary income | ¥12.6bn | 2023-04-01 → 2023-09-30d | Standalone | Ordinary income loss (5-year summary) |
| Profit before tax | ¥16.6bn | 2025-04-01 → 2025-09-30 | Standalone | Income before income taxes |
| Profit before tax | ¥13.1bn | 2024-04-01 → 2024-09-30 | Standalone | Income before income taxes |
| Net income | ¥15.7bn | 2025-04-01 → 2025-09-30 | Standalone | Profit loss |
| Net income | ¥19.8bn | 2024-04-01 → 2025-03-31 | Standalone | Net income loss (5-year summary) |
| Net income | ¥11.0bn | 2024-04-01 → 2024-09-30 | Standalone | Profit loss |
| Net income | ¥15.0bn | 2023-04-01 → 2024-03-31v | Standalone | Net income loss (5-year summary) |
| Net income | ¥9.3bn | 2023-04-01 → 2023-09-30d | Standalone | Net income loss (5-year summary) |
| Total assets | ¥3.41T | at 2025-09-30 | Standalone | Assets |
| Total assets | ¥3.44T | at 2025-03-31 | Standalone | Assets |
| Total assets | ¥3.42T | at 2024-09-30 | Standalone | Total assets (5-year summary) |
| Total assets | ¥3.54T | at 2024-03-31v | Standalone | Total assets (5-year summary) |
| Total assets | ¥3.55T | at 2023-09-30d | Standalone | Total assets (5-year summary) |
| Total liabilities | ¥3.13T | at 2025-09-30 | Standalone | Liabilities |
| Total liabilities | ¥3.16T | at 2025-03-31 | Standalone | Liabilities |
| Net assets / equity | ¥287.5bn | at 2025-09-30 | Standalone | Net assets |
| Net assets / equity | ¥280.5bn | at 2025-03-31 | Standalone | Net assets |
| Net assets / equity | ¥280.2bn | at 2024-09-30 | Standalone | Net assets |
| Net assets / equity | ¥277.8bn | at 2024-03-31v | Standalone | Net assets |
| Net assets / equity | ¥278.3bn | at 2023-09-30d | Standalone | Net assets (5-year summary) |
| Dividend per share | ¥22 | 2025-04-01 → 2025-09-30 | Standalone | Dividend paid per share (5-year summary) |
| Dividend per share | ¥29 | 2024-04-01 → 2025-03-31 | Standalone | Dividend paid per share (5-year summary) |
| Dividend per share | ¥14.5 | 2024-04-01 → 2024-09-30 | Standalone | Dividend paid per share (5-year summary) |
| Dividend per share | ¥21 | 2023-04-01 → 2024-03-31v | Standalone | Dividend paid per share (5-year summary) |
| Dividend per share | ¥7 | 2023-04-01 → 2023-09-30d | Standalone | Dividend paid per share (5-year summary) |
| Equity ratio | 8.4% | at 2025-09-30 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 8.1% | at 2025-03-31 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 8.1% | at 2024-09-30 | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 7.8% | at 2024-03-31v | Standalone | Equity to asset ratio (5-year summary) |
| Equity ratio | 7.8% | at 2023-09-30d | Standalone | Equity to asset ratio (5-year summary) |
| Shares issued | 197,139,000 | at 2025-09-30 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 197,139,000 | at 2025-03-31 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 197,139,000 | at 2024-09-30 | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 232,139,000 | at 2024-03-31v | Standalone | Total number of issued shares (5-year summary) |
| Shares issued | 232,139,000 | at 2023-09-30d | Standalone | Total number of issued shares (5-year summary) |
| Employees | 1,186 | at 2025-09-30 | Standalone | Number of employees |
| Employees | 1,172 | at 2025-03-31 | Standalone | Number of employees |
| Employees | 1,195 | at 2024-09-30 | Standalone | Number of employees |
| Employees | 1,209 | at 2024-03-31v | Standalone | Number of employees |
| Employees | 1,244 | at 2023-09-30d | Standalone | Number of employees |
Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.
