Half-year report · HY

Period2025-04-01 → 2025-09-30
Filed2025-11-21
StandardJapan GAAP
ConsolidatedYes
Data checks23 of 23 passed
Key figures · 110
MetricValuePeriodScopeSource row
Ordinary income¥16.7bn2025-04-01 → 2025-09-30Cons.Ordinary income
Ordinary income¥26.2bn2024-04-01 → 2025-03-31Cons.Ordinary income loss (5-year summary)
Ordinary income¥13.0bn2024-04-01 → 2024-09-30Cons.Ordinary income
Ordinary income¥20.6bn2023-04-01 → 2024-03-31vCons.Ordinary income loss (5-year summary)
Ordinary income¥12.9bn2023-04-01 → 2023-09-30dCons.Ordinary income loss (5-year summary)
Profit before tax¥16.5bn2025-04-01 → 2025-09-30Cons.Income before income taxes
Profit before tax¥13.2bn2024-04-01 → 2024-09-30Cons.Income before income taxes
Net income (owners)¥15.8bn2025-04-01 → 2025-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥20.2bn2024-04-01 → 2025-03-31Cons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥11.1bn2024-04-01 → 2024-09-30Cons.Profit loss attributable to owners of parent
Net income (owners)¥15.4bn2023-04-01 → 2024-03-31vCons.Profit loss attributable to owners of parent (5-year summary)
Net income (owners)¥9.6bn2023-04-01 → 2023-09-30dCons.Profit loss attributable to owners of parent (5-year summary)
Net income¥15.8bn2025-04-01 → 2025-09-30Cons.Profit loss
Net income¥11.1bn2024-04-01 → 2024-09-30Cons.Profit loss
Total assets¥3.43Tat 2025-09-30Cons.Assets
Total assets¥3.46Tat 2025-03-31Cons.Assets
Total assets¥3.44Tat 2024-09-30Cons.Assets
Total assets¥3.56Tat 2024-03-31vCons.Total assets (5-year summary)
Total assets¥3.57Tat 2023-09-30dCons.Total assets (5-year summary)
Total liabilities¥3.13Tat 2025-09-30Cons.Liabilities
Total liabilities¥3.17Tat 2025-03-31Cons.Liabilities
Net assets / equity¥303.1bnat 2025-09-30Cons.Net assets
Net assets / equity¥295.8bnat 2025-03-31Cons.Net assets
Net assets / equity¥297.2bnat 2024-09-30Cons.Net assets
Net assets / equity¥295.1bnat 2024-03-31vCons.Net assets
Net assets / equity¥294.3bnat 2023-09-30dCons.Net assets (5-year summary)
Cash & equivalents¥472.5bnat 2025-09-30Cons.Cash and cash equivalents
Cash & equivalents¥684.5bnat 2025-03-31Cons.Cash and cash equivalents
Cash & equivalents¥752.9bnat 2024-09-30Cons.Cash and cash equivalents
Cash & equivalents¥965.3bnat 2024-03-31vCons.Cash and cash equivalents
Cash & equivalents¥916.6bnat 2023-09-30dCons.Cash and cash equivalents (5-year summary)
Operating cash flow−¥148.9bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥208.5bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥161.9bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in operating activities
Operating cash flow−¥93.1bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in operating activities (5-year summary)
Operating cash flow−¥71.9bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in operating activities (5-year summary)
Investing cash flow−¥47.7bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in investment activities
Investing cash flow−¥56.4bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥41.4bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in investment activities
Investing cash flow¥45.1bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in investing activities (5-year summary)
Investing cash flow−¥45.5bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in investing activities (5-year summary)
Financing cash flow−¥15.4bn2025-04-01 → 2025-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥15.9bn2024-04-01 → 2025-03-31Cons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow−¥9.2bn2024-04-01 → 2024-09-30Cons.Net cash provided by used in financing activities
Financing cash flow−¥8.3bn2023-04-01 → 2024-03-31vCons.Net cash provided by used in financing activities (5-year summary)
Financing cash flow¥12.5bn2023-04-01 → 2023-09-30dCons.Net cash provided by used in financing activities (5-year summary)
EPS (basic)¥88.572025-04-01 → 2025-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥106.842024-04-01 → 2025-03-31Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥57.912024-04-01 → 2024-09-30Cons.Basic earnings loss per share (5-year summary)
EPS (basic)¥75.442023-04-01 → 2024-03-31vCons.Basic earnings loss per share (5-year summary)
EPS (basic)¥46.82023-04-01 → 2023-09-30dCons.Basic earnings loss per share (5-year summary)
Net assets per share¥1,745.16at 2025-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,609.96at 2025-03-31Cons.Net assets per share (5-year summary)
Net assets per share¥1,591.02at 2024-09-30Cons.Net assets per share (5-year summary)
Net assets per share¥1,532.15at 2024-03-31vCons.Net assets per share (5-year summary)
Net assets per share¥1,345.88at 2023-09-30dCons.Net assets per share (5-year summary)
Equity ratio8.8%at 2025-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio8.5%at 2025-03-31Cons.Equity to asset ratio (5-year summary)
Equity ratio8.6%at 2024-09-30Cons.Equity to asset ratio (5-year summary)
Equity ratio8.2%at 2024-03-31vCons.Equity to asset ratio (5-year summary)
Equity ratio8.2%at 2023-09-30dCons.Equity to asset ratio (5-year summary)
Employees1,415at 2025-09-30Cons.Number of employees
Employees1,405at 2025-03-31Cons.Number of employees
Employees1,435at 2024-09-30Cons.Number of employees
Employees1,449at 2024-03-31vCons.Number of employees
Employees1,490at 2023-09-30dCons.Number of employees
Ordinary income¥16.4bn2025-04-01 → 2025-09-30StandaloneOrdinary income
Ordinary income¥25.6bn2024-04-01 → 2025-03-31StandaloneOrdinary income loss (5-year summary)
Ordinary income¥12.9bn2024-04-01 → 2024-09-30StandaloneOrdinary income
Ordinary income¥20.2bn2023-04-01 → 2024-03-31vStandaloneOrdinary income loss (5-year summary)
Ordinary income¥12.6bn2023-04-01 → 2023-09-30dStandaloneOrdinary income loss (5-year summary)
Profit before tax¥16.6bn2025-04-01 → 2025-09-30StandaloneIncome before income taxes
Profit before tax¥13.1bn2024-04-01 → 2024-09-30StandaloneIncome before income taxes
Net income¥15.7bn2025-04-01 → 2025-09-30StandaloneProfit loss
Net income¥19.8bn2024-04-01 → 2025-03-31StandaloneNet income loss (5-year summary)
Net income¥11.0bn2024-04-01 → 2024-09-30StandaloneProfit loss
Net income¥15.0bn2023-04-01 → 2024-03-31vStandaloneNet income loss (5-year summary)
Net income¥9.3bn2023-04-01 → 2023-09-30dStandaloneNet income loss (5-year summary)
Total assets¥3.41Tat 2025-09-30StandaloneAssets
Total assets¥3.44Tat 2025-03-31StandaloneAssets
Total assets¥3.42Tat 2024-09-30StandaloneTotal assets (5-year summary)
Total assets¥3.54Tat 2024-03-31vStandaloneTotal assets (5-year summary)
Total assets¥3.55Tat 2023-09-30dStandaloneTotal assets (5-year summary)
Total liabilities¥3.13Tat 2025-09-30StandaloneLiabilities
Total liabilities¥3.16Tat 2025-03-31StandaloneLiabilities
Net assets / equity¥287.5bnat 2025-09-30StandaloneNet assets
Net assets / equity¥280.5bnat 2025-03-31StandaloneNet assets
Net assets / equity¥280.2bnat 2024-09-30StandaloneNet assets
Net assets / equity¥277.8bnat 2024-03-31vStandaloneNet assets
Net assets / equity¥278.3bnat 2023-09-30dStandaloneNet assets (5-year summary)
Dividend per share¥222025-04-01 → 2025-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥292024-04-01 → 2025-03-31StandaloneDividend paid per share (5-year summary)
Dividend per share¥14.52024-04-01 → 2024-09-30StandaloneDividend paid per share (5-year summary)
Dividend per share¥212023-04-01 → 2024-03-31vStandaloneDividend paid per share (5-year summary)
Dividend per share¥72023-04-01 → 2023-09-30dStandaloneDividend paid per share (5-year summary)
Equity ratio8.4%at 2025-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio8.1%at 2025-03-31StandaloneEquity to asset ratio (5-year summary)
Equity ratio8.1%at 2024-09-30StandaloneEquity to asset ratio (5-year summary)
Equity ratio7.8%at 2024-03-31vStandaloneEquity to asset ratio (5-year summary)
Equity ratio7.8%at 2023-09-30dStandaloneEquity to asset ratio (5-year summary)
Shares issued197,139,000at 2025-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued197,139,000at 2025-03-31StandaloneTotal number of issued shares (5-year summary)
Shares issued197,139,000at 2024-09-30StandaloneTotal number of issued shares (5-year summary)
Shares issued232,139,000at 2024-03-31vStandaloneTotal number of issued shares (5-year summary)