Segments · 43
| Segment | Item | Period | Value |
|---|---|---|---|
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | capex | 2025-04-01 → 2025-09-30 | ¥104m |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | depreciation | 2025-04-01 → 2025-09-30 | ¥86m |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue external | 2025-04-01 → 2025-09-30 | ¥4.5bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue intersegment | 2025-04-01 → 2025-09-30 | ¥438m |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | segment assets | at 2025-09-30 | ¥46.5bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | segment ordinary income | 2025-04-01 → 2025-09-30 | ¥432m |
| Reconciling Itemsreconciling | revenue external | 2025-04-01 → 2025-09-30 | −¥248m |
| Reconciling Itemsreconciling | revenue intersegment | 2025-04-01 → 2025-09-30 | −¥541m |
| Reconciling Itemsreconciling | segment assets | at 2025-09-30 | −¥27.6bn |
| Reconciling Itemsreconciling | segment ordinary income | 2025-04-01 → 2025-09-30 | −¥57m |
| Bankingreportable segment | capex | 2025-04-01 → 2025-09-30 | ¥1.0bn |
| Bankingreportable segment | depreciation | 2025-04-01 → 2025-09-30 | ¥1.9bn |
| Bankingreportable segment | revenue external | 2025-04-01 → 2025-09-30 | ¥48.1bn |
| Bankingreportable segment | revenue intersegment | 2025-04-01 → 2025-09-30 | ¥102m |
| Bankingreportable segment | segment assets | at 2025-09-30 | ¥3.41T |
| Bankingreportable segment | segment ordinary income | 2025-04-01 → 2025-09-30 | ¥16.4bn |
| Total Of Reportable Segments And Otherssegment total | capex | 2025-04-01 → 2025-09-30 | ¥1.1bn |
| Total Of Reportable Segments And Otherssegment total | depreciation | 2025-04-01 → 2025-09-30 | ¥2.0bn |
| Total Of Reportable Segments And Otherssegment total | revenue external | 2025-04-01 → 2025-09-30 | ¥52.6bn |
| Total Of Reportable Segments And Otherssegment total | revenue intersegment | 2025-04-01 → 2025-09-30 | ¥541m |
| Total Of Reportable Segments And Otherssegment total | segment assets | at 2025-09-30 | ¥3.46T |
| Total Of Reportable Segments And Otherssegment total | segment ordinary income | 2025-04-01 → 2025-09-30 | ¥16.8bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | capex | 2024-04-01 → 2024-09-30 | ¥110m |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | depreciation | 2024-04-01 → 2024-09-30 | ¥103m |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue external | 2024-04-01 → 2024-09-30 | ¥4.1bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | revenue intersegment | 2024-04-01 → 2024-09-30 | ¥496m |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | segment assets | at 2024-09-30 | ¥41.4bn |
| Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segments | segment ordinary income | 2024-04-01 → 2024-09-30 | ¥165m |
| Reconciling Itemsreconciling | revenue intersegment | 2024-04-01 → 2024-09-30 | −¥564m |
| Reconciling Itemsreconciling | segment assets | at 2024-09-30 | −¥21.9bn |
| Reconciling Itemsreconciling | segment ordinary income | 2024-04-01 → 2024-09-30 | −¥78m |
| Bankingreportable segment | capex | 2024-04-01 → 2024-09-30 | ¥982m |
| Bankingreportable segment | depreciation | 2024-04-01 → 2024-09-30 | ¥2.3bn |
| Bankingreportable segment | revenue external | 2024-04-01 → 2024-09-30 | ¥38.5bn |
| Bankingreportable segment | revenue intersegment | 2024-04-01 → 2024-09-30 | ¥68m |
| Bankingreportable segment | segment assets | at 2024-09-30 | ¥3.42T |
| Bankingreportable segment | segment ordinary income | 2024-04-01 → 2024-09-30 | ¥12.9bn |
| Total Of Reportable Segments And Otherssegment total | capex | 2024-04-01 → 2024-09-30 | ¥1.1bn |
| Total Of Reportable Segments And Otherssegment total | depreciation | 2024-04-01 → 2024-09-30 | ¥2.4bn |
| Total Of Reportable Segments And Otherssegment total | revenue external | 2024-04-01 → 2024-09-30 | ¥42.6bn |
| Total Of Reportable Segments And Otherssegment total | revenue intersegment | 2024-04-01 → 2024-09-30 | ¥564m |
| Total Of Reportable Segments And Otherssegment total | segment assets | at 2024-09-30 | ¥3.47T |
| Total Of Reportable Segments And Otherssegment total | segment ordinary income | 2024-04-01 → 2024-09-30 | ¥13.0bn |
Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.