Shares issued232,139,000at 2023-09-30dStandaloneTotal number of issued shares (5-year summary)
Employees1,186at 2025-09-30StandaloneNumber of employees
Employees1,172at 2025-03-31StandaloneNumber of employees
Employees1,195at 2024-09-30StandaloneNumber of employees
Employees1,209at 2024-03-31vStandaloneNumber of employees
Employees1,244at 2023-09-30dStandaloneNumber of employees

Periods use the dates stated in the filing. d = earlier-year period dated by calendar; v = that date confirmed by the company's own earlier filing.

Segments · 43
SegmentItemPeriodValue
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2025-04-01 → 2025-09-30¥104m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2025-04-01 → 2025-09-30¥86m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2025-04-01 → 2025-09-30¥4.5bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2025-04-01 → 2025-09-30¥438m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2025-09-30¥46.5bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2025-04-01 → 2025-09-30¥432m
Reconciling Itemsreconcilingrevenue external2025-04-01 → 2025-09-30−¥248m
Reconciling Itemsreconcilingrevenue intersegment2025-04-01 → 2025-09-30−¥541m
Reconciling Itemsreconcilingsegment assetsat 2025-09-30−¥27.6bn
Reconciling Itemsreconcilingsegment ordinary income2025-04-01 → 2025-09-30−¥57m
Bankingreportable segmentcapex2025-04-01 → 2025-09-30¥1.0bn
Bankingreportable segmentdepreciation2025-04-01 → 2025-09-30¥1.9bn
Bankingreportable segmentrevenue external2025-04-01 → 2025-09-30¥48.1bn
Bankingreportable segmentrevenue intersegment2025-04-01 → 2025-09-30¥102m
Bankingreportable segmentsegment assetsat 2025-09-30¥3.41T
Bankingreportable segmentsegment ordinary income2025-04-01 → 2025-09-30¥16.4bn
Total Of Reportable Segments And Otherssegment totalcapex2025-04-01 → 2025-09-30¥1.1bn
Total Of Reportable Segments And Otherssegment totaldepreciation2025-04-01 → 2025-09-30¥2.0bn
Total Of Reportable Segments And Otherssegment totalrevenue external2025-04-01 → 2025-09-30¥52.6bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2025-04-01 → 2025-09-30¥541m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2025-09-30¥3.46T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2025-04-01 → 2025-09-30¥16.8bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentscapex2024-04-01 → 2024-09-30¥110m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsdepreciation2024-04-01 → 2024-09-30¥103m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue external2024-04-01 → 2024-09-30¥4.1bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentsrevenue intersegment2024-04-01 → 2024-09-30¥496m
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment assetsat 2024-09-30¥41.4bn
Operating Segments Not Included In Reportable Segments And Other Revenue Generating Business Activitiesother segmentssegment ordinary income2024-04-01 → 2024-09-30¥165m
Reconciling Itemsreconcilingrevenue intersegment2024-04-01 → 2024-09-30−¥564m
Reconciling Itemsreconcilingsegment assetsat 2024-09-30−¥21.9bn
Reconciling Itemsreconcilingsegment ordinary income2024-04-01 → 2024-09-30−¥78m
Bankingreportable segmentcapex2024-04-01 → 2024-09-30¥982m
Bankingreportable segmentdepreciation2024-04-01 → 2024-09-30¥2.3bn
Bankingreportable segmentrevenue external2024-04-01 → 2024-09-30¥38.5bn
Bankingreportable segmentrevenue intersegment2024-04-01 → 2024-09-30¥68m
Bankingreportable segmentsegment assetsat 2024-09-30¥3.42T
Bankingreportable segmentsegment ordinary income2024-04-01 → 2024-09-30¥12.9bn
Total Of Reportable Segments And Otherssegment totalcapex2024-04-01 → 2024-09-30¥1.1bn
Total Of Reportable Segments And Otherssegment totaldepreciation2024-04-01 → 2024-09-30¥2.4bn
Total Of Reportable Segments And Otherssegment totalrevenue external2024-04-01 → 2024-09-30¥42.6bn
Total Of Reportable Segments And Otherssegment totalrevenue intersegment2024-04-01 → 2024-09-30¥564m
Total Of Reportable Segments And Otherssegment totalsegment assetsat 2024-09-30¥3.47T
Total Of Reportable Segments And Otherssegment totalsegment ordinary income2024-04-01 → 2024-09-30¥13.0bn

Segment names come from EDINET member IDs; not yet mapped to a common taxonomy.

All source rows · 1,131
ItemContextValueUnit
Impairment loss elInterimDuration_OperatingSegmentsNotIncludedInReportableSegmentsAndOtherRevenueGeneratingBusinessActivitiesMember-JPY
Impairment loss elInterimDuration_TotalOfReportableSegmentsAndOthersMember101000000JPY
Impairment loss elInterimDuration_ReconcilingItemsMember-JPY
Impairment loss elInterimDuration101000000JPY
Increase in property plant and equipment and intangible assetsInterimDuration_jpcrp040300-ssr_E03571-000BankingReportableSegmentsMember1042000000JPY
Increase in property plant and equipment and intangible assetsInterimDuration_OperatingSegmentsNotIncludedInReportableSegmentsAndOtherRevenueGeneratingBusinessActivitiesMember104000000JPY
Increase in property plant and equipment and intangible assetsInterimDuration_TotalOfReportableSegmentsAndOthersMember1146000000JPY
Increase in property plant and equipment and intangible assetsInterimDuration_ReconcilingItemsMember-JPY
Increase in property plant and equipment and intangible assetsInterimDuration1146000000JPY
Impairment loss elPrior1InterimDuration_jpcrp040300-ssr_E03571-000BankingReportableSegmentsMember243000000JPY
Impairment loss elPrior1InterimDuration_OperatingSegmentsNotIncludedInReportableSegmentsAndOtherRevenueGeneratingBusinessActivitiesMember-JPY
Impairment loss elPrior1InterimDuration243000000JPY
Impairment loss elInterimDuration_jpcrp040300-ssr_E03571-000BankingReportableSegmentsMember101000000JPY
Impairment loss elInterimDuration_OperatingSegmentsNotIncludedInReportableSegmentsAndOtherRevenueGeneratingBusinessActivitiesMember-JPY
Impairment loss elInterimDuration101000000JPY
Amortization of goodwill sgaPrior1InterimDuration_jpcrp040300-ssr_E03571-000BankingReportableSegmentsMember-JPY
Amortization of goodwill sgaPrior1InterimDuration_OperatingSegmentsNotIncludedInReportableSegmentsAndOtherRevenueGeneratingBusinessActivitiesMember64000000JPY
Amortization of goodwill sgaPrior1InterimDuration64000000JPY
Goodwill before offsettingPrior1InterimInstant_jpcrp040300-ssr_E03571-000BankingReportableSegmentsMember-JPY
Goodwill before offsettingPrior1InterimInstant_OperatingSegmentsNotIncludedInReportableSegmentsAndOtherRevenueGeneratingBusinessActivitiesMember971000000JPY
Goodwill before offsettingPrior1InterimInstant971000000JPY
Amortization of goodwill sgaInterimDuration_jpcrp040300-ssr_E03571-000BankingReportableSegmentsMember-JPY
Amortization of goodwill sgaInterimDuration_OperatingSegmentsNotIncludedInReportableSegmentsAndOtherRevenueGeneratingBusinessActivitiesMember64000000JPY
Amortization of goodwill sgaInterimDuration64000000JPY
Goodwill before offsettingInterimInstant_jpcrp040300-ssr_E03571-000BankingReportableSegmentsMember-JPY
Goodwill before offsettingInterimInstant_OperatingSegmentsNotIncludedInReportableSegmentsAndOtherRevenueGeneratingBusinessActivitiesMember841000000JPY
Goodwill before offsettingInterimInstant841000000JPY
Cash and due from banks assets bnkPrior1YearInstant_NonConsolidatedMember692567000000JPY
Cash and due from banks assets bnkInterimInstant_NonConsolidatedMember480719000000JPY
Call loans assets bnkPrior1YearInstant_NonConsolidatedMember125000000000JPY
Call loans assets bnkInterimInstant_NonConsolidatedMember170000000000JPY
Monetary claims bought assets bnkPrior1YearInstant_NonConsolidatedMember115621000000JPY
Monetary claims bought assets bnkInterimInstant_NonConsolidatedMember118110000000JPY
Trading account securities assets bnkPrior1YearInstant_NonConsolidatedMember44000000JPY
Trading account securities assets bnkInterimInstant_NonConsolidatedMember41000000JPY
Money held in trust assets bnkPrior1YearInstant_NonConsolidatedMember99000000JPY
Money held in trust assets bnkInterimInstant_NonConsolidatedMember99000000JPY
Securities assets bnkPrior1YearInstant_NonConsolidatedMember334690000000JPY
Securities assets bnkInterimInstant_NonConsolidatedMember388691000000JPY
Loans and bills discounted assets bnkPrior1YearInstant_NonConsolidatedMember2183843000000JPY
Loans and bills discounted assets bnkInterimInstant_NonConsolidatedMember2262039000000JPY
Foreign exchanges assets bnkPrior1YearInstant_NonConsolidatedMember1217000000JPY
Foreign exchanges assets bnkInterimInstant_NonConsolidatedMember1078000000JPY
Other assets assets bnkPrior1YearInstant_NonConsolidatedMember22961000000JPY
Other assets assets bnkInterimInstant_NonConsolidatedMember22673000000JPY
Other other assets assets bnkPrior1YearInstant_NonConsolidatedMember22961000000JPY
Other other assets assets bnkInterimInstant_NonConsolidatedMember22673000000JPY
Property plant and equipmentPrior1YearInstant_NonConsolidatedMember28088000000JPY
Property plant and equipmentInterimInstant_NonConsolidatedMember27829000000JPY
Intangible assetsPrior1YearInstant_NonConsolidatedMember8409000000JPY

Every row of the EDINET CSV. Item names are the XBRL element names; filed text is kept in its original Japanese. Filed text is available on Plus and Pro.

Data checks · 23 of 23 passed
balance sheet identityconsolidated 2025-03-31pass rounding
balance sheet identityconsolidated 2025-09-30pass rounding
balance sheet identitynon_consolidated 2025-03-31pass rounding
balance sheet identitynon_consolidated 2025-09-30pass
dei present pass
period resolution pass
statement vs summary · net assetsconsolidated 2024-03-31pass
statement vs summary · net assetsconsolidated 2024-09-30pass
statement vs summary · net assetsconsolidated 2025-03-31pass
statement vs summary · net assetsconsolidated 2025-09-30pass
statement vs summary · net assetsnon_consolidated 2024-03-31pass
statement vs summary · net assetsnon_consolidated 2024-09-30pass
statement vs summary · net assetsnon_consolidated 2025-03-31pass
statement vs summary · net assetsnon_consolidated 2025-09-30pass
statement vs summary · net income attributable to parentconsolidated 2024-04-01/2024-09-30pass
statement vs summary · net income attributable to parentconsolidated 2025-04-01/2025-09-30pass
statement vs summary · operating cash flowconsolidated 2024-04-01/2024-09-30pass
statement vs summary · operating cash flowconsolidated 2025-04-01/2025-09-30pass
statement vs summary · total assetsconsolidated 2024-09-30pass
statement vs summary · total assetsconsolidated 2025-03-31pass
statement vs summary · total assetsconsolidated 2025-09-30pass
statement vs summary · total assetsnon_consolidated 2025-03-31pass
statement vs summary · total assetsnon_consolidated 2025-09-30pass