All source rows · 1,131
| Item | Context | Value | Unit |
|---|---|---|---|
| Information for each of main customers (text) | Prior1InterimDuration | Text · Plus | |
| Information for each product or service (text) | InterimDuration | Text · Plus | |
| Revenues from external customers information for each region (text) | InterimDuration | Text · Plus | |
| Property plant and equipment information for each region (text) | InterimDuration | Text · Plus | |
| Information for each of main customers (text) | InterimDuration | Text · Plus | |
| Description of amortization of goodwill or unamortized balance of goodwill not allocated to reportable segments | Prior1InterimDuration | Original text (Japanese)(注) その他の金額は、貸金業務を行う連結子会社に係る金額であります。 | |
| Description of amortization of goodwill or unamortized balance of goodwill not allocated to reportable segments | InterimDuration | Original text (Japanese)(注) その他の金額は、貸金業務を行う連結子会社に係る金額であります。 | |
| Description of factors which led to recognition of gain on bargain purchase (text) | InterimDuration | Text · Plus | |
| Notes per share information semi annual consolidated financial statements (text) | InterimDuration | Text · Plus | |
| Notes significant events after reporting period semi annual consolidated financial statements (text) | InterimDuration | Text · Plus | |
| Other information consolidated financial statements etc (text) | InterimDuration | Text · Plus | |
| Semi annual balance sheet (text) | InterimDuration | Text · Plus | |
| Semi annual statement of income (text) | InterimDuration | Text · Plus | |
| Semi annual statement of changes in equity (text) | InterimDuration | Text · Plus | |
| Notes significant accounting policies semi annual financial statements (text) | InterimDuration | Text · Plus | |
| Notes additional information semi annual financial statements (text) | InterimDuration | Text · Plus | |
| Notes regarding total amounts of shares of and or loans to affiliated entities (text) | InterimInstant_NonConsolidatedMember | Text · Plus | |
| Notes regarding loaned which borrower has right to sell or repledge (text) | InterimInstant_NonConsolidatedMember | Text · Plus | |
| Notes regarding loans based on banking act and act on emergency measures for revitalization of financial functions bnk (text) | InterimInstant_NonConsolidatedMember | Text · Plus | |
| Notes regarding bills discounted in banking industry bnk (text) | InterimInstant_NonConsolidatedMember | Text · Plus | |
| Notes regarding loan participations (text) | InterimInstant_NonConsolidatedMember | Text · Plus | |
| Notes regarding pledged assets (text) | InterimInstant_NonConsolidatedMember | Text · Plus | |
| Creditors notes regarding overdraft contracts and or loan commitments (text) | InterimInstant_NonConsolidatedMember | Text · Plus | |
| Major components of other income bnk (text) | InterimDuration_NonConsolidatedMember | Text · Plus | |
| Notes regarding amount of depreciation (text) | InterimDuration_NonConsolidatedMember | Text · Plus | |
| Major components of other expenses bnk (text) | InterimDuration_NonConsolidatedMember | Text · Plus | |
| Notes regarding significant components of extraordinary income (text) | InterimDuration_NonConsolidatedMember | Text · Plus | |
| Notes securities semi annual financial statements (text) | InterimDuration | Text · Plus | |
| Notes significant events after reporting period semi annual financial statements (text) | InterimDuration | Text · Plus | |
| Other information financial statements etc (text) | InterimDuration | Text · Plus | |
| Information about company which provides guarantee to reporting company (text) | FilingDateInstant | Text · Plus |
Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.
Data checks · 23 of 23 passed
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| statement vs summary · operating cash flow | pass |
